Muncy Columbia Financial Corporation (CCFN)
Bloomsburg, PA, US
Muncy Columbia Financial Corporation, a registered financial holding company based in Bloomsburg, Pennsylvania, was formerly known as CCFNB Bancorp, Inc. It owns and operates Journey Bank, its single subsidiary, which itself was previously called First Columbia Bank & Trust Co. As a comprehensive community commercial bank, Journey Bank offers a full suite of services across its operational region, encompassing Clinton, Columbia, Lycoming, Montour, and Northumberland counties.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -0.51% | +0.70% | +12.17% | +33.61% | +55.64% | +45.01% | +85.34% | +114.60% | +85.60% | +108.67% | +410.13% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
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Revenue growth+6.8% Q1'26: +9.0% (vs Q1'25)
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EPS growth+28.3% Q1'26: +63.4% (vs Q1'25)
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FCF margin— Q1'26: +65.0% (vs Q1'25)
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EBIT margin— Q1'26: +34.1% (vs Q1'25)
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ROIC— Q1'26: -22.8% (vs Q1'25)
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Share dilution-0.9% Q1'26: +0.1% (vs Q1'25)
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Debt / EBITDA— Q1'26: 1.48× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-27 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 3/5 | 3/5 | 2/5 |
| 2026-05-26 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 3/5 | 3/5 | 2/5 |
| 2026-05-22 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 3/5 | 3/5 | 2/5 |
| 2026-05-21 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 3/5 | 3/5 | 2/5 |
| 2026-05-20 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 3/5 | 3/5 | 2/5 |
| 2026-05-19 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 3/5 | 3/5 | 2/5 |
| 2026-05-18 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 3/5 | 3/5 | 2/5 |
| 2026-05-15 | A+ | 4/5 | 5/5 | 4/5 | 4/5 | 3/5 | 4/5 | 4/5 |
| 2026-05-14 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 3/5 | 3/5 | 2/5 |
| 2026-05-13 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 3/5 | 3/5 | 2/5 |
| 2026-05-12 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 3/5 | 3/5 | 2/5 |
| 2026-05-11 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 3/5 | 3/5 | 2/5 |
| 2026-05-07 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 3/5 | 3/5 | 2/5 |
| 2026-05-06 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 3/5 | 3/5 | 2/5 |
| 2026-05-05 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 3/5 | 3/5 | 2/5 |
| 2026-05-04 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 3/5 | 3/5 | 2/5 |
| 2026-05-01 | A- | 4/5 | 5/5 | 4/5 | 5/5 | 2/5 | 3/5 | 2/5 |
| 2026-04-30 | A- | 4/5 | 5/5 | 4/5 | 5/5 | 2/5 | 3/5 | 2/5 |
| 2026-04-29 | A | 4/5 | 5/5 | 4/5 | 5/5 | 2/5 | 4/5 | 2/5 |
| 2026-04-28 | A | 4/5 | 5/5 | 4/5 | 5/5 | 2/5 | 4/5 | 2/5 |
| 2026-04-27 | A | 4/5 | 5/5 | 4/5 | 5/5 | 2/5 | 4/5 | 2/5 |
| 2026-04-24 | A- | 4/5 | 5/5 | 4/5 | 5/5 | 2/5 | 3/5 | 2/5 |
| 2026-04-23 | A | 4/5 | 5/5 | 4/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-22 | A | 4/5 | 5/5 | 4/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-21 | A | 4/5 | 5/5 | 4/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-20 | A | 4/5 | 5/5 | 4/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-17 | A | 4/5 | 5/5 | 4/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-16 | A | 4/5 | 5/5 | 4/5 | 5/5 | 2/5 | 4/5 | 3/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
| # | Reporting person | Amount owned | % of class | Sole voting | Shared voting | Sole dispositive | Shared dispositive | Type | Citizenship | Filing date | SEC filing |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | GEORGE J. SZATKOWSKI, JR. | 109.3K | 5.00% | 109.0K | 335.00 | 109.0K | 335.00 | IN | U.S.A. | 2014-04-15 | ↗ |
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
This company is not held by any ETF in our universe.
Insider Activity
| Date | Person | Role | Transaction | A/D | Security | Shares | Price | Value | Owned after | D/I | Filing |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026-05-26 | MCMICHAEL W BRUCE JR | Director | P-Purchase | A | Common | 926 | 26.99 | 25.0K | 17,395 | D | ↗ |
| 2026-05-21 | MCMICHAEL W BRUCE JR | Director | P-Purchase | A | Common | 932 | 26.80 | 25.0K | 16,469 | D | ↗ |
| 2026-05-04 | Glunk Robert J | Director | P-Purchase | A | Common | 12 | 74.75 | 897.00 | 282 | I | ↗ |
| 2026-05-01 | Glunk Robert J | Director | P-Purchase | A | Common | 6 | 74.27 | 445.62 | 270 | I | ↗ |
| 2026-04-30 | Lehman Jessica M. | Director / Officer | P-Purchase | A | Common | 174 | 72.12 | 12.5K | 412 | D | ↗ |
| 2026-04-29 | Klingerman Brian D | Director | P-Purchase | A | Common | 1,000 | 73.50 | 73.5K | 10,613 | D | ↗ |
| 2026-04-28 | Tompkins Bonnie M | Director | P-Purchase | A | Common | 67 | 73.10 | 4.9K | 19,625 | D | ↗ |
| 2026-04-22 | Rabb Robert M | Director | — | — | — | 0 | 0.00 | — | 0 | — | ↗ |
| 2026-03-06 | Kline Loni N. | Officer | P-Purchase | A | Common | 312 | 61.85 | 19.3K | 810 | D | ↗ |
| 2026-03-05 | Tompkins Bonnie M | Director | P-Purchase | A | Common | 91 | 61.89 | 5.6K | 4,299 | I | ↗ |
| 2026-03-05 | Kline Loni N. | Officer | P-Purchase | A | Common | 498 | 61.85 | 30.8K | 498 | D | ↗ |
| 2026-03-02 | Tompkins Bonnie M | Director | P-Purchase | A | Common | 158 | 61.00 | 9.6K | 19,558 | D | ↗ |
| 2026-02-03 | Tompkins Bonnie M | Director | P-Purchase | A | Common | 300 | 59.25 | 17.8K | 19,400 | D | ↗ |
| 2026-02-02 | Kline Loni N. | Officer | — | — | Common | 0 | 0.00 | — | 0 | D | ↗ |
| 2026-01-29 | Williams Brenda R H | Director | P-Purchase | A | Common | 400 | 60.00 | 24.0K | 2,200 | D | ↗ |
| 2026-01-29 | Tompkins Bonnie M | Director | P-Purchase | A | Common | 267 | 60.00 | 16.0K | 19,100 | D | ↗ |
| 2026-01-28 | Lehman Jessica M. | Director / Officer | P-Purchase | A | Common | 100 | 60.00 | 6.0K | 238 | D | ↗ |
| 2026-01-27 | Glunk Robert J | Director | P-Purchase | A | Common | 10 | 59.55 | 595.50 | 264 | I | ↗ |
| 2025-12-31 | Tasselli Stephen M | Director | — | — | — | 0 | 0.00 | — | 0 | — | ↗ |
| 2025-12-31 | Lehman Jessica M. | Officer | — | — | — | 0 | 0.00 | — | 0 | — | ↗ |
| 2025-12-31 | Gunsallus Tammy L | Officer | — | — | — | 0 | 0.00 | — | 0 | — | ↗ |
| 2025-12-12 | Williams Brenda R H | Director | P-Purchase | A | Common | 25 | 56.81 | 1.4K | 1,800 | D | ↗ |
| 2025-12-11 | Williams Brenda R H | Director | P-Purchase | A | Common | 50 | 54.78 | 2.7K | 1,775 | D | ↗ |
| 2025-12-11 | Tompkins Bonnie M | Director | S-Sale | D | Common | 150 | 54.75 | 8.2K | 18,833 | D | ↗ |
| 2025-11-05 | Lehman Jessica M. | Director / Officer | — | — | Common | 0 | 0.00 | — | 120 | D | ↗ |
| 2025-10-29 | Williams Brenda R H | Director | P-Purchase | A | Common | 150 | 53.00 | 8.0K | 1,725 | D | ↗ |
| 2025-10-23 | Glunk Robert J | Director | P-Purchase | A | Common | 7 | 54.89 | 384.23 | 254 | I | ↗ |
| 2025-09-04 | WENNER EDWIN A | Director | P-Purchase | A | Common | 125 | 49.00 | 6.1K | 4,273 | D | ↗ |
| 2025-08-05 | Glunk Robert J | Director | P-Purchase | A | Common | 233 | 50.41 | 11.7K | 26,975 | D | ↗ |
| 2025-06-27 | Benson Beth A | Officer | — | — | — | 0 | 0.00 | — | 0 | — | ↗ |
| 2025-04-29 | Glunk Robert J | Director / Officer | P-Purchase | A | Common | 37 | 42.01 | 1.6K | 83 | I | ↗ |
| 2025-04-22 | Rabb Robert M | Director | — | — | Common | 0 | 0.00 | — | 18,504 | D | ↗ |
| 2025-04-21 | Langdon James Howard | Director | — | — | — | 0 | 0.00 | — | 0 | — | ↗ |
| 2025-03-11 | Weinhoffer Kevin | Officer | P-Purchase | A | Common | 17 | 41.07 | 698.19 | 3,100 | I | ↗ |
| 2025-02-27 | Weinhoffer Kevin | Officer | P-Purchase | A | Common | 482 | 42.06 | 20.3K | 3,083 | I | ↗ |
| 2025-02-26 | Weinhoffer Kevin | Officer | P-Purchase | A | Common | 501 | 42.06 | 21.1K | 2,601 | I | ↗ |
| 2024-12-12 | Oakes Stephanie A | Officer | P-Purchase | A | Common | 295 | 44.00 | 13.0K | 967 | D | ↗ |
| 2024-12-10 | Williams Brenda R H | Director | P-Purchase | A | Common | 125 | 39.85 | 5.0K | 1,575 | D | ↗ |
| 2024-12-10 | WENNER EDWIN A | Director | P-Purchase | A | Common | 375 | 39.75 | 14.9K | 3,983 | D | ↗ |
| 2024-12-02 | Williams Brenda R H | Director | P-Purchase | A | Common | 25 | 39.35 | 983.75 | 1,450 | D | ↗ |
| 2024-11-26 | Glunk Robert J | Director / Officer | P-Purchase | A | Common | 200 | 40.00 | 8.0K | 26,702 | D | ↗ |
| 2024-11-25 | Glunk Robert J | Director / Officer | P-Purchase | A | Common | 200 | 37.10 | 7.4K | 26,502 | D | ↗ |
| 2024-11-22 | Glunk Robert J | Director / Officer | P-Purchase | A | Common | 200 | 36.82 | 7.4K | 26,302 | D | ↗ |
| 2024-11-21 | Glunk Robert J | Director / Officer | P-Purchase | A | Common | 200 | 36.25 | 7.3K | 26,102 | D | ↗ |
| 2024-11-15 | Arthur Todd M | Director | P-Purchase | A | Common | 29 | 34.25 | 993.25 | 24,237 | D | ↗ |
| 2024-11-12 | Weinhoffer Kevin | Officer | P-Purchase | A | Common | 81 | 33.58 | 2.7K | 2,100 | I | ↗ |
| 2024-11-12 | Arthur Todd M | Director | P-Purchase | A | Common | 300 | 34.00 | 10.2K | 24,208 | D | ↗ |
| 2024-11-08 | Arthur Todd M | Director | P-Purchase | A | Common | 200 | 34.50 | 6.9K | 1,432 | I | ↗ |
| 2024-11-07 | Arthur Todd M | Director | P-Purchase | A | Common | 1,000 | 35.50 | 35.5K | 23,808 | D | ↗ |
| 2024-11-01 | Weinhoffer Kevin | Officer | P-Purchase | A | Common | 319 | 34.05 | 10.9K | 2,019 | I | ↗ |
Executive team
Executive compensation
| # | Year | Executive | Salary | Bonus | Stock award | Option award | Incentive | Other | Total | % Stock- based |
Filing |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | 2025 | Robert J. Glunk, Executive Chairman | 74.9K | — | — | — | — | 1.39M | 1.46M | 0.00% | ↗ |
| 2 | 2025 | Lance O. Diehl, President and Chief Executive Officer | 421.2K | 171.1K | — | — | — | 157.6K | 749.9K | 0.00% | ↗ |
| 3 | 2025 | Jeffrey T. Arnold, Senior Executive Vice President and Treasurer | 232.5K | 101.6K | — | — | — | 40.7K | 374.8K | 0.00% | ↗ |
| 4 | 2025 | Joseph K. O'Neill, Jr., Executive Vice President and Chief Financial Officer | 196.6K | 69.8K | — | — | — | 50.0K | 316.4K | 0.00% | ↗ |
| 5 | 2024 | Lance O. Diehl, President and Chief Executive Officer | 390.0K | 119.5K | — | — | — | 152.4K | 661.9K | 0.00% | ↗ |
| 6 | 2024 | Robert J. Glunk, Executive Chairman | 390.0K | 119.5K | — | — | — | 123.7K | 633.2K | 0.00% | ↗ |
| 7 | 2024 | Jeffrey T. Arnold, Senior Executive Vice President and Treasurer | 215.3K | 85.8K | — | — | — | 73.6K | 374.7K | 0.00% | ↗ |
| 8 | 2024 | Jeffrey T. Arnold, Executive Vice President and Treasurer | 215.3K | 85.8K | — | — | — | 73.6K | 374.7K | 0.00% | ↗ |
| 9 | 2024 | Joseph K. O'Neill, Jr., Executive Vice President and Chief Financial Officer | 182.0K | 59.1K | — | — | — | 46.8K | 287.9K | 0.00% | ↗ |
| 10 | 2023 | Lance O. Diehl, President and Chief Executive Officer | 350.7K | 230.8K | — | — | — | 180.0K | 761.5K | 0.00% | ↗ |
| 11 | 2023 | Lance O. Diehl, Chairman, President and Chief Executive Officer | 350.7K | 230.8K | — | — | — | 180.0K | 761.5K | 0.00% | ↗ |
| 12 | 2023 | Robert J. Glunk, Executive Chairman | 43.3K | 475.0K | — | — | — | 28.2K | 546.4K | 0.00% | ↗ |
| 13 | 2023 | Robert Glunk, Senior Executive Vice President and Chief Operating Officer | 43.3K | 475.0K | — | — | — | 28.2K | 546.4K | 0.00% | ↗ |
| 14 | 2023 | Jeffrey T. Arnold, Executive Vice President and Treasurer | 196.7K | 92.3K | — | — | — | 64.6K | 353.6K | 0.00% | ↗ |
| 15 | 2022 | Lance O. Diehl, Chairman, President and Chief Executive Officer | 335.8K | 107.3K | — | — | — | 154.4K | 597.5K | 0.00% | ↗ |
| 16 | 2022 | Jeffrey T. Arnold, Executive Vice President and Treasurer | 188.8K | 75.1K | — | — | — | 174.2K | 438.1K | 0.00% | ↗ |
| 17 | 2022 | Paul Page, Executive Vice President and Chief Lending Officer | 188.8K | 45.1K | — | — | — | 63.3K | 297.2K | 0.00% | ↗ |
| 18 | 2012 | Lance O. Diehl, President & Chief Executive Officer | 203.6K | 70.0K | — | — | — | 56.7K | 330.3K | 0.00% | ↗ |
| 19 | 2012 | Edwin A. Wenner, Chief Operating Officer | 155.0K | 43.4K | — | — | — | 78.7K | 277.1K | 0.00% | ↗ |
| 20 | 2012 | Paul K. Page, Chief Lending Officer | 139.3K | 42.1K | — | — | — | 33.9K | 215.3K | 0.00% | ↗ |
| 21 | 2011 | Lance O Diehl, President & Chief Executive Officer | 197.7K | 54.0K | — | — | — | 54.0K | 305.7K | 0.00% | ↗ |
| 22 | 2011 | Lance O. Diehl, President & Chief Executive Officer | 197.7K | 54.0K | — | — | — | 54.0K | 305.7K | 0.00% | ↗ |
| 23 | 2011 | Edwin A Wenner, Operating Officer Page, Chief | 145.7K | 32.0K | — | — | — | 73.1K | 250.7K | 0.00% | ↗ |
| 24 | 2011 | Edwin A. Wenner, Chief Operating Officer | 145.7K | 32.0K | — | — | — | 73.1K | 250.7K | 0.00% | ↗ |
| 25 | 2011 | Paul K Lending Officer | 135.3K | 31.6K | — | — | — | 31.2K | 198.0K | 0.00% | ↗ |
| 26 | 2011 | Paul K. Page, Chief Lending Officer | 135.3K | 31.6K | — | — | — | 31.2K | 198.0K | 0.00% | ↗ |
| 27 | 2010 | Lance O. Diehl, President & Chief Executive Officer | 193.8K | 49.6K | — | — | — | 50.4K | 293.8K | 0.00% | ↗ |
| 28 | 2010 | Lance O Diehl, President & Chief Executive Officer | 193.8K | 49.6K | — | — | — | 50.4K | 293.8K | 0.00% | ↗ |
| 29 | 2010 | Edwin A. Wenner, Chief Operating Officer | 142.8K | 29.6K | — | — | — | 68.1K | 240.5K | 0.00% | ↗ |
| 30 | 2010 | Edwin A Wenner, Operating Officer Page, Chief | 142.8K | 29.6K | — | — | — | 68.1K | 240.5K | 0.00% | ↗ |
| 31 | 2010 | Paul K Lending Officer | 132.6K | 29.2K | — | — | — | 29.1K | 190.9K | 0.00% | ↗ |
| 32 | 2010 | Paul K. Page, Chief Lending Officer | 132.6K | 29.2K | — | — | — | 29.1K | 190.9K | 0.00% | ↗ |
| 33 | 2009 | Lance O. Diehl, President & Chief Executive Officer | 190.0K | 36.9K | — | — | — | 49.3K | 276.1K | 0.00% | ↗ |
| 34 | 2009 | Edwin A. Wenner, Chief Operating Officer | 140.0K | 20.7K | — | — | — | 67.7K | 228.4K | 0.00% | ↗ |
| 35 | 2009 | Paul K. Page, Chief Lending Officer | 130.0K | 21.6K | — | — | — | 18.4K | 170.0K | 0.00% | ↗ |
| 36 | 2008 | Lance O. Diehl, President & Chief Executive Officer | 152.9K | 41.0K | — | — | — | 38.4K | 257.3K | 0.00% | ↗ |
| 37 | 2008 | Edwin A. Wenner, Chief Operating Officer | 127.4K | 30.0K | — | — | — | 59.2K | 216.6K | 0.00% | ↗ |
| 38 | 2008 | Paul K. Page, Chief Lending Officer | 54.9K | 22.3K | — | — | — | 3.1K | 80.3K | 0.00% | ↗ |
| 39 | 2007 | Lance O. Diehl, President & Chief Executive Officer | 150.0K | 30.4K | — | — | — | 36.5K | 240.0K | 0.00% | ↗ |
| 40 | 2007 | Edwin A. Wenner, Chief Operating Officer | 125.0K | 24.6K | — | — | — | 19.9K | 218.0K | 0.00% | ↗ |
Proxy statements
Recent SEC filings
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Lance O. Diehl | President, Chief Executive Officer & Director | 618.2K | male |
| Jeffrey Thomas Arnold CGMA | Senior Executive VP & Treasurer | 356.5K | male |
| Joseph O'Neil | Executive Vice President & Chief Financial Officer | 282.6K | male |
| Paul K. Page | Chief Lending Officer & EVP of First Columbia Bank & Trust Co | 257.5K | male |
| Virginia D. Kocher | Vice President and Regulatory Financial Reporting Officer - First Columbia Bank & Trust Co | 61.1K | female |
| Matthew Beagle | Chief Wealth Management Officer and Senior Vice President of First Columbia Bank & Trust Co | — | — |
| Jeffery A. Whitenight | Executive Vice President of Branch & Loan Administration - Journey Bank | — | male |
| Beth A. Benson | Secretary | — | female |
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for CCFN
Short-term intention
Target Price Distribution
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