Banco de Chile (CHILE.SN)
Santiago de Chile, CL
Banco de Chile is a leading financial institution based in Chile, offering a broad spectrum of banking and financial services. The company's operations are strategically divided into Retail Banking, Wholesale Banking, and Treasury and Money Market segments. It serves a diverse clientele, from individual customers and small to medium-sized businesses to large corporations and corporate clients. Its product portfolio features various deposit options, including checking, current, demand, savings, and time accounts. The bank also provides a wide range of loan products, such as commercial, mortgage, consumer, working capital, syndicated, and installment loans, alongside credit card services. Additionally, it facilitates leasing, factoring, foreign trade, international and treasury banking, and offers financial advisory services. Banco de Chile further specializes in liquidity management, debt instruments, derivative contracts, and leasing solutions, as well as financial transaction and currency trading. The institution is also involved in securities brokerage, mutual fund management, specialized wholesale customer services, investment banking and management, and insurance brokerage. As of December 31, 2021, it maintained a substantial physical network comprising 272 branches and 1,761 ATMs. Established in 1893, its main office is located in Santiago, Chile.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -0.15% | -5.88% | -8.23% | -15.82% | -9.28% | -8.31% | +11.37% | +77.21% | +110.84% | +138.88% | -90.95% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 1 | 0 |
| Buy | 1 | 0 |
| Hold | 6 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth-4.0% Q1'26: +0.4% (vs Q1'25)
-
EPS growth-1.3% Q1'26: -18.4% (vs Q1'25)
-
FCF margin— Q1'26: +43.5% (vs Q1'25)
-
EBIT margin— Q1'26: +34.1% (vs Q1'25)
-
ROIC— Q1'26: +6.1% (vs Q1'25)
-
Share dilution+0.0% Q1'26: +0.0% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 9.64× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2015 actual |
Dec 2016 actual |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 5 Rev. Ana. 6 EPS Ana. |
Dec 2027 8 Rev. Ana. 7 EPS Ana. |
Dec 2028 6 Rev. Ana. 4 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
2.34T
est: 1.74T (+34.2%)
|
2.40T
est: 1.69T (+42.4%)
|
2.33T
est: 1.68T (+38.8%)
|
2.50T
est: 1.78T (+40.2%)
|
2.73T
est: 1.99T (+37.2%)
|
2.49T
est: 1.94T (+28.1%)
|
3.03T
est: 2.12T (+43.0%)
|
5.31T
est: 3.01T (+76.4%)
|
5.09T
est: 2.88T (+76.8%)
|
4.65T
est: 3.07T (+51.4%)
|
4.46T
est: 3.01T (+48.1%)
|
3.22T
3.11T – 3.32T
+6.7% YoY
|
3.47T
3.33T – 3.66T
+7.9% YoY
|
3.73T
3.71T – 3.75T
+7.5% YoY
|
| EBITDA |
724.05B
est: 610.66B (+18.6%)
|
710.84B
est: 591.16B (+20.2%)
|
724.98B
est: 589.25B (+23.0%)
|
801.08B
est: 625.35B (+28.1%)
|
847.95B
est: 697.80B (+21.5%)
|
578.21B
est: 680.55B (-15.0%)
|
1.41T
est: 742.02B (+89.9%)
|
1.82T
est: 1.06T (+72.4%)
|
1.79T
est: 1.08T (+66.2%)
|
1.68T
est: 1.15T (+46.2%)
|
1.55T
est: 1.13T (+38.1%)
|
1.20T
1.16T – 1.24T
+6.7% YoY
|
1.30T
1.24T – 1.37T
+7.9% YoY
|
1.39T
1.39T – 1.40T
+7.5% YoY
|
| EBIT |
692.23B
est: 572.61B (+20.9%)
|
675.26B
est: 554.32B (+21.8%)
|
687.44B
est: 552.53B (+24.4%)
|
763.40B
est: 586.38B (+30.2%)
|
777.41B
est: 654.32B (+18.8%)
|
504.85B
est: 638.14B (-20.9%)
|
1.33T
est: 695.78B (+91.5%)
|
1.74T
est: 989.62B (+75.3%)
|
1.70T
est: 1.02T (+65.8%)
|
1.58T
est: 1.09T (+45.1%)
|
1.50T
est: 1.07T (+40.2%)
|
1.14T
1.11T – 1.18T
+6.7% YoY
|
1.23T
1.18T – 1.30T
+7.9% YoY
|
1.33T
1.32T – 1.33T
+7.5% YoY
|
| Net Income |
609.90B
est: 560.65B (+8.8%)
|
575.05B
est: 550.24B (+4.5%)
|
572.08B
est: 569.01B (+0.5%)
|
603.63B
est: 616.08B (-2.0%)
|
603.74B
est: 594.56B (+1.5%)
|
401.63B
est: 439.77B (-8.7%)
|
1.06T
est: 676.15B (+56.2%)
|
1.45T
est: 1.35T (+7.1%)
|
1.37T
est: 1.40T (-1.7%)
|
1.25T
est: 1.22T (+2.3%)
|
1.19T
est: 1.13T (+5.3%)
|
1.28T
1.19T – 1.34T
+12.8% YoY
|
1.38T
1.30T – 1.49T
+8.3% YoY
|
1.44T
1.43T – 1.59T
+4.0% YoY
|
| SGA |
659.95B
est: 419.72B (+57.2%)
|
711.99B
est: 406.32B (+75.2%)
|
716.70B
est: 405.00B (+77.0%)
|
740.59B
est: 429.81B (+72.3%)
|
769.53B
est: 479.61B (+60.4%)
|
746.16B
est: 467.76B (+59.5%)
|
693.62B
est: 510.00B (+36.0%)
|
1.03T
est: 725.39B (+41.7%)
|
1.15T
est: 638.71B (+80.8%)
|
1.19T
est: 680.70B (+74.2%)
|
912.76B
est: 668.14B (+36.6%)
|
713.17B
690.44B – 737.19B
+6.7% YoY
|
769.70B
737.78B – 811.71B
+7.9% YoY
|
827.43B
823.26B – 831.60B
+7.5% YoY
|
| EPS |
6.00
est: 5.55 (+8.1%)
|
5.39
est: 5.45 (-1.0%)
|
5.66
est: 5.63 (+0.5%)
|
5.89
est: 6.10 (-3.4%)
|
5.87
est: 5.89 (-0.3%)
|
3.98
est: 4.35 (-8.6%)
|
7.85
est: 6.69 (+17.3%)
|
13.95
est: 13.37 (+4.4%)
|
13.60
est: 13.83 (-1.7%)
|
11.95
est: 11.69 (+2.2%)
|
11.80
est: 11.57 (+2.0%)
|
12.56
11.80 – 13.31
+8.5% YoY
|
13.74
12.86 – 14.73
+9.4% YoY
|
14.87
14.17 – 15.72
+8.2% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-11 | B+ | 3/5 | 5/5 | 5/5 | 4/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-08 | B+ | 3/5 | 5/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-07 | B+ | 3/5 | 5/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-06 | B+ | 3/5 | 5/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-05 | B+ | 3/5 | 5/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-04 | B+ | 3/5 | 5/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-30 | B+ | 3/5 | 5/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-29 | B+ | 3/5 | 5/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-28 | B+ | 3/5 | 5/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-27 | B+ | 3/5 | 5/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-24 | B+ | 3/5 | 5/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-23 | B+ | 3/5 | 5/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-22 | B+ | 3/5 | 5/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-21 | B+ | 3/5 | 5/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-20 | B+ | 3/5 | 5/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-17 | B+ | 3/5 | 5/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-16 | B+ | 3/5 | 5/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-15 | A- | 4/5 | 5/5 | 5/5 | 5/5 | 1/5 | 3/5 | 1/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | iShares MSCI Chile ETF ECH | 11.76% | 123.74M | 0.59% |
| 2 | iShares Latin America 40 ETF ILF | 1.48% | 55.49M | 0.47% |
| 3 | Franklin FTSE Latin America ETF FLLA | 1.14% | 1.25M | 0.19% |
| 4 | iShares MSCI EM Latin America UCITS ETF DLTM.L | 1.13% | 22.49M | 0.20% |
| 5 | Hartford Multifactor Emerging Markets ETF ROAM | 0.54% | 591.0K | 0.44% |
| 6 | Invesco FTSE Emerging Markets High Dividend Low Volatility UCITS ETF EMHD.L | 0.43% | 1.22M | 0.49% |
| 7 | JPMorgan Diversified Return Emerging Markets Equity ETF JPEM | 0.38% | 1.45M | 0.44% |
| 8 | Franklin Emerging Market Core Dividend Tilt Index ETF DIEM | 0.22% | 158.3K | 0.19% |
| 9 | HSBC MSCI Emerging Markets Climate Paris Aligned UCITS ETF HPEM.L | 0.19% | 74.2K | 0.18% |
| 10 | KraneShares MSCI Emerging Markets ex China Index ETF KEMX | 0.18% | 238.7K | 0.59% |
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Hernan Buchi Buc | Director | 207M | male |
| Cristian Lagos Contardo | Manager of People & Organisation Division | — | male |
| Eduardo Ebensperger Orrego | Chief Executive Officer | — | male |
| Esteban Kemp De La Hoz | Manager of Marketing, Technology & Digital Division | — | male |
| Felipe Echaiz Bornemann | Manager of Global Compliance Division | — | male |
| Hector Hernandez Gonzalez | General Manager of Accounting | — | male |
| Pablo Camilo Mejia Ricci | Head of Investor Relations | — | male |
| Rodrigo Aravena | Chief Economist & Senior Vice President of Institutional Relations | — | male |
| Alfredo Villegas Montes | General Counsel & Secretary of the Board of Directors | — | male |
| Rolando Arias Sanchez | Chief Financial Officer | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for CHILE.SN
Short-term intention
Target Price Distribution
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