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DCB Bank Limited (DCBBANK.NS)

INR186.37 -3.93 (-2.07%)
IN NSE Financial Services Banks - Regional
Address 601 & 602, Tower A 400013
Mumbai, IN
CEO Praveen Achuthan Kutty
IPO 2006-10-27
ISIN INE503A01015

Explore sections of this company profile

Also trades on Bombay Stock Exchange · DCBBANK.BO (INR) National Stock Exchange of India · DCBBANK.NS (INR)
Description

Incorporated in 1995 and based in Mumbai, India, DCB Bank Limited offers a diverse array of banking and financial solutions across the country. Its operations are organized into several key divisions. The Treasury Operations segment handles financial market activities on behalf of its customers, engages in proprietary trading, maintains reserve requirements, and mobilizes funds from other financial institutions. The Wholesale Banking division is dedicated to serving corporate clients with services including lending, deposit-taking, and various other offerings. Similarly, the Retail Banking segment provides lending, deposit-taking, and other services to individual customers. Furthermore, the Other Banking Operations segment covers para-banking activities like the distribution of third-party products and merchant banking. The institution operated through a network of 400 branches across India as of May 7, 2022. The company, previously known as Development Credit Bank Limited, officially changed its name to DCB Bank Limited in October 2013.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
INR186.37 -3.93 (-2.07%)
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Volume Profile
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Liquidity & share structure
Average Volume
1M
Beta
0.43
Float Shares
261.86M
Free Float %
81.3%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.47% -8.39% -7.18% -8.06% +1.53% +1.67% +28.20% +52.95% +74.27% +90.60% +268.75%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
186.37
DCF (Unlevered) 104.29 -44.0%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 94% Bullish
Rating 2026-05 Change
Strong Buy 0 -1
Buy 16 0
Hold 0 0
Sell 0 0
Strong Sell 1 0
Quality scores
Altman Z-Score
-0.76
Distress
Piotroski F-Score
6 / 9
Average
Composite Rating
B
Overall Score
3 / 5
Medium
DCF Score
1 / 5
Low
ROE Score
3 / 5
Medium
ROA Score
3 / 5
Medium
D/E Score
2 / 5
Medium
P/E Score
4 / 5
High
P/Book Score
3 / 5
Medium
Operational MOAT
  • Revenue growth
    +14.5% Q1'26: +8.6% (vs Q1'25)
  • EPS growth
    +17.1% Q1'26: +13.4% (vs Q1'25)
  • FCF margin
    Q1'26: -14.8% (vs Q1'25)
  • EBIT margin
    Q1'26: +12.9% (vs Q1'25)
  • ROIC
    Q1'26: +9.8% (vs Q1'25)
  • Share dilution
    +1.5% Q1'26: +2.4% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 5.57× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.51) × ERP
WACC = 48% × Ke + 52% × Kd (81.3%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 104.19 Current price: 186.37
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Mar 2008
actual
Mar 2012
actual
Mar 2013
actual
Mar 2014
actual
Mar 2015
actual
Mar 2016
actual
Mar 2017
actual
Mar 2018
actual
Mar 2019
actual
Mar 2020
actual
Mar 2021
actual
Mar 2022
actual
Mar 2023
actual
Mar 2024
actual
Mar 2025
actual
Mar 2026
13 Rev. Ana.
16 EPS Ana.
Mar 2027
15 Rev. Ana.
16 EPS Ana.
Mar 2028
15 Rev. Ana.
16 EPS Ana.
Mar 2029
3 Rev. Ana.
3 EPS Ana.
Revenue
7.36B
est: 3.22B (+128.5%)
8.19B
est: 3.46B (+137.1%)
10.35B
est: 4.11B (+152.0%)
12.68B
est: 5.20B (+143.6%)
15.88B
est: 6.66B (+138.4%)
19.16B
est: 8.27B (+131.7%)
23.25B
est: 10.36B (+124.4%)
27.18B
est: 12.82B (+111.9%)
33.90B
est: 15.14B (+123.9%)
39.30B
est: 16.58B (+137.1%)
39.04B
est: 17.34B (+125.2%)
39.65B
est: 17.94B (+121.1%)
46.10B
est: 20.95B (+120.1%)
58.34B
est: 23.31B (+150.3%)
72.12B
est: 28.39B (+154.0%)
33.38B
33.08B – 33.96B
+17.6% YoY
38.86B
37.55B – 40.49B
+16.4% YoY
45.95B
43.54B – 48.12B
+18.3% YoY
52.63B
51.89B – 53.36B
+14.5% YoY
EBITDA
716.06M
est: 429.32M (+66.8%)
670.81M
est: 460.68M (+45.6%)
1.16B
est: 547.64M (+111.3%)
1.69B
est: 693.68M (+144.2%)
2.31B
est: 887.54M (+160.7%)
2.91B
est: 1.10B (+164.4%)
3.46B
est: 1.38B (+150.3%)
4.40B
est: 1.71B (+157.1%)
5.51B
est: 2.02B (+172.9%)
5.43B
est: 2.21B (+145.8%)
5.09B
est: 2.31B (+120.4%)
4.53B
est: 2.39B (+89.6%)
7.05B
est: 2.79B (+152.3%)
8.16B
est: 3.16B (+158.0%)
9.30B
est: 3.85B (+141.3%)
4.53B
4.49B – 4.61B
+17.6% YoY
5.28B
5.10B – 5.50B
+16.4% YoY
6.24B
5.91B – 6.53B
+18.3% YoY
7.15B
7.05B – 7.25B
+14.5% YoY
EBIT
383.30M
est: 379.39M (+1.0%)
551.12M
est: 387.37M (+42.3%)
1.02B
est: 656.45M (+55.5%)
1.51B
est: 1.29B (+17.1%)
2.08B
est: 1.87B (+11.3%)
2.61B
est: 2.58B (+1.0%)
3.07B
est: 3.29B (-6.9%)
3.86B
est: 3.82B (+1.0%)
5.07B
est: 4.55B (+11.3%)
4.92B
est: 5.52B (-11.0%)
4.53B
est: 4.82B (-6.1%)
3.90B
est: 5.25B (-25.9%)
6.28B
est: 5.94B (+5.7%)
7.22B
est: 2.97B (+143.2%)
8.29B
est: 7.68B (+7.9%)
4.25B
4.21B – 4.32B
-44.7% YoY
4.95B
4.78B – 5.16B
+16.4% YoY
5.85B
5.54B – 6.13B
+18.3% YoY
6.70B
6.61B – 6.80B
+14.5% YoY
Net Income
383.30M
est: 1.19B (-67.8%)
550.77M
est: 410.97M (+34.0%)
1.02B
est: 656.45M (+55.5%)
1.51B
est: 1.29B (+17.0%)
1.91B
est: 1.87B (+2.3%)
1.95B
est: 2.38B (-18.1%)
2.00B
est: 2.45B (-18.6%)
2.45B
est: 2.49B (-1.4%)
3.25B
est: 2.89B (+12.6%)
3.38B
est: 3.55B (-4.8%)
3.36B
est: 3.31B (+1.4%)
2.88B
est: 3.61B (-20.4%)
4.66B
est: 4.08B (+14.2%)
5.36B
est: 5.40B (-0.8%)
6.15B
est: 6.41B (-4.0%)
7.32B
7.07B – 7.78B
+14.1% YoY
8.94B
7.62B – 9.81B
+22.2% YoY
10.86B
8.93B – 12.40B
+21.4% YoY
12.07B
11.59B – 12.56B
+11.2% YoY
SGA
246.75M
est: 13.25M (+1,762.4%)
93.90M
est: 3.24B (-97.1%)
96.28M
est: 3.28B (-97.1%)
190.69M
est: 3.79B (-95.0%)
57.10M
est: 4.39B (-98.7%)
194.29M
est: 5.79B (-96.6%)
102.30M
est: 7.30B (-98.6%)
108.34M
est: 9.21B (-98.8%)
126.49M
est: 10.83B (-98.8%)
156.25M
est: 10.83B (-98.6%)
102.63M
est: 11.41B (-99.1%)
152.75M
est: 12.44B (-98.8%)
223.92M
est: 14.05B (-98.4%)
285.12M
est: 83.63M (+240.9%)
313.23M
est: 102.35M (+206.0%)
119.76M
118.70M – 121.83M
+17.0% YoY
139.41M
134.74M – 145.27M
+16.4% YoY
164.87M
156.20M – 172.66M
+18.3% YoY
188.82M
186.19M – 191.46M
+14.5% YoY
EPS
2.32
est: 3.78 (-38.6%)
2.73
est: 2.67 (+2.3%)
4.19
est: 3.92 (+6.8%)
6.05
est: 6.28 (-3.6%)
7.21
est: 6.33 (+13.9%)
6.86
est: 5.99 (+14.6%)
7.01
est: 7.06 (-0.7%)
8.02
est: 8.14 (-1.5%)
10.53
est: 10.33 (+2.0%)
10.90
est: 11.97 (-8.9%)
10.82
est: 10.06 (+7.5%)
9.26
est: 8.57 (+8.1%)
14.96
est: 14.43 (+3.7%)
17.18
est: 17.31 (-0.7%)
19.63
est: 19.22 (+2.2%)
23.01
22.07 – 24.28
+19.7% YoY
27.72
23.77 – 30.60
+20.5% YoY
33.83
27.84 – 38.68
+22.1% YoY
38.07
36.15 – 39.17
+12.5% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-11 B 3/5 1/5 3/5 3/5 2/5 4/5 3/5
2026-05-08 B 3/5 1/5 4/5 3/5 2/5 4/5 3/5
2026-05-07 B 3/5 1/5 4/5 3/5 2/5 4/5 3/5
2026-05-06 B 3/5 1/5 4/5 3/5 2/5 4/5 3/5
2026-05-05 B+ 3/5 1/5 4/5 3/5 2/5 4/5 4/5
2026-05-04 B+ 3/5 1/5 4/5 3/5 2/5 4/5 4/5
2026-04-30 B 3/5 1/5 4/5 3/5 2/5 4/5 3/5
2026-04-29 B 3/5 1/5 4/5 3/5 2/5 4/5 3/5
2026-04-28 B 3/5 1/5 4/5 3/5 2/5 4/5 3/5
2026-04-27 B+ 3/5 1/5 4/5 4/5 2/5 4/5 3/5
2026-04-24 B+ 3/5 1/5 4/5 4/5 2/5 4/5 3/5
2026-04-23 B+ 3/5 1/5 4/5 4/5 2/5 4/5 3/5
2026-04-22 B+ 3/5 1/5 4/5 4/5 2/5 4/5 3/5
2026-04-21 B+ 3/5 1/5 4/5 4/5 2/5 4/5 3/5
2026-04-20 B+ 3/5 1/5 4/5 4/5 2/5 4/5 3/5
2026-04-17 B+ 3/5 1/5 4/5 4/5 2/5 4/5 3/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
2.08B
OE per share TTM
6.59
Owner's Yield
3.71%
Maintenance CapEx ratio
37.24%
Maint CapEx / Avg PPE
14.0%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 16 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 Vanguard FTSE All-World ex-US Small-Cap ETF VSS 0.01% 1.13M 0.06%
2 Vanguard FTSE Emerging Markets Shares ETF VGE.AX 0.00% 37.0K 0.48%
3 Vanguard FTSE Emerging Markets All Cap Index ETF VEE.TO 0.00% 83.6K 0.26%
4 Vanguard FTSE Emerging Markets ETF VWO 0.00% 4.12M 0.06%
5 Vanguard ESG International Stock ETF VSGX 0.00% 63.4K 0.10%
6 Vanguard Total International Stock ETF VXUS 0.00% 4.22M 0.05%
7 Vanguard ESG Global All Cap UCITS ETF (USD) Accumulating V3AA.L 0.00% 8.4K 0.24%
8 Vanguard ESG Global All Cap UCITS ETF (USD) Distributing V3AL.L 0.00% 8.4K 0.24%
9 Vanguard Total World Stock ETF VT 0.00% 299.8K 0.06%
10 Vanguard FTSE Global All Cap ex Canada Index ETF VXC.TO 0.00% 6.6K 0.22%

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
867.0K
Shares Outstanding
321.92M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Praveen Achuthan Kutty Chief Executive Officer, MD & Director 24M male
Krishnan Sridhar Seshadri CAIIB Whole-Time Director 10M male
Ajit Kumar Singh Head of Treasury, FIG & Chief Investor Relationship Officer male
Ashu Sawhney Head of Human Resources female
Gaurav Mehta Head of Marketing, PR, Corporate Communications & CSR male
Manoj Joshi Chief Compliance Officer male
Murali Mohan Rao Manduva Chief Technology Officer male
Abhijit Bose Chief Credit Officer male
Ravi Kumar Vadlamani Chief Financial Officer male
Ajay Mathur Head of Collections & Commercial Vehicles male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits