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First Citizens BancShares, Inc. Depositary Shares, each representing a 1/40th interest in a share of 6.625% Non-Cumulative Perpetual Preferred Stock, Series E (FCNCN)
Raleigh, NC, US
First Citizens BancShares, Inc. operates as a bank holding company, delivering both retail and commercial banking services through its various subsidiary entities. The organization's structure is categorized into four main segments: General Banking, Commercial Banking, Rail, and Corporate. The General Banking division is responsible for serving individual customers, primarily leveraging its extensive branch network. Commercial Banking, conversely, focuses on providing small and middle-market companies with lending products, leasing solutions, and a range of financial and advisory services. The Rail segment specializes in equipment leasing and secured financing solutions tailored for railroad and shipping entities. Lastly, the Corporate segment encompasses the company's investment securities portfolio and its interest-bearing cash holdings. The firm was established on August 7, 1986, and its corporate headquarters are located in Raleigh, North Carolina.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -2.67% | -2.71% | -2.94% | -2.86% | -1.73% | -1.73% | -1.73% | -1.73% | -1.73% | -1.73% | -1.73% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
-
Revenue growth-2.3% Q1'26: +0.3% (vs Q1'25)
-
EPS growth-12.7% Q1'26: +23.6% (vs Q1'25)
-
FCF margin— Q1'26: -4.7% (vs Q1'25)
-
EBIT margin— Q1'26: +20.4% (vs Q1'25)
-
ROIC— Q1'26: +3.9% (vs Q1'25)
-
Share dilution-9.4% Q1'26: -12.2% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 12.04× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 1 Rev. Ana. 1 EPS Ana. |
Dec 2027 1 Rev. Ana. 1 EPS Ana. |
Dec 2028 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|
| Revenue |
14.55B
est: 9.30B (+56.5%)
|
14.22B
est: 8.81B (+61.3%)
|
8.76B
8.76B – 8.76B
-0.6% YoY
|
9.19B
9.19B – 9.19B
+4.9% YoY
|
9.97B
9.97B – 9.97B
+8.4% YoY
|
| EBITDA |
3.72B
est: 3.06B (+21.6%)
|
3.38B
est: 2.90B (+16.4%)
|
2.88B
2.88B – 2.88B
-0.6% YoY
|
3.02B
3.02B – 3.02B
+4.9% YoY
|
3.28B
3.28B – 3.28B
+8.4% YoY
|
| EBIT |
3.59B
est: 2.71B (+32.5%)
|
2.97B
est: 2.57B (+15.7%)
|
2.55B
2.55B – 2.55B
-0.6% YoY
|
2.68B
2.68B – 2.68B
+4.9% YoY
|
2.90B
2.90B – 2.90B
+8.4% YoY
|
| Net Income |
2.78B
est: 2.43B (+14.4%)
|
2.21B
est: 2.20B (+0.4%)
|
2.31B
2.31B – 2.31B
+5.0% YoY
|
2.58B
2.58B – 2.58B
+11.7% YoY
|
2.82B
2.82B – 2.82B
+9.4% YoY
|
| SGA |
3.51B
est: 2.57B (+36.6%)
|
3.82B
est: 2.44B (+56.9%)
|
2.42B
2.42B – 2.42B
-0.6% YoY
|
2.54B
2.54B – 2.54B
+4.9% YoY
|
2.75B
2.75B – 2.75B
+8.4% YoY
|
| EPS |
189.38
est: 186.69 (+1.4%)
|
165.28
est: 169.04 (-2.2%)
|
177.45
177.45 – 177.45
+5.0% YoY
|
198.25
198.25 – 198.25
+11.7% YoY
|
216.81
216.81 – 216.81
+9.4% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-28 | B | 3/5 | 1/5 | 3/5 | 3/5 | 1/5 | 4/5 | 5/5 |
| 2026-05-27 | B | 3/5 | 1/5 | 3/5 | 3/5 | 1/5 | 4/5 | 5/5 |
| 2026-05-26 | B | 3/5 | 1/5 | 3/5 | 3/5 | 1/5 | 4/5 | 5/5 |
| 2026-05-22 | B | 3/5 | 1/5 | 3/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-21 | B | 3/5 | 1/5 | 3/5 | 3/5 | 1/5 | 4/5 | 5/5 |
| 2026-05-20 | B | 3/5 | 1/5 | 3/5 | 3/5 | 1/5 | 4/5 | 5/5 |
| 2026-05-19 | B | 3/5 | 1/5 | 3/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-18 | B | 3/5 | 1/5 | 3/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-15 | B | 3/5 | 1/5 | 3/5 | 3/5 | 1/5 | 4/5 | 5/5 |
| 2026-05-14 | B | 3/5 | 1/5 | 3/5 | 3/5 | 1/5 | 4/5 | 5/5 |
| 2026-05-13 | B | 3/5 | 1/5 | 3/5 | 3/5 | 1/5 | 4/5 | 5/5 |
| 2026-05-12 | B | 3/5 | 1/5 | 3/5 | 3/5 | 1/5 | 4/5 | 5/5 |
| 2026-05-11 | B | 3/5 | 1/5 | 3/5 | 3/5 | 1/5 | 4/5 | 5/5 |
| 2026-05-08 | B+ | 3/5 | 1/5 | 3/5 | 3/5 | 1/5 | 5/5 | 5/5 |
| 2026-05-07 | B+ | 3/5 | 1/5 | 3/5 | 3/5 | 1/5 | 5/5 | 5/5 |
| 2026-05-06 | B+ | 3/5 | 1/5 | 3/5 | 3/5 | 1/5 | 5/5 | 5/5 |
| 2026-05-05 | B+ | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 5/5 | 5/5 |
| 2026-05-04 | B+ | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 5/5 | 5/5 |
| 2026-05-01 | B+ | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 5/5 | 5/5 |
| 2026-04-30 | B+ | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 5/5 | 5/5 |
| 2026-04-29 | B+ | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 4/5 | 5/5 |
| 2026-04-28 | B+ | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 4/5 | 5/5 |
| 2026-04-27 | B+ | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 4/5 | 5/5 |
| 2026-04-24 | B+ | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 4/5 | 5/5 |
| 2026-04-23 | B+ | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 4/5 | 5/5 |
| 2026-04-22 | B+ | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 4/5 | 5/5 |
| 2026-04-21 | B+ | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 4/5 | 5/5 |
| 2026-04-20 | B+ | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 4/5 | 5/5 |
| 2026-04-17 | B+ | 3/5 | 1/5 | 4/5 | 4/5 | 1/5 | 4/5 | 5/5 |
| 2026-04-16 | B+ | 3/5 | 1/5 | 4/5 | 4/5 | 1/5 | 4/5 | 5/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | Virtus InfraCap U.S. Preferred Stock ETF PFFA | 2.03% | 49.73M | 2.11% |
| 2 | AAM Low Duration Preferred and Income Securities ETF PFLD | 0.96% | 4.71M | 0.45% |
| 3 | Invesco Financial Preferred ETF PGF | 0.80% | 5.49M | 0.55% |
| 4 | John Hancock Investments - Preferred Income ETF JHPI | 0.44% | 943.5K | 0.85% |
| 5 | Invesco Preferred Shares UCITS ETF PRAC.L | 0.40% | 745.3K | 0.50% |
| 6 | Invesco Preferred Shares UCITS ETF PRFD.L | 0.40% | 745.3K | 0.50% |
| 7 | Invesco Preferred Shares UCITS ETF EUR Hedged Dist PDSE.DE | 0.40% | 743.3K | 0.55% |
| 8 | Invesco Preferred ETF PGX | 0.39% | 15.35M | 0.50% |
| 9 | iShares Preferred and Income Securities ETF PFF | 0.19% | 25.46M | 0.45% |
| 10 | Invesco Variable Rate Preferred Shares UCITS ETF VRPS.L | 0.15% | 34.0K | 0.50% |
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive team data is not available for this company yet.
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for FCNCN
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
