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First Bankers Trustshares, Inc. (FBTT)

USD25.80 +0.00 (+0.00%)
US OTC Financial Services Banks - Regional
Address 1201 Broadway Street 62301
Quincy, IL, US
CEO Allen W. Shafer
IPO 2000-08-23
ISIN US31929F1093

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Description

First Bankers Trustshares, Inc. serves as the parent entity for First Bankers Trust Company, N.A., delivering a comprehensive range of financial solutions to retail, institutional, and corporate clients. Its product suite includes various deposit accounts such as checking, savings, money market, certificates of deposit (CDs), and individual retirement accounts (IRAs). The company's lending portfolio features commercial, consumer, and mortgage loans, alongside home equity lines of credit (HELOCs), letters of credit, real estate and equipment financing, revolving lines of credit, government-assisted loan programs, and refinancing options. Additional services include overdraft protection, direct deposit, debit and credit cards, safe deposit boxes, wire transfers, savings bonds, identity theft protection, investment services, cash management, and electronic banking. Operations are supported by nine banking facilities located in Adams, Hancock, McDonough, Sangamon, and Schuyler counties in West Central Illinois, along with a loan production office in St. Clair County, Illinois. Founded in 1946, First Bankers Trustshares, Inc. is headquartered in Quincy, Illinois.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
USD25.80 +0.00 (+0.00%)
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Volume Profile
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Liquidity & share structure
Average Volume
759
Beta
0.14
Float Shares
2.12M
Free Float %
70.6%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.00% +4.35% -3.61% -7.69% +13.15% -1.15% +47.24% +20.00% -24.41% -7.69% +442.99%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
25.80
DCF (Unlevered) 121.46 +370.8%
DCF (Levered) 67.08 +160.0%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Quality scores
Altman Z-Score
0.26
Distress
Piotroski F-Score
2 / 9
Weak
Composite Rating
C+
Overall Score
2 / 5
Medium
DCF Score
5 / 5
High
ROE Score
1 / 5
Low
ROA Score
1 / 5
Low
D/E Score
1 / 5
Low
P/E Score
3 / 5
Medium
P/Book Score
1 / 5
Low
Operational MOAT
  • Revenue growth
    -29.0% Q1'26: +23.6% (vs Q1'25)
  • EPS growth
    +62.9% Q1'26: +34.0% (vs Q1'25)
  • FCF margin
    Q1'26: +0.0% (vs Q1'25)
  • EBIT margin
    Q1'26: +24.1% (vs Q1'25)
  • ROIC
    Q1'26: +8.8% (vs Q1'25)
  • Share dilution
    0.0% Q1'26: +0.1% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 10.10× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.16) × ERP
WACC = 41% × Ke + 59% × Kd (4.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 121.46 Current price: 25.80
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Revenue
38.17M
est: 34.69M (+10.0%)
48.21M
est: 69.38M (-30.5%)
55.10M
est: 104.07M (-47.1%)
EBITDA
11.88M
est: 12.90M (-8.0%)
7.24M
est: 25.81M (-71.9%)
5.77M
est: 38.71M (-85.1%)
EBIT
11.07M
est: 11.72M (-5.6%)
6.49M
est: 23.45M (-72.3%)
5.07M
est: 35.17M (-85.6%)
Net Income
8.82M
5.41M
4.18M
SGA
14.58M
est: 15.56M (-6.3%)
14.66M
est: 31.13M (-52.9%)
15.88M
est: 46.69M (-66.0%)
EPS
2.91
1.81
1.40
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-26 C+ 2/5 5/5 1/5 1/5 1/5 3/5 1/5
2026-05-22 C+ 2/5 5/5 1/5 1/5 1/5 3/5 1/5
2026-05-21 C+ 2/5 5/5 1/5 1/5 1/5 3/5 1/5
2026-05-20 C+ 2/5 5/5 1/5 1/5 1/5 3/5 1/5
2026-05-19 C+ 2/5 5/5 1/5 1/5 1/5 3/5 1/5
2026-05-18 C+ 2/5 5/5 1/5 1/5 1/5 3/5 1/5
2026-05-15 C+ 2/5 5/5 1/5 1/5 1/5 3/5 1/5
2026-05-14 C+ 2/5 5/5 1/5 1/5 1/5 3/5 1/5
2026-05-11 C+ 2/5 5/5 1/5 1/5 1/5 3/5 1/5
2026-05-06 C+ 2/5 5/5 1/5 1/5 1/5 3/5 1/5
2026-05-01 C+ 2/5 5/5 1/5 1/5 1/5 3/5 1/5
2026-04-30 C+ 2/5 5/5 1/5 1/5 1/5 3/5 1/5
2026-04-29 C+ 2/5 5/5 1/5 1/5 1/5 3/5 1/5
2026-04-28 C+ 2/5 5/5 1/5 1/5 1/5 3/5 1/5
2026-04-27 C+ 2/5 5/5 1/5 1/5 1/5 3/5 1/5
2026-04-23 C+ 2/5 5/5 1/5 1/5 1/5 3/5 1/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
483.1K
OE per share TTM
0.16
Owner's Yield
0.67%
Maintenance CapEx ratio
19.80%
Maint CapEx / Avg PPE
30.1%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
60.0K
Shares Outstanding
3.00M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Allen W. Shafer President, Chief Executive Officer & Director male
Douglas R. Reed Senior Vice President of First Bankers Trust Company NA male
James R. Obert Vice President of First Bankers Trust Company NA male
Kelly A. Kern Senior Vice President Finance & Accounting
Maria D. Eckert Assistant Vice President of First Bankers Trust Company NA female
Melinda K. Boyer Secretary female
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits