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Commercial International Bank (Egypt) S.A.E (CBKD.L)

USD2.64 +0.01 (+0.19%)
EG LSE Financial Services Banks - Regional
Address Nile Tower Building
Giza, EG
CEO Hussein Mohamed Maged Abaza
Website cibeg.com
IPO 2000-01-03
ISIN US2017122050

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Also trades on International Order Book · CBKD.IL (USD) London Stock Exchange · CBKD.L (USD) Other OTC · CIBEY (USD) Other OTC · CMGGF (USD)
Description

Commercial International Bank (Egypt) S.A.E (CIB), founded in 1975 and initially known as Chase National Bank, operates as a leading financial institution based in Giza, Egypt. It delivers a comprehensive array of banking services to the Egyptian market, specializing in retail, corporate, and investment banking. CIB's operations are structured across four primary divisions: Corporate Banking, Investment, Retail Banking, and Other services. For individual clients, the bank offers diverse deposit options, including checking accounts, savings accounts, specialized easy accounts, time deposits, and certificates of deposit. Its lending portfolio for consumers is extensive, featuring personal loans (both secured and unsecured), overdraft facilities, mortgage financing, educational, solar, travel, and vehicle loans, alongside salary advance services. Digital access for retail customers is facilitated through credit, debit, and prepaid cards, a smart wallet application, and convenient mobile, internet, and phone banking, as well as a network of ATMs. Businesses benefit from CIB's robust corporate banking solutions, which encompass global transaction services, advanced cash management, and digital banking platforms. The bank also provides various credit facilities, structured financing, corporate leasing, foreign currency services, and advisory for mergers and acquisitions, in addition to trading in financial instruments. Furthermore, CIB offers a range of investment products such as investment savings and derivative instruments, coupled with asset and liability management services. The bank maintains a significant physical presence across Egypt with an extensive network of 215 branches.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
USD2.64 +0.01 (+0.19%)
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Volume Profile
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Liquidity & share structure
Average Volume
1M
Beta
0.61
Float Shares
2.27B
Free Float %
75.8%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-1.46% +0.43% -7.09% -15.71% +21.65% +10.28% +66.20% +124.76% +30.41% +70.04% +132.36%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
2.64
DCF (Unlevered) 7.81 +196.4%
DCF (Levered) 42.78 +1,523.6%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM)
Rating 2024-06 Change
Strong Buy 0 0
Buy 0 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
-0.22
Distress
Piotroski F-Score
8 / 9
Strong
Composite Rating
A-
Overall Score
4 / 5
High
DCF Score
1 / 5
Low
ROE Score
5 / 5
High
ROA Score
5 / 5
High
D/E Score
3 / 5
Medium
P/E Score
4 / 5
High
P/Book Score
2 / 5
Medium
Operational MOAT
  • Revenue growth
    +95.7% Q1'26: +96.5% (vs Q4'24)
  • EPS growth
    +11.8% Q1'26: +116.2% (vs Q4'24)
  • FCF margin
    Q1'26: +93.9% (vs Q4'24)
  • EBIT margin
    Q1'26: +44.9% (vs Q4'24)
  • ROIC
    Q1'26: -1,064.2% (vs Q4'24)
  • Share dilution
    +11.2% Q1'26: +11.8% (vs Q4'24)
  • Debt / EBITDA
    Q1'26: 0.38× (vs Q4'24)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.61) × ERP
WACC = 92% × Ke + 8% × Kd (294.9%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 7.81 Current price: 2.64
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2024
actual
Dec 2025
actual
Dec 2026
5 Rev. Ana.
Dec 2027
7 Rev. Ana.
Revenue
114.75B
est: 5.29T (-97.8%)
224.56B
est: 5.61T (-96.0%)
7.45T
7.33T – 7.53T
+32.8% YoY
8.39T
7.65T – 9.14T
+12.7% YoY
EBITDA
78.21B
est: 1.26T (-93.8%)
113.78B
est: 1.33T (-91.5%)
1.77T
1.74T – 1.79T
+32.8% YoY
1.99T
1.82T – 2.17T
+12.7% YoY
EBIT
77.14B
est: 1.16T (-93.3%)
111.58B
est: 1.23T (-90.9%)
1.63T
1.61T – 1.65T
+32.8% YoY
1.84T
1.68T – 2.00T
+12.7% YoY
Net Income
55.20B
82.24B
— – —
— – —
SGA
5.94B
est: 470.55B (-98.7%)
8.30B
est: 498.78B (-98.3%)
662.17B
651.74B – 669.49B
+32.8% YoY
746.03B
680.12B – 812.65B
+12.7% YoY
EPS
16.39
18.25
— – —
— – —
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-22 A- 4/5 1/5 5/5 5/5 3/5 4/5 2/5
2026-05-21 A- 4/5 1/5 5/5 5/5 3/5 4/5 2/5
2026-05-20 A- 4/5 1/5 5/5 5/5 3/5 4/5 2/5
2026-05-19 A- 4/5 1/5 5/5 5/5 3/5 4/5 2/5
2026-05-18 A- 4/5 1/5 5/5 5/5 3/5 4/5 2/5
2026-05-15 A- 4/5 1/5 5/5 5/5 3/5 4/5 2/5
2026-05-14 A- 4/5 1/5 5/5 5/5 3/5 4/5 2/5
2026-05-13 A- 4/5 1/5 5/5 5/5 3/5 4/5 2/5
2026-05-12 B 3/5 1/5 5/5 5/5 3/5 1/5 1/5
2026-05-11 B 3/5 1/5 5/5 5/5 3/5 1/5 1/5
2026-05-08 A- 4/5 1/5 5/5 5/5 3/5 4/5 2/5
2026-05-07 A- 4/5 1/5 5/5 5/5 3/5 4/5 2/5
2026-05-06 A- 4/5 1/5 5/5 5/5 3/5 4/5 2/5
2026-05-05 A- 4/5 1/5 5/5 5/5 3/5 4/5 2/5
2026-05-01 B+ 3/5 1/5 5/5 5/5 2/5 4/5 2/5
2026-04-30 B+ 3/5 1/5 5/5 5/5 2/5 4/5 2/5
2026-04-29 A- 4/5 1/5 5/5 5/5 2/5 4/5 3/5
2026-04-28 A- 4/5 1/5 5/5 5/5 2/5 4/5 3/5
2026-04-27 A- 4/5 1/5 5/5 5/5 2/5 4/5 3/5
2026-04-24 A- 4/5 1/5 5/5 5/5 2/5 4/5 3/5
2026-04-23 A- 4/5 1/5 5/5 5/5 2/5 4/5 3/5
2026-04-22 A- 4/5 1/5 5/5 5/5 2/5 4/5 3/5
2026-04-21 A- 4/5 1/5 5/5 5/5 2/5 4/5 3/5
2026-04-20 A- 4/5 1/5 5/5 5/5 2/5 4/5 3/5
2026-04-17 A- 4/5 1/5 5/5 5/5 2/5 4/5 3/5
2026-04-16 A- 4/5 1/5 5/5 5/5 2/5 4/5 3/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
9.93B
OE per share TTM
3.23
Owner's Yield
124.58%
Maintenance CapEx ratio
3.50%
Maint CapEx / Avg PPE
6.0%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
13.46M
Shares Outstanding
3.00B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Amr Youssef Hasan El-Ganainy Chief Exec. Officer of Institutional Banking male
Hussein Mohamed Maged Abaza Chief Executive Officer, MD & Executive Director male
Islam Osama Zekry Group Chief Financial Officer male
Rashwan Hammady Chief Exec. Officer of Retail Banking male
Sherif El Khalil Chief Communications Officer male
Talha Karim Chief Risk Officer male
Yasmine Hemeda Head of Investor Relations female
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits