Subscribe

First Capital, Inc. (FCAP)

USD62.50 +0.75 (+1.21%)
US NASDAQ Financial Services Banks - Regional
Address 220 Federal Drive, N.W. 47112
Corydon, IN, US
CEO Michael Chris Frederick
IPO 1999-01-04
CIK 1070296 ISIN US31942S1042

Explore sections of this company profile

Description

First Capital, Inc. operates as the bank holding company for First Harrison Bank that provides various banking services to individuals and business customers in Indiana and Kentucky, the United States. The company provides various deposit instruments, including non-interest-bearing checking accounts, negotiable order of withdrawal accounts, money market accounts, regular savings accounts, certificates of deposit, and retirement savings plans. It also offers residential mortgage loans; construction loans for residential and commercial properties; and commercial real estate and business loans. In addition, the company originates residential mortgage, multi-family residential, commercial real estate and business, and consumer loans. Further, it provides various secured or guaranteed consumer loans, including automobile and truck, home equity, home improvement, boat, and mobile home loans; unsecured consumer loans; and loans secured by savings deposits. Additionally, the company invests in mortgage-backed securities and collateralized mortgage obligations. First Capital, Inc. was founded in 1891 and is based in Corydon, Indiana.

Merger & Acquisition History
Target company Date Filing
HCB Bancorp 1999-09-16 View
Hometown 2002-11-22 View
Kentucky 2015-09-15 View
Technical Outlook
Loading outlook…
Loading forecast...
Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
Loading risk profile…
Price Chart
Averages
Trend
Price
Levels
Draw
USD62.50 +0.75 (+1.21%)
Loading historical data…
Volume Profile
Loading…
Liquidity & share structure
Average Volume
6.1K
Beta
0.74
Float Shares
3.19M
Free Float %
95.4%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-0.16% +11.81% +14.29% +21.67% +23.64% +4.41% +25.78% +147.14% +37.36% +95.91% +579.98%
Rolling Volatility
Loading…
Drawdown
Loading…
Relative Strength
Loading…
Monthly Returns Heatmap
From To
Loading…
Annual Monthly Returns
Loading…
Daily Returns Distribution
vs.
Loading histogram data…

Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
62.50
DCF (Unlevered) 195.79 +213.3%
DCF (Levered) 235.08 +276.1%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM)
Rating 2024-11 Change
Strong Buy 0 0
Buy 0 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
-0.33
Distress
Piotroski F-Score
7 / 9
Strong
Composite Rating
B+
Overall Score
3 / 5
Medium
DCF Score
5 / 5
High
ROE Score
4 / 5
High
ROA Score
4 / 5
High
D/E Score
1 / 5
Low
P/E Score
3 / 5
Medium
P/Book Score
2 / 5
Medium
Operational MOAT
  • Revenue growth
    +12.4% Q1'26: +11.8% (vs Q1'25)
  • EPS growth
    +37.0% Q1'26: +34.0% (vs Q1'25)
  • FCF margin
    Q1'26: +34.5% (vs Q1'25)
  • EBIT margin
    Q1'26: +31.6% (vs Q1'25)
  • ROIC
    Q1'26: -6.4% (vs Q1'25)
  • Share dilution
    +0.1% Q1'26: -0.3% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 0.00× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.65) × ERP
WACC = 100% × Ke + 0% × Kd (4.0%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 201.39 Current price: 62.50
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-28 B+ 3/5 5/5 4/5 4/5 1/5 3/5 2/5
2026-05-27 B+ 3/5 5/5 4/5 4/5 1/5 3/5 2/5
2026-05-26 B+ 3/5 5/5 4/5 4/5 1/5 3/5 2/5
2026-05-22 B+ 3/5 5/5 4/5 4/5 1/5 3/5 2/5
2026-05-21 B+ 3/5 5/5 4/5 4/5 1/5 3/5 2/5
2026-05-20 B+ 3/5 5/5 4/5 4/5 1/5 3/5 2/5
2026-05-19 B+ 3/5 5/5 4/5 4/5 1/5 3/5 2/5
2026-05-18 B+ 3/5 5/5 4/5 4/5 1/5 3/5 2/5
2026-05-15 B+ 3/5 5/5 4/5 4/5 1/5 3/5 2/5
2026-05-14 B+ 3/5 5/5 4/5 4/5 1/5 3/5 2/5
2026-05-13 B+ 3/5 5/5 4/5 4/5 1/5 3/5 2/5
2026-05-12 B+ 3/5 5/5 4/5 4/5 1/5 3/5 2/5
2026-05-11 C+ 2/5 5/5 1/5 1/5 1/5 3/5 1/5
2026-05-08 C+ 2/5 5/5 1/5 1/5 1/5 3/5 1/5
2026-05-07 C+ 2/5 5/5 1/5 1/5 1/5 3/5 1/5
2026-05-06 C+ 2/5 5/5 1/5 1/5 1/5 3/5 1/5
2026-05-05 C+ 2/5 5/5 1/5 1/5 1/5 3/5 1/5
2026-05-04 C+ 2/5 5/5 1/5 1/5 1/5 3/5 1/5
2026-05-01 C+ 2/5 5/5 1/5 1/5 1/5 3/5 1/5
2026-04-30 C+ 2/5 5/5 1/5 1/5 1/5 3/5 1/5
2026-04-29 C+ 2/5 5/5 1/5 1/5 1/5 3/5 1/5
2026-04-28 C+ 2/5 5/5 1/5 1/5 1/5 3/5 1/5
2026-04-27 C+ 2/5 5/5 1/5 1/5 1/5 3/5 1/5
2026-04-24 A- 4/5 5/5 4/5 4/5 3/5 3/5 2/5
2026-04-23 A 4/5 5/5 4/5 5/5 3/5 3/5 2/5
2026-04-22 A 4/5 5/5 4/5 5/5 3/5 3/5 2/5
2026-04-21 A 4/5 5/5 4/5 5/5 3/5 3/5 2/5
2026-04-20 A 4/5 5/5 4/5 5/5 3/5 3/5 2/5
2026-04-17 A- 4/5 5/5 4/5 5/5 2/5 3/5 2/5
2026-04-16 A- 4/5 5/5 4/5 5/5 2/5 3/5 2/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
24.65M
OE per share TTM
7.36
Owner's Yield
Maintenance CapEx ratio
1.83%
Maint CapEx / Avg PPE
31.6%

Ownership Overview

Ownership breakdown
At a glance
Institutional holders
59
Total invested
43.61M
Insider transactions (90d)
0
Beneficial owners (>5%)
2
Beneficial owners (>5%)
# Reporting person Amount owned % of class Sole voting Shared voting Sole dispositive Shared dispositive Type Citizenship Filing date SEC filing
1 S.S.# ###-##-#### 78.5K 11.00% IN UNITED STATES OF AMERICA 1999-07-02
2 (1) BlackRock, Inc. 10.4K 0.30% 10.4K 10.4K HC Delaware 2021-07-12

Institutional Activity (13F)

Institutional ownership trend From To
13F snapshot — 2026 Q1
Investors holding
59
+3 vs prev Q
New positions
6
Closed positions
3
Increased
28
Reduced
16
Put/Call ratio
0.00
Calls held
Puts held
Top institutional holders
# Investor Shares / Δ Mkt value / Δ Own% / Δ Weight% / Δ Avg px / Perf. Hold / Status
1 VANGUARD GROUP INC 188.3K +117.3K (+165.2%) 11.15M +7.9M (+242.8%) 5.63% +3.507 pp 0.00% +0.000 pp USD53.07 +11.6% 33 qtrs
2 BLACKROCK, INC. 172.6K +21.2K (+14.0%) 10.22M +3.3M (+47.4%) 5.16% +0.635 pp 0.00% +0.000 pp USD43.24 +36.9% 6 qtrs
3 GEODE CAPITAL MANAGEMENT, LLC 77.5K -398.0 (-0.5%) 4.59M +1.0M (+28.6%) 2.32% -0.011 pp 0.00% +0.000 pp USD42.58 +39.0% 39 qtrs
4 SIENA CAPITAL PARTNERS GP, LLC 66.6K -26.5K (-28.5%) 3.94M -321.7K (-7.5%) 1.99% -0.788 pp 1.06% -0.162 pp USD30.21 +96.0% 12 qtrs
5 FARTHER FINANCE ADVISORS, LLC 49.2K +24.8K (+101.3%) 2.91M +1.8M (+160.2%) 1.47% +0.740 pp 0.03% +0.014 pp USD52.45 +12.9% 3 qtrs
6 STATE STREET CORP 45.5K +9.1K (+24.9%) 2.69M +1.0M (+61.5%) 1.36% +0.272 pp 0.00% +0.000 pp USD47.12 +25.6% 27 qtrs
7 BRIDGEWAY CAPITAL MANAGEMENT, LLC 34.7K +20.0 (+0.1%) 2.06M +466.2K (+29.3%) 1.04% +0.001 pp 0.04% +0.009 pp USD38.39 +54.2% 16 qtrs
8 HIGHTOWER ADVISORS, LLC 28.1K +— (+0.0%) 1.66M +376.9K (+29.3%) 0.84% +0.002 pp 0.00% +0.000 pp USD51.21 +15.6% 27 qtrs
9 DIMENSIONAL FUND ADVISORS LP 24.1K +46.0 (+0.2%) 1.43M +325.3K (+29.5%) 0.72% +0.003 pp 0.00% +0.000 pp USD42.59 +39.0% 31 qtrs
10 NORTHERN TRUST CORP 23.0K -365.0 (-1.6%) 1.36M +291.7K (+27.2%) 0.69% -0.010 pp 0.00% +0.000 pp USD40.50 +46.2% 6 qtrs
11 UBS GROUP AG 18.7K -5.4K (-22.6%) 1.10M +712.0 (+0.1%) 0.56% -0.162 pp 0.00% +0.000 pp USD40.15 +47.4% 16 qtrs
12 EMPOWERED FUNDS, LLC 18.3K +20.0 (+0.1%) 1.08M +246.0K (+29.4%) 0.55% +0.001 pp 0.01% +0.000 pp USD32.77 +80.7% 11 qtrs
13 ARROWSTREET CAPITAL, LIMITED PARTNERSHIP 11.6K +985.0 (+9.3%) 687.8K +200.8K (+41.2%) 0.35% +0.030 pp 0.00% +0.000 pp USD42.81 +38.3% 3 qtrs
14 MARINER, LLC 11.4K +89.0 (+0.8%) 673.7K +156.6K (+30.3%) 0.34% +0.003 pp 0.00% +0.000 pp USD26.55 +123.0% 14 qtrs
15 RAYMOND JAMES FINANCIAL INC 11.3K -3.2K (-22.2%) 671.1K +4.1K (+0.6%) 0.34% -0.096 pp 0.00% +0.000 pp USD35.46 +66.9% 5 qtrs
16 MORGAN STANLEY 10.6K +1.1K (+11.8%) 625.2K +192.4K (+44.4%) 0.32% +0.033 pp 0.00% +0.000 pp USD40.25 +47.1% 49 qtrs
17 CHARLES SCHWAB INVESTMENT MANAGEMENT INC 9.3K +— (+0.0%) 548.3K +124.1K (+29.3%) 0.28% +0.000 pp 0.00% +0.000 pp USD41.29 +43.4% 3 qtrs
18 STIFEL FINANCIAL CORP 8.2K -3.4K (-29.3%) 482.7K -45.7K (-8.7%) 0.24% -0.101 pp 0.00% +0.000 pp USD42.08 +40.7% 19 qtrs
19 BARCLAYS PLC 7.9K +7.7K (+3,540.4%) 469.8K +462.2K (+6,064.7%) 0.24% +0.231 pp 0.00% +0.000 pp USD58.72 +0.8% 27 qtrs
20 BANK OF NEW YORK MELLON CORP 7.5K -57.0 (-0.8%) 445.8K +98.2K (+28.3%) 0.23% -0.002 pp 0.00% +0.000 pp USD41.42 +42.9% 3 qtrs
21 GOLDMAN SACHS GROUP INC 6.6K +2.0K (+43.7%) 390.3K +180.2K (+85.7%) 0.20% +0.060 pp 0.00% +0.000 pp USD49.88 +18.7% 2 qtrs
22 PNC FINANCIAL SERVICES GROUP, INC. 5.8K +5.8K (+82,885.7%) 343.9K +343.6K (+107,031.8%) 0.17% +0.173 pp 0.00% +0.000 pp USD59.18 +0.0% 2 qtrs
23 FORVIS WEALTH ADVISORS, LLC 5.5K +— (+0.0%) 327.5K +74.1K (+29.3%) 0.17% +0.000 pp 0.01% +0.001 pp USD41.29 +43.4% 3 qtrs
24 RENAISSANCE TECHNOLOGIES LLC 5.0K -500.0 (-9.1%) 296.0K +44.1K (+17.5%) 0.15% -0.015 pp 0.00% +0.000 pp USD41.62 +42.2% 3 qtrs
25 STOCK YARDS BANK & TRUST CO 4.8K +202.0 (+4.4%) 285.5K +73.9K (+34.9%) 0.14% +0.006 pp 0.01% +0.002 pp USD46.36 +27.7% 2 qtrs
26 BARLOW WEALTH PARTNERS, INC. 5.3K +21.0 (+0.4%) 273.2K +50.6K (+22.7%) 0.16% +0.001 pp 0.03% +0.005 pp USD38.28 +54.6% 4 qtrs
27 BANK OF AMERICA CORP /DE/ 4.2K +847.0 (+25.3%) 248.3K +95.0K (+62.0%) 0.13% +0.025 pp 0.00% +0.000 pp USD45.50 +30.1% 38 qtrs
28 NUVEEN, LLC 4.2K +4.2K (+100.0%) 248.1K +248.1K (+100.0%) 0.13% +0.125 pp 0.00% +0.000 pp USD59.20 +0.0% 1 qtrs NEW
29 WELLS FARGO & COMPANY/MN 3.7K +1.2K (+46.2%) 216.6K +102.0K (+89.0%) 0.11% +0.035 pp 0.00% +0.000 pp USD47.46 +24.7% 27 qtrs
30 DEUTSCHE BANK AG\ 2.9K +458.0 (+18.7%) 172.0K +59.9K (+53.4%) 0.09% +0.014 pp 0.00% +0.000 pp USD47.91 +23.6% 2 qtrs
31 RHUMBLINE ADVISERS 2.4K -722.0 (-23.4%) 139.6K -1.5K (-1.0%) 0.07% -0.022 pp 0.00% +0.000 pp USD41.29 +43.4% 3 qtrs
32 NEW YORK STATE COMMON RETIREMENT FUND 2.1K -500.0 (-19.2%) 124.3K +5.2K (+4.4%) 0.06% -0.015 pp 0.00% +0.000 pp USD41.29 +43.4% 3 qtrs
33 METLIFE INVESTMENT MANAGEMENT, LLC 2.0K -40.0 (-2.0%) 116.7K +24.6K (+26.7%) 0.06% -0.001 pp 0.00% +0.000 pp USD41.29 +43.4% 3 qtrs
34 JPMORGAN CHASE & CO 2.0K -838.0 (-29.8%) 116.7K -12.0K (-9.3%) 0.06% -0.025 pp 0.00% +0.000 pp USD43.29 +36.8% 11 qtrs
35 MIRAE ASSET GLOBAL ETFS HOLDINGS LTD. 1.5K -9.0 (-0.6%) 90.0K +20.0K (+28.5%) 0.05% 0.000 pp 0.00% +0.000 pp USD41.29 +43.4% 3 qtrs
36 FIFTH THIRD BANCORP 1.4K +— (+0.0%) 82.9K +18.8K (+29.3%) 0.04% +0.000 pp 0.00% +0.000 pp USD51.21 +15.6% 27 qtrs
37 CWM, LLC 1.0K +12.0 (+1.2%) 60.0K +14.0K (+30.4%) 0.03% +0.000 pp 0.00% +0.000 pp USD42.64 +38.8% 3 qtrs
38 BNP PARIBAS ARBITRAGE, SNC 736.00 -22.0 (-2.9%) 43.6K +8.9K (+25.5%) 0.02% -0.001 pp 0.00% +0.000 pp USD42.60 +39.0% 27 qtrs
39 POLICE & FIREMEN'S RETIREMENT SYSTEM OF NEW JERSEY 675.00 +— (+0.0%) 40.0K +9.0K (+29.3%) 0.02% +0.000 pp 0.00% +0.000 pp USD41.29 +43.4% 3 qtrs
40 RUSSELL INVESTMENTS GROUP, LTD. 554.00 +284.0 (+105.2%) 32.8K +20.4K (+165.2%) 0.02% +0.009 pp 0.00% +0.000 pp USD52.67 +12.4% 2 qtrs
41 AMERITAS INVESTMENT PARTNERS, INC. 333.00 +— (+0.0%) 19.7K +4.5K (+29.3%) 0.01% +0.000 pp 0.00% +0.000 pp USD41.29 +43.4% 3 qtrs
42 LEGAL & GENERAL GROUP PLC 296.00 +— (+0.0%) 17.5K +4.0K (+29.3%) 0.01% +0.000 pp 0.00% +0.000 pp USD41.29 +43.4% 3 qtrs
43 FMR LLC 229.00 +146.0 (+175.9%) 13.6K +9.8K (+257.7%) 0.01% +0.004 pp 0.00% +0.000 pp USD49.85 +18.8% 7 qtrs
44 CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM 201.00 -4.0 (-2.0%) 11.9K +2.5K (+26.7%) 0.01% 0.000 pp 0.00% +0.000 pp USD41.30 +43.3% 3 qtrs
45 TOWER RESEARCH CAPITAL LLC (TRC) 191.00 -124.0 (-39.4%) 11.3K -3.1K (-21.6%) 0.01% -0.004 pp 0.00% 0.000 pp USD45.80 +29.3% 23 qtrs
46 STERLING CAPITAL MANAGEMENT LLC 188.00 -37.0 (-16.4%) 11.1K +825.0 (+8.0%) 0.01% -0.001 pp 0.00% +0.000 pp USD44.03 +34.5% 3 qtrs
47 AMALGAMATED BANK 102.00 -9.0 (-8.1%) 6.0K +1.0K (+20.0%) 0.00% 0.000 pp 0.00% +0.000 pp USD41.28 +43.4% 3 qtrs
48 JONES FINANCIAL COMPANIES LLLP 100.00 +— (+0.0%) 5.9K +1.3K (+28.8%) 0.00% +0.000 pp 0.00% +0.000 pp USD32.25 +83.6% 5 qtrs
49 CITIGROUP INC 75.00 +37.0 (+97.4%) 4.4K +2.7K (+155.0%) 0.00% +0.001 pp 0.00% +0.000 pp USD50.12 +18.1% 3 qtrs
50 ROYAL BANK OF CANADA 36.00 -47.0 (-56.6%) 3.0K -1.0K (-25.0%) 0.00% -0.001 pp 0.00% +0.000 pp USD41.08 +44.1% 4 qtrs
51 ALLWORTH FINANCIAL LP 13.00 +— (+0.0%) 770.00 +174.0 (+29.2%) 0.00% +0.000 pp 0.00% +0.000 pp USD45.77 +29.3% 2 qtrs
52 EVERSOURCE WEALTH ADVISORS, LLC 8.00 +1.0 (+14.3%) 474.00 +153.0 (+47.7%) 0.00% +0.000 pp 0.00% +0.000 pp USD47.38 +24.9% 2 qtrs
53 TRANSAMERICA FINANCIAL ADVISORS, INC. 5.00 +5.0 (+100.0%) 296.00 +296.0 (+100.0%) 0.00% +0.000 pp 0.00% +0.000 pp USD59.20 +0.0% 1 qtrs NEW
54 TRUE WEALTH DESIGN, LLC 2.00 +— (+0.0%) 119.00 +27.0 (+29.3%) 0.00% +0.000 pp 0.00% +0.000 pp USD45.50 +30.1% 2 qtrs
55 MAI CAPITAL MANAGEMENT 1.00 +1.0 (+100.0%) 60.00 +60.0 (+100.0%) 0.00% +0.000 pp 0.00% +0.000 pp USD59.00 +0.3% 1 qtrs NEW
56 SRS CAPITAL ADVISORS, INC. -84.0 (-100.0%) -3.8K (-100.0%) 0.00% -0.003 pp 0.00% 0.000 pp USD 2 qtrs SOLD
57 IFP ADVISORS, INC -1.0 (-100.0%) -46.0 (-100.0%) 0.00% +0.000 pp 0.00% +0.000 pp USD 2 qtrs SOLD
58 STRATOS WEALTH PARTNERS, LTD. -8.8K (-100.0%) -401.2K (-100.0%) 0.00% -0.262 pp 0.00% -0.005 pp USD 2 qtrs SOLD
Ownership breakdown by holder

ETF Ownership

Top ETFs holding this stock Held by 56 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 Fidelity All-Canadian Equity ETF FCCA.NE 0.58% 838.7K 0.39%
2 TD Q Canadian Dividend ETF TQCD.TO 0.34% 8.00M 0.39%
3 Fidelity All-in-One Growth ETF FGRO.NE 0.13% 4.51M 0.42%
4 TD Canadian Equity Index ETF TTP.TO 0.10% 4.45M 0.05%
5 Fidelity All-in-One Balanced ETF FBAL.NE 0.09% 6.13M 0.41%
6 Fidelity All-in-One Conservative ETF FCNS.NE 0.06% 963.3K 0.40%
7 EA Bridgeway Omni Small-Cap Value ETF BSVO 0.05% 882.5K 0.47%
8 iShares Micro-Cap ETF IWC 0.05% 677.9K 0.60%
9 Franklin U.S. Small Cap Multifactor Index ETF FLQS 0.02% 11.7K 0.35%
10 iShares Russell 2000 Value ETF IWN 0.01% 1.83M 0.24%

Insider Activity

Insider Activity — Latest Quarter
Ratio by transactions
0.00
Bearish
Buys
3
Sells
0
Shares acquired
1.5K
Shares disposed
Cash buys
3.00
Cash sales
Net activity
+1,500
Insider buys vs sells (history) From To
Recent insider transactions From To
Date Person Role Transaction A/D Security Shares Price Value Owned after D/I Filing
2026-02-27 Stevens Joshua Paul Officer A-Award A Common Stock 300 50.80 15.2K 2,495 D
2026-02-27 FREDERICK CHRIS Director / Officer A-Award A Common Stock 300 50.80 15.2K 3,525 D
2025-12-31 Wallace Carolyn E 0 0.00 0
2025-12-31 Shireman John 0 0.00 0
2025-12-31 Saegesser Jill 0 0.00 0
2025-12-31 SHIREMAN MARK D Director Common Stock 0 0.00 2,200 I
2025-12-31 Orwick William I Sr Director Common Stock 0 0.00 3,072 I
2025-12-31 Moore Lou Ann 0 0.00 0
2025-12-31 Kraft Pamela G Director Common Stock 0 0.00 340 I
2025-12-31 HUBER DANA L. Director Common Stock 0 0.00 9,690 D
2025-12-31 HARROD WILLIAM W Director Common Stock 0 0.00 4,501 I
2025-12-31 Guilfoyle Robert C. 0 0.00 0
2025-12-31 ERNSTBERGER KATHY 0 0.00 0
2025-12-31 Byrd Christopher L 0 0.00 0
2025-08-29 ERNSTBERGER KATHY Director P-Purchase A Common Stock 972 41.10 39.9K 3,499 D
2025-08-15 Stevens Joshua Paul Officer P-Purchase A Common Stock 200 37.50 7.5K 2,195 D
2025-08-15 FREDERICK CHRIS Director / Officer P-Purchase A Common Stock 200 38.25 7.7K 1,200 D
2025-05-01 Kraft Pamela G Director P-Purchase A Common Stock 140 44.38 6.2K 2,555 D
2025-03-11 Stevens Joshua Paul Officer A-Award A Common Stock 300 37.90 11.4K 1,995 D
2025-03-11 Kraft Pamela G Director L-Small A Common Stock 75 37.90 2.8K 2,630 D
2025-03-11 FREDERICK CHRIS Director / Officer A-Award A Common Stock 300 37.90 11.4K 3,225 D
2025-03-11 ERNSTBERGER KATHY Director L-Small A Common Stock 75 37.90 2.8K 2,527 D
2025-02-03 Stevens Joshua Paul Officer L-Small A Common Stock 15 31.07 466.05 1,695 D
2025-01-31 Stevens Joshua Paul Officer L-Small A Common Stock 286 31.76 9.1K 1,680 D
2024-12-31 Wallace Carolyn E 0 0.00 0
2024-12-31 Saegesser Jill 0 0.00 0
2024-12-31 SHIREMAN MICHAEL L Director Common Stock 0 0.00 5,744 I
2024-12-31 SHIREMAN MARK D Director Common Stock 0 0.00 2,200 I
2024-12-31 Orwick William I Sr 0 0.00 0
2024-12-31 Moore Lou Ann 0 0.00 0
2024-12-31 Kraft Pamela G Director Common Stock 0 0.00 200 I
2024-12-31 HUBER DANA L. Director Common Stock 0 0.00 10,000 I
2024-12-31 HARROD WILLIAM W Director Common Stock 0 0.00 4,353 I
2024-12-31 Guilfoyle Robert C. 0 0.00 0
2024-12-31 ERNSTBERGER KATHY 0 0.00 0
2024-12-31 Byrd Christopher L 0 0.00 0
2024-09-01 Vorbrink Terri 0 0.00 0
2024-08-05 Shireman John Director P-Purchase A Common Stock 500 31.69 15.8K 1,500
2024-08-02 Shireman John Director P-Purchase A Common Stock 500 31.75 15.9K 1,000
2024-05-22 Shireman John 0 0.00 0
2024-04-01 Jett Angela 0 0.00 0
2024-02-28 Stevens Joshua Paul Officer P-Purchase A Common Stock 180 27.85 5.0K 1,394
2024-02-22 FREDERICK CHRIS Director / Officer A-Award A Common Stock 165 28.14 4.6K 1,000
2024-02-20 Stevens Joshua Paul Officer L-Small A Common Stock 300 28.00 8.4K 1,214
2024-02-20 FREDERICK CHRIS Director / Officer L-Small A Common Stock 300 28.00 8.4K 2,925
2023-12-31 SHIREMAN MARK D Director I Common Stock 0 0.00 7,992
2023-12-31 Kraft Pamela G Director I Common Stock 0 0.00 400
2023-12-31 Guilfoyle Robert C. 0 0.00 0
2023-12-31 ERNSTBERGER KATHY 0 0.00 0
2023-12-31 Byrd Christopher L 0 0.00 0
2023-11-03 Stevens Joshua Paul Officer P-Purchase A Common Stock 305 24.27 7.4K 914
2023-05-10 HARROD WILLIAM W Director / Officer P-Purchase A Common Stock 300 23.59 7.1K 12,442
2023-05-04 FREDERICK CHRIS Director / Officer P-Purchase A Common Stock 220 23.19 5.1K 835
2023-04-01 Stevens Joshua Paul Officer D Common Stock 0 0.00 609
2023-02-01 Saegesser Jill Director P-Purchase A Common Stock 892 26.52 23.7K 1,110
2023-01-31 FREDERICK CHRIS Director / Officer P-Purchase A Common Stock 115 26.50 3.0K 615
2022-12-31 SHIREMAN MARK D Director I Common Stock 0 0.00 7,992
2022-12-31 Kraft Pamela G Director I Common Stock 0 0.00 400
2022-12-31 Keinsley Jill R Officer I Common Stock 0 0.00 252
2022-12-31 Guilfoyle Robert C. 0 0.00 0
2022-12-31 ERNSTBERGER KATHY 0 0.00 0
2022-12-31 Byrd Christopher L 0 0.00 0
2022-11-09 SHIREMAN MICHAEL L Director P-Purchase A Common Stock 765 24.00 18.4K 765
2022-11-07 HARROD WILLIAM W Director / Officer P-Purchase A Common Stock 100 24.02 2.4K 12,142
2022-08-26 HUBER DANA L. Director P-Purchase A Common Stock 706 27.25 19.2K 10,000
2022-08-25 HUBER DANA L. Director P-Purchase A Common Stock 4,294 27.25 117.0K 9,294
2022-08-09 SHIREMAN MARK D Director P-Purchase A Common Stock 337 29.50 9.9K 41,349
2022-07-29 HARROD WILLIAM W Director / Officer P-Purchase A Common Stock 343 31.01 10.6K 12,042
2022-07-28 SHIREMAN MARK D Director P-Purchase A Common Stock 330 31.00 10.2K 41,012
2022-07-27 FREDERICK CHRIS Director / Officer P-Purchase A Common Stock 500 30.49 15.2K 3,125
2022-04-29 HARROD WILLIAM W Director / Officer P-Purchase A Common Stock 133 37.28 5.0K 11,698
2022-02-01 FREDERICK CHRIS Director / Officer P-Purchase A Common Stock 100 40.17 4.0K 1,442
2021-12-31 SHIREMAN MARK D Director I Common Stock 0 0.00 2,200
2021-12-31 Kraft Pamela G Director I Common Stock 0 0.00 200
2021-12-31 Keinsley Jill R Officer I Common Stock 0 0.00 252
2021-12-31 Guilfoyle Robert C. Director 0 0.00 0
2021-12-31 ERNSTBERGER KATHY Director 0 0.00 0
2021-12-31 Byrd Christopher L Director 0 0.00 0
2021-12-28 THOMAS DENNIS Officer S-Sale D Common Stock 777 39.80 30.9K 8,822
2021-11-17 HUBER DANA L. Director P-Purchase A Common Stock 400 42.35 16.9K 10,930
2021-11-15 HUBER DANA L. Director P-Purchase A Common Stock 2,000 41.00 82.0K 5,000
2021-11-11 HUBER DANA L. Director P-Purchase A Common Stock 46 40.85 1.9K 10,530
2021-08-03 FREDERICK CHRIS Director / Officer S-Sale A Common Stock 344 43.02 14.8K 7,217
2021-08-02 FREDERICK CHRIS Director / Officer S-Sale A Common Stock 385 42.87 16.5K 7,561
2021-07-30 FREDERICK CHRIS Director / Officer S-Sale A Common Stock 178 42.87 7.6K 7,946
2021-07-29 Orwick William I Sr Director A-Award A Common Stock 1,000 43.25 43.3K 5,397
2021-05-28 SHIREMAN MICHAEL L Director P-Purchase A Common Stock 900 45.18 40.7K 5,584
2021-01-29 HUBER DANA L. Director P-Purchase A Common Stock 5 48.00 240.00 2,995
2020-12-31 Wallace Carolyn E Director 0 0.00 0
2020-12-31 SHIREMAN MARK D Director I Common Stock 0 0.00 2,200
2020-12-31 Kraft Pamela G Director I Common Stock 0 0.00 400
2020-12-31 Keinsley Jill R Officer I Common Stock 0 0.00 249
2020-12-31 ERNSTBERGER KATHY Director 0 0.00 0
2020-12-31 Byrd Christopher L Director 0 0.00 0
2020-11-09 Orwick William I Sr Director W-Will A Common Stock 272 0.00 4,397
2020-07-20 Saegesser Jill Director 0 0.00 0
2020-07-17 THOMAS DENNIS Officer F-InKind A Common Stock 321 70.09 22.5K 8,931
2020-07-17 HARROD WILLIAM W Director / Officer F-InKind D Common Stock 286 70.09 20.0K 11,565
2020-07-17 FREDERICK CHRIS Officer F-InKind D Common Stock 143 70.09 10.0K 3,532
2020-02-18 Wallace Carolyn E Director A-Award A Common Stock 375 0.00 2,073
2020-02-18 THOMAS DENNIS Officer A-Award A Common Stock 1,125 0.00 9,267
2020-02-18 SHIREMAN MICHAEL L Director A-Award A Common Stock 375 0.00 10,288
2020-02-18 SHIREMAN MARK D Director A-Award A Common Stock 375 0.00 40,513
2020-02-18 Orwick William I Sr Director A-Award A Common Stock 375 0.00 4,125
2020-02-18 Moore Lou Ann Director A-Award A Common Stock 375 0.00 625
2020-02-18 Kraft Pamela G Director A-Award A Common Stock 375 0.00 2,084
2020-02-18 Keinsley Jill R Officer A-Award A Common Stock 1,125 0.00 4,903
2020-02-18 HUBER DANA L. Director A-Award A Common Stock 375 0.00 8,570
2020-02-18 HARROD WILLIAM W Director / Officer A-Award A Common Stock 1,125 0.00 11,851
2020-02-18 Guilfoyle Robert C. Director A-Award A Common Stock 375 0.00 625
2020-02-18 FREDERICK CHRIS Officer A-Award A Common Stock 1,125 0.00 3,675
2020-02-18 ERNSTBERGER KATHY Director A-Award A Common Stock 375 0.00 2,182
2020-02-18 Byrd Christopher L Director A-Award A Common Stock 375 0.00 5,473
2020-02-05 FREDERICK CHRIS Officer S-Sale D Common Stock 504 68.02 34.3K 2,550
2020-02-04 SHIREMAN MICHAEL L Director S-Sale D Common Stock 500 66.44 33.2K 4,684
2020-02-04 FREDERICK CHRIS Officer S-Sale D Common Stock 32 67.01 2.1K 3,054
2020-01-31 FREDERICK CHRIS Officer S-Sale D Common Stock 64 67.38 4.3K 3,086
2019-11-06 SHIREMAN MICHAEL L Director S-Sale D Common Stock 3,000 60.00 180.0K 9,913
2019-08-07 UHL SAMUEL E Director S-Sale A Common Stock 750 56.10 42.1K 3,522
2019-07-29 SHIREMAN MICHAEL L Director S-Sale D Common Stock 3,802 54.04 205.5K 0
2019-07-19 THOMAS DENNIS Officer F-InKind D Common Stock 243 51.21 12.4K 8,142
2019-05-31 HUBER DANA L. Director P-Purchase A Common Stock 1,986 48.74 96.8K 1,986
2019-05-23 HUBER DANA L. Director P-Purchase A Common Stock 1,000 50.00 50.0K 8,195
2019-05-14 UHL SAMUEL E Director S-Sale D Common Stock 1,600 50.52 80.8K 4,272
2019-05-06 UHL SAMUEL E Director S-Sale D Common Stock 1,014 51.25 52.0K 5,872
2019-05-03 UHL SAMUEL E Director S-Sale D Common Stock 619 51.25 31.7K 6,886
2019-02-27 UHL SAMUEL E Director S-Sale D Common Stock 35 51.00 1.8K 13,233
2019-02-26 UHL SAMUEL E Director S-Sale D Common Stock 4,480 51.00 228.5K 13,268
2019-02-25 UHL SAMUEL E Director S-Sale D Common Stock 1,305 51.17 66.8K 17,748
2019-02-19 Wallace Carolyn E Director A-Award A Common Stock 250 0.00 1,698
2019-02-19 UHL SAMUEL E Director A-Award A Common Stock 250 0.00 7,505
2019-02-19 THOMAS DENNIS Officer A-Award A Common Stock 750 0.00 8,385
2019-02-19 SHIREMAN MICHAEL L Director A-Award A Common Stock 250 0.00 12,913
2019-02-19 SHIREMAN MARK D Director A-Award A Common Stock 250 0.00 40,138
2019-02-19 Orwick William I Sr Director A-Award A Common Stock 250 0.00 3,750
2019-02-19 Moore Lou Ann Director A-Award A Common Stock 250 0.00 250
2019-02-19 Kraft Pamela G Director A-Award A Common Stock 250 0.00 1,709
2019-02-19 Keinsley Jill R Officer A-Award A Common Stock 750 0.00 3,778
2019-02-19 HUBER DANA L. Director A-Award A Common Stock 250 0.00 7,195
2019-02-19 HARROD WILLIAM W Director / Officer A-Award A Common Stock 750 0.00 10,726
2019-02-19 Guilfoyle Robert C. Director A-Award A Common Stock 250 0.00 250
2019-02-19 FREDERICK CHRIS Officer A-Award A Common Stock 750 0.00 3,150
2019-02-19 ERNSTBERGER KATHY Director A-Award A Common Stock 250 0.00 1,807
2019-02-19 Byrd Christopher L Director A-Award A Common Stock 250 0.00 5,098
2019-02-05 UHL SAMUEL E Director S-Sale D Common Stock 151 45.50 6.9K 7,255
2019-02-05 HUBER DANA L. Director P-Purchase A Common Stock 245 46.00 11.3K 6,945
2019-02-04 FREDERICK CHRIS Officer S-Sale D Common Stock 300 45.09 13.5K 2,400
2019-02-01 FREDERICK CHRIS Officer S-Sale D Common Stock 300 45.30 13.6K 2,700
2018-08-22 Byrd Christopher L Director P-Purchase A Common Stock 1,000 39.00 39.0K 4,830
2018-08-13 HUBER DANA L. Director P-Purchase A Common Stock 1,000 39.16 39.2K 6,700
2018-08-09 SHIREMAN MICHAEL L Director P-Purchase A Common Stock 65 39.23 2.5K 3,802
2018-07-16 Moore Lou Ann Director D Common Stock 0 0.00 0
2018-07-16 Guilfoyle Robert C. Director D Common Stock 0 0.00 0
2018-05-30 UHL SAMUEL E Director S-Sale D Common Stock 100 37.50 3.8K 20
2018-05-08 SHIREMAN MARK D Director P-Purchase A Common Stock 50 38.65 1.9K 39,840
2018-02-20 Wallace Carolyn E Director A-Award A Common Stock 500 0.00 1,432
2018-02-20 UHL SAMUEL E Director A-Award A Common Stock 500 0.00 7,406
2018-02-20 THOMAS DENNIS Officer A-Award A Common Stock 1,500 0.00 7,610
2018-02-20 SHIREMAN MICHAEL L Director A-Award A Common Stock 500 0.00 12,663
2018-02-20 SHIREMAN MARK D Director A-Award A Common Stock 500 0.00 39,723
2018-02-20 SAULMAN KENNETH R Director A-Award A Common Stock 500 0.00 13,255
2018-02-20 Orwick William I Sr Director A-Award A Common Stock 500 0.00 3,500
2018-02-20 Kraft Pamela G Director A-Award A Common Stock 500 0.00 1,454
2018-02-20 Keinsley Jill R Officer A-Award A Common Stock 1,500 0.00 3,015
2018-02-20 HUBER DANA L. Director A-Award A Common Stock 500 0.00 5,700
2018-02-20 HARROD WILLIAM W Director / Officer A-Award A Common Stock 1,500 0.00 9,976
2018-02-20 FREDERICK CHRIS Officer A-Award A Common Stock 1,500 0.00 3,000
2018-02-20 ERNSTBERGER KATHY Director A-Award A Common Stock 500 0.00 1,553
2018-02-20 Byrd Christopher L Director A-Award A Common Stock 500 0.00 3,830
2017-11-08 SHIREMAN MICHAEL L Director P-Purchase A Common Stock 43 35.70 1.5K 3,648
2017-08-30 HUBER DANA L. Director P-Purchase A Common Stock 1,000 33.54 33.5K 5,200
2017-08-04 UHL SAMUEL E Director S-Sale D Common Stock 516 30.90 15.9K 5,685
2017-08-04 Byrd Christopher L Director P-Purchase A Common Stock 576 30.86 17.8K 3,315
2017-05-31 Kraft Pamela G Director P-Purchase A Common Stock 150 31.79 4.8K 951
2017-05-08 FREDERICK CHRIS Officer P-Purchase A Common Stock 210 32.50 6.8K 2,131
2016-11-17 UHL SAMUEL E Director S-Sale D Common Stock 2,576 32.10 82.7K 19,053
2016-08-30 UHL SAMUEL E Director S-Sale D Common Stock 6,469 31.08 201.0K 21,629
2016-08-29 UHL SAMUEL E Director S-Sale D Common Stock 90 33.00 3.0K 28,812
2016-08-25 UHL SAMUEL E Director S-Sale D Common Stock 100 34.00 3.4K 28,902
2016-08-17 HARROD WILLIAM W Director / Officer G-Gift D Common Stock 200 0.00 8,476
2016-05-09 UHL SAMUEL E Director S-Sale D Common Stock 1,180 30.00 35.4K 7,573
2016-05-05 UHL SAMUEL E Director S-Sale D Common Stock 70 30.00 2.1K 8,753
2015-08-25 HUBER DANA L. Director P-Purchase A Common Stock 399 26.50 10.6K 4,200
2015-08-24 HUBER DANA L. Director P-Purchase A Common Stock 601 26.50 15.9K 3,801
2015-08-17 HUBER DANA L. Director P-Purchase A Common Stock 584 26.12 15.3K 3,200
2015-08-11 HUBER DANA L. Director P-Purchase A Common Stock 76 26.50 2.0K 2,616
2015-08-10 HUBER DANA L. Director P-Purchase A Common Stock 100 26.50 2.7K 2,540
2015-08-07 HUBER DANA L. Director P-Purchase A Common Stock 240 26.50 6.4K 2,440
2015-02-17 Wallace Carolyn E Director A-Award A Common Stock 500 0.00 900
2015-02-17 UHL SAMUEL E Director A-Award A Common Stock 500 0.00 9,879
2015-02-17 UHL GERALD L Director A-Award A Common Stock 500 0.00 2,308
2015-02-17 THOMAS DENNIS Officer A-Award A Common Stock 1,500 0.00 6,457
2015-02-17 SHIREMAN MICHAEL L Director A-Award A Common Stock 500 0.00 11,750
2015-02-17 SHIREMAN MARK D Director A-Award A Common Stock 500 0.00 35,353
2015-02-17 SAULMAN KENNETH R Director A-Award A Common Stock 500 0.00 7,808
2015-02-17 Orwick William I Sr Director A-Award A Common Stock 500 0.00 500
2015-02-17 Kraft Pamela G Director A-Award A Common Stock 500 0.00 910
2015-02-17 Keinsley Jill R Officer A-Award A Common Stock 1,500 0.00 1,500
2015-02-17 HUBER DENNIS L Director A-Award A Common Stock 500 0.00 654
2015-02-17 HUBER DANA L. Director D Common Stock 0 0.00 2,200

Executive team

Top executives
EBIT / Employee
113.1K
Shares Outstanding
3.35M

Executive compensation

Executive compensation (annual)
# Year Executive Salary Bonus Stock award Option award Incentive Other Total % Stock-
based
Filing
1 2025 Michael C. Frederick President, Chief Executive Officer 293.8K 15.2K 42.3K 42.0K 393.4K 3.87%
2 2025 Joshua P. Stevens Chief Financial Officer 215.6K 15.2K 35.9K 27.4K 294.2K 5.18%
3 2025 Joseph D. Mahuron Chief Credit Officer 151.6K 15.2K 28.1K 42.2K 237.1K 6.43%
4 2024 Michael C. Frederick President, Chief Executive Officer 282.7K 11.4K 30.7K 39.0K 363.7K 3.13%
5 2024 Joshua P. Stevens Chief Financial Officer 207.3K 11.4K 26.6K 25.6K 270.9K 4.20%
6 2024 Joseph D. Mahuron Chief Credit Officer 145.1K 11.4K 21.6K 35.9K 214.0K 5.31%
7 2023 Michael C. Frederick President, Chief Executive Officer 262.5K 8.4K 27.1K 32.3K 330.3K 2.54%
8 2023 William W. Harrod 169.9K 2.1K 9.5K 19.9K 201.4K 1.04%
9 2023 Joshua P. Stevens Chief Financial Officer 150.0K 8.4K 17.7K 18.4K 194.5K 4.32%
10 2023 Joseph D. Mahuron Chief Credit Officer 131.6K 8.4K 19.2K 28.9K 188.1K 4.47%
11 2022 William W. Harrod President, Chief Executive Officer 275.1K 30.7K 35.8K 341.7K 0.00%
12 2022 William W. Harrod 275.1K 30.7K 35.8K 341.7K 0.00%
13 2022 Michael C. Frederick President, Chief Executive Officer 203.4K 24.8K 23.5K 251.8K 0.00%
14 2022 Michael C. Frederick Executive Vice President 203.4K 24.8K 23.5K 251.8K 0.00%
15 2022 Joseph D. Mahuron Chief Credit Officer 113.6K 16.4K 23.4K 153.3K 0.00%
16 2021 William W. Harrod President, Chief Executive Officer 265.4K 37.2K 32.5K 335.1K 0.00%
17 2021 Michael C. Frederick Executive Vice President 169.2K 26.7K 25.6K 221.5K 0.00%
18 2021 Michael C. Frederick Chief Financial Officer 169.2K 26.7K 25.6K 221.5K 0.00%
19 2021 Dennis L. Thomas Senior Vice President 137.9K 23.7K 22.1K 183.7K 0.00%
20 2021 Jill R. Keinsley Senior Vice President 122.6K 23.5K 16.3K 162.4K 0.00%
21 2020 William W. Harrod President, Chief Executive Officer 257.6K 39.2K 32.0K 328.8K 0.00%
22 2020 Michael C. Frederick Chief Financial Officer 153.0K 31.8K 26.0K 210.8K 0.00%
23 2020 Dennis L. Thomas Senior Vice President 133.8K 30.7K 20.9K 185.5K 0.00%
24 2020 Jill R. Keinsley Senior Vice President 119.0K 29.5K 15.8K 164.4K 0.00%
25 2019 William W. Harrod President, Chief Executive Officer 246.7K 75.9K 39.2K 31.0K 392.7K 19.32%
26 2019 Michael C. Frederick Chief Financial Officer 141.3K 75.9K 29.8K 25.0K 272.0K 27.89%
27 2019 Dennis Thomas Senior Vice President 128.3K 75.9K 28.5K 17.3K 249.9K 30.36%
28 2019 Dennis L. Thomas Senior Vice President 128.3K 75.9K 28.5K 17.3K 249.9K 30.36%
29 2019 Jill Keinsley Senior Vice President 113.5K 75.9K 26.9K 15.3K 231.6K 32.75%
30 2019 Jill R. Keinsley Senior Vice President 113.5K 75.9K 26.9K 15.3K 231.6K 32.75%
31 2018 William W. Harrod President, Chief Executive Officer 236.1K 39.1K 32.0K 39.2K 336.6K 11.61%
32 2018 Michael C. Frederick Chief Financial Officer 136.0K 39.1K 23.6K 24.3K 222.3K 17.58%
33 2018 Dennis Thomas Senior Vice President 123.5K 39.1K 22.3K 16.7K 201.6K 19.38%
34 2018 Jill Keinsley Senior Vice President 109.3K 39.1K 20.9K 15.2K 184.5K 21.18%
35 2017 William W. Harrod President, Chief Executive Officer 227.2K 56.1K 37.3K 29.0K 349.7K 16.05%
36 2017 William W. Harrod President, Chief Executive Officer and Chief Operating Officer 227.2K 56.1K 37.3K 29.0K 349.7K 16.05%
37 2017 Michael C. Frederick Chief Financial Officer 131.7K 56.1K 27.8K 24.0K 239.7K 23.42%
38 2017 Dennis Thomas Senior Vice President 119.6K 56.1K 26.3K 16.4K 218.4K 25.70%
39 2017 Jill Keinsley Senior Vice President 105.6K 56.1K 24.6K 18.2K 204.6K 27.44%
40 2016 William W. Harrod President, Chief Executive Officer and Chief Operating Officer 218.1K 18.8K 28.9K 265.9K 0.00%
41 2016 Michael C. Frederick Chief Financial Officer 126.9K 10.5K 22.7K 160.0K 0.00%
42 2016 Dennis Thomas Senior Vice President 116.1K 10.0K 16.3K 142.3K 0.00%
43 2016 Jill Keinsley Senior Vice President 101.2K 8.4K 18.1K 127.7K 0.00%
44 2015 William W. Harrod President, Chief Executive Officer and Chief Operating Officer 211.8K 23.5K 27.5K 262.7K 0.00%
45 2015 Michael C. Frederick Chief Financial Officer 122.1K 16.7K 21.5K 160.2K 0.00%
46 2015 Dennis Thomas Senior Vice President 111.7K 15.9K 18.3K 145.9K 0.00%
47 2015 Jill Keinsley Senior Vice President 97.1K 14.6K 17.1K 128.8K 0.00%
48 2014 William W. Harrod President, Chief Executive Officer and Chief Operating Officer 204.3K 38.8K 26.5K 269.5K 0.00%
49 2014 Michael C. Frederick Chief Financial Officer 118.5K 29.8K 20.7K 169.0K 0.00%
50 2014 Dennis Thomas Senior Vice President 108.4K 28.6K 17.4K 154.4K 0.00%
51 2013 William W. Harrod President, Chief Executive Officer and Chief Operating Officer 183.5K 25.3K 25.9K 234.8K 0.00%
52 2013 Michael C. Frederick Chief Financial Officer 115.1K 16.4K 21.3K 152.8K 0.00%
53 2013 Dennis Thomas Senior Vice President 105.3K 15.0K 17.5K 137.8K 0.00%
54 2012 William W. Harrod President, Chief Executive Officer and Chief Operating Officer 176.7K 19.7K 24.9K 221.3K 0.00%
55 2012 Samuel E. Uhl Former Chief Operating Officer 132.4K 13.5K 59.1K 205.0K 0.00%
56 2012 Michael C. Frederick Chief Financial Officer 104.4K 11.9K 20.0K 136.2K 0.00%
57 2012 Dennis Thomas Senior Vice President 102.2K 11.6K 16.7K 130.6K 0.00%
58 2012 Jill R. Keinsley Senior Vice President and Director of Human Resources 80.8K 9.6K 15.7K 106.2K 0.00%
59 2011 William W. Harrod President, Chief Executive Officer and Chief Operating Officer 171.6K 13.5K 24.9K 209.9K 0.00%
60 2011 Samuel E. Uhl Former Chief Operating Officer 171.6K 13.5K 23.4K 208.5K 0.00%
61 2011 Michael C. Frederick Chief Financial Officer 99.0K 8.4K 17.1K 124.5K 0.00%
62 2011 Jill R. Keinsley Senior Vice President and Director of Human Resources 75.5K 6.6K 15.0K 97.2K 0.00%
63 2009 Samuel E. Uhl Chief Operating Officer 162.3K 23.8K 186.1K 0.00%
64 2009 William W. Harrod President and Chief Executive Officer 162.3K 23.1K 185.4K 0.00%
65 2009 Michael C. Frederick Chief Financial Officer 93.6K 3.7K 18.6K 116.0K 0.00%
66 2008 Samuel E. Uhl Chief Operating Officer 156.0K 12.2K 21.8K 190.0K 0.00%
67 2008 William W. Harrod President and Chief Executive Officer 156.0K 12.2K 21.5K 189.7K 0.00%
68 2008 Michael C. Frederick Chief Financial Officer 90.0K 8.0K 15.1K 113.1K 0.00%
69 2007 William W. Harrod President and Chief Executive Officer 150.7K 8.3K 20.8K 179.8K 0.00%
70 2007 Samuel E. Uhl Chief Operating Officer 150.7K 8.2K 18.9K 177.8K 0.00%
71 2007 Michael C. Frederick Chief Financial Officer 87.0K 5.5K 12.5K 105.0K 0.00%
72 2006 Samuel E. Uhl Chief Operating Officer 144.7K 3.0K 26.0K 173.7K 0.00%
73 2006 William W. Harrod President and Chief Executive Officer 144.7K 3.0K 24.4K 172.2K 0.00%
74 2006 Dennis L. Thomas Senior Lending Officer 86.8K 1.9K 20.0K 108.7K 0.00%
75 2006 Michael C. Frederick Chief Financial Officer 86.6K 1.8K 1.6K 17.4K 104.5K 1.57%
76 2005 Samuel E. Uhl Chief Operating Officer 139.2K 11.5K 22.9K 173.5K 0.00%
77 2005 William W. Harrod Chief Executive Officer and President 139.2K 11.5K 21.0K 171.7K 0.00%
78 2004 Samuel E. Uhl Chief Operating Officer 134.6K 10.3K 20.6K 165.5K 0.00%
79 2004 William W. Harrod Chief Executive Officer and President 134.6K 10.3K 18.1K 163.0K 0.00%
80 2003 Samuel E. Uhl Chief Operating Officer 129.5K 13.0K 21.3K 163.8K 0.00%
81 2003 William W. Harrod Chief Executive Officer and President 129.5K 13.0K 19.5K 162.0K 0.00%
82 2002 Samuel E. Uhl Chief Operating Officer 124.8K 14.1K 19.0K 157.9K 0.00%
83 2002 William W. Harrod Chief Executive Officer and President 124.8K 14.1K 17.5K 156.4K 0.00%
84 2001 Samuel E. Uhl Chief Operating Officer 117.5K 12.8K 17.2K 147.5K 0.00%
85 2001 William W. Harrod Chief Executive Officer and President 117.5K 12.8K 15.2K 145.5K 0.00%
86 2000 Samuel E. Uhl Chief Operating Officer 112.2K 11.2K 50.7K 7.5K 26.8K 208.5K 27.93%
87 2000 William W. Harrod Chief Executive Officer and President 112.2K 11.0K 33.8K 7.5K 9.5K 174.0K 23.74%
CEO compensation breakdown

Proxy statements

Proxy statements (DEF 14A)
Filing date Form type Filing
2026-04-08 DEFA14A
2026-04-08 DEF 14A
2025-04-11 DEFA14A
2025-04-11 DEF 14A
2024-04-11 DEFA14A
2024-04-11 DEF 14A
2023-04-12 DEFA14A

Recent SEC filings

Recent SEC filings
Filing date Form type Filing
2026-05-22 8-K
2026-05-12 10-Q
2026-04-29 SC 13G
2026-04-24 8-K
2026-04-08 DEFA14A
2026-04-08 DEF 14A
2026-04-08 ARS
2026-03-31 10-K
2026-03-26 SC 13G/A
2026-03-02 4

Executive team

NameTitleCompensationGender
Michael Chris Frederick Chief Executive Officer, President & Director 378.2K male
Joshua Stevens Executive VP, CFO & Treasurer 278.9K male
Joseph D. Mahuron Chief Credit Officer 221.9K male
Angie Jett Chief Operating Officer female
Jennifer S. Incantalupo Chief Information Officer female
Jeff Hayes Director of Business Development
Terri Vorbrink Corporate Secretary, HR & Administration Officer
ESG Rating
B+
BANKS - REGIONAL
Rank: 30 out of 431
2014
E (Environmental)
35.8 / 64.3
Company / Sector avg.
S (Social)
54.6 / 76.5
Company / Sector avg.
G (Governance)
51.8 / 75.5
Company / Sector avg.
ESG Total
47.4 / 72.1
Company / Sector avg.
ESG Score History BANKS - REGIONAL
Benchmark vs Sector
Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

Share your view on this stock and instantly see how the community has voted over the last 6 months.

These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits