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The Federal Bank Limited (FEDERALBNK.NS)

INR327.55 +0.05 (+0.02%)
IN NSE Financial Services Banks - Regional
Address Federal Towers 683101
Aluva, IN
CEO Krishnan Venkat Subramanian
IPO 1996-01-01
ISIN INE171A01029

Explore sections of this company profile

Also trades on Bombay Stock Exchange · FEDERALBNK.BO (INR) London Stock Exchange · FEDS.L (USD) National Stock Exchange of India · FEDERALBNK.NS (INR)
Description

The Federal Bank Limited, an prominent Indian financial institution, delivers a comprehensive array of banking and financial solutions across the nation. Its operations are strategically divided into four key segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. The bank offers a diverse range of deposit products catering to various customer needs, including standard savings and current accounts, specialized noor personal and salary accounts, demat accounts, and a variety of term deposits such as fixed deposits, cash certificates, and recurring deposits. They also provide unique options like exchange earners' foreign currency accounts, gilt accounts, and specific NRI deposit schemes. Regarding credit facilities, Federal Bank's portfolio is extensive. It encompasses personal loans (including gold, housing, car, property, educational, and instant digital options), business finance for SMEs, agricultural and allied sector loans, as well as broader term loans, project finance, and working capital solutions. The bank also facilitates credit through loans against sovereign gold bonds and fixed deposits, alongside offering debit and credit card services. Beyond traditional banking, the institution extends its offerings to include various insurance products (life, health, and general). It also provides critical financial services such as cash management, wealth management, and merchant banking. Investment avenues include mutual funds, sovereign gold bonds, online trading platforms, and participation in the National Pension System. Furthermore, Federal Bank is active in treasury products, and a wide range of transactional and digital services, including remittance, fund transfers, payment and collection services, bill discounting, bank guarantees, letters of credit, packing credit limits, trade finance, LC bill discounting, internet banking, mobile banking, ATM services, and tele banking. As of March 31, 2022, The Federal Bank Limited maintained a substantial physical presence with 1,282 branches and 1,885 ATMs/recyclers. The bank, incorporated in 1931, was originally known as Travancore Federal Bank Limited before adopting its current name in March 1947. Its corporate headquarters are situated in Aluva, India.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
INR327.55 +0.05 (+0.02%)
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Volume Profile
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Liquidity & share structure
Average Volume
12M
Beta
0.30
Float Shares
2.20B
Free Float %
89.3%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.02% -0.02% +0.70% -3.64% +12.03% +8.18% +43.00% +130.61% +231.17% +451.43% +4,352.23%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
327.55
DCF (Unlevered) 110.93 -66.1%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 71% Bullish
Rating 2026-05 Change
Strong Buy 6 0
Buy 18 -1
Hold 7 -1
Sell 0 0
Strong Sell 3 0
Quality scores
Altman Z-Score
0.33
Distress
Piotroski F-Score
3 / 9
Average
Composite Rating
B-
Overall Score
2 / 5
Medium
DCF Score
1 / 5
Low
ROE Score
4 / 5
High
ROA Score
3 / 5
Medium
D/E Score
2 / 5
Medium
P/E Score
2 / 5
Medium
P/Book Score
2 / 5
Medium
Operational MOAT
  • Revenue growth
    +7.5% Q1'26: +14.1% (vs Q1'25)
  • EPS growth
    +4.1% Q1'26: +22.3% (vs Q1'25)
  • FCF margin
    Q1'26: -27.4% (vs Q1'25)
  • EBIT margin
    Q1'26: +18.8% (vs Q1'25)
  • ROIC
    Q1'26: +11.8% (vs Q1'25)
  • Share dilution
    +0.4% Q1'26: +0.5% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 4.84× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.33) × ERP
WACC = 68% × Ke + 32% × Kd (53.5%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 110.93 Current price: 327.55
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Mar 2006
actual
Mar 2007
actual
Mar 2008
actual
Mar 2009
actual
Mar 2010
actual
Mar 2011
actual
Mar 2012
actual
Mar 2013
actual
Mar 2014
actual
Mar 2015
actual
Mar 2016
actual
Mar 2017
actual
Mar 2018
actual
Mar 2019
actual
Mar 2020
actual
Mar 2021
actual
Mar 2022
actual
Mar 2023
actual
Mar 2024
actual
Mar 2025
actual
Mar 2026
29 Rev. Ana.
31 EPS Ana.
Mar 2027
31 Rev. Ana.
33 EPS Ana.
Mar 2028
31 Rev. Ana.
32 EPS Ana.
Mar 2029
10 Rev. Ana.
10 EPS Ana.
Mar 2030
5 Rev. Ana.
4 EPS Ana.
Revenue
16.53B
est: 6.53B (+153.3%)
21.04B
est: 7.39B (+184.8%)
29.10B
est: 10.94B (+165.9%)
38.31B
est: 15.15B (+152.8%)
42.06B
est: 16.63B (+152.9%)
45.70B
est: 17.68B (+158.5%)
60.28B
est: 20.57B (+193.1%)
68.63B
est: 22.00B (+211.9%)
76.48B
est: 22.54B (+239.3%)
82.60B
est: 31.99B (+158.2%)
85.46B
est: 32.97B (+159.2%)
97.88B
est: 41.08B (+138.3%)
109.08B
est: 47.89B (+127.8%)
128.10B
est: 55.34B (+131.5%)
153.51B
est: 64.86B (+136.7%)
162.03B
est: 74.45B (+117.6%)
165.02B
est: 80.66B (+104.6%)
202.54B
est: 94.46B (+114.4%)
266.25B
est: 126.35B (+110.7%)
318.79B
est: 132.68B (+140.3%)
147.93B
143.77B – 158.90B
+11.5% YoY
173.49B
162.95B – 182.01B
+17.3% YoY
203.23B
188.11B – 217.12B
+17.1% YoY
241.87B
240.98B – 242.76B
+19.0% YoY
288.96B
269.27B – 306.14B
+19.5% YoY
EBITDA
2.51B
est: 1.21B (+107.8%)
3.17B
est: 1.37B (+131.8%)
3.89B
est: 2.02B (+92.4%)
5.44B
est: 2.80B (+94.0%)
4.90B
est: 3.08B (+59.4%)
6.11B
est: 3.27B (+86.9%)
8.12B
est: 3.80B (+113.6%)
9.35B
est: 4.07B (+129.8%)
9.48B
est: 4.17B (+127.3%)
11.37B
est: 5.92B (+92.2%)
5.95B
est: 6.10B (-2.5%)
14.66B
est: 7.60B (+92.9%)
10.34B
est: 8.86B (+16.8%)
20.82B
est: 10.23B (+103.5%)
21.86B
est: 12.00B (+82.2%)
23.23B
est: 13.77B (+68.8%)
27.85B
est: 14.92B (+86.7%)
44.45B
est: 17.47B (+154.4%)
55.31B
est: 24.29B (+127.7%)
59.09B
est: 25.51B (+131.6%)
28.44B
27.64B – 30.55B
+11.5% YoY
33.36B
31.33B – 35.00B
+17.3% YoY
39.08B
36.17B – 41.75B
+17.1% YoY
46.50B
46.33B – 46.67B
+19.0% YoY
55.56B
51.77B – 58.86B
+19.5% YoY
EBIT
2.25B
est: 1.15B (+95.5%)
2.93B
est: 2.67B (+9.8%)
3.60B
est: 3.83B (-6.0%)
5.00B
est: 7.36B (-32.0%)
4.40B
est: 7.94B (-44.6%)
5.56B
est: 4.67B (+19.0%)
7.54B
est: 6.48B (+16.4%)
8.53B
est: 12.26B (-30.5%)
8.50B
est: 12.42B (-31.6%)
10.58B
est: 13.13B (-19.4%)
4.86B
est: 16.14B (-69.9%)
13.42B
est: 9.08B (+47.9%)
9.10B
est: 16.02B (-43.2%)
19.60B
est: 15.80B (+24.1%)
20.60B
est: 21.44B (-3.9%)
22.09B
est: 22.57B (-2.2%)
26.46B
est: 26.92B (-1.7%)
42.63B
est: 32.94B (+29.4%)
52.98B
est: 23.18B (+128.6%)
56.20B
est: 24.28B (+131.5%)
27.14B
26.37B – 29.15B
+11.8% YoY
31.82B
29.89B – 33.39B
+17.3% YoY
37.28B
34.51B – 39.83B
+17.1% YoY
44.37B
44.21B – 44.53B
+19.0% YoY
53.01B
49.39B – 56.16B
+19.5% YoY
Net Income
2.25B
est: 5.62B (-60.0%)
2.93B
est: 2.67B (+9.8%)
3.60B
est: 3.83B (-6.0%)
5.00B
est: 5.38B (-7.1%)
4.40B
est: 4.90B (-10.2%)
5.56B
est: 4.67B (+19.0%)
7.54B
est: 6.48B (+16.4%)
8.53B
est: 8.06B (+5.8%)
8.50B
est: 8.74B (-2.7%)
10.58B
est: 9.28B (+14.0%)
4.86B
est: 11.16B (-56.4%)
8.67B
est: 5.98B (+45.0%)
9.35B
est: 10.35B (-9.6%)
13.16B
est: 10.61B (+24.1%)
15.80B
est: 14.40B (+9.7%)
16.64B
est: 17.32B (-3.9%)
19.70B
est: 20.65B (-4.6%)
31.65B
est: 25.27B (+25.2%)
38.80B
est: 40.28B (-3.7%)
41.59B
est: 40.50B (+2.7%)
43.45B
39.13B – 52.61B
+7.3% YoY
51.37B
42.92B – 56.59B
+18.2% YoY
62.72B
50.10B – 70.03B
+22.1% YoY
71.73B
63.76B – 79.70B
+14.4% YoY
85.51B
77.94B – 92.13B
+19.2% YoY
SGA
292.93M
est: 25.16M (+1,064.3%)
255.14M
est: 7.01B (-96.4%)
445.80M
est: 9.51B (-95.3%)
511.86M
est: 11.43B (-95.5%)
194.41M
est: 10.78B (-98.2%)
598.01M
est: 15.70B (-96.2%)
262.24M
est: 19.53B (-98.7%)
252.02M
est: 14.37B (-98.2%)
326.00M
est: 15.29B (-97.9%)
547.61M
est: 19.24B (-97.2%)
222.07M
est: 18.79B (-98.8%)
306.99M
est: 32.40B (-99.1%)
649.78M
est: 34.28B (-98.1%)
21.55B
est: 39.19B (-45.0%)
26.92B
est: 40.41B (-33.4%)
30.17B
est: 51.87B (-41.8%)
34.92B
est: 61.87B (-43.6%)
36.84B
est: 75.71B (-51.3%)
45.69B
est: 21.17B (+115.9%)
51.93B
est: 102.12B (-49.1%)
24.78B
24.09B – 26.62B
-75.7% YoY
29.06B
27.30B – 30.49B
+17.3% YoY
34.05B
31.51B – 36.37B
+17.1% YoY
40.52B
40.37B – 40.67B
+19.0% YoY
48.41B
45.11B – 51.29B
+19.5% YoY
EPS
2.50
est: 2.27 (+10.1%)
2.61
est: 2.43 (+7.4%)
3.17
est: 2.64 (+20.1%)
2.93
est: 3.10 (-5.5%)
2.57
est: 3.23 (-20.6%)
3.25
est: 3.43 (-5.4%)
4.41
est: 4.34 (+1.5%)
4.98
est: 5.12 (-2.7%)
4.97
est: 4.72 (+5.4%)
6.18
est: 5.76 (+7.3%)
2.83
est: 2.99 (-5.5%)
5.04
est: 4.82 (+4.5%)
4.92
est: 5.53 (-11.0%)
6.65
est: 6.25 (+6.4%)
7.94
est: 7.93 (+0.2%)
8.34
est: 8.00 (+4.2%)
9.52
est: 9.28 (+2.5%)
15.01
est: 13.77 (+9.0%)
16.76
est: 16.81 (-0.3%)
16.98
est: 16.39 (+3.6%)
16.47
15.74 – 21.17
+0.5% YoY
20.23
17.27 – 22.77
+22.8% YoY
23.82
20.15 – 28.17
+17.8% YoY
28.45
25.65 – 32.06
+19.4% YoY
34.40
31.35 – 37.06
+20.9% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-29 B- 2/5 1/5 4/5 3/5 2/5 2/5 2/5
2026-05-27 B- 2/5 1/5 4/5 3/5 2/5 2/5 2/5
2026-05-26 B- 2/5 1/5 4/5 3/5 2/5 2/5 2/5
2026-05-25 B- 2/5 1/5 4/5 3/5 2/5 2/5 2/5
2026-05-22 B- 2/5 1/5 4/5 3/5 2/5 2/5 2/5
2026-05-21 B- 2/5 1/5 4/5 3/5 2/5 2/5 2/5
2026-05-20 B- 2/5 1/5 4/5 3/5 2/5 2/5 2/5
2026-05-19 B- 3/5 1/5 4/5 4/5 2/5 2/5 2/5
2026-05-18 B- 3/5 1/5 4/5 4/5 2/5 2/5 2/5
2026-05-15 B- 2/5 1/5 3/5 4/5 2/5 2/5 2/5
2026-05-14 B- 2/5 1/5 3/5 4/5 2/5 2/5 2/5
2026-05-13 B- 2/5 1/5 3/5 4/5 2/5 2/5 2/5
2026-05-12 B- 2/5 1/5 3/5 4/5 2/5 2/5 2/5
2026-05-11 B- 2/5 1/5 3/5 4/5 2/5 2/5 2/5
2026-05-08 B- 2/5 1/5 3/5 4/5 2/5 2/5 2/5
2026-05-07 B- 2/5 1/5 3/5 4/5 2/5 2/5 2/5
2026-05-06 B- 2/5 1/5 3/5 4/5 2/5 2/5 2/5
2026-05-05 B- 2/5 1/5 3/5 4/5 2/5 2/5 2/5
2026-05-04 B- 2/5 1/5 3/5 4/5 2/5 2/5 2/5
2026-04-30 B- 3/5 1/5 4/5 4/5 2/5 2/5 2/5
2026-04-29 D+ 1/5 1/5 1/5 1/5 1/5 2/5 1/5
2026-04-28 D+ 1/5 1/5 1/5 1/5 1/5 2/5 1/5
2026-04-27 D+ 1/5 1/5 1/5 1/5 1/5 2/5 1/5
2026-04-24 D+ 1/5 1/5 1/5 1/5 1/5 2/5 1/5
2026-04-23 D+ 1/5 1/5 1/5 1/5 1/5 2/5 1/5
2026-04-22 D+ 1/5 1/5 1/5 1/5 1/5 2/5 1/5
2026-04-21 D+ 1/5 1/5 1/5 1/5 1/5 2/5 1/5
2026-04-20 D+ 1/5 1/5 1/5 1/5 1/5 2/5 1/5
2026-04-17 D+ 1/5 1/5 1/5 1/5 1/5 2/5 1/5
2026-04-16 D+ 1/5 1/5 1/5 1/5 1/5 2/5 1/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
1.66B
OE per share TTM
0.67
Owner's Yield
0.23%
Maintenance CapEx ratio
2.99%
Maint CapEx / Avg PPE
4.2%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 1 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 Schwab Emerging Markets Equity ETF SCHE 0.06% 7.38M 0.06%

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
4.01M
Shares Outstanding
2.46B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Krishnan Venkat Subramanian Chief Executive Officer, MD & Director 18M male
Harsh Dugar Executive Director 17M male
Johnson K. Jose Group President, Chief Technology Officer & Controller of Fedserv male
Manikandan VP & CFO male
N. Rajanarayanan Executive Vice President & Chief Human Resources Officer male
Souvik Roy Head of Investor Relations male
Sunil K. N. Kumar Group President & Chief Compliance Officer male
V. S. Murthy Executive Vice President & Chief Marketing Officer male
Damodaran C. Executive Vice President & Chief Risk Officer male
Venkatraman Venkateswaran Chief Financial Officer & Executive Director male
Divakar Sudhakar Dixit Group President & Chief Credit Officer male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits