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Emirates NBD Bank PJSC (EMIRATESNBD.AE)

AED29.84 -0.82 (-2.67%)
AE DFM Financial Services Banks - Regional
Address Baniyas Road
Dubai, AE
CEO Shayne Keith Nelson
Website emiratesnbd.com
IPO 2010-03-09
ISIN AEE000801010

Explore sections of this company profile

Description

Emirates NBD Bank PJSC, founded in Dubai, UAE, in 1963, and operating as a subsidiary of the Investment Corporation of Dubai, delivers a wide array of banking and financial services. These include corporate, institutional, retail, treasury, and Islamic banking across its various entities. For government and corporate customers, the bank supplies current and savings accounts, customer deposits, overdraft facilities, trade finance, and term loans, along with investment banking, structured financing, and Islamic financial products. Retail clients are offered loans and deposits, private banking, wealth management, equity broking, asset management, and consumer financing solutions. Furthermore, the company manages call center operations, real estate, and trust administration, and engages in medium-term borrowing and money market transactions. Its extensive geographical reach includes operations in the United Arab Emirates, Egypt, India, Turkey, the Kingdom of Saudi Arabia, Singapore, the United Kingdom, Austria, Germany, Russia, and Bahrain, complemented by offices in China and Indonesia.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
AED29.84 -0.82 (-2.67%)
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Volume Profile
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Liquidity & share structure
Average Volume
3M
Beta
0.44
Float Shares
2.46B
Free Float %
38.9%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.00% -1.29% -4.76% -16.30% +13.20% -0.83% +23.30% +100.87% +103.84% +242.26% +241.41%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
29.84
DCF (Unlevered) 82.76 +177.3%
DCF (Levered) 215.14 +621.0%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 73% Bullish
Rating 2026-05 Change
Strong Buy 3 0
Buy 8 -1
Hold 4 -1
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
-0.24
Distress
Piotroski F-Score
4 / 9
Average
Operational MOAT
★ Strong MOAT
  • ✓
    Revenue growth
    +17.3% Q1'26: +10.5% (vs Q1'25)
  • ✓
    EPS growth
    +4.2% Q1'26: +3.1% (vs Q1'25)
  • —
    FCF margin
    — Q1'26: -19.4% (vs Q1'25)
  • —
    EBIT margin
    — Q1'26: +34.2% (vs Q1'25)
  • —
    ROIC
    — Q1'26: -70.3% (vs Q1'25)
  • ✓
    Share dilution
    +0.0% Q1'26: +0.0% (vs Q1'25)
  • —
    Debt / EBITDA
    — Q1'26: 2.76× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
▶ WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.50) × ERP
WACC = 51% × Ke + 49% × Kd (27.5%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
—
Intrinsic value (base): 82.76 Current price: 29.84
Enterprise Value: — Equity Value: — Terminal Value: — TV as % of EV: —

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2015
actual 		Dec 2016
actual 		Dec 2017
actual 		Dec 2018
actual 		Dec 2019
actual 		Dec 2020
actual 		Dec 2021
actual 		Dec 2022
actual 		Dec 2023
actual 		Dec 2024
actual 		Dec 2025
actual 		Dec 2026
9 Rev. Ana.
6 EPS Ana. 		Dec 2027
10 Rev. Ana.
6 EPS Ana. 		Dec 2028
8 Rev. Ana.
7 EPS Ana. 		Dec 2029
7 Rev. Ana.
2 EPS Ana. 		Dec 2030
7 Rev. Ana.
5 EPS Ana.
Revenue
17.67B
est: 14.84B (+19.0%)
18.51B
est: 14.92B (+24.0%)
20.03B
est: 15.26B (+31.3%)
23.38B
est: 17.24B (+35.7%)
32.51B
est: 22.11B (+47.0%)
32.38B
est: 23.84B (+35.8%)
32.76B
est: 23.64B (+38.6%)
43.36B
est: 30.85B (+40.6%)
68.23B
est: 42.83B (+59.3%)
86.85B
est: 44.27B (+96.2%)
101.85B
est: 49.02B (+107.8%)
54.72B
52.14B – 58.35B
+11.6% YoY
59.93B
55.53B – 63.92B
+9.5% YoY
65.08B
64.13B – 66.03B
+8.6% YoY
68.89B
64.69B – 73.47B
+5.9% YoY
75.11B
70.54B – 80.11B
+9.0% YoY
EBITDA
7.70B
est: 5.11B (+50.8%)
7.78B
est: 5.13B (+51.5%)
8.86B
est: 5.25B (+68.8%)
10.58B
est: 5.93B (+78.5%)
15.70B
est: 7.61B (+106.4%)
8.45B
est: 8.20B (+3.1%)
10.87B
est: 8.13B (+33.7%)
19.03B
est: 10.61B (+79.4%)
24.62B
est: 15.11B (+62.9%)
28.42B
est: 15.62B (+82.0%)
31.09B
est: 17.30B (+79.7%)
19.31B
18.40B – 20.59B
+11.6% YoY
21.15B
19.59B – 22.55B
+9.5% YoY
22.96B
22.63B – 23.30B
+8.6% YoY
24.31B
22.83B – 25.92B
+5.9% YoY
26.50B
24.89B – 28.26B
+9.0% YoY
EBIT
7.27B
est: 4.77B (+52.3%)
7.39B
est: 4.80B (+53.9%)
8.45B
est: 4.91B (+72.3%)
10.17B
est: 5.54B (+83.5%)
14.89B
est: 7.11B (+109.5%)
7.43B
est: 7.67B (-3.1%)
9.91B
est: 7.60B (+30.3%)
18.07B
est: 9.92B (+82.2%)
23.66B
est: 14.32B (+65.2%)
27.14B
est: 14.80B (+83.4%)
29.84B
est: 16.39B (+82.1%)
18.29B
17.43B – 19.51B
+11.6% YoY
20.03B
18.56B – 21.37B
+9.5% YoY
21.76B
21.44B – 22.07B
+8.6% YoY
23.03B
21.63B – 24.56B
+5.9% YoY
25.11B
23.58B – 26.78B
+9.0% YoY
Net Income
7.12B
est: 6.74B (+5.6%)
7.24B
est: 7.25B (-0.2%)
8.35B
est: 8.43B (-1.1%)
10.04B
est: 10.51B (-4.5%)
14.50B
est: 14.04B (+3.3%)
6.96B
est: 6.52B (+6.7%)
9.30B
est: 8.83B (+5.3%)
13.00B
est: 12.22B (+6.4%)
21.48B
est: 22.49B (-4.5%)
22.97B
est: 23.19B (-0.9%)
23.44B
est: 23.44B (+0.0%)
25.05B
21.09B – 25.70B
+6.9% YoY
26.53B
24.36B – 27.16B
+5.9% YoY
28.68B
26.47B – 32.19B
+8.1% YoY
32.25B
29.70B – 35.04B
+12.4% YoY
33.95B
31.27B – 36.89B
+5.3% YoY
SGA
749.73M
est: 782.13M (-4.1%)
764.66M
est: 786.36M (-2.8%)
949.13M
est: 803.90M (+18.1%)
1.26B
est: 908.19M (+39.0%)
1.74B
est: 1.17B (+49.3%)
1.69B
est: 1.26B (+34.9%)
2.01B
est: 1.25B (+61.2%)
2.42B
est: 1.63B (+49.1%)
3.51B
est: 2.62B (+34.2%)
3.69B
est: 2.71B (+36.2%)
9.63B
est: 3.00B (+221.2%)
3.34B
3.19B – 3.57B
+11.6% YoY
3.66B
3.39B – 3.91B
+9.5% YoY
3.98B
3.92B – 4.04B
+8.6% YoY
4.21B
3.95B – 4.49B
+5.9% YoY
4.59B
4.31B – 4.90B
+9.0% YoY
EPS
1.13
est: 1.07 (+5.8%)
1.15
est: 1.15 (+0.1%)
1.35
est: 1.34 (+1.0%)
1.81
est: 1.67 (+8.7%)
2.46
est: 2.22 (+10.6%)
1.00
est: 1.03 (-3.3%)
1.38
est: 1.40 (-1.3%)
1.98
est: 1.94 (+2.2%)
3.32
est: 3.56 (-6.8%)
3.56
est: 3.66 (-2.7%)
3.71
est: 3.78 (-1.8%)
3.76
3.34 – 4.07
-0.6% YoY
4.10
3.86 – 4.30
+9.3% YoY
4.62
4.19 – 5.10
+12.6% YoY
5.11
4.71 – 5.55
+10.5% YoY
5.38
4.95 – 5.85
+5.3% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-25 A- 4/5 5/5 5/5 4/5 2/5 3/5 2/5
2026-05-22 A- 4/5 5/5 5/5 4/5 2/5 3/5 2/5
2026-05-21 A- 4/5 5/5 5/5 4/5 2/5 3/5 2/5
2026-05-20 A- 4/5 5/5 5/5 4/5 2/5 3/5 2/5
2026-05-19 A- 4/5 5/5 5/5 4/5 2/5 3/5 2/5
2026-05-18 A- 4/5 5/5 5/5 4/5 2/5 3/5 2/5
2026-05-15 A 4/5 5/5 5/5 4/5 2/5 4/5 2/5
2026-05-14 A 4/5 5/5 5/5 4/5 2/5 4/5 2/5
2026-05-13 A 4/5 5/5 5/5 4/5 2/5 4/5 2/5
2026-05-12 A 4/5 5/5 5/5 4/5 2/5 4/5 2/5
2026-05-11 A 4/5 5/5 5/5 4/5 2/5 4/5 2/5
2026-05-08 A 4/5 5/5 5/5 5/5 2/5 4/5 2/5
2026-05-07 A 4/5 5/5 5/5 5/5 2/5 4/5 2/5
2026-05-06 A 4/5 5/5 5/5 5/5 2/5 4/5 2/5
2026-05-05 A 4/5 5/5 5/5 5/5 2/5 4/5 2/5
2026-05-04 A 4/5 5/5 5/5 5/5 2/5 4/5 2/5
2026-05-01 A 4/5 5/5 5/5 5/5 2/5 4/5 2/5
2026-04-30 A 4/5 5/5 5/5 5/5 2/5 4/5 2/5
2026-04-29 A 4/5 5/5 5/5 5/5 2/5 4/5 2/5
2026-04-28 A 4/5 5/5 5/5 5/5 2/5 4/5 2/5
2026-04-27 A 4/5 5/5 5/5 5/5 2/5 4/5 2/5
2026-04-24 A 4/5 5/5 5/5 5/5 2/5 4/5 2/5
2026-04-23 A 4/5 5/5 5/5 5/5 1/5 4/5 2/5
2026-04-22 A 4/5 5/5 5/5 5/5 1/5 4/5 2/5
2026-04-21 A 4/5 5/5 5/5 5/5 1/5 4/5 2/5
2026-04-20 A 4/5 5/5 5/5 5/5 1/5 4/5 2/5
2026-04-17 A 4/5 5/5 5/5 5/5 1/5 4/5 3/5
2026-04-16 A 4/5 5/5 5/5 5/5 1/5 4/5 3/5
2026-04-15 A 4/5 5/5 5/5 5/5 1/5 4/5 3/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
2.45B
OE per share TTM
0.39
Owner's Yield
1.40%
Maintenance CapEx ratio
3.44%
Maint CapEx / Avg PPE
9.6%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
—
Total invested
—
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
994.6K
Shares Outstanding
6.32B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Hesham Abdulla Qassim Al Qassim MD & Non-Independent Non-Executive Vice Chairman 5M male
Eman Mahmood Ahmed Abdulrazzaq Group Chief Operating Officer & Group Chief Human Resource Officer — female
Manoj Chawla Group Chief Risk Officer — male
Miguel Rio Tinto Group Chief Digital & Information Officer — male
Neeraj Makin Group Head of Strategy, Analytics & Venture Capital — male
Patrick Eugene Clerkin Head of Global Funding & Investor Relations — male
Patrick Sullivan Group Chief Financial Officer — male
Shayne Keith Nelson Group Chief Executive Officer — male
Simon Copleston Group General Counsel — male
Aazar Ali Khwaja Group Head of International & Advisor of Group Chief Executive Officer for DenizBank — male
Victor Matafonav Group Chief Compliance Officer — male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits

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