CNB Corporation (CNBZ)
Cheboygan, MI, US
CNB Corporation, established in 1931 and headquartered in Cheboygan, Michigan, operates as the parent company for Citizens National Bank. This financial institution delivers a full spectrum of banking services to a diverse clientele across Michigan, including private individuals, agricultural enterprises, commercial businesses, and light industrial companies. The bank offers a variety of deposit options, such as checking, savings, money market, and individual retirement accounts, in addition to certificates of deposit. Its lending portfolio is comprehensive, catering to personal needs with home mortgage, home equity, and auto loans, alongside Checkmate lines of credit. For businesses, CNB provides term loans, equipment financing, commercial real estate and construction loans, Small Business Administration (SBA) loans, and business lines of credit. Beyond core banking, CNB Corporation extends its offerings to include cash and wealth management solutions. Customers also benefit from a host of convenient services like night depository, money orders, cashier's checks, coin counting, notary services, fax and wire transfers, and safe deposit boxes. The corporation embraces modern banking with bank-by-mail, mobile and online banking platforms, e-statements, bill payment, remote deposit capture, telephone banking, and direct deposit services. A wide array of cards, including debit, ATM, merchant, prepaid, payroll, gift, and credit cards, are also available. With its roots in Cheboygan, Michigan, CNB Corporation maintains a physical presence through eight branch locations situated across Cheboygan, Presque Isle, and Emmet counties.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +0.00% | +7.57% | +5.26% | +5.26% | +17.87% | +15.42% | +38.89% | +71.23% | +16.82% | +43.68% | -43.82% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
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Revenue growth+2.5% Q1'26: +2.6% (vs Q1'25)
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EPS growth+20.0% Q1'26: +12.9% (vs Q1'25)
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FCF margin— Q1'26: +0.0% (vs Q1'25)
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EBIT margin— Q1'26: +19.1% (vs Q1'25)
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ROIC— Q1'26: +18.1% (vs Q1'25)
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Share dilution-0.2% Q1'26: +0.1% (vs Q1'25)
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Debt / EBITDA— Q1'26: 0.29× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-21 | A- | 4/5 | 4/5 | 5/5 | 3/5 | 3/5 | 3/5 | 2/5 |
| 2026-05-19 | A- | 4/5 | 4/5 | 5/5 | 3/5 | 3/5 | 3/5 | 2/5 |
| 2026-05-14 | A- | 4/5 | 4/5 | 5/5 | 3/5 | 3/5 | 3/5 | 2/5 |
| 2026-05-05 | A- | 4/5 | 4/5 | 5/5 | 3/5 | 2/5 | 4/5 | 2/5 |
| 2026-05-01 | A- | 4/5 | 4/5 | 5/5 | 3/5 | 2/5 | 4/5 | 2/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
This company is not held by any ETF in our universe.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Amy E. Essex | Treasurer | — | female |
| Joseph Garber | Secretary | — | male |
| Kari Kortz | Vice President of Controller | — | — |
| Matthew E. Keene | President, Chief Executive Officer & Director | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for CNBZ
Short-term intention
Target Price Distribution
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