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Community Investors Bancorp, Inc. (CIBN)

USD27.30 +0.30 (+1.11%)
US OTC Financial Services Banks - Regional
Address 119 South Sandusky Avenue 44820
Bucyrus, OH, US
CEO Steven R. Crall
Website ffcb.com
IPO 1995-02-07
ISIN US2037192083

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Description

Community Investors Bancorp, Inc. operates as a thrift holding company for First Federal Community Bank of Bucyrus, provides full range of banking and financial services to individual and corporate customers in northern Ohio. The company offers deposit accounts, including checking, savings, money market, christmas club, health savings, certificates of deposit, and individual retirement account, personal credit cards, as well as ohio homebuyer plus program. It also provides lending products, such as personal consumer loans, home equity loans, home equity line of credit, auto and RV loans, mortgage, and construction loans; business loans comprising business loans, lines of credit, term loans, agriculture loans, secured loans, credit cards, commercial investment real estate, personal and business loan application, lending staff, and equipment finance. In addition, the company offers online and mobile banking; bill pay; estatements; mobile deposit; flip kit; debit cards; ACH and payroll services; positive pay/check reconciliation; direct deposit; merchant services; night deposit; quicken/quickbooks; telephone banking; wires; check reorder; and fund transfer services. Community Investors Bancorp, Inc. was founded in 1887 and is based in Bucyrus, Ohio.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
USD27.30 +0.30 (+1.11%)
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Volume Profile
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Liquidity & share structure
Average Volume
250
Beta
0.04
Float Shares
726.7K
Free Float %
91.5%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.00% +0.00% -2.08% +0.21% -0.21% +6.82% +28.77% +30.56% +28.07% +69.06% +1,008.49%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
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Annual Monthly Returns
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Daily Returns Distribution
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

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By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
27.30
Ratings Trend (MoM)
Rating 2024-11 Change
Strong Buy 0 0
Buy 0 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.29
Distress
Piotroski F-Score
5 / 9
Average
Composite Rating
B-
Overall Score
3 / 5
Medium
DCF Score
1 / 5
Low
ROE Score
4 / 5
High
ROA Score
3 / 5
Medium
D/E Score
1 / 5
Low
P/E Score
3 / 5
Medium
P/Book Score
3 / 5
Medium
Operational MOAT
  • Revenue growth
    +13.4% Q1'26: +16.9% (vs Q1'25)
  • EPS growth
    +59.0% Q1'26: +75.0% (vs Q1'25)
  • FCF margin
    Q1'26: +0.0% (vs Q1'25)
  • EBIT margin
    Q1'26: +14.3% (vs Q1'25)
  • ROIC
    Q1'26: +4.7% (vs Q1'25)
  • Share dilution
    +0.3% Q1'26: -0.4% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 15.26× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.03) × ERP
WACC = 29% × Ke + 71% × Kd (18.4%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Current price: 27.30
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-22 B- 3/5 1/5 4/5 3/5 1/5 3/5 3/5
2026-05-11 B 3/5 1/5 4/5 3/5 1/5 4/5 3/5
2026-05-08 B 3/5 1/5 4/5 3/5 1/5 4/5 3/5
2026-05-05 B 3/5 1/5 4/5 3/5 1/5 4/5 4/5
2026-05-04 B 3/5 1/5 4/5 3/5 1/5 4/5 4/5
2026-05-01 B 3/5 1/5 4/5 3/5 1/5 4/5 4/5
2026-04-27 B+ 3/5 1/5 4/5 4/5 1/5 4/5 4/5
2026-04-21 B+ 3/5 1/5 4/5 4/5 1/5 4/5 4/5
2026-04-20 B+ 3/5 1/5 4/5 4/5 1/5 4/5 4/5
2026-04-17 B+ 3/5 1/5 4/5 4/5 1/5 4/5 4/5
2026-04-16 B+ 3/5 1/5 4/5 4/5 1/5 4/5 4/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
925.3K
OE per share TTM
1.17
Owner's Yield
4.96%
Maintenance CapEx ratio
11.09%
Maint CapEx / Avg PPE
36.4%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
25.5K
Shares Outstanding
794.1K

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Elise Jones Vice President & Chief Financial Officer female
Eric J. Savidge SVP & Chief Lending Officer male
Jared R. Butler Vice President & Chief Information Officer male
Jeffrey K. Urban Senior Vice President & Chief Risk Officer male
John E. England Vice President/Chief Secondary Market Lending male
Kayla E. Love Compliance & BSA Officer
Kriste A. Slagle Vice President & Chief Administrative Officer female
Steven R. Crall Director, President & Chief Executive Officer male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits