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Eureka Homestead Bancorp, Inc. (ERKH)

USD13.17 +0.00 (+0.00%)
US OTC Financial Services Banks - Regional
Address 1922 Veterans Memorial Boulevard 70005
Metairie, LA, US
CEO Alan T. Heintzen
IPO 2019-07-10
CIK 1769725 ISIN US2985441078

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Description

Eureka Homestead Bancorp, Inc. serves as the holding company for Eureka Homestead, a financial institution that delivers a variety of banking solutions. The company acquires capital through diverse deposit offerings, including savings accounts, money market accounts, and certificates of deposit. It also provides credit for various purposes, such as residential real estate loans for one-to four-family properties (even those not owner-occupied), construction financing for owner-occupied single to four-unit homes, and home equity lines of credit. Moreover, Eureka Homestead extends loans for multi-unit dwellings, commercial properties, and individual consumers. The entity further invests in mortgage-backed and similar securities. Its primary office is situated in Metairie, Louisiana, within Jefferson Parish, complemented by a loan production facility located in New Orleans. Established in 1884, Eureka Homestead Bancorp, Inc. is headquartered in Metairie, Louisiana.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
USD13.17 +0.00 (+0.00%)
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Volume Profile
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Liquidity & share structure
Average Volume
345
Beta
-0.30
Float Shares
898.1K
Free Float %
87.5%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.00% +0.00% -0.60% -0.30% -3.58% -4.28% -3.58% +29.51% -0.83% +9.17% +9.17%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

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By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
13.17
DCF (Levered) 2.06 -84.3%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Quality scores
Altman Z-Score
0.37
Distress
Piotroski F-Score
4 / 9
Average
Composite Rating
C+
Overall Score
2 / 5
Medium
DCF Score
3 / 5
Medium
ROE Score
1 / 5
Low
ROA Score
1 / 5
Low
D/E Score
2 / 5
Medium
P/E Score
1 / 5
Low
P/Book Score
4 / 5
High
Operational MOAT
  • Revenue growth
    -5.1% Q1'26: +112.5% (vs Q1'25)
  • EPS growth
    -131.8% Q1'26: -14.3% (vs Q1'25)
  • FCF margin
    Q1'26: +0.0% (vs Q1'25)
  • EBIT margin
    Q1'26: -23.3% (vs Q1'25)
  • ROIC
    Q1'26: -3.8% (vs Q1'25)
  • Share dilution
    +0.1% Q1'26: -0.8% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: -10.59× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (-0.31) × ERP
WACC = 62% × Ke + 38% × Kd (28.2%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Current price: 13.17
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-27 C+ 2/5 3/5 1/5 1/5 2/5 1/5 4/5
2026-05-20 C+ 2/5 3/5 1/5 1/5 2/5 1/5 4/5
2026-05-18 C+ 2/5 3/5 1/5 1/5 2/5 1/5 4/5
2026-05-13 C+ 2/5 3/5 1/5 1/5 2/5 1/5 4/5
2026-05-11 C+ 2/5 3/5 1/5 1/5 2/5 1/5 4/5
2026-05-08 C+ 2/5 3/5 1/5 1/5 2/5 1/5 4/5
2026-05-05 C+ 2/5 3/5 1/5 1/5 2/5 1/5 4/5
2026-04-28 C+ 2/5 3/5 1/5 1/5 2/5 1/5 4/5
2026-04-27 C+ 2/5 3/5 1/5 1/5 2/5 1/5 4/5
2026-04-22 C+ 2/5 3/5 1/5 1/5 2/5 1/5 4/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-41.9K
OE per share TTM
-0.05
Owner's Yield
-0.35%
Maintenance CapEx ratio
34.27%
Maint CapEx / Avg PPE
16.0%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
11
Beneficial owners (>5%)
# Reporting person Amount owned % of class Sole voting Shared voting Sole dispositive Shared dispositive Type Citizenship Filing date SEC filing
1 Employee Stock Ownership Plan Trust 114.4K 9.45% 105.2K 9.2K 114.4K EP Louisiana 2021-01-28
2 Ariel Warszawski 114.4K 8.00% 114.4K 114.4K IN United States 2019-07-15
3 FVP GP, LLC 114.4K 8.00% 114.4K 114.4K OO United States 2019-07-15
4 FVP Master Fund, L.P. 114.4K 8.00% 114.4K 114.4K PN United States 2019-07-15
5 Firefly Management Company GP, LLC 114.4K 8.00% 114.4K 114.4K OO United States 2019-07-15
6 Firefly Value Partners, LP 114.4K 8.00% 114.4K 114.4K IA, PN United States 2019-07-15
7 Maltese Capital Management LLC 100.0K 8.41% 100.0K 100.0K 100.0K 100.0K IA, OO New York 2022-02-14
8 Terry Maltese 100.0K 8.41% 100.0K 100.0K 100.0K 100.0K HC, IN USA 2022-02-14
9 Malta Market Neutral Master Fund, Ltd. 78.8K 6.63% 78.8K 78.8K 78.8K 78.8K OO Cayman Islands 2022-02-14
10 Ltd. 78.8K 5.99% 78.8K 78.8K 78.8K 78.8K OO Islands 2021-02-17
11 Ryan Heslop 0.00% IN United States 2021-02-16

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
-36.6K
Shares Outstanding
1.03M

Executive compensation

Executive compensation (annual)
# Year Executive Salary Bonus Stock award Option award Incentive Other Total % Stock-
based
Filing
1 2021 Cecil A. Haskins, Jr., President and Chief Financial Officer 228.0K 15.0K 45.0K 41.2K 329.2K 13.67%
2 2021 Alan T. Heintzen, Chief Executive Officer, Chief Compliance Officer and Chairman of the Board 113.0K 5.0K 16.6K 134.6K 0.00%
3 2020 Cecil A. Haskins, Jr., President and Chief Financial Officer 228.0K 38.7K 266.7K 0.00%
4 2020 Alan T. Heintzen, Chief Executive Officer, Chief Compliance Officer and Chairman of the Board 113.0K 16.1K 129.1K 0.00%
5 2019 Alan T. Heintzen, Chief Executive Officer, Chief Compliance Officer and Chairman of the Board 77.7K 916.4K 994.1K 0.00%
6 2019 Cecil A. Haskins, Jr., President and Chief Financial Officer 220.9K 640.1K 861.0K 0.00%
CEO compensation breakdown

Proxy statements

Proxy statements (DEF 14A)
Filing date Form type Filing
2022-04-14 DEF 14A
2021-04-16 DEF 14A
2020-07-15 DEF 14A

Recent SEC filings

Recent SEC filings
Filing date Form type Filing
2022-07-21 S-8 POS
2022-07-21 8-K
2022-07-21 15-12G
2022-05-19 8-K
2022-05-10 10-Q
2022-04-14 DEF 14A
2022-03-23 10-K
2022-02-14 SC 13G/A
2022-01-31 SC 13G/A
2021-12-22 4

Executive team

NameTitleCompensationGender
Cecil A. Haskins Jr. President, Chief Financial Officer & Director 284.2K male
Alan T. Heintzen Chairman of the Board, Chief Executive Officer & Chief Compliance Officer 134.6K male
Patrick Gibbs Corporate Secretary & Independent Director 17.5K male
ESG Rating
B
BANKS - REGIONAL
2022
E (Environmental)
77.3 / 64.3
Company / Sector avg.
S (Social)
67.6 / 76.5
Company / Sector avg.
G (Governance)
64.6 / 75.5
Company / Sector avg.
ESG Total
69.8 / 72.1
Company / Sector avg.
ESG Score History BANKS - REGIONAL
Benchmark vs Sector
Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend history

Earnings history

Earnings reports

Stock splits