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Danske Andelskassers Bank A/S (DAB.CO)

DKK16.30 +0.00 (+0.00%)
DK CPH Financial Services Banks - Regional
Address Baneskellet 1 8830
Tjele, DK
CEO Jan Pedersen
IPO 2011-07-07
ISIN DK0060299063

Explore sections of this company profile

Description

Danske Andelskassers Bank A/S is a Danish financial institution that offers a comprehensive suite of banking and financial services. Its diverse clientele includes private individuals, small to medium-sized enterprises, and institutional customers across Denmark. The bank provides essential financial tools such as payment accounts, alongside a broad spectrum of credit and lending options. These encompass mortgages, home and construction loans, restructuring and energy financing, vehicle and personal loans, and overdraft facilities. Additionally, it issues both debit and credit cards. Expanding its offerings, the company provides pension planning solutions and an extensive portfolio of insurance policies, covering areas like life (death, sickness, accident), property (home, detached, auto, motorcycle, holiday home), annuities, annual travel, pet protection, and wage security. Clients also benefit from investment products and convenient digital banking services, including online and mobile platforms, ATM access, SMS functionalities, and various payment options. The bank operates through full-service branches catering to both private and business customers, complemented by a specialized agricultural branch. Established in 1969, Danske Andelskassers Bank A/S is headquartered in Tjele, Denmark.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
DKK16.30 +0.00 (+0.00%)
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Volume Profile
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Liquidity & share structure
Average Volume
15.3K
Beta
0.21
Float Shares
119.57M
Free Float %
53.6%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.31% -4.13% -3.27% -12.63% +6.21% -16.67% +10.17% +60.89% +58.23% +539.76% -6.82%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
16.30
DCF (Unlevered) 50.35 +208.9%
DCF (Levered) 23.04 +41.3%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Quality scores
Altman Z-Score
-0.47
Distress
Piotroski F-Score
3 / 9
Average
Composite Rating
B+
Overall Score
3 / 5
Medium
DCF Score
4 / 5
High
ROE Score
3 / 5
Medium
ROA Score
4 / 5
High
D/E Score
3 / 5
Medium
P/E Score
2 / 5
Medium
P/Book Score
2 / 5
Medium
Operational MOAT
  • Revenue growth
    -2.4% Q1'26: -7.8% (vs Q1'25)
  • EPS growth
    -4.7% Q1'26: -66.7% (vs Q1'25)
  • FCF margin
    Q1'26: -170.9% (vs Q1'25)
  • EBIT margin
    Q1'26: +11.0% (vs Q1'25)
  • ROIC
    Q1'26: +3.8% (vs Q1'25)
  • Share dilution
    0.0% Q1'26: +9.5% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 7.86× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.21) × ERP
WACC = 84% × Ke + 16% × Kd (9.9%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 50.35 Current price: 16.30
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-29 B+ 3/5 4/5 3/5 4/5 3/5 2/5 2/5
2026-05-28 B+ 3/5 4/5 3/5 4/5 3/5 2/5 2/5
2026-05-27 B+ 3/5 4/5 3/5 4/5 3/5 2/5 2/5
2026-05-26 B+ 3/5 4/5 3/5 4/5 3/5 2/5 2/5
2026-05-22 B+ 3/5 4/5 3/5 4/5 3/5 2/5 2/5
2026-05-21 B+ 3/5 4/5 3/5 4/5 3/5 2/5 2/5
2026-05-20 B+ 3/5 4/5 3/5 4/5 3/5 2/5 2/5
2026-05-19 B+ 3/5 4/5 3/5 4/5 3/5 2/5 2/5
2026-05-18 B+ 3/5 4/5 3/5 4/5 3/5 2/5 2/5
2026-05-13 B+ 3/5 4/5 3/5 4/5 3/5 2/5 2/5
2026-05-12 B+ 3/5 4/5 3/5 4/5 3/5 2/5 2/5
2026-05-11 B+ 3/5 4/5 3/5 4/5 3/5 2/5 2/5
2026-05-08 B+ 3/5 4/5 3/5 4/5 3/5 2/5 2/5
2026-05-07 B+ 3/5 4/5 3/5 4/5 3/5 2/5 2/5
2026-05-06 B+ 3/5 4/5 3/5 4/5 3/5 2/5 2/5
2026-05-05 B+ 3/5 4/5 3/5 4/5 3/5 2/5 2/5
2026-05-04 B+ 3/5 4/5 3/5 4/5 3/5 2/5 2/5
2026-04-30 B 3/5 4/5 3/5 4/5 2/5 2/5 2/5
2026-04-29 B 3/5 4/5 3/5 4/5 2/5 2/5 2/5
2026-04-28 B 3/5 4/5 3/5 4/5 2/5 2/5 2/5
2026-04-27 B+ 3/5 4/5 3/5 5/5 2/5 2/5 2/5
2026-04-24 B+ 3/5 4/5 3/5 5/5 2/5 2/5 2/5
2026-04-23 B+ 3/5 4/5 3/5 5/5 2/5 2/5 2/5
2026-04-22 B+ 3/5 4/5 3/5 5/5 2/5 2/5 2/5
2026-04-21 B+ 3/5 4/5 3/5 5/5 2/5 2/5 2/5
2026-04-20 B+ 3/5 4/5 3/5 5/5 2/5 2/5 2/5
2026-04-17 B+ 3/5 4/5 3/5 5/5 2/5 2/5 2/5
2026-04-16 B+ 3/5 4/5 3/5 5/5 2/5 2/5 2/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
51.38M
OE per share TTM
0.42
Owner's Yield
1.42%
Maintenance CapEx ratio
39.07%
Maint CapEx / Avg PPE
13.8%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 2 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 State Street SPDR Portfolio Europe ETF SPEU 0.00% 21.6K 0.07%
2 Avantis International Equity ETF AVDE 0.00% 24.2K 0.23%

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
850.2K
Shares Outstanding
222.88M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Jan Pedersen Chief Executive Officer & Member of the Management Board 6M male
Alma Lund Høj Head of Investor Relation, Bank Director & Member of Management Board
Bjarne Nielsen Economic Director male
Kristian Thorgaard Sørensen Head of Internal Audit male
Thomas Andie Schack Controller male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits