Commercial International Bank (Egypt) S.A.E (CMGGF)
Giza, EG
Commercial International Bank (Egypt) S.A.E (CIB) is a leading financial institution in Egypt, providing a comprehensive range of retail, corporate, and investment banking solutions. The bank organizes its operations into four main segments: Corporate Banking, Investment, Retail Banking, and Others. For its individual customers, CIB offers various deposit products such as checking, savings, and easy accounts, alongside time deposits and certificates of deposit. Its extensive lending portfolio includes personal, overdraft, mortgage, educational, solar, travel, car finance, and unsecured personal loans, in addition to revolving overdraft salary advance services. The bank also facilitates modern payment and access methods through credit, debit, and prepaid cards, a smart wallet, and digital banking channels like mobile, internet, and phone banking, complemented by ATM services. Addressing the needs of its corporate and institutional clients, CIB delivers global transaction services, sophisticated digital banking platforms, and comprehensive cash management solutions. Its specialized offerings further include structured financing, corporate leasing, advisory services for mergers and acquisitions, and trading in various financial instruments. Additionally, the bank provides other credit facilities, derivative products, foreign currency services, asset-liability management, and a selection of investment savings products. CIB operates through an extensive network of 215 branches across Egypt. Founded in 1975, the bank maintains its headquarters in Giza, Egypt, and was previously known as Chase National Bank.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +0.00% | -0.19% | -0.19% | -0.19% | -0.19% | -0.19% | -0.19% | +29.75% | -17.02% | +1.95% | -2.24% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2024-11 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 0 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth+95.7% Q1'26: +17.0% (vs Q1'25)
-
EPS growth+11.5% Q1'26: +10.3% (vs Q1'25)
-
FCF margin— Q1'26: +2.7% (vs Q1'25)
-
EBIT margin— Q1'26: +43.8% (vs Q1'25)
-
ROIC— Q1'26: +61.8% (vs Q1'25)
-
Share dilution+11.2% Q1'26: +11.4% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 0.46× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2015 actual |
Dec 2016 actual |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 4 Rev. Ana. 1 EPS Ana. |
Dec 2027 7 Rev. Ana. 1 EPS Ana. |
Dec 2028 4 Rev. Ana. 1 EPS Ana. |
Dec 2029 3 Rev. Ana. 1 EPS Ana. |
Dec 2030 6 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
10.52B
est: 10.33B (+1.8%)
|
12.17B
est: 12.54B (-3.0%)
|
15.99B
est: 16.24B (-1.6%)
|
21.94B
est: 20.37B (+7.7%)
|
25.14B
est: 25.77B (-2.5%)
|
28.46B
est: 27.09B (+5.1%)
|
28.90B
est: 27.36B (+5.7%)
|
36.42B
est: 29.47B (+23.6%)
|
58.50B
est: 54.96B (+6.4%)
|
114.75B
est: 105.97B (+8.3%)
|
224.56B
est: 117.93B (+90.4%)
|
128.81B
127.10B – 129.57B
+9.2% YoY
|
142.40B
132.69B – 159.99B
+10.6% YoY
|
156.35B
149.78B – 166.90B
+9.8% YoY
|
176.79B
169.36B – 188.72B
+13.1% YoY
|
203.21B
194.67B – 216.92B
+14.9% YoY
|
| EBITDA |
—
est: 7.53B (-100.0%)
|
—
est: 9.14B (-100.0%)
|
—
est: 11.84B (-100.0%)
|
—
est: 14.85B (-100.0%)
|
—
est: 18.79B (-100.0%)
|
—
est: 19.75B (-100.0%)
|
—
est: 19.94B (-100.0%)
|
—
|
—
est: 13.12B (-100.0%)
|
78.21B
est: 25.18B (+210.6%)
|
113.78B
est: 28.03B (+306.0%)
|
30.61B
30.21B – 30.79B
+9.2% YoY
|
33.84B
31.54B – 38.02B
+10.6% YoY
|
37.16B
35.60B – 39.66B
+9.8% YoY
|
42.02B
40.25B – 44.85B
+13.1% YoY
|
48.29B
46.26B – 51.55B
+14.9% YoY
|
| EBIT |
-209.96M
est: 7.31B (-102.9%)
|
-415.59M
est: 8.87B (-104.7%)
|
-481.21M
est: 11.49B (-104.2%)
|
-521.04M
est: 14.42B (-103.6%)
|
-815.26M
est: 18.24B (-104.5%)
|
-767.45M
est: 19.17B (-104.0%)
|
-936.68M
est: 19.36B (-104.8%)
|
-937.42M
est: -782.06M (-19.9%)
|
-908.67M
est: 12.24B (-107.4%)
|
77.14B
est: 23.22B (+232.3%)
|
111.58B
est: 25.83B (+331.9%)
|
28.22B
27.84B – 28.39B
+9.2% YoY
|
31.20B
29.07B – 35.05B
+10.6% YoY
|
34.25B
32.81B – 36.56B
+9.8% YoY
|
38.73B
37.10B – 41.34B
+13.1% YoY
|
44.52B
42.65B – 47.52B
+14.9% YoY
|
| Net Income |
4.11B
est: 4.84B (-15.2%)
|
5.26B
est: 6.12B (-14.0%)
|
6.68B
est: 7.89B (-15.3%)
|
8.46B
est: 9.01B (-6.2%)
|
10.44B
est: 11.87B (-12.0%)
|
10.24B
est: 9.68B (+5.8%)
|
13.27B
est: 12.66B (+4.9%)
|
16.11B
est: 13.32B (+21.0%)
|
29.63B
est: 24.61B (+20.4%)
|
55.20B
est: 53.62B (+2.9%)
|
82.24B
est: 71.69B (+14.7%)
|
71.53B
67.62B – 77.80B
-0.2% YoY
|
78.28B
74.00B – 85.15B
+9.4% YoY
|
85.59B
80.91B – 93.10B
+9.3% YoY
|
103.00B
97.37B – 112.03B
+20.3% YoY
|
119.12B
112.61B – 129.57B
+15.7% YoY
|
| SGA |
646.35M
est: 882.26M (-26.7%)
|
1.15B
est: 1.07B (+7.3%)
|
1.38B
est: 1.39B (-0.8%)
|
1.28B
est: 1.74B (-26.6%)
|
2.24B
est: 2.20B (+1.8%)
|
2.45B
est: 2.31B (+6.0%)
|
2.68B
est: 2.34B (+14.7%)
|
3.30B
est: 2.52B (+31.2%)
|
10.08B
est: 3.18B (+217.3%)
|
5.94B
est: 9.42B (-37.0%)
|
8.30B
est: 10.48B (-20.8%)
|
11.45B
11.30B – 11.52B
+9.2% YoY
|
12.66B
11.79B – 14.22B
+10.6% YoY
|
13.90B
13.31B – 14.83B
+9.8% YoY
|
15.71B
15.05B – 16.77B
+13.1% YoY
|
18.06B
17.30B – 19.28B
+14.9% YoY
|
| EPS |
1.47
est: 1.59 (-7.8%)
|
1.82
est: 2.01 (-9.6%)
|
2.30
est: 2.60 (-11.4%)
|
2.90
est: 2.97 (-2.3%)
|
4.13
est: 3.91 (+5.7%)
|
3.48
est: 3.19 (+9.2%)
|
4.06
est: 4.17 (-2.6%)
|
4.83
est: 4.38 (+10.2%)
|
7.40
est: 8.01 (-7.7%)
|
16.39
est: 15.70 (+4.4%)
|
18.25
est: 21.00 (-13.1%)
|
20.95
19.80 – 22.78
-0.2% YoY
|
22.92
21.67 – 24.94
+9.4% YoY
|
25.06
23.69 – 27.26
+9.3% YoY
|
30.16
28.52 – 32.81
+20.3% YoY
|
34.89
32.98 – 37.94
+15.7% YoY
|
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | Capital Group New Geography Equity ETF CGNG | 0.14% | 3.72M | 0.64% |
| 2 | Avantis Emerging Markets ex-China Equity ETF AVXC | 0.14% | 569.9K | 0.33% |
| 3 | Lazard International Dynamic Equity ETF IDEQ | 0.13% | 1.67M | 0.40% |
| 4 | Avantis Emerging Markets Equity ETF AVEM | 0.12% | 31.21M | 0.33% |
| 5 | Avantis Responsible Emerging Markets Equity ETF AVSE | 0.11% | 251.5K | 0.33% |
| 6 | Xtrackers MSCI Emerging Markets ESG UCITS ETF 1C XZEM.L | 0.11% | 1.73M | 0.25% |
| 7 | Avantis Emerging Markets Equity UCITS ETF USD Acc AVEM.L | 0.09% | 229.6K | 0.35% |
| 8 | Xtrackers MSCI Emerging Markets UCITS ETF 1D XEMD.L | 0.05% | 7.13M | 0.18% |
| 9 | Xtrackers MSCI Emerging Markets UCITS ETF 1C XMME.L | 0.05% | 7.13M | 0.18% |
| 10 | FlexShares Morningstar Emerging Markets Factor Tilt Index Fund TLTE | 0.00% | 1.2K | 0.58% |
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Aboelhasan Amer Ahmed Amin | Head of Litigation & Implementation Group | — | male |
| Amin Hisham Ezz Al-Arab | Chief Executive Officer & Director | — | male |
| Amr El-Ganainy | Deputy Chief Executive Officer & Executive Director | — | male |
| Islam Osama Zekry | Group Chief Finance & Operation Officer and Executive Director | — | male |
| Mahmoud Abbas Mohamed Ahmed | Chief Legal Officer | — | male |
| Nelly El Zeneiny | Investor Relations Officer | — | female |
| Omar El-Husseiny | Chief Global Markets Executive | — | male |
| Rashwan Hammady | Chief Retail, Commercial Banking & Financial Inclusion Executive | — | male |
| Tony Paul Prestedge | Executive Advisor | — | male |
| Yasmine Hemeda | Head of Investor Relations | — | female |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for CMGGF
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Target Price Distribution
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