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Dacotah Banks, Inc. (DBIN)

USD46.00 +0.00 (+0.00%)
US OTC Financial Services Banks - Regional
Address 401 South Main Street 57402-1496
Aberdeen, SD, US
CEO Robert J. Fouberg
IPO 2012-09-25
ISIN US2334221049

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Description

Dacotah Banks, Inc. functions as the parent entity for Dacotah Bank, providing a comprehensive array of financial products and services to both individual and business clients. Customers can access various deposit options, including demand accounts, checking accounts, individual retirement accounts (IRAs), money market accounts, and certificates of deposit. For borrowing needs, the bank offers an extensive selection of personal loans, encompassing financing for vehicles such as cars, boats, motorhomes, campers, motorcycles, snowmobiles, jet skis, and ATVs, alongside traditional mortgage, unsecured, student, and overdraft protection loans. Beyond lending, Dacotah Banks facilitates transactions with credit, debit, and gift cards. The institution also offers robust financial advisory and wealth management services, including personal insurance, investment guidance, comprehensive wealth management, and estate and trust planning. Further support extends to retirement planning, investment management, foundation and endowment services, bill payment assistance, and elder care solutions. For businesses, the company furnishes essential services like cash management and merchant solutions, alongside flexible financing through various lines of credit (including operating lines), Small Business Administration (SBA) loans, term loans, equipment loans and leases, and real estate loans. They also assist with estate planning and settlement. Additionally, Dacotah Banks provides a diverse portfolio of insurance products, covering crop, homeowner, health, life, farm, and ranch needs. Established in 1964, the company is headquartered in Aberdeen, South Dakota, and effectively serves its customers through 32 branches spread across South Dakota, North Dakota, and Minnesota.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
USD46.00 +0.00 (+0.00%)
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Volume Profile
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Liquidity & share structure
Average Volume
498
Beta
-0.04
Free Float %
0.0%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.00% +0.00% -1.14% -1.14% +13.58% +8.89% +28.89% +27.38% +34.88% +67.31% +2,096.97%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
46.00
DCF (Unlevered) 51.56 +12.1%
DCF (Levered) 51.90 +12.8%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Quality scores
Altman Z-Score
0.32
Distress
Piotroski F-Score
6 / 9
Average
Composite Rating
A-
Overall Score
4 / 5
High
DCF Score
4 / 5
High
ROE Score
3 / 5
Medium
ROA Score
3 / 5
Medium
D/E Score
4 / 5
High
P/E Score
3 / 5
Medium
P/Book Score
3 / 5
Medium
Operational MOAT
  • Revenue growth
    +15.8% Q1'26: +57.6% (vs Q1'25)
  • EPS growth
    +57.9% Q1'26: +7.8% (vs Q1'25)
  • FCF margin
    Q1'26: +11.8% (vs Q1'25)
  • EBIT margin
    Q1'26: +22.7% (vs Q1'25)
  • ROIC
    Q1'26: +13.3% (vs Q1'25)
  • Share dilution
    -0.4% Q1'26: -1.4% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 0.00× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (-0.03) × ERP
WACC = 100% × Ke + 0% × Kd (4,174.7%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 51.56 Current price: 46.00
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-01 A- 4/5 4/5 3/5 4/5 3/5 3/5 3/5
2026-04-27 A- 4/5 4/5 3/5 4/5 3/5 3/5 3/5
2026-04-24 A- 4/5 4/5 3/5 4/5 3/5 3/5 3/5
2026-04-20 A- 4/5 4/5 3/5 4/5 3/5 3/5 3/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
52.55M
OE per share TTM
4.75
Owner's Yield
10.98%
Maintenance CapEx ratio
25.34%
Maint CapEx / Avg PPE
29.6%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
104.0K
Shares Outstanding
11.14M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Alan L. Kjenstad Executive Vice President & Chief Financial Officer
Blair Madsen Managing Director of Relationship Management
Daniel Schrader Managing Director of Relationship Management male
Daryl A. Ebach President & Director male
Diana L. Pfister Senior Vice President, General Counsel & Secretary female
Kristen N. Fauth Executive Vice President & Chief Operating Officer female
Robert J. Fouberg Chairman & Chief Executive Officer male
Rodney W. Fouberg Executive Vice President male
Sean Ball Managing Director of Relationship Management
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits