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ENB Financial Corp (ENBP)

USD29.26 +0.26 (+0.90%)
US OTC Financial Services Banks - Regional
Address 31 East Main Street 17522-0457
Ephrata, PA, US
CEO Jeffrey S. Stauffer
Website epnb.com
IPO 1994-07-19
CIK 1437479 ISIN US26874L1017

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Description

ENB Financial Corp functions as the parent company for Ephrata National Bank, providing a comprehensive suite of financial services to individuals and small to mid-sized enterprises across Pennsylvania, United States. Its deposit offerings feature both interest-bearing and non-interest-bearing checking accounts, NOW accounts, money market accounts, savings accounts, and time-based certificates of deposit. The institution's lending portfolio includes secured and unsecured commercial, real estate, and consumer loans. Moreover, it facilitates direct deposits and payments through electronic funds transfers. Additional services encompass ATM access, telephone banking, debit and credit card options, safe deposit boxes, remote deposit capture, and professional trust and investment advisory. The company also offers internet banking functionalities, such as online bill payment and wire transfers. As of January 19, 2022, ENB Financial Corp operated 12 full-service branches in Lancaster County, southeastern Lebanon County, and southern Berks County, Pennsylvania. The company was established in 1881 and is headquartered in Ephrata, Pennsylvania.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
USD29.26 +0.26 (+0.90%)
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Volume Profile
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Liquidity & share structure
Average Volume
2.2K
Beta
0.28
Float Shares
3.28M
Free Float %
57.4%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.99% +0.63% +0.51% +3.86% +14.42% +8.72% +51.72% +83.81% +18.84% +57.04% +215.43%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
29.26
DCF (Unlevered) 10.74 -63.3%
DCF (Levered) 17.85 -39.0%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM)
Rating 2024-11 Change
Strong Buy 0 0
Buy 0 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.48
Distress
Piotroski F-Score
8 / 9
Strong
Composite Rating
B+
Overall Score
3 / 5
Medium
DCF Score
4 / 5
High
ROE Score
4 / 5
High
ROA Score
3 / 5
Medium
D/E Score
2 / 5
Medium
P/E Score
3 / 5
Medium
P/Book Score
3 / 5
Medium
Operational MOAT
  • Revenue growth
    -21.9% Q1'26: -21.1% (vs Q1'25)
  • EPS growth
    +40.2% Q1'26: -6.6% (vs Q1'25)
  • FCF margin
    Q1'26: +11.9% (vs Q1'25)
  • EBIT margin
    Q1'26: +21.6% (vs Q1'25)
  • ROIC
    Q1'26: -5.6% (vs Q1'25)
  • Share dilution
    +0.5% Q1'26: +0.3% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 5.25× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.29) × ERP
WACC = 53% × Ke + 47% × Kd (29.3%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 10.74 Current price: 29.26
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-28 B+ 3/5 4/5 4/5 3/5 2/5 3/5 3/5
2026-05-20 B+ 3/5 3/5 4/5 3/5 2/5 3/5 3/5
2026-05-19 B+ 3/5 3/5 4/5 3/5 2/5 3/5 3/5
2026-05-18 B+ 3/5 3/5 4/5 3/5 2/5 3/5 3/5
2026-05-13 C+ 2/5 3/5 1/5 3/5 1/5 4/5 1/5
2026-05-11 C+ 2/5 3/5 1/5 3/5 1/5 4/5 1/5
2026-05-06 C+ 2/5 3/5 1/5 3/5 1/5 4/5 1/5
2026-05-05 C+ 2/5 3/5 1/5 3/5 1/5 4/5 1/5
2026-05-04 C+ 2/5 3/5 1/5 3/5 1/5 4/5 1/5
2026-05-01 C+ 2/5 3/5 1/5 3/5 1/5 4/5 1/5
2026-04-30 C 2/5 3/5 1/5 3/5 1/5 1/5 1/5
2026-04-28 C 2/5 3/5 1/5 4/5 1/5 1/5 1/5
2026-04-27 C 2/5 3/5 1/5 4/5 1/5 1/5 1/5
2026-04-24 A- 4/5 3/5 4/5 4/5 2/5 4/5 3/5
2026-04-23 A- 4/5 4/5 4/5 4/5 2/5 4/5 3/5
2026-04-21 A- 4/5 4/5 4/5 4/5 2/5 4/5 3/5
2026-04-20 A- 4/5 4/5 4/5 4/5 2/5 4/5 3/5
2026-04-17 A- 4/5 4/5 4/5 4/5 2/5 4/5 3/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
18.81M
OE per share TTM
3.31
Owner's Yield
12.99%
Maintenance CapEx ratio
74.54%
Maint CapEx / Avg PPE
34.9%

Ownership Overview

Ownership breakdown
At a glance
Institutional holders
3
Total invested
632.3K
Insider transactions (90d)
0
Beneficial owners (>5%)
1
Beneficial owners (>5%)
# Reporting person Amount owned % of class Sole voting Shared voting Sole dispositive Shared dispositive Type Citizenship Filing date SEC filing
1 Robert C. Wenger Charitable Trust 500.4K 8.96% 500.4K OO Pennsylvania 2022-04-18

Institutional Activity (13F)

Institutional ownership trend From To
13F snapshot — 2026 Q1
Investors holding
3
+1 vs prev Q
New positions
1
Closed positions
0
Increased
1
Reduced
1
Put/Call ratio
0.00
Calls held
Puts held
Top institutional holders
# Investor Shares / Δ Mkt value / Δ Own% / Δ Weight% / Δ Avg px / Perf. Hold / Status
1 STONEBRIDGE FINANCIAL GROUP, LLC 18.7K +18.7K (+100.0%) 458.5K +458.5K (+100.0%) 0.33% +0.329 pp 0.04% +0.038 pp USD24.43 +0.0% 1 qtrs NEW
2 5.0K +— (+0.0%) 127.8K +7.6K (+6.3%) 0.09% +0.000 pp 0.16% -0.006 pp USD20.00 +22.2% 3 qtrs
3 COMPREHENSIVE FINANCIAL PLANNING, INC./PA 1.9K -1.7K (-47.5%) 46.0K -38.1K (-45.3%) 0.03% -0.030 pp 0.03% -0.024 pp USD17.83 +37.0% 6 qtrs
Ownership breakdown by holder

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter
Ratio by transactions
1.00
Neutral
Ratio by volume
1.00
Neutral
Buys
1
Sells
1
Shares acquired
480.00
Shares disposed
480.00
Cash buys
Cash sales
Net activity
+0
Insider buys vs sells (history) From To
Recent insider transactions From To
Date Person Role Transaction A/D Security Shares Price Value Owned after D/I Filing
2025-12-31 Weaver Judith A Director Common Stock 0 0.00 9,400 D
2025-12-31 Wagner Mark C Director Common Stock 0 0.00 16,704 D
2025-12-31 Strohm Joselyn D Officer Common Stock 0 0.00 1,164 D
2025-12-31 Stoltzfus J Daniel Director Common Stock 0 0.00 2,920 D
2025-12-31 Stauffer Jeffrey Director / Officer Common Stock 0 0.00 20,100 D
2025-12-31 Reed Brian K Director Common Stock 0 0.00 11,638 D
2025-12-31 Nicholas Susan Y Director Common Stock 0 0.00 16,820 D
2025-12-31 Miller Adrienne Lea Officer Common Stock 0 0.00 5,820 D
2025-12-31 Martin Jay S Director Common Stock 0 0.00 3,888 D
2025-12-31 Lopez Jose R Director Common Stock 0 0.00 315 D
2025-12-31 Klein Nicholas D Officer Common Stock 0 0.00 7,571 D
2025-12-31 Halligan Jennifer Officer Common Stock 0 0.00 1,019 D
2025-12-31 Bitner Rachel G Officer Common Stock 0 0.00 10,588 D
2025-12-23 Cake Cindy L. Officer S-Sale D Common Stock 323 23.21 7.5K 1,384 D
2025-12-15 BARTON DOUGLAS P Officer Common Stock 0 0.00 1,000 D
2025-11-14 Zimmerman Roger L Director P-Purchase A Common Stock 400 22.32 8.9K 4,564 D
2025-10-31 Stauffer Jeffrey Director / Officer M-Exempt A Common Stock 859 23.00 19.8K 19,984 D
2025-10-31 Miller Adrienne Lea Officer M-Exempt D Restricted Stock Unit 253 0.00 0 D
2025-10-31 Klein Nicholas D Officer M-Exempt D Restricted Stock Unit 349 0.00 0 D
2025-10-31 Cake Cindy L. Officer M-Exempt D Restricted Stock Unit 403 0.00 0 D
2025-10-31 Bitner Rachel G Officer M-Exempt D Restricted Stock Unit 402 0.00 0 D
2025-10-30 Klein Nicholas D Officer S-Sale D Common Stock 348 22.45 7.8K 7,026 D
2025-06-05 Strohm Joselyn D Officer M-Exempt A Common Stock 480 16.50 7.9K 1,015 D
2025-03-19 Lopez Jose R Director Common Stock 0 0.00 62 D
2025-01-31 Klein Nicholas D Officer S-Sale D Common Stock 500 17.54 8.8K 6,651 D
2024-12-31 Weaver Judith A Director I-Discretionary A Common Stock 68 17.20 1.2K 8,780 D
2024-12-31 Wagner Mark C Director I-Discretionary A Common Stock 102 17.20 1.8K 16,322 D
2024-12-31 Strohm Joselyn D Officer I-Discretionary A Common Stock 4 17.45 66.17 487 D
2024-12-31 Stoltzfus J Daniel Director I-Discretionary A ENB Financial Corp 29 17.20 492.61 2,812 D
2024-12-31 Stauffer Jeffrey Director / Officer I-Discretionary A Common Stock 108 14.24 1.5K 17,221 D
2024-12-31 Reed Brian K Director I-Discretionary A Common Stock 101 17.20 1.7K 10,551 D
2024-12-31 Nicholas Susan Y Director I-Discretionary A Common Stock 114 17.20 2.0K 16,391 D
2024-12-31 Miller Adrienne Lea Officer I-Discretionary A Common Stock 13 14.24 192.01 5,302 D
2024-12-31 Martin Jay S Director I-Discretionary A Common Stock 14 17.20 240.00 3,765 D
2024-12-31 Klein Nicholas D Officer I-Discretionary A Common Stock 46 14.24 656.86 7,143 D
2024-12-31 Kitsch William J IV Officer I-Discretionary A Common Stock 24 14.24 336.50 6,193 D
2024-12-31 Halligan Jennifer Officer I-Discretionary A Common Stock 46 14.24 648.68 765 D
2024-12-31 Cake Cindy L. Officer I-Discretionary A Common Stock 4 14.24 56.65 1,251 D
2024-12-31 Bitner Rachel G Officer I-Discretionary A Common Stock 289 14.24 4.1K 8,578 D
2024-12-13 Nicholas Susan Y Director I-Discretionary A Common Stock 0 17.20 0.06 16,277 D
2024-12-13 Miller Adrienne Lea Officer I-Discretionary A Common Stock 5 17.45 93.52 5,242 D
2024-12-13 Kitsch William J IV Officer I-Discretionary A Common Stock 10 17.45 175.25 6,169 D
2024-12-13 Cake Cindy L. Officer I-Discretionary A Common Stock 4 17.45 72.36 1,247 D
2024-12-13 Bitner Rachel G Officer I-Discretionary A Common Stock 8 17.45 147.64 8,222 D
2024-10-31 Stauffer Jeffrey Director / Officer M-Exempt A Common Stock 858 17.40 14.9K 17,095 D
2024-10-31 Miller Adrienne Lea Officer M-Exempt D Restricted Stock Unit 254 0.00 253 D
2024-10-31 Klein Nicholas D Officer M-Exempt D Restricted Stock Unit 348 0.00 349 D
2024-10-31 Kitsch William J IV Officer M-Exempt D Restricted Stock Unit 476 0.00 477 D
2024-10-31 Cake Cindy L. Officer M-Exempt A Common Stock 402 17.40 7.0K 1,243 D
2024-10-31 Bitner Rachel G Officer M-Exempt D Restricted Stock Unit 401 0.00 402 D
2024-09-30 Weaver Judith A Director I-Discretionary A Common Stock 65 16.85 1.1K 8,712 D
2024-09-30 Wagner Mark C Director I-Discretionary A Common Stock 97 16.85 1.6K 16,220 D
2024-09-30 Stoltzfus J Daniel Director I-Discretionary A ENB Financial Corp 27 16.85 460.59 2,784 D
2024-09-30 Stauffer Jeffrey Director / Officer I-Discretionary A Common Stock 115 12.41 1.4K 16,237 D
2024-09-30 Reed Brian K Director I-Discretionary A Common Stock 100 16.85 1.7K 10,258 D
2024-09-30 Nicholas Susan Y Director I-Discretionary A Common Stock 109 16.85 1.8K 16,277 D
2024-09-30 Miller Adrienne Lea Officer I-Discretionary A Common Stock 14 12.41 178.90 4,983 D
2024-09-30 Martin Jay S Director I-Discretionary A Common Stock 14 16.85 240.00 3,749 D
2024-09-30 Klein Nicholas D Officer I-Discretionary A Common Stock 49 12.41 611.98 6,596 D
2024-09-30 Kitsch William J IV Officer I-Discretionary A Common Stock 25 12.41 313.52 5,346 D
2024-09-30 Halligan Jennifer Officer I-Discretionary A Common Stock 6 12.41 76.52 652 D
2024-09-30 Cake Cindy L. Officer I-Discretionary A Common Stock 4 12.41 52.78 834 D
2024-09-30 Bitner Rachel G Officer I-Discretionary A Common Stock 40 12.41 499.30 7,786 D
2024-09-13 Strohm Joselyn D Officer I-Discretionary A Common Stock 4 16.99 62.02 484 D
2024-09-13 Stauffer Jeffrey Director / Officer I-Discretionary A Common Stock 9 16.99 150.98 15,527 D
2024-09-13 Nicholas Susan Y Director I-Discretionary A Common Stock 0 16.99 0.05 16,168 D
2024-09-13 Miller Adrienne Lea Officer I-Discretionary A Common Stock 3 16.99 44.70 4,919 D
2024-09-13 Klein Nicholas D Officer I-Discretionary A Common Stock 4 16.99 61.24 6,055 D
2024-09-13 Kitsch William J IV Officer I-Discretionary A Common Stock 5 16.99 83.76 5,321 D
2024-09-13 Bitner Rachel G Officer I-Discretionary A Common Stock 4 16.99 70.56 7,366 D
2024-08-22 Cake Cindy L. Officer S-Sale D Common Stock 416 16.77 7.0K 830 D
2024-06-28 Weaver Judith A Director I-Discretionary A Common Stock 69 14.85 1.0K 8,310
2024-06-28 Wagner Mark C Director I-Discretionary A Common Stock 94 14.85 1.4K 14,776
2024-06-28 Stoltzfus J Daniel Director I-Discretionary A ENB Financial Corp 31 14.85 455.38 2,756
2024-06-28 Stauffer Jeffrey Director / Officer I-Discretionary A Common Stock 541 12.25 6.6K 15,403
2024-06-28 Reed Brian K Director I-Discretionary A Common Stock 89 14.85 1.3K 10,158
2024-06-28 Nicholas Susan Y Director I-Discretionary A Common Stock 122 14.85 1.8K 16,168
2024-06-28 Neiss Chad E Officer I-Discretionary A Common Stock 190 12.25 2.3K 21,466
2024-06-28 Miller Adrienne Lea Officer I-Discretionary A Common Stock 14 12.25 176.45 4,916
2024-06-28 Martin Jay S Director I-Discretionary A Common Stock 16 14.85 240.00 3,733
2024-06-28 Klein Nicholas D Officer I-Discretionary A Common Stock 49 12.25 603.60 6,052
2024-06-28 Kitsch William J IV Officer I-Discretionary A Common Stock 269 12.25 3.3K 5,316
2024-06-28 Halligan Jennifer Officer I-Discretionary A Common Stock 3 12.25 32.33 586
2024-06-28 Cake Cindy L. Officer I-Discretionary A Common Stock 7 12.25 87.03 1,246
2024-06-28 Bitner Rachel G Officer I-Discretionary A Common Stock 329 12.25 4.0K 7,362
2024-06-14 Stauffer Jeffrey Director / Officer P-Purchase A Common Stock 200 14.97 3.0K 14,814
2024-06-14 Nicholas Susan Y Director I-Discretionary A Common Stock 0 14.83 0.05 16,046
2024-06-14 Neiss Chad E Officer I-Discretionary A Common Stock 3 14.83 51.84 21,276
2024-06-14 Miller Adrienne Lea Officer I-Discretionary A Common Stock 3 14.83 44.19 4,853
2024-06-14 Klein Nicholas D Officer I-Discretionary A Common Stock 4 14.83 60.54 5,838
2024-06-14 Kitsch William J IV Officer I-Discretionary A Common Stock 6 14.83 82.81 4,999
2024-06-14 Cake Cindy L. Officer I-Discretionary A Common Stock 5 14.83 69.94 1,234
2024-06-14 Bitner Rachel G Officer I-Discretionary A Common Stock 5 14.83 69.76 6,970
2024-06-05 Strohm Joselyn D Officer M-Exempt A Common Stock 480 14.57 7.0K 480
2024-04-26 Neiss Chad E Officer P-Purchase A Common Stock 1,900 14.98 28.5K 21,273
2024-04-22 Zimmerman Roger L Director P-Purchase A Common Stock 1,554 14.84 23.1K 4,164
2024-03-28 Weaver Judith A Director I-Discretionary A Common Stock 71 14.34 1.0K 8,241
2024-03-28 Wagner Mark C Director I-Discretionary A Common Stock 96 14.34 1.4K 14,682
2024-03-28 Stoltzfus J Daniel Director I-Discretionary A ENB Financial Corp 31 14.34 450.04 2,726
2024-03-28 Stauffer Jeffrey Director / Officer I-Discretionary A Common Stock 114 12.19 1.4K 14,614
2024-03-28 Reed Brian K Director I-Discretionary A Common Stock 108 14.34 1.6K 9,449
2024-03-28 Nicholas Susan Y Director I-Discretionary A Common Stock 0 14.65 0.05 16,046
2024-03-28 Neiss Chad E Officer I-Discretionary A Common Stock 1,743 12.19 21.3K 19,185
2024-03-28 Miller Adrienne Lea Officer I-Discretionary A Common Stock 14 12.19 174.02 4,850
2024-03-28 Martin Jay S Director I-Discretionary A Common Stock 20 14.34 280.00 3,649
2024-03-28 Klein Nicholas D Officer I-Discretionary A Common Stock 175 12.19 2.1K 5,834
2024-03-28 Kitsch William J IV Officer I-Discretionary A Common Stock 19 12.19 230.00 4,678
2024-03-28 Halligan Jennifer Officer I-Discretionary A Common Stock 5 12.19 55.71 522
2024-03-28 Cake Cindy L. Officer I-Discretionary A Common Stock 10 12.19 121.33 1,218
2024-03-28 Bitner Rachel G Officer I-Discretionary A Common Stock 26 12.19 319.96 6,966
2024-03-15 Stauffer Jeffrey Director / Officer P-Purchase A Common Stock 232 14.85 3.4K 13,934
2024-03-15 Neiss Chad E Officer I-Discretionary A Common Stock 3 14.65 51.25 17,441
2024-03-15 Miller Adrienne Lea Officer I-Discretionary A Common Stock 3 14.65 43.68 4,787
2024-03-15 Klein Nicholas D Officer I-Discretionary A Common Stock 4 14.65 59.85 5,593
2024-03-15 Kitsch William J IV Officer I-Discretionary A Common Stock 6 14.65 81.86 4,634
2024-03-15 Cake Cindy L. Officer I-Discretionary A Common Stock 5 14.65 69.13 1,208
2024-03-15 Bitner Rachel G Officer I-Discretionary A Common Stock 5 14.65 68.96 6,537
2024-01-24 Stauffer Jeffrey Director / Officer P-Purchase A Common Stock 176 14.93 2.6K 13,702
2024-01-23 Stauffer Jeffrey Director / Officer P-Purchase A Common Stock 100 14.75 1.5K 13,526
2023-12-31 Weaver Judith A Director D Common Stock 0 0.00 8,170
2023-12-31 Wagner Mark C Director D Common Stock 0 0.00 14,586
2023-12-31 Stoltzfus J Daniel Director D ENB Financial Corp 0 0.00 2,694
2023-12-31 Stauffer Jeffrey Director / Officer D Common Stock 0 0.00 13,426
2023-12-31 Reed Brian K Director D Common Stock 0 0.00 9,341
2023-12-31 Nicholas Susan Y Director D Common Stock 0 0.00 15,921
2023-12-31 Neiss Chad E Officer D Common Stock 0 0.00 17,438
2023-12-31 Miller Adrienne Lea Officer D Common Stock 0 0.00 4,784
2023-12-31 Martin Jay S Director D Common Stock 0 0.00 3,628
2023-12-31 Klein Nicholas D Officer D Common Stock 0 0.00 5,589
2023-12-31 Kitsch William J IV Officer D Common Stock 0 0.00 4,628
2023-12-31 Halligan Jennifer Officer D Common Stock 0 0.00 515
2023-12-31 Cake Cindy L. Officer D Common Stock 0 0.00 1,204
2023-12-31 Bitner Rachel G Officer D Common Stock 0 0.00 6,532
2023-11-08 Stauffer Jeffrey Director / Officer P-Purchase A Common Stock 200 13.67 2.7K 13,293
2023-10-31 Stauffer Jeffrey Director / Officer M-Exempt A Common Stock 858 13.05 11.2K 13,093
2023-10-31 Neiss Chad E Officer M-Exempt A Common Stock 298 13.05 3.9K 17,232
2023-10-31 Miller Adrienne Lea Officer M-Exempt D Restricted Stock Unit 254 0.00 507
2023-10-31 Klein Nicholas D Officer M-Exempt D Restricted Stock Unit 348 0.00 697
2023-10-31 Kitsch William J IV Officer M-Exempt D Restricted Stock Unit 476 0.00 953
2023-10-31 Cake Cindy L. Officer M-Exempt A Common Stock 402 13.05 5.2K 1,140
2023-10-31 Bitner Rachel G Officer M-Exempt D Restricted Stock Unit 401 0.00 803
2023-10-26 Neiss Chad E Officer P-Purchase A Common Stock 500 13.05 6.5K 16,934
2023-09-25 Bitner Rachel G Officer P-Purchase A Common Stock 400 12.98 5.2K 5,238
2023-09-19 Stauffer Jeffrey Director / Officer P-Purchase A Common Stock 100 13.00 1.3K 11,572
2023-08-23 Stauffer Jeffrey Director / Officer P-Purchase A Common Stock 100 13.50 1.4K 11,472
2023-08-02 Stauffer Jeffrey Director / Officer P-Purchase A Common Stock 131 14.50 1.9K 11,372
2023-08-01 Stauffer Jeffrey Director / Officer P-Purchase A Common Stock 100 14.41 1.4K 11,241
2023-07-26 Neiss Chad E Officer P-Purchase A Common Stock 500 14.19 7.1K 16,236
2023-07-20 Hoffman Joshua E. Director P-Purchase A Common Stock 850 14.00 11.9K 8,214
2023-06-09 Strohm Joselyn D Officer D Restricted Stock Unit 1,439 0.00 0
2023-06-09 Stauffer Jeffrey Director / Officer P-Purchase A Common Stock 140 14.38 2.0K 10,452
2023-05-24 Hoffman Joshua E. Director P-Purchase A Common Stock 350 13.95 4.9K 7,364
2023-05-12 Stauffer Jeffrey Director / Officer P-Purchase A Common Stock 296 13.24 3.9K 10,312
2023-05-09 Kitsch William J IV Officer P-Purchase A Common Stock 500 13.00 6.5K 3,293
2023-05-02 Zimmerman Roger L Director P-Purchase A ENB Financial Corp 1,300 14.75 19.2K 2,610
2023-04-20 Stauffer Jeffrey Director / Officer P-Purchase A Common Stock 348 14.38 5.0K 10,016
2023-04-18 Neiss Chad E Officer P-Purchase A ENB Financial Corp Stock 900 13.60 12.2K 15,545
2023-04-18 Klein Nicholas D Officer P-Purchase A Common Stock 500 13.67 6.8K 4,266
2023-04-18 Bitner Rachel G Officer P-Purchase A Common Stock 500 13.47 6.7K 4,501
2023-03-10 Kitsch William J IV Officer P-Purchase A Common Stock 500 16.19 8.1K 2,526
2023-01-23 Stauffer Jeffrey Officer P-Purchase A Common Stock 242 16.75 4.1K 8,962
2022-12-31 Weaver Judith A Director D Common Stock 0 0.00 7,546
2022-12-31 Wagner Mark C Director D Common Stock 0 0.00 12,835
2022-12-31 Stoltzfus J Daniel Director D ENB Financial Corp 0 0.00 1,201
2022-12-31 Stauffer Jeffrey Officer D Common Stock 0 0.00 8,720
2022-12-31 Reed Brian K Director D Common Stock 0 0.00 8,109
2022-12-31 Nicholas Susan Y Director D Common Stock 0 0.00 15,168
2022-12-31 Neiss Chad E Officer D ENB Financial Corp Stock 0 0.00 12,893
2022-12-31 Long Matthew T Officer D Common Stock 0 0.00 5,001
2022-12-31 Klein Nicholas D Officer D Common Stock 0 0.00 3,545
2022-12-31 Kitsch William J IV Officer D Common Stock 0 0.00 2,026
2022-12-31 Halligan Jennifer Officer D Common Stock 0 0.00 265
2022-12-31 Cake Cindy L. Officer D Common Stock 0 0.00 497
2022-12-31 Bitner Rachel G Officer D Common Stock 0 0.00 3,655
2022-11-07 Stauffer Jeffrey Officer P-Purchase A Common Stock 264 17.64 4.7K 8,607
2022-10-31 Stauffer Jeffrey Officer A-Award A Restricted Stock Unit 2,575 0.00 2,575
2022-10-31 Neiss Chad E Officer A-Award A Restricted Stock Unit 893 0.00 893
2022-10-31 Miller Adrienne Lea Officer A-Award A Restricted Stock Unit 761 0.00 761
2022-10-31 Long Matthew T Officer A-Award A Restricted Stock Unit 1,340 0.00 1,340
2022-10-31 Klein Nicholas D Officer A-Award A Restricted Stock Unit 1,045 0.00 1,045
2022-10-31 Kitsch William J IV Officer A-Award A Restricted Stock Unit 1,429 0.00 1,429
2022-10-31 Cindy Hoffman L Officer A-Award A Restricted Stock Unit 1,207 0.00 1,207
2022-10-31 Bitner Rachel G Officer A-Award A Restricted Stock Unit 1,204 0.00 1,204
2022-09-09 Hoffman Joshua E. Director P-Purchase A ENB Financial Corp 400 18.50 7.4K 7,014
2022-09-08 Hoffman Joshua E. Director P-Purchase A ENB Financial Corp Stock 200 18.45 3.7K 6,614
2022-09-01 Hoffman Joshua E. Director P-Purchase A ENB Financial Corp Stock 400 18.25 7.3K 6,414
2022-08-24 Stauffer Jeffrey Officer P-Purchase A ENB Financial Corp 56 18.45 1.0K 7,809
2022-08-18 Zimmerman Roger L Director P-Purchase A ENB Financial Corp Stock 100 18.35 1.8K 1,100
2022-08-15 Martin Jay S Director P-Purchase A ENB Financial Corp 1,000 18.17 18.2K 3,500
2022-08-08 Stauffer Jeffrey Officer P-Purchase A ENB Financial Corp 62 17.49 1.1K 7,753
2022-08-01 Stauffer Jeffrey Officer P-Purchase A ENB Financial Corp 56 17.00 952.00 7,691
2022-06-15 Bitner Rachel G Officer P-Purchase A ENB Financial Corp Stock 575 17.90 10.3K 2,598
2022-05-18 Stoltzfus J Daniel Director D ENB Financial Corp 0 0.00 47
2022-05-18 Halligan Jennifer Officer D ENB Financial Corp Stock 0 0.00 173
2022-01-19 Miller Adrienne Lea Officer D ENB Financial Corp Stock 0 0.00 2,921
2021-12-31 Weaver Judith A Director D ENB Financial Corp Stock 0 0.00 7,074
2021-12-31 Wagner Mark C Director D ENB Financial Corp Stock 0 0.00 11,492
2021-12-31 Stauffer Jeffrey Director / Officer D ENB Financial Corp Stock 0 0.00 6,407
2021-12-31 Reed Brian K Director D ENB Financial Corp Stock 0 0.00 7,202
2021-12-31 Nicholas Susan Y Director D ENB Financial Corp Stock 0 0.00 14,616

Executive team

Top executives
EBIT / Employee
90.9K
Shares Outstanding
5.70M

Executive compensation

Executive compensation (annual)
# Year Executive Salary Bonus Stock award Option award Incentive Other Total % Stock-
based
Filing
1 2025 Jeffrey S. Stauffer Chairman of the Board, President and CEO 463.1K 92.3K 43.9K 599.3K 0.00%
2 2025 Rachel G. Bitner President and CEO Elect 288.5K 41.0K 25.7K 355.1K 0.00%
3 2025 Joselyn D. Strohm Senior Executive Vice President, Chief Operating Officer 260.9K 47.8K 19.6K 328.4K 0.00%
4 2025 William J. Kitsch, IV Former Senior Executive Vice President, Chief Revenue Officer 219.2K 93.4K 312.7K 0.00%
5 2024 Jeffrey S. Stauffer Chairman of the Board, President and CEO 406.6K 137.3K 40.2K 584.1K 0.00%
6 2024 William J. Kitsch, IV Former Senior Executive Vice President, Chief Revenue Officer 288.7K 73.3K 25.3K 387.4K 0.00%
7 2024 Joselyn D. Strohm Senior Executive Vice President, Chief Operating Officer 253.9K 72.2K 17.3K 343.4K 0.00%
8 2024 Chad E. Neiss Former Senior Executive Vice President, Chief Strategy Officer,
9 2024 William J. Kitsch, IV Senior Executive Vice
10 2024 Jeffrey S. Stauffer Chairman of the Board, President and CEO
11 2023 William J. Kitsch, IV Senior Executive Vice
12 2023 William J. Kitsch, IV Senior Executive Vice President, Chief Revenue Officer
13 2023 Chad E. Neiss Former Senior Executive Vice President, Chief Strategy Officer,
14 2023 Jeffrey S. Stauffer Chairman of the Board, President and CEO
15 2023 Chad E. Neiss Senior Executive Vice President, Chief Strategy Officer, Interim Chief Operating Officer and Head of Mortgage Division
16 2022 Chad E. Neiss Senior Executive Vice
17 2022 Chad E. Neiss Senior Executive Vice President, Chief Strategy Officer, Interim Chief Operating Officer and Head of Mortgage Division
18 2022 William J. Kitsch, IV Senior Executive Vice President, Chief Revenue Officer
19 2022 Jeffrey S. Stauffer Chairman of the Board, President and CEO
20 2022 Jeffrey S. Stauffer Chairman of the Board,
21 2022 William J. Kitsch, IV Senior Executive Vice
22 2021 Chad E. Neiss Senior Executive Vice President, Chief Strategy Officer, Interim Chief Operating Officer and Head of Mortgage Division 145.9K 513.3K 24.3K 683.5K 0.00%
23 2021 Jeffrey S. Stauffer Chairman of the Board, President and CEO 334.7K 11.7K 34.6K 381.0K 0.00%
24 2021 Matthew T. Long Senior Executive Vice President 190.4K 9.0K 16.6K 215.9K 0.00%
25 2021 William J. Kitsch, IV Senior Executive Vice
26 2021 Jeffrey S. Stauffer Chairman of the Board,
27 2021 Chad E. Neiss Senior Executive Vice
28 2020 Chad E. Neiss Senior Executive Vice President, Chief Strategy Officer, Interim Chief Operating Officer and Head of Mortgage Division 144.6K 375.4K 30.8K 550.8K 0.00%
29 2020 Jeffrey S. Stauffer Chairman of the Board, President and CEO 261.3K 6.1K 31.9K 299.3K 0.00%
30 2020 Jeffrey S. Stauffer Chairman of the Board, President and CEO 261.3K 6.1K 31.4K 298.8K 0.00%
31 2020 Barry W. Harting Former Executive Vice 194.0K 4.6K 33.3K 231.9K 0.00%
32 2020 Scott E. Lied, CPA Executive Vice President, 196.2K 4.7K 18.0K 218.9K 0.00%
33 2020 Matthew T. Long Senior Executive Vice President 161.2K 4.6K 14.5K 180.3K 0.00%
34 2019 Jeffrey S. Stauffer Chairman of the Board, President and CEO 192.7K 3.9K 42.7K 239.2K 0.00%
35 2019 Scott E. Lied, CPA Executive Vice President, 189.9K 3.8K 17.6K 211.3K 0.00%
36 2019 Barry W. Harting Former Executive Vice 187.4K 3.7K 19.9K 211.1K 0.00%
37 2019 Scott E. Lied Senior Vice President,
38 2019 Aaron L. Groff, Jr. Chairman of the Board,
39 2019 Jeffrey S. Stauffer President and CEO
40 2018 Aaron L. Groff, Jr. Chairman of the Board, President and CEO 351.0K 7.7K 57.5K 416.2K 0.00%
41 2018 Barry E. Miller Senior Vice President, Chief Operating Officer 199.3K 4.7K 15.1K 219.1K 0.00%
42 2018 Scott E. Lied Senior Vice President, Chief Financial Officer 183.8K 4.3K 16.9K 205.1K 0.00%
43 2018 Aaron L. Groff, Jr. Chairman of the Board,
44 2018 Scott E. Lied Senior Vice President,
45 2018 Jeffrey S. Stauffer President and CEO
46 2017 Aaron L. Groff, Jr. Chairman of the Board, President and CEO 315.5K 6.2K 59.5K 381.3K 0.00%
47 2017 Barry E. Miller Senior Vice President, Chief Operating Officer 191.6K 3.8K 15.1K 210.5K 0.00%
48 2017 Scott E. Lied Senior Vice President, Chief Financial Officer 176.7K 3.5K 16.1K 196.4K 0.00%
49 2017 Barry W. Harting Senior Vice President Chief Risk Officer 175.0K 3.5K 15.2K 193.7K 0.00%
50 2016 Aaron L. Groff, Jr. Chairman of the Board, President and CEO 292.2K 9.1K 58.4K 359.6K 0.00%
51 2016 Barry E. Miller Senior Vice President, Chief Operating Officer 159.3K 5.0K 13.6K 177.8K 0.00%
52 2016 Scott E. Lied Senior Vice President, Chief Financial Officer 147.3K 4.6K 14.3K 166.2K 0.00%
53 2016 Barry W. Harting Senior Vice President Chief Risk Officer 143.5K 4.5K 13.3K 161.3K 0.00%
54 2016 James B. Dull Senior Vice President Information and Technology
55 2015 Aaron L. Groff, Jr. Chairman of the Board, President and CEO 278.2K 5.6K 60.9K 344.8K 0.00%
56 2015 Paul W. Wenger Senior Vice President and Cashier 146.2K 2.9K 35.4K 184.5K 0.00%
57 2015 Barry E. Miller Senior Vice President, Chief Operating Officer 153.1K 3.1K 14.7K 170.9K 0.00%
58 2015 Scott E. Lied Senior Vice President, Chief Financial Officer 142.0K 2.8K 14.1K 159.0K 0.00%
59 2015 Barry W. Harting Senior Vice President Chief Risk Officer 130.5K 2.5K 12.0K 145.0K 0.00%
60 2015 James B. Dull Senior Vice President Information and Technology
61 2014 Paul W. Wenger Senior Vice President and Cashier 140.6K 2.8K 36.2K 179.6K 0.00%
62 2014 Dale G. Burkholder Senior Vice President, Senior Loan Officer
63 2014 James B. Dull Senior Vice President Information and Technology
64 2014 Aaron L. Groff, Jr. Chairman of the Board, President and CEO
65 2014 Barry E. Miller Senior Vice President, Chief Operating Officer
66 2014 Scott E. Lied Senior Vice President, Chief Financial Officer
67 2014 Barry E. Miller Senior Vice President,
68 2013 Aaron L. Groff, Jr. Chairman of the Board, President and CEO 252.4K 5.8K 56.8K 315.0K 0.00%
69 2013 Paul W. Wenger Senior Vice President and Cashier 136.8K 3.5K 33.9K 174.2K 0.00%
70 2013 Scott E. Lied Senior Vice President, Chief Financial Officer 132.2K 3.4K 14.1K 149.8K 0.00%
71 2013 James B. Dull Senior Vice President, Information Technology 131.9K 3.4K 13.6K 148.9K 0.00%
72 2013 Barry E. Miller Senior Vice President, Chief Operating Officer 82.5K 1.7K 1.3K 85.5K 0.00%
73 2013 Dale G. Burkholder Senior Vice President, Senior Loan Officer
74 2013 Barry E. Miller Senior Vice President,
75 2012 James B. Dull Senior Vice President, Information Technology 127.5K 3.0K 13.8K 144.3K 0.00%
76 2012 Aaron L. Groff, Jr. Chairman of the Board, President and CEO
77 2012 Paul W. Wenger Senior Vice President and Cashier
78 2012 Dale G. Burkholder Senior Vice President, Senior Loan Officer
79 2012 Scott E. Lied Senior Vice President, Chief Financial Officer
80 2011 Aaron L. Groff, Jr. Chairman of the Board, President and CEO 228.9K 4.8K 53.1K 286.8K 0.00%
81 2011 Paul W. Wenger Senior Vice President and Cashier 128.6K 2.8K 33.6K 165.1K 0.00%
82 2011 Dale G. Burkholder Senior Vice President, Senior Loan Officer 131.0K 2.9K 13.9K 147.9K 0.00%
83 2011 James B. Dull Senior Vice President, Information Technology 123.4K 2.7K 12.6K 138.8K 0.00%
84 2011 Scott E. Lied Senior Vice President, Chief Financial Officer 122.0K 2.7K 12.6K 137.3K 0.00%
85 2011 James B. Dull Senior Vice President, Operations Technology
86 2010 Aaron L. Groff, Jr. Chairman of the Board, President and CEO 218.0K 4.4K 49.0K 271.4K 0.00%
87 2010 Aaron L. Groff, Jr . Chairman of the Board, President, and CEO 218.0K 4.4K 49.0K 271.4K 0.00%
88 2010 Paul W. Wenger Senior Vice President and Cashier 125.0K 2.5K 31.0K 158.4K 0.00%
89 2010 Dale G. Burkholder Senior Vice President, Senior Loan Officer 127.3K 2.6K 11.6K 141.5K 0.00%
90 2010 James B. Dull Senior Vice President, Information Technology 119.6K 2.4K 11.6K 133.6K 0.00%
91 2010 Scott E. Lied Senior Vice President, Chief Financial Officer 112.4K 2.2K 11.2K 125.9K 0.00%
92 2010 James B. Dull Senior Vice President, Operations Technology
93 2009 Aaron L. Groff, Jr Chairman of the Board, President, and CEO 205.7K 4.1K 44.6K 254.4K 0.00%
94 2009 Aaron L. Groff, Jr . Chairman of the Board, President, and CEO 205.7K 4.1K 44.6K 254.4K 0.00%
95 2009 Paul W. Wenger Senior Vice President and Cashier 120.1K 2.4K 29.8K 152.4K 0.00%
96 2009 Dale G. Burkholder Senior Vice President, Senior Loan Officer 122.7K 2.5K 13.7K 138.9K 0.00%
97 2009 James B. Dull Senior Vice President, Information & Technology 115.0K 2.3K 11.1K 128.4K 0.00%
98 2009 Scott E. Lied Senior Vice President, Chief Financial Officer 103.3K 2.1K 10.1K 115.4K 0.00%
99 2009 James B. Dull Senior Vice President, Operations Technology
100 2009 Paul W. Wenger Senior Vice President and Cashier
101 2009 Aaron L. Groff, Jr. Chairman of the Board, President and CEO
102 2009 Scott E. Lied Senior Vice President, Chief Financial Officer
103 2009 Dale G. Burkholder Senior Vice President, Senior Loan Officer
104 2008 Aaron L. Groff, Jr Chairman of the Board, President, and CEO 205.7K 4.1K 48.8K 258.6K 0.00%
105 2008 Aaron L. Groff, Jr . Chairman of the Board, President, and CEO 205.7K 4.1K 48.8K 258.6K 0.00%
106 2008 Aaron L. Groff, Jr Chairman of the Board, President and CEO 205.7K 4.1K 27.2K 236.9K 0.00%
107 2008 Paul W. Brubaker Executive Vice President and Corporate Secretary 172.4K 3.4K 53.7K 229.5K 0.00%
108 2008 Dale G. Burkholder Senior Vice President, Senior Loan Officer 118.0K 2.4K 11.4K 131.7K 0.00%
109 2008 Dale G. Burkholder Senior Vice President, Senior Loan Officer 118.0K 2.4K 11.4K 131.7K 0.00%
110 2008 Paul W. Wenger Senior Vice President and Cashier 115.1K 2.3K 13.2K 130.6K 0.00%
111 2008 Paul W. Wenger Senior Vice President and Cashier 115.1K 2.3K 13.2K 130.6K 0.00%
112 2008 James B. Dull Senior Vice President, Information & Technology 107.4K 2.1K 10.1K 119.6K 0.00%
113 2008 James B. Dull Senior Vice President, Operations Technology 107.4K 2.1K 10.1K 119.6K 0.00%
114 2008 Scott E. Lied Senior Vice President, Chief Financial Officer 99.3K 2.0K 10.0K 111.2K 0.00%
115 2008 Scott E. Lied Senior Vice President, Chief Financial Officer 99.3K 2.0K 10.0K 111.2K 0.00%
116 2007 Aaron L. Groff, Jr Chairman of the Board, President and CEO 197.8K 4.0K 74.7K 276.4K 0.00%
117 2007 Paul W. Brubaker Executive Vice President and Corporate Secretary 166.1K 3.3K 84.0K 253.4K 0.00%
118 2007 Aaron L. Groff, Jr Chairman of the Board, President, and CEO 197.8K 4.0K 50.2K 252.0K 0.00%
119 2007 Dale G. Burkholder Senior Vice President, Senior Loan Officer 114.0K 2.3K 11.7K 128.0K 0.00%
120 2007 Paul W. Wenger Senior Vice President and Cashier 111.0K 2.2K 13.8K 127.0K 0.00%
121 2007 James B. Dull Senior Vice President, Information & Technology 97.6K 2.0K 9.9K 109.5K 0.00%
122 2007 Scott E. Lied Senior Vice President, Chief Financial Officer 95.5K 1.9K 9.6K 107.0K 0.00%
123 2006 Aaron L. Groff, Jr Chairman of the Board, President and CEO 190.2K 3.8K 104.0K 297.9K 0.00%
124 2006 Paul W. Brubaker Executive Vice President and Corporate Secretary 159.7K 3.2K 129.7K 292.6K 0.00%
125 2006 Paul W. Wenger Senior Vice President and Cashier 106.7K 2.1K 47.2K 156.0K 0.00%
126 2006 Dale G. Burkholder Senior Vice President, Senior Loan Officer 109.6K 2.2K 43.7K 155.5K 0.00%
127 2006 Scott E. Lied Senior Vice President, Chief Financial Officer 83.3K 1.7K 12.9K 97.8K 0.00%
CEO compensation breakdown

Proxy statements

Proxy statements (DEF 14A)
Filing date Form type Filing
2026-04-02 DEF 14A
2025-04-04 DEF 14A

Recent SEC filings

Recent SEC filings
Filing date Form type Filing
2026-05-15 10-Q
2026-05-06 8-K
2026-04-27 8-K
2026-04-17 8-K/A
2026-04-16 8-K
2026-04-02 DEF 14A
2026-04-02 ARS
2026-03-20 10-K
2026-02-09 5
2026-02-09 5

Executive team

NameTitleCompensationGender
Jeffrey S. Stauffer Chairman, President & Chief Executive Officer 599.3K male
Joselyn D. Strohm Senior EVice President & Chief Operating Officer 328.4K female
Cindy L. Cake Executive Vice President & Chief Human Resource Officer female
Douglas Barton Executive Vice President, Chief Financial Officer & Treasurer male
Nicholas D. Klein VP & Secretary male
ESG Rating
B
BANKS - REGIONAL
Rank: 376 out of 431
2018
E (Environmental)
60.3 / 64.3
Company / Sector avg.
S (Social)
63.5 / 76.5
Company / Sector avg.
G (Governance)
62.5 / 75.5
Company / Sector avg.
ESG Total
62.1 / 72.1
Company / Sector avg.
ESG Score History BANKS - REGIONAL
Benchmark vs Sector
Political Trading Activity (25M)
Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity
Transaction Date Disclosed Representative District Owner Type Amount Link
2026-04-23 2026-05-01 Lloyd Smucker Sale $1,001 - $15,000
Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits