Español 
Deutsch 
Français 
MSCI World Index (MSC)
NASDAQ Composite (NASDAQ)
FTSE China A50 Index (FGI)
STOXX Europe 600 (SIX)
Nikkei 300 (OSA)
NIFTY 50 (NSE)
DAX Performance Index (XETRA)
FTSE 100 (FGI)
CAC 40 (EURONEXT)
Eurobank Ergasias Services and Holdings S.A. (EUROB.AT)
Athens, GR
Eurobank Ergasias Services and Holdings S.A., together with its affiliates, delivers a comprehensive array of financial and banking services primarily across Greece, Central, and Southeastern Europe. Its operations are structured into several key divisions: Retail, Corporate, Global Markets & Asset Management, International, Investment Property, and various other specialized areas. The company's extensive service portfolio includes standard banking offerings like current accounts, savings, diverse deposit and investment savings products, and both credit and debit cards. It provides financial solutions for small businesses, mortgage lending, overdraft facilities, and a range of other credit products. Furthermore, Eurobank engages in foreign exchange and derivatives, offers custody and clearing, cash management, and trade services, alongside corporate finance and merger and acquisition advisory. Institutional clients benefit from its financial instrument trading capabilities, specialized financial advice, and intermediation. The firm also manages mutual fund products, institutional asset management, and equity brokerage services. Its involvement extends to investment property activities, overseeing a portfolio of commercial real estate assets, and undertaking property management and other investment ventures. Private banking services are specifically tailored for medium and high-net-worth individuals. Additionally, Eurobank offers a broad spectrum of auxiliary services, including business-to-business e-commerce, accounting, tax advisory, leasing, factoring, loan and credit claim management, credit card and fund administration, and real estate services. The company also operates in informatics data processing. As of March 31, 2022, Eurobank Ergasias Services and Holdings S.A. commanded a significant physical presence with 647 branches and business/private banking centers. Founded in Athens, Greece, in 1990, the company maintains its headquarters there.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -3.38% | -3.74% | -4.46% | -8.57% | +12.68% | +11.69% | +47.92% | +179.64% | +371.22% | +264.86% | -99.89% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 1 | 0 |
| Buy | 10 | 0 |
| Hold | 0 | -1 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth-43.1% Q1'26: -77.3% (vs Q1'25)
-
EPS growth-5.1% Q1'26: +5.8% (vs Q1'25)
-
FCF margin— Q1'26: -541.5% (vs Q1'25)
-
EBIT margin— Q1'26: +127.0% (vs Q1'25)
-
ROIC— Q1'26: +12.8% (vs Q1'25)
-
Share dilution-2.2% Q1'26: -0.3% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 7.26× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2015 actual |
Dec 2016 actual |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 8 Rev. Ana. 8 EPS Ana. |
Dec 2027 9 Rev. Ana. 9 EPS Ana. |
Dec 2028 7 Rev. Ana. 7 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
2.89B
est: 1.84B (+56.6%)
|
2.72B
est: 2.02B (+34.9%)
|
2.58B
est: 1.89B (+36.5%)
|
2.63B
est: 1.83B (+43.5%)
|
2.59B
est: 1.83B (+41.8%)
|
2.79B
est: 2.20B (+26.5%)
|
2.42B
est: 1.85B (+30.8%)
|
3.48B
est: 2.53B (+37.8%)
|
5.10B
est: 2.63B (+93.5%)
|
5.81B
est: 3.22B (+80.5%)
|
3.31B
est: 3.36B (-1.7%)
|
3.62B
3.57B – 3.69B
+7.5% YoY
|
3.86B
3.72B – 3.99B
+6.9% YoY
|
4.15B
4.14B – 4.16B
+7.4% YoY
|
| EBITDA |
-2.00B
est: 433.93M (-561.8%)
|
199.00M
est: 474.74M (-58.1%)
|
241.00M
est: 445.33M (-45.9%)
|
294.00M
est: 431.53M (-31.9%)
|
269.00M
est: 430.82M (-37.6%)
|
-770.00M
est: 518.85M (-248.4%)
|
597.00M
est: 436.10M (+36.9%)
|
1.87B
est: 595.57M (+213.6%)
|
1.66B
est: 1.04B (+59.7%)
|
2.01B
est: 1.27B (+57.8%)
|
1.73B
est: 1.33B (+29.9%)
|
1.43B
1.41B – 1.46B
+7.5% YoY
|
1.53B
1.47B – 1.58B
+6.9% YoY
|
1.64B
1.64B – 1.64B
+7.4% YoY
|
| EBIT |
-2.09B
est: 372.56M (-659.9%)
|
137.00M
est: 407.61M (-66.4%)
|
181.00M
est: 382.36M (-52.7%)
|
236.00M
est: 370.50M (-36.3%)
|
160.00M
est: 369.90M (-56.7%)
|
-879.00M
est: 445.48M (-297.3%)
|
483.00M
est: 374.43M (+29.0%)
|
1.75B
est: 511.35M (+242.4%)
|
1.54B
est: 958.97M (+60.8%)
|
1.87B
est: 1.17B (+59.7%)
|
1.63B
est: 1.22B (+33.4%)
|
1.32B
1.30B – 1.34B
+7.5% YoY
|
1.41B
1.35B – 1.45B
+6.9% YoY
|
1.51B
1.51B – 1.51B
+7.4% YoY
|
| Net Income |
-1.18B
est: -5.99B (+80.3%)
|
235.00M
est: 222.23M (+5.7%)
|
104.00M
est: 197.27M (-47.3%)
|
93.00M
est: 220.03M (-57.7%)
|
127.00M
est: 194.57M (-34.7%)
|
-1.22B
est: 474.20M (-356.2%)
|
328.00M
est: 409.00M (-19.8%)
|
1.35B
est: 1.01B (+33.6%)
|
1.14B
est: 1.31B (-13.0%)
|
1.45B
est: 1.42B (+1.9%)
|
1.36B
est: 1.36B (+0.2%)
|
1.51B
1.44B – 1.60B
+10.9% YoY
|
1.65B
1.56B – 1.84B
+9.3% YoY
|
1.78B
1.71B – 2.18B
+7.8% YoY
|
| SGA |
249.00M
est: 138.18M (+80.2%)
|
211.00M
est: 151.18M (+39.6%)
|
206.00M
est: 141.81M (+45.3%)
|
208.00M
est: 137.42M (+51.4%)
|
242.00M
est: 137.19M (+76.4%)
|
240.00M
est: 165.23M (+45.3%)
|
253.00M
est: 138.88M (+82.2%)
|
252.00M
est: 189.66M (+32.9%)
|
275.00M
est: 264.77M (+3.9%)
|
338.00M
est: 323.62M (+4.4%)
|
707.00M
est: 338.15M (+109.1%)
|
363.58M
358.88M – 370.91M
+7.5% YoY
|
388.51M
373.81M – 401.26M
+6.9% YoY
|
417.25M
416.55M – 417.95M
+7.4% YoY
|
| EPS |
-3.82
est: -1.61 (-136.9%)
|
0.11
est: 0.06 (+83.8%)
|
0.05
est: 0.05 (-10.4%)
|
0.04
est: 0.06 (-29.6%)
|
0.04
est: 0.05 (-26.9%)
|
-0.33
est: 0.13 (-358.4%)
|
0.09
est: 0.11 (-19.7%)
|
0.36
est: 0.27 (+32.5%)
|
0.31
est: 0.36 (-13.1%)
|
0.40
est: 0.40 (+0.1%)
|
0.37
est: 0.39 (-4.1%)
|
0.42
0.40 – 0.44
+9.4% YoY
|
0.47
0.43 – 0.51
+12.1% YoY
|
0.54
0.47 – 0.60
+13.2% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-11 | B+ | 3/5 | 4/5 | 4/5 | 4/5 | 2/5 | 3/5 | 2/5 |
| 2026-05-08 | C | 2/5 | 4/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 |
| 2026-05-07 | B+ | 3/5 | 4/5 | 4/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-05-06 | B+ | 3/5 | 4/5 | 4/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-05-05 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-05-04 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-30 | B+ | 3/5 | 4/5 | 4/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-29 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-28 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-27 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-24 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-23 | A- | 4/5 | 5/5 | 4/5 | 5/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-22 | A- | 4/5 | 5/5 | 4/5 | 5/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-21 | A- | 4/5 | 5/5 | 4/5 | 5/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-20 | A- | 4/5 | 5/5 | 4/5 | 5/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-17 | A- | 4/5 | 5/5 | 4/5 | 5/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-16 | A- | 4/5 | 5/5 | 4/5 | 5/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-15 | A- | 4/5 | 5/5 | 4/5 | 5/5 | 1/5 | 3/5 | 3/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Fokion C. Karavias | CEO, Member of Executive Board & Executive Director | 2M | male |
| Stavros E. Ioannou | Deputy CEO, Group COO, International Activities, Member of Executive Board & Executive Director | 2M | male |
| Konstantinos V. Vassiliou | Deputy CEO, Head of Corporate & Investment Banking, Member of Exec Board and Executive Director | 2M | male |
| Charalambos Harris V. Kokologiannis | GM of Group Finance, Group CFO & Member of Executive Board | — | male |
| Dimitris Verriopoulos | Head of Private Banking | — | male |
| Eleftherios Economides | GM of Group Risk Management, Group Chief Risk Officer & Member of Executive Board | — | male |
| George Orfanidis | General Manager of Legal Services | — | — |
| Iakovos D. Giannaklis | Deputy CEO, Head of Retail & Digital Banking and Member of Executive Board | — | male |
| Julia Zavakos | Co-Head of Funding Origination | — | female |
| Michalis L. Louis | Member of Executive Board | — | male |
| Natassa Paschali | GM, Head of Group Human Resources General Division & Group CHRO | — | female |
| Anastasios C. Ioannidis | GM of Markets and Member of Executive Board | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
Share your view on this stock and instantly see how the community has voted over the last 6 months.
Community Opinion for EUROB.AT
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
