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Dimeco, Inc. (DIMC)

USD55.35 -1.15 (-2.04%)
US OTC Financial Services Banks - Regional
Address 820 Church Street 18431
Honesdale, PA, US
CEO Peter Bochnovich
IPO 1999-01-06
ISIN US25432W1045

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Description

Dimeco, Inc. functions as the parent company for The Dime Bank, offering a comprehensive suite of financial products and services to both individual consumers and businesses across the United States. The institution facilitates diverse deposit options, including checking, savings, and individual retirement accounts (IRAs), as well as certificates of deposit (CDs). Its extensive lending portfolio encompasses various types of loans such as consumer, mortgage, construction, home equity, student, business term, vehicle, equipment, and capital improvement loans, in addition to commercial real estate financing. The bank also provides business lines of credit and acquisition financing, alongside general investment services. Beyond traditional banking, Dimeco offers wealth management solutions and specialized business services, including cash management, remote deposit capture, and merchant services. Customers benefit from modern digital conveniences like online and mobile banking platforms, bill payment, mobile deposit capabilities, funds transfer services, and e-statements, complemented by a range of debit and credit card options. Established in 1905, Dimeco, Inc. is headquartered in Honesdale, Pennsylvania, and maintains seven operational branches located throughout northeastern Pennsylvania.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
USD55.35 -1.15 (-2.04%)
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Volume Profile
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Liquidity & share structure
Average Volume
1.5K
Beta
0.06
Float Shares
2.06M
Free Float %
81.1%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.00% +3.17% +1.42% +14.24% +22.16% +23.71% +44.49% +54.01% +47.26% +102.60% +908.44%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

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By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
55.35
DCF (Unlevered) 91.17 +64.7%
DCF (Levered) 103.60 +87.2%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM)
Rating 2024-11 Change
Strong Buy 0 0
Buy 0 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
-0.79
Distress
Piotroski F-Score
5 / 9
Average
Composite Rating
A
Overall Score
4 / 5
High
DCF Score
5 / 5
High
ROE Score
4 / 5
High
ROA Score
4 / 5
High
D/E Score
3 / 5
Medium
P/E Score
3 / 5
Medium
P/Book Score
3 / 5
Medium
Operational MOAT
  • Revenue growth
    +12.6% Q1'26: +11.3% (vs Q1'25)
  • EPS growth
    +27.6% Q1'26: +47.7% (vs Q1'25)
  • FCF margin
    Q1'26: +0.0% (vs Q1'25)
  • EBIT margin
    Q1'26: +30.2% (vs Q1'25)
  • ROIC
    Q1'26: +14.4% (vs Q1'25)
  • Share dilution
    +0.4% Q1'26: +0.7% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 0.89× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.06) × ERP
WACC = 76% × Ke + 24% × Kd (50.6%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 91.17 Current price: 55.35
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-27 A 4/5 5/5 4/5 4/5 3/5 3/5 3/5
2026-05-26 A 4/5 5/5 4/5 4/5 3/5 3/5 3/5
2026-05-22 A 4/5 5/5 4/5 4/5 3/5 3/5 3/5
2026-05-20 A 4/5 5/5 4/5 4/5 3/5 3/5 3/5
2026-05-18 A 4/5 5/5 4/5 4/5 3/5 3/5 3/5
2026-05-15 A 4/5 4/5 4/5 4/5 3/5 4/5 3/5
2026-05-14 A 4/5 4/5 4/5 4/5 3/5 4/5 3/5
2026-05-13 A 4/5 4/5 4/5 4/5 3/5 4/5 3/5
2026-05-12 A 4/5 4/5 4/5 4/5 3/5 4/5 3/5
2026-05-11 A 4/5 4/5 4/5 4/5 3/5 4/5 3/5
2026-05-07 A 4/5 4/5 4/5 4/5 3/5 4/5 3/5
2026-05-06 A 4/5 4/5 4/5 4/5 3/5 4/5 3/5
2026-05-05 A 4/5 4/5 4/5 4/5 3/5 4/5 3/5
2026-05-04 A 4/5 4/5 4/5 4/5 3/5 4/5 3/5
2026-05-01 A 4/5 4/5 4/5 5/5 3/5 4/5 3/5
2026-04-28 A+ 4/5 5/5 4/5 5/5 3/5 4/5 3/5
2026-04-27 A+ 4/5 5/5 4/5 5/5 3/5 4/5 3/5
2026-04-24 A 4/5 5/5 4/5 5/5 2/5 4/5 3/5
2026-04-23 A 4/5 5/5 4/5 5/5 2/5 4/5 3/5
2026-04-22 A 4/5 5/5 4/5 5/5 2/5 4/5 3/5
2026-04-21 A 4/5 5/5 4/5 5/5 2/5 4/5 3/5
2026-04-20 A 4/5 5/5 4/5 5/5 2/5 4/5 3/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
3.25M
OE per share TTM
1.28
Owner's Yield
2.38%
Maintenance CapEx ratio
17.89%
Maint CapEx / Avg PPE
33.5%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
155.3K
Shares Outstanding
2.54M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
John F. Spall Secretary & Independent Director 50.1K male
Jeffrey J. Roche Senior Vice President, Chief Financial Officer, Treasurer & Assistant Secretary male
Ferdinand Feola Senior VP & Chief Technology Officer male
Lisa Cavage Senior Vice President, Chief Operating Officer & Company Secretary - Dime Bank female
Peter Bochnovich Chief Executive Officer, President & Director male
William R. Boyle Executive Vice President & Chief Lending Officer male
L. Jill George Senior Vice President of Human Resources & Assistant Secretary - The Dime Bank female
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits