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Cornerstone Bancorp Inc. (CNBP)

USD119.99 +0.00 (+0.00%)
US OTC Financial Services Banks - Regional
Address One West Northwest Highway 60067
Palatine, IL, US
CEO Gerald F. Fitzgerald Jr.
IPO 2019-12-27
ISIN US21925H1005

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Description

Cornerstone Bancorp, Inc. functions as the parent entity for Cornerstone National Bank & Trust Company, which delivers a comprehensive range of financial solutions to both retail and commercial clients. Its deposit offerings include checking, savings, and money market accounts, along with individual retirement accounts (IRAs) and certificates of deposit (CDs). The institution's lending portfolio encompasses home equity, vehicle, personal, equipment, and association loans, alongside real estate construction financing. It further provides residential mortgages and refinancing options, specialized funding for construction projects, and financial services for medical and dental practices. Additionally, it extends commercial and multi-family mortgages, as well as various letters and lines of credit. Furthermore, it provides convenient online and mobile banking platforms, payment processing, sophisticated cash management tools, and bill payment functionalities. It also offers comprehensive services for both personal and business accounts. Beyond traditional banking, the company furnishes securities custody accounts, professional investment management services, trust and estate administration, guardianship support, and various retirement planning solutions. Its operational footprint is concentrated within the Chicago metropolitan area, anchored by its primary office in Palatine, Illinois, with branch locations in Crystal Lake, Deer Park, Naperville, and Schaumburg, Illinois. Established in 2000, Cornerstone Bancorp, Inc. maintains its corporate headquarters in Palatine, Illinois.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
USD119.99 +0.00 (+0.00%)
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Volume Profile
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Liquidity & share structure
Average Volume
26
Beta
0.06
Free Float %
0.0%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.00% +0.00% +2.59% -16.75% +0.79% -23.40% +32.07% +70.86% +85.32% +79.25% +79.25%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
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Annual Monthly Returns
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Daily Returns Distribution
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

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By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
119.99
DCF (Unlevered) 143.77 +19.8%
DCF (Levered) 189.00 +57.5%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Quality scores
Piotroski F-Score
1 / 9
Weak
Operational MOAT
  • Revenue growth
    +2.1% Q2'25: -100.0% (vs Q2'24)
  • EPS growth
    +9.9% Q2'25: +37.1% (vs Q2'24)
  • FCF margin
  • EBIT margin
  • ROIC
  • Share dilution
    +0.9% Q2'25: +0.0% (vs Q2'24)
  • Debt / EBITDA
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.06) × ERP
WACC = 92% × Ke + 8% × Kd (173.7%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 143.77 Current price: 119.99
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-08 C- 1/5 4/5 1/5 1/5 1/5 1/5 1/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-3.55M
OE per share TTM
-3.65
Owner's Yield
-3.15%
Maintenance CapEx ratio
Maint CapEx / Avg PPE
9.0%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
196.6K
Shares Outstanding
984.7K

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Daniel J. Hollowed Vice President & Chief Financial Officer male
Frank J. Roth Vice President & Director male
Gerald F. Fitzgerald Jr. Chairman, President & Chief Executive Officer male
Jeffrey T. Boundy Vice President & Director male
Linda A. Theberge Vice President female
Thomas MacCarthy Vice President & Director male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings reports

Stock splits