Chesapeake Financial Shares, Inc. (CPKF)
Kilmarnock, VA, US
Chesapeake Financial Shares, Inc. functions as the parent company for Chesapeake Bank, delivering a wide array of banking and financial services throughout Virginia. The institution offers various deposit accounts, including interest-bearing and non-interest checking, savings, money market accounts, and certificates of deposit. Its lending services extend to individuals, providing mortgage, single-family residential, residential construction, and general consumer loans. For businesses, the bank supplies commercial financing tailored to diverse sectors such as owner-occupied commercial development, retail, contractors/builders, medical practices, professional services, hospitality, nonprofits, the marine industry, and agriculture and seafood. Beyond traditional banking, Chesapeake Financial Shares also provides services like merchant processing, accounts receivable financing, wealth management, trust administration, mortgage banking, and cash management. The company operates through 16 branch locations situated in key regions of Virginia: 4 in the Northern Neck, 3 in the Middle Peninsula, 5 in Williamsburg, and 4 in Richmond. Founded in 1900, its corporate headquarters are located in Kilmarnock, Virginia.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +0.14% | +0.14% | +1.45% | +12.36% | +42.86% | +23.89% | +68.67% | +79.49% | +34.62% | +116.72% | +1,995.81% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 0 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth+50.3% Q1'26: +79.7% (vs Q1'25)
-
EPS growth-12.4% Q1'26: +222.3% (vs Q1'25)
-
FCF margin— Q1'26: +0.0% (vs Q1'25)
-
EBIT margin— Q1'26: +22.7% (vs Q1'25)
-
ROIC— Q1'26: +9.3% (vs Q1'25)
-
Share dilution-0.3% Q1'26: -0.5% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 4.70× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|
| Revenue |
50.43M
est: 58.00M (-13.1%)
|
57.17M
est: 49.50M (+15.5%)
|
57.30M
est: 53.80M (+6.5%)
|
63.01M
est: 60.70M (+3.8%)
|
68.45M
est: 62.90M (+8.8%)
|
81.15M
est: 73.74M (+10.0%)
|
68.04M
est: 68.90M (-1.3%)
|
102.23M
est: 79.30M (+28.9%)
|
86.70M
86.70M – 86.70M
+9.3% YoY
|
| EBITDA |
13.94M
est: 14.73M (-5.4%)
|
14.92M
est: 12.57M (+18.7%)
|
15.31M
est: 13.67M (+12.0%)
|
18.90M
est: 15.42M (+22.6%)
|
22.33M
est: 15.98M (+39.8%)
|
14.61M
est: 18.73M (-22.0%)
|
13.38M
est: 15.39M (-13.1%)
|
11.69M
est: 17.72M (-34.0%)
|
19.37M
19.37M – 19.37M
+9.3% YoY
|
| EBIT |
12.20M
est: 13.49M (-9.6%)
|
13.30M
est: 11.51M (+15.5%)
|
13.80M
est: 12.51M (+10.2%)
|
17.31M
est: 14.12M (+22.6%)
|
20.45M
est: 14.63M (+39.8%)
|
12.34M
est: 17.15M (-28.0%)
|
13.38M
est: 14.28M (-6.4%)
|
11.69M
est: 16.44M (-28.9%)
|
17.97M
17.97M – 17.97M
+9.3% YoY
|
| Net Income |
10.82M
est: 10.63M (+1.8%)
|
11.40M
est: 10.63M (+7.3%)
|
11.75M
est: 11.33M (+3.7%)
|
15.01M
est: 14.88M (+0.9%)
|
17.63M
est: 15.16M (+16.3%)
|
10.12M
est: 11.81M (-14.3%)
|
11.43M
est: 10.93M (+4.6%)
|
10.00M
est: 15.07M (-33.6%)
|
18.37M
18.37M – 18.37M
+21.9% YoY
|
| SGA |
21.16M
est: 26.74M (-20.9%)
|
23.20M
est: 22.82M (+1.7%)
|
24.34M
est: 24.80M (-1.8%)
|
26.14M
est: 27.98M (-6.6%)
|
27.88M
est: 29.00M (-3.9%)
|
30.77M
est: 33.99M (-9.5%)
|
46.18M
est: 31.06M (+48.7%)
|
38.22M
est: 35.75M (+6.9%)
|
39.08M
39.08M – 39.08M
+9.3% YoY
|
| EPS |
2.20
est: 2.25 (-2.2%)
|
2.31
est: 2.25 (+2.7%)
|
2.41
est: 2.40 (+0.4%)
|
3.11
est: 3.15 (-1.3%)
|
3.74
est: 3.21 (+16.5%)
|
2.15
est: 2.50 (-14.0%)
|
2.42
est: 2.32 (+4.3%)
|
2.12
est: 3.20 (-33.8%)
|
3.90
3.90 – 3.90
+21.9% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-26 | A- | 4/5 | 4/5 | 4/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-22 | A- | 4/5 | 4/5 | 4/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-21 | A- | 4/5 | 4/5 | 4/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-20 | A- | 4/5 | 4/5 | 4/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-19 | A- | 4/5 | 4/5 | 4/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-18 | A- | 4/5 | 4/5 | 4/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-15 | A- | 4/5 | 4/5 | 4/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-14 | A- | 4/5 | 4/5 | 4/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-13 | A- | 4/5 | 4/5 | 4/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-11 | A- | 4/5 | 4/5 | 4/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-05-08 | A- | 4/5 | 4/5 | 4/5 | 4/5 | 2/5 | 4/5 | 3/5 |
| 2026-05-07 | A- | 4/5 | 4/5 | 4/5 | 4/5 | 2/5 | 4/5 | 3/5 |
| 2026-05-06 | A- | 4/5 | 4/5 | 4/5 | 4/5 | 2/5 | 4/5 | 3/5 |
| 2026-05-04 | A- | 4/5 | 4/5 | 4/5 | 4/5 | 2/5 | 4/5 | 3/5 |
| 2026-05-01 | B | 3/5 | 4/5 | 3/5 | 3/5 | 2/5 | 2/5 | 3/5 |
| 2026-04-30 | B | 3/5 | 4/5 | 3/5 | 3/5 | 2/5 | 2/5 | 3/5 |
| 2026-04-29 | B | 3/5 | 4/5 | 3/5 | 3/5 | 2/5 | 2/5 | 3/5 |
| 2026-04-28 | B | 3/5 | 4/5 | 3/5 | 3/5 | 2/5 | 2/5 | 3/5 |
| 2026-04-24 | B | 3/5 | 4/5 | 3/5 | 3/5 | 2/5 | 2/5 | 3/5 |
| 2026-04-23 | B+ | 3/5 | 4/5 | 3/5 | 4/5 | 2/5 | 2/5 | 3/5 |
| 2026-04-22 | B+ | 3/5 | 4/5 | 3/5 | 4/5 | 2/5 | 2/5 | 3/5 |
| 2026-04-21 | B+ | 3/5 | 4/5 | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-20 | B+ | 3/5 | 4/5 | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-17 | B+ | 3/5 | 4/5 | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-16 | B+ | 3/5 | 4/5 | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 |
Owner Earnings
Ownership Overview
No beneficial ownership filings recorded.
Institutional Activity (13F)
| # | Investor | Shares / Δ | Mkt value / Δ | Own% / Δ | Weight% / Δ | Avg px / Perf. | Hold / Status |
|---|---|---|---|---|---|---|---|
| 1 | SALOMON & LUDWIN, LLC | — -91.0 (-100.0%) | — -2.6K (-100.0%) | 0.00% -0.002 pp | 0.00% 0.000 pp | USD— | 2 qtrs SOLD |
ETF Ownership
This company is not held by any ETF in our universe.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
Recent SEC filings
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Jeffrey Szyperski | Chairman, President & Chief Executive Officer | 207.9K | male |
| John K. O'Shaughnessy | Regional Executive, Executive Vice President & Senior Credit Officer | — | male |
| Rebecca A. Foster | Executive Vice President, Chief Operating Officer, Chief Financial Officer & Corporate Secretary | — | female |
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for CPKF
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

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