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CW Bancorp (CWBK)

USD43.99 +0.00 (+0.00%)
US OTC Financial Services Banks - Regional
Address 2445 McCabe Way 92614
Irvine, CA, US
CEO Ivo A. Tjan
Website cwbk.com
IPO 2003-10-07
ISIN US12671L1061

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Description

Headquartered in Irvine, California, CW Bancorp serves as the parent company for CommerceWest Bank. Established in 2001, this entity delivers a broad spectrum of commercial banking solutions specifically tailored for small and medium-sized enterprises across California. The financial products offered include a diverse array of deposit accounts such as personal and business checking, savings, money market, sweep accounts, and specialized attorney client trust accounts, alongside personal certificates of deposit. Furthermore, its lending portfolio covers various needs, featuring lines of credit, commercial real estate financing, asset-based loans, funding for mergers and acquisitions, international trade loans, and standard term loans. Clients also benefit from modern conveniences like remote deposit services, comprehensive online and mobile banking platforms, and advanced treasury management facilities.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
USD43.99 +0.00 (+0.00%)
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Volume Profile
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Liquidity & share structure
Average Volume
1.1K
Beta
0.21
Float Shares
3.27M
Free Float %
111.5%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.12% -0.21% +1.60% +2.39% +9.63% +6.62% +13.88% +31.78% +38.73% +159.52% +420.46%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
43.99
DCF (Unlevered) 220.52 +401.3%
DCF (Levered) 229.26 +421.2%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 100% Bullish
Rating 2024-11 Change
Strong Buy 1 0
Buy 0 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.40
Distress
Piotroski F-Score
4 / 9
Average
Composite Rating
B+
Overall Score
3 / 5
Medium
DCF Score
4 / 5
High
ROE Score
4 / 5
High
ROA Score
3 / 5
Medium
D/E Score
2 / 5
Medium
P/E Score
3 / 5
Medium
P/Book Score
3 / 5
Medium
Operational MOAT
  • Revenue growth
    -0.2% Q1'26: +1.9% (vs Q1'25)
  • EPS growth
    -4.9% Q1'26: +21.6% (vs Q1'25)
  • FCF margin
    Q1'26: +0.0% (vs Q1'25)
  • EBIT margin
    Q1'26: +32.2% (vs Q1'25)
  • ROIC
    Q1'26: -12.7% (vs Q1'25)
  • Share dilution
    -2.4% Q1'26: -2.1% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 2.60× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.25) × ERP
WACC = 69% × Ke + 31% × Kd (25.8%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 220.19 Current price: 43.99
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2018
actual
Dec 2019
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
1 Rev. Ana.
1 EPS Ana.
Dec 2027
1 Rev. Ana.
1 EPS Ana.
Dec 2028
1 Rev. Ana.
1 EPS Ana.
Revenue
26.86M
est: 20.60M (+30.4%)
29.19M
est: 23.10M (+26.4%)
60.36M
est: 60.36M (+0.0%)
60.23M
est: 60.23M (+0.0%)
60.23M
60.23M – 60.23M
0.0% YoY
60.23M
60.23M – 60.23M
0.0% YoY
60.23M
60.23M – 60.23M
0.0% YoY
EBITDA
8.24M
est: 8.70M (-5.3%)
10.92M
est: 9.75M (+11.9%)
18.60M
est: 25.48M (-27.0%)
17.35M
est: 24.66M (-29.7%)
24.66M
24.66M – 24.66M
0.0% YoY
24.66M
24.66M – 24.66M
0.0% YoY
24.66M
24.66M – 24.66M
0.0% YoY
EBIT
8.07M
est: 8.60M (-6.2%)
10.72M
est: 9.64M (+11.1%)
18.32M
est: 25.20M (-27.3%)
17.08M
est: 24.36M (-29.9%)
24.36M
24.36M – 24.36M
0.0% YoY
24.36M
24.36M – 24.36M
0.0% YoY
24.36M
24.36M – 24.36M
0.0% YoY
Net Income
5.94M
est: 5.27M (+12.8%)
8.21M
est: 6.21M (+32.1%)
13.17M
est: 3.21M (+309.8%)
12.25M
est: 3.47M (+253.4%)
3.91M
3.91M – 3.91M
+12.9% YoY
5.14M
5.14M – 5.14M
+31.3% YoY
6.06M
6.06M – 6.06M
+18.0% YoY
SGA
8.96M
est: 4.94M (+81.4%)
8.50M
est: 5.54M (+53.6%)
12.21M
est: 14.47M (-15.6%)
12.87M
est: 13.60M (-5.3%)
13.60M
13.60M – 13.60M
0.0% YoY
13.60M
13.60M – 13.60M
0.0% YoY
13.60M
13.60M – 13.60M
0.0% YoY
EPS
1.47
est: 1.72 (-14.5%)
2.26
est: 2.03 (+11.3%)
4.35
est: 1.05 (+314.3%)
4.14
est: 1.16 (+256.9%)
1.31
1.31 – 1.31
+12.9% YoY
1.72
1.72 – 1.72
+31.3% YoY
2.03
2.03 – 2.03
+18.0% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-06 A- 4/5 4/5 4/5 4/5 2/5 3/5 3/5
2026-05-05 A- 4/5 4/5 4/5 4/5 2/5 3/5 3/5
2026-04-30 B+ 3/5 4/5 4/5 3/5 2/5 3/5 3/5
2026-04-22 A- 4/5 4/5 4/5 4/5 2/5 3/5 3/5
2026-04-17 A- 4/5 4/5 4/5 4/5 2/5 3/5 3/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
353.5K
OE per share TTM
0.11
Owner's Yield
0.32%
Maintenance CapEx ratio
0.99%
Maint CapEx / Avg PPE
6.9%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
363.3K
Shares Outstanding
2.93M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Ivo A. Tjan Chairman, President & Chief Executive Officer 288.8K male
Leeann Cochran Executive Vice President, Secretary & Chief Financial Officer 140.0K female
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits