Freedom Financial Holdings, Inc. (FDVA)
Fairfax, VA, US
Freedom Financial Holdings, Inc. serves as the parent company for The Freedom Bank of Virginia, which delivers a comprehensive array of commercial, personal, and mortgage banking solutions. The bank's offerings encompass diverse deposit products, including individual and business checking accounts, interest-earning business savings accounts, money market accounts, personal savings accounts, certificates of deposit (CDs), and Individual Retirement Accounts (IRAs). Furthermore, it provides access to insured cash sweep (ICS) and Certificate of Deposit Account Registry Service (CDARS). In its lending division, the institution furnishes business term loans, personal loans, home mortgages, and commercial lines of credit. It also specializes in financing for commercial real estate, small business lending, home equity lines of credit, and credit cards. Beyond its core banking activities, Freedom Financial Holdings offers various ancillary services. These include treasury management, online and mobile banking platforms, remote deposit capture, ACH processing, wire transfers, and advanced fraud prevention. Additional services comprise business valuation, bank-at-work programs, merchant services, and exclusive prestige banking options. The company operates a network of physical branches in Vienna, Fairfax, Chantilly, Reston, and Manassas, all located within Virginia. Founded in 2001, its corporate headquarters are situated in Fairfax, Virginia.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +0.00% | +0.00% | -0.49% | -1.21% | +7.96% | +3.13% | +7.96% | +19.49% | +7.49% | +47.88% | +28.83% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2024-11 | Change |
|---|---|---|
| Strong Buy | 0 | -1 |
| Buy | 0 | 0 |
| Hold | 1 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth-4.2% Q1'26: -7.9% (vs Q1'25)
-
EPS growth-92.0% Q1'26: -42.9% (vs Q1'25)
-
FCF margin— Q1'26: +0.0% (vs Q1'25)
-
EBIT margin— Q1'26: +9.5% (vs Q1'25)
-
ROIC— Q1'26: +3.7% (vs Q1'25)
-
Share dilution-1.2% Q1'26: -1.5% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 7.94× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2018 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 1 Rev. Ana. 1 EPS Ana. |
Dec 2027 1 Rev. Ana. 1 EPS Ana. |
Dec 2028 1 Rev. Ana. 1 EPS Ana. |
Dec 2029 1 Rev. Ana. 1 EPS Ana. |
Dec 2030 1 Rev. Ana. 1 EPS Ana. |
Dec 2031 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
25.07M
est: 26.13M (-4.0%)
|
38.02M
est: 19.99M (+90.2%)
|
40.14M
est: 19.02M (+111.0%)
|
44.27M
est: 30.22M (+46.5%)
|
60.10M
est: 33.24M (+80.8%)
|
66.41M
est: 66.41M (+0.0%)
|
63.61M
est: 63.61M (+0.0%)
|
71.93M
71.93M – 71.93M
+13.1% YoY
|
81.34M
81.34M – 81.34M
+13.1% YoY
|
91.98M
91.98M – 91.98M
+13.1% YoY
|
104.02M
104.02M – 104.02M
+13.1% YoY
|
117.63M
117.63M – 117.63M
+13.1% YoY
|
133.02M
133.02M – 133.02M
+13.1% YoY
|
| EBITDA |
438.7K
est: 7.65M (-94.3%)
|
9.34M
est: 11.17M (-16.4%)
|
13.44M
est: 12.03M (+11.7%)
|
13.42M
est: 13.23M (+1.4%)
|
2.17M
est: 14.56M (-85.1%)
|
5.60M
est: 13.34M (-58.0%)
|
206.8K
est: 9.69M (-97.9%)
|
10.96M
10.96M – 10.96M
+13.1% YoY
|
12.39M
12.39M – 12.39M
+13.1% YoY
|
14.01M
14.01M – 14.01M
+13.1% YoY
|
15.85M
15.85M – 15.85M
+13.1% YoY
|
17.92M
17.92M – 17.92M
+13.1% YoY
|
20.26M
20.26M – 20.26M
+13.1% YoY
|
| EBIT |
148.9K
est: 5.17M (-97.1%)
|
9.08M
est: 3.95M (+129.7%)
|
13.26M
est: 3.76M (+252.4%)
|
13.25M
est: 5.98M (+121.8%)
|
2.17M
est: 6.57M (-67.0%)
|
5.60M
est: 13.14M (-57.4%)
|
206.8K
est: 9.58M (-97.8%)
|
10.84M
10.84M – 10.84M
+13.1% YoY
|
12.26M
12.26M – 12.26M
+13.1% YoY
|
13.86M
13.86M – 13.86M
+13.1% YoY
|
15.67M
15.67M – 15.67M
+13.1% YoY
|
17.72M
17.72M – 17.72M
+13.1% YoY
|
20.04M
20.04M – 20.04M
+13.1% YoY
|
| Net Income |
191.3K
est: -1.36M (+114.0%)
|
7.36M
est: 4.90M (+50.4%)
|
10.73M
est: 5.19M (+106.6%)
|
10.56M
est: 5.71M (+85.0%)
|
2.32M
est: 6.28M (-63.1%)
|
4.71M
est: 3.93M (+19.9%)
|
374.2K
est: 3.96M (-90.5%)
|
3.96M
3.96M – 3.96M
+0.0% YoY
|
431.6K
431.6K – 431.6K
-89.1% YoY
|
1.94M
1.94M – 1.94M
+350.0% YoY
|
4.68M
4.68M – 4.68M
+140.7% YoY
|
3.60M
3.60M – 3.60M
-23.1% YoY
|
3.88M
3.88M – 3.88M
+8.0% YoY
|
| SGA |
12.09M
est: 22.40M (-46.0%)
|
16.43M
est: 13.93M (+17.9%)
|
16.61M
est: 14.99M (+10.8%)
|
15.97M
est: 16.49M (-3.1%)
|
15.60M
est: 18.14M (-14.0%)
|
21.97M
est: 23.87M (-8.0%)
|
16.18M
est: 20.60M (-21.5%)
|
23.30M
23.30M – 23.30M
+13.1% YoY
|
26.34M
26.34M – 26.34M
+13.1% YoY
|
29.79M
29.79M – 29.79M
+13.1% YoY
|
33.69M
33.69M – 33.69M
+13.1% YoY
|
38.10M
38.10M – 38.10M
+13.1% YoY
|
43.08M
43.08M – 43.08M
+13.1% YoY
|
| EPS |
0.03
est: 0.06 (-52.8%)
|
1.02
est: 0.65 (+56.9%)
|
1.47
est: 0.50 (+194.0%)
|
1.45
est: 0.54 (+168.5%)
|
0.32
est: 0.56 (-42.9%)
|
0.65
est: 0.54 (+20.4%)
|
0.05
est: 0.55 (-90.5%)
|
0.55
0.55 – 0.55
+0.0% YoY
|
0.06
0.06 – 0.06
-89.1% YoY
|
0.27
0.27 – 0.27
+350.0% YoY
|
0.65
0.65 – 0.65
+140.7% YoY
|
0.50
0.50 – 0.50
-23.1% YoY
|
0.54
0.54 – 0.54
+8.0% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-08 | C+ | 2/5 | 4/5 | 1/5 | 1/5 | 2/5 | 1/5 | 3/5 |
| 2026-05-06 | C+ | 2/5 | 4/5 | 1/5 | 1/5 | 2/5 | 1/5 | 3/5 |
| 2026-05-05 | C+ | 2/5 | 4/5 | 1/5 | 1/5 | 2/5 | 1/5 | 3/5 |
| 2026-05-04 | C+ | 2/5 | 4/5 | 1/5 | 1/5 | 2/5 | 1/5 | 3/5 |
| 2026-05-01 | C+ | 2/5 | 4/5 | 1/5 | 1/5 | 2/5 | 1/5 | 3/5 |
| 2026-04-30 | B- | 3/5 | 4/5 | 2/5 | 3/5 | 2/5 | 1/5 | 3/5 |
| 2026-04-29 | B- | 3/5 | 4/5 | 2/5 | 3/5 | 2/5 | 1/5 | 3/5 |
| 2026-04-28 | B- | 3/5 | 4/5 | 2/5 | 3/5 | 2/5 | 1/5 | 3/5 |
| 2026-04-27 | B- | 3/5 | 4/5 | 2/5 | 3/5 | 2/5 | 1/5 | 3/5 |
| 2026-04-24 | B- | 3/5 | 4/5 | 2/5 | 3/5 | 2/5 | 1/5 | 3/5 |
| 2026-04-22 | B- | 3/5 | 4/5 | 2/5 | 3/5 | 2/5 | 1/5 | 3/5 |
| 2026-04-17 | B | 3/5 | 4/5 | 2/5 | 4/5 | 2/5 | 1/5 | 3/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
This company is not held by any ETF in our universe.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Joseph Janney Thomas | President, Chief Executive Officer & Director | 653.1K | male |
| Shaun E. Murphy | Senior EVice President, Chief Operating Officer, Chief Risk Officer & Corporate Secretary | 443.6K | male |
| Richard A. Hutchison | Executive Vice President & Chief Mortgage Officer | 314.4K | male |
| Scott Clark | Senior EVP & CFO | 304.1K | male |
| Florante Santos | Executive VP & Chief Technology Officer | — | male |
| Kathleen H. Johnson | Chief Marketing Officer | — | female |
| Thyda Price | Compliance Director | — | — |
| Anthony Denk | Director Of Mortgage Production & Sales | — | male |
| Victoria S. Loucks | Executive Vice President & Head of Deposit Products | — | female |
| David Sanders | Chief Accounting Officer | — | male |
| Doris Hambright | HR Director | — | — |
| Erin L. Moore | Executive VP & Head of Operations | — | female |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Short-term intention
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