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Cashmere Valley Bank (CSHX)

USD84.99 +0.00 (+0.00%)
US OTC Financial Services Banks - Regional
Address 117 Aplets Way 98815
Cashmere, WA, US
CEO Greg Oakes
IPO 2013-07-12
ISIN US14756K1025

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Description

Cashmere Valley Bank, a state-chartered financial institution established in 1932 and headquartered in Cashmere, Washington, offers a comprehensive array of banking products and services. Its diverse clientele includes individual consumers, small to mid-sized enterprises, and local governmental bodies. For retail and commercial clients, the bank provides fundamental services like checking and savings accounts, alongside a variety of lending solutions. These encompass personal loans (for vehicles, boats, RVs, and home equity), mortgages, and a full suite of business financing options, including commercial real estate loans, general commercial loans, operating lines of credit, and Small Business Administration (SBA) loans. Further offerings extend to equipment financing, credit cards, wealth management, merchant processing, and treasury solutions. The bank also caters specifically to local municipalities, furnishing tailored banking services, privately-placed bonds and notes, municipal credit cards, and interim financing to support rural development initiatives. Beyond core financial offerings, Cashmere Valley Bank partners with brokers to provide access to insurance products such as property, casualty, life, and health coverage. To ensure convenient access, the company supports telephone, mobile, and online banking platforms, complete with bill payment functionalities. Serving communities throughout North Central Washington, the bank operates a network of 11 branches.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
USD84.99 +0.00 (+0.00%)
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Volume Profile
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Liquidity & share structure
Average Volume
2.1K
Beta
0.23
Float Shares
3.70M
Free Float %
99.7%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.00% -0.04% +3.54% +5.62% +18.54% +6.63% +19.80% +87.53% +9.65% +93.32% +172.24%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
84.99
DCF (Unlevered) 154.37 +81.6%
DCF (Levered) 234.82 +176.3%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Quality scores
Altman Z-Score
0.36
Distress
Piotroski F-Score
5 / 9
Average
Composite Rating
A
Overall Score
4 / 5
High
DCF Score
5 / 5
High
ROE Score
4 / 5
High
ROA Score
5 / 5
High
D/E Score
2 / 5
Medium
P/E Score
3 / 5
Medium
P/Book Score
3 / 5
Medium
Operational MOAT
  • Revenue growth
    +49.7% Q1'26: +2.9% (vs Q1'25)
  • EPS growth
    +3.0% Q1'26: -6.1% (vs Q1'25)
  • FCF margin
    Q1'26: +0.0% (vs Q1'25)
  • EBIT margin
    Q1'26: +23.6% (vs Q1'25)
  • ROIC
    Q1'26: +7.4% (vs Q1'25)
  • Share dilution
    +0.8% Q1'26: -4.4% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 2.87× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.22) × ERP
WACC = 79% × Ke + 21% × Kd (38.7%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 154.37 Current price: 84.99
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-21 A 4/5 5/5 4/5 4/5 3/5 3/5 3/5
2026-05-20 A 4/5 5/5 4/5 4/5 3/5 3/5 3/5
2026-05-19 A 4/5 5/5 4/5 4/5 3/5 3/5 3/5
2026-05-18 A 4/5 5/5 4/5 4/5 3/5 3/5 3/5
2026-05-15 A- 4/5 5/5 3/5 4/5 3/5 3/5 3/5
2026-05-14 A- 4/5 5/5 3/5 4/5 3/5 3/5 3/5
2026-05-13 A- 4/5 5/5 3/5 4/5 3/5 3/5 3/5
2026-05-12 A- 4/5 5/5 3/5 4/5 3/5 3/5 3/5
2026-05-11 A- 4/5 5/5 3/5 4/5 3/5 3/5 3/5
2026-05-08 A- 4/5 5/5 3/5 4/5 3/5 3/5 3/5
2026-05-06 A- 4/5 5/5 3/5 4/5 3/5 3/5 3/5
2026-05-05 A 4/5 5/5 4/5 4/5 3/5 3/5 3/5
2026-05-04 A 4/5 5/5 4/5 4/5 3/5 3/5 3/5
2026-05-01 A- 4/5 5/5 4/5 4/5 2/5 3/5 3/5
2026-04-30 A- 4/5 5/5 4/5 4/5 2/5 3/5 3/5
2026-04-28 A- 4/5 5/5 4/5 4/5 2/5 3/5 3/5
2026-04-27 A- 4/5 5/5 4/5 4/5 2/5 3/5 3/5
2026-04-24 A- 4/5 5/5 4/5 4/5 2/5 3/5 3/5
2026-04-22 A 4/5 5/5 4/5 5/5 2/5 3/5 3/5
2026-04-21 A 4/5 5/5 4/5 5/5 2/5 3/5 3/5
2026-04-20 A 4/5 5/5 4/5 5/5 2/5 3/5 3/5
2026-04-17 A 4/5 5/5 4/5 5/5 2/5 3/5 3/5
2026-04-16 A 4/5 5/5 4/5 5/5 2/5 3/5 3/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
1.26M
OE per share TTM
0.32
Owner's Yield
0.43%
Maintenance CapEx ratio
4.40%
Maint CapEx / Avg PPE
21.3%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
117.8K
Shares Outstanding
3.71M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Carrie Gerdes AVP & Treasury Management Officer
Chris Ewer Senior Vice President & Indirect Lending
Deidra Anderson Senior Vice President & Compliance Officer
Greg Oakes President, CEO & Director male
Jennifer West Vice President & Human Resources Director
Jenny Pulver EVP & Chief Retail Banking Officer female
Jolene Bray Marketing Officer
Kelly Melton Vice President & Controller
Kyle Lewis Senior VP & Mortgage Production Manager
Michael L. Lundstrom Executive Vice President & Chief Financial Officer male
Steve Vradenburg Chief Lending Officer & Executive Vice President male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits