Subscribe

Commerzbank AG (CBK.DE)

EUR38.03 -1.00 (-2.56%)
DE XETRA Financial Services Banks - Regional
Address Kaiserplatz 60311
Frankfurt, HE, DE
CEO Bettina Orlopp
Website commerzbank.de
IPO 1996-12-16
ISIN DE000CBK1001

Explore sections of this company profile

Also trades on Deutsche Börse · CBK.DE (EUR) Other OTC · CRZBF (USD) Other OTC · CRZBY (USD)
Description

Commerzbank AG provides banking and capital market products and services to private and small business customers, corporate, financial service providers, and institutional clients in Germany, rest of Europe, the Americas, Asia, and internationally. It operates through two segments, Private and Small-Business Customers, and Corporate Clients. The company offers saving, fixed deposit, checking, business, current, call money, and joint accounts; insurance products; credit and debit cards; pension; payment solutions; overdraft services; and various loans. It also offers instalment loans; real estate financing; corporate financing; financing advisory; merger and acquisition; foreign trade; trade financing; term deposits; and online banking services, as well as trades securities, such as shares, funds, ETFs, and bonds. In addition, the company provides wealth planning, asset management, estate and foundation management, asset risk analysis, and succession planning services. Commerzbank AG was founded in 1870 and is headquartered in Frankfurt am Main, Germany.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
Loading outlook…
Loading forecast...
Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
Loading risk profile…
Price Chart
Averages
Trend
Price
Levels
Draw
EUR38.03 -1.00 (-2.56%)
Loading historical data…
Volume Profile
Loading…
Liquidity & share structure
Average Volume
3M
Beta
0.69
Float Shares
681.88M
Free Float %
60.5%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-1.64% -4.09% +2.37% +3.78% +1.43% -2.51% +37.08% +253.09% +465.18% +411.27% -61.00%
Rolling Volatility
Loading…
Drawdown
Loading…
Relative Strength
Loading…
Monthly Returns Heatmap
From To
Loading…
Annual Monthly Returns
Loading…
Daily Returns Distribution
vs.
Loading histogram data…

Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Analyst Consensus (1 ratings, all time) Sell
Price Targets & DCF
Current price
38.03
DCF (Unlevered) 24.65 -35.2%
DCF (Levered) 34.54 -9.2%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 62% Bullish
Rating 2026-05 Change
Strong Buy 4 0
Buy 4 0
Hold 5 -3
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.28
Distress
Piotroski F-Score
5 / 9
Average
Composite Rating
B-
Overall Score
2 / 5
Medium
DCF Score
3 / 5
Medium
ROE Score
3 / 5
Medium
ROA Score
3 / 5
Medium
D/E Score
1 / 5
Low
P/E Score
2 / 5
Medium
P/Book Score
2 / 5
Medium
Operational MOAT
  • ✗
    Revenue growth
    -55.9% Q1'26: +3.0% (vs Q1'25)
  • ✓
    EPS growth
    +12.0% Q1'26: +11.0% (vs Q1'25)
  • —
    FCF margin
    — Q1'26: +0.0% (vs Q1'25)
  • —
    EBIT margin
    — Q1'26: +22.4% (vs Q1'25)
  • —
    ROIC
    — Q1'26: -13.2% (vs Q1'25)
  • ✓
    Share dilution
    -5.1% Q1'26: -1.3% (vs Q1'25)
  • —
    Debt / EBITDA
    — Q1'26: 0.65× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
▶ WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.72) × ERP
WACC = 22% × Ke + 78% × Kd (4.0%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
—
Intrinsic value (base): 24.65 Current price: 38.03
Enterprise Value: — Equity Value: — Terminal Value: — TV as % of EV: —

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2011
actual 		Dec 2012
actual 		Dec 2013
actual 		Dec 2014
actual 		Dec 2015
actual 		Dec 2016
actual 		Dec 2017
actual 		Dec 2018
actual 		Dec 2019
actual 		Dec 2020
actual 		Dec 2021
actual 		Dec 2022
actual 		Dec 2023
actual 		Dec 2024
actual 		Dec 2025
actual 		Dec 2026
7 Rev. Ana.
7 EPS Ana. 		Dec 2027
12 Rev. Ana.
12 EPS Ana. 		Dec 2028
5 Rev. Ana.
4 EPS Ana. 		Dec 2029
2 Rev. Ana.
2 EPS Ana. 		Dec 2030
2 Rev. Ana.
2 EPS Ana.
Revenue
20.61B
est: 11.29B (+82.6%)
20.07B
est: 10.33B (+94.3%)
17.29B
est: 9.41B (+83.7%)
16.24B
est: 9.28B (+75.1%)
15.43B
est: 9.85B (+56.7%)
13.75B
est: 9.17B (+49.9%)
12.65B
est: 9.10B (+39.0%)
12.49B
est: 8.60B (+45.2%)
12.55B
est: 8.50B (+47.6%)
11.37B
est: 8.38B (+35.7%)
12.07B
est: 8.34B (+44.7%)
14.26B
est: 9.75B (+46.3%)
21.71B
est: 10.04B (+116.2%)
25.25B
est: 11.02B (+129.1%)
11.13B
est: 12.05B (-7.6%)
13.20B
13.10B – 13.30B
+9.6% YoY
14.07B
13.71B – 14.42B
+6.6% YoY
14.92B
14.84B – 15.00B
+6.0% YoY
15.21B
14.95B – 15.46B
+1.9% YoY
16.69B
16.41B – 16.96B
+9.7% YoY
EBITDA
946.00M
est: 1.14B (-17.2%)
1.25B
est: 1.05B (+19.1%)
620.00M
est: 8.84B (-93.0%)
1.05B
est: 939.27M (+11.5%)
2.31B
est: 996.99M (+132.0%)
1.19B
est: 7.42B (-84.0%)
953.00M
est: 6.50B (-85.3%)
1.91B
est: 6.18B (-69.2%)
2.13B
est: 6.46B (-67.1%)
-1.69B
est: 8.07B (-120.9%)
980.00M
est: 7.94B (-87.7%)
2.82B
est: 8.32B (-66.2%)
4.17B
est: 2.03B (+105.9%)
4.64B
est: 8.56B (-45.8%)
3.95B
est: 2.43B (+62.3%)
2.66B
2.64B – 2.68B
+9.6% YoY
2.84B
2.77B – 2.91B
+6.6% YoY
3.01B
3.00B – 3.03B
+6.0% YoY
3.07B
3.02B – 3.12B
+1.9% YoY
3.37B
3.31B – 3.42B
+9.7% YoY
EBIT
507.00M
est: 1.20B (-57.6%)
859.00M
est: 504.88M (+70.1%)
238.00M
est: 815.91M (-70.8%)
628.00M
est: 228.68M (+174.6%)
1.83B
est: 666.61M (+174.2%)
643.00M
est: 1.67B (-61.6%)
341.00M
est: 633.06M (-46.1%)
1.24B
est: 333.71M (+272.2%)
1.12B
est: 1.23B (-8.5%)
-2.63B
est: 1.10B (-338.4%)
105.00M
est: 1.08B (-90.3%)
2.01B
est: 1.14B (+76.5%)
3.40B
est: 1.63B (+108.6%)
3.83B
est: 1.85B (+107.6%)
3.95B
est: 1.96B (+101.6%)
2.15B
2.13B – 2.16B
+9.6% YoY
2.29B
2.23B – 2.34B
+6.6% YoY
2.42B
2.41B – 2.44B
+6.0% YoY
2.47B
2.43B – 2.51B
+1.9% YoY
2.71B
2.67B – 2.76B
+9.7% YoY
Net Income
638.00M
est: 1.26B (-49.5%)
-47.00M
est: 635.33M (-107.4%)
81.00M
est: 5.41M (+1,397.4%)
266.00M
est: 76.88M (+246.0%)
1.08B
est: 282.48M (+283.7%)
279.00M
est: 992.85M (-71.9%)
128.00M
est: 274.69M (-53.4%)
862.00M
est: 125.26M (+588.1%)
585.00M
est: 852.68M (-31.4%)
-2.87B
est: 628.22M (-556.8%)
430.00M
est: 617.88M (-30.4%)
1.44B
est: 1.62B (-11.3%)
2.22B
est: 2.01B (+10.9%)
2.68B
est: 2.32B (+15.2%)
2.62B
est: 2.79B (-6.1%)
3.45B
3.26B – 3.65B
+23.6% YoY
3.83B
3.45B – 4.73B
+11.0% YoY
5.09B
4.71B – 5.47B
+32.6% YoY
5.13B
5.02B – 5.24B
+0.9% YoY
6.73B
6.58B – 6.87B
+31.2% YoY
SGA
2.21B
est: 10.58B (-79.2%)
1.57B
est: 10.01B (-84.4%)
1.58B
est: 8.57B (-81.6%)
1.69B
est: 823.52M (+105.6%)
1.72B
est: 874.13M (+97.1%)
1.75B
est: 8.36B (-79.1%)
1.63B
est: 807.47M (+102.4%)
1.63B
est: 763.59M (+113.3%)
1.41B
est: 8.12B (-82.6%)
1.38B
est: 743.76M (+85.0%)
1.34B
est: 8.27B (-83.7%)
1.25B
est: 8.67B (-85.6%)
1.41B
est: 648.12M (+116.8%)
1.49B
est: 733.41M (+102.5%)
—
est: 777.86M (-100.0%)
852.34M
845.76M – 858.39M
+9.6% YoY
908.47M
885.22M – 930.74M
+6.6% YoY
963.41M
958.11M – 968.72M
+6.0% YoY
982.05M
965.41M – 997.86M
+1.9% YoY
1.08B
1.06B – 1.10B
+9.7% YoY
EPS
1.25
est: 1.65 (-24.1%)
-0.08
est: 0.91 (-109.2%)
0.09
est: 0.31 (-71.4%)
0.23
est: 0.57 (-59.4%)
0.90
est: 0.89 (+1.0%)
0.22
est: 0.38 (-41.5%)
0.10
est: 0.28 (-64.8%)
0.69
est: 0.68 (+1.7%)
0.47
est: 0.58 (-19.6%)
-2.29
est: -0.26 (-770.8%)
0.23
est: 0.79 (-71.0%)
0.99
est: 1.16 (-15.0%)
1.63
est: 1.78 (-8.5%)
2.08
est: 2.06 (+0.8%)
2.33
est: 2.48 (-6.1%)
3.04
2.89 – 3.24
+22.5% YoY
3.73
3.06 – 4.20
+22.7% YoY
4.49
4.17 – 4.85
+20.4% YoY
4.55
4.45 – 4.65
+1.4% YoY
5.97
5.84 – 6.09
+31.2% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-08 B- 2/5 3/5 3/5 3/5 1/5 2/5 2/5
2026-05-07 B- 2/5 3/5 3/5 3/5 1/5 2/5 2/5
2026-05-06 B- 2/5 3/5 3/5 3/5 1/5 2/5 2/5
2026-05-05 B- 2/5 3/5 3/5 3/5 1/5 2/5 2/5
2026-05-04 B- 2/5 3/5 3/5 3/5 1/5 2/5 2/5
2026-04-30 B- 2/5 3/5 3/5 3/5 1/5 2/5 2/5
2026-04-29 B- 3/5 4/5 3/5 3/5 1/5 2/5 2/5
2026-04-28 B- 3/5 4/5 3/5 3/5 1/5 2/5 2/5
2026-04-27 B- 3/5 4/5 3/5 3/5 1/5 2/5 2/5
2026-04-24 B- 3/5 4/5 3/5 3/5 1/5 2/5 2/5
2026-04-23 B 3/5 4/5 3/5 4/5 1/5 2/5 3/5
2026-04-22 B 3/5 4/5 3/5 4/5 1/5 2/5 3/5
2026-04-21 B 3/5 4/5 3/5 4/5 1/5 2/5 3/5
2026-04-20 B 3/5 4/5 3/5 4/5 1/5 2/5 3/5
2026-04-17 B 3/5 4/5 3/5 4/5 1/5 2/5 3/5
2026-04-16 B 3/5 4/5 3/5 4/5 1/5 2/5 3/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
147.55M
OE per share TTM
0.12
Owner's Yield
0.37%
Maintenance CapEx ratio
17.55%
Maint CapEx / Avg PPE
17.2%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
—
Total invested
—
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 314 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 iShares DAX ESG UCITS ETF (DE) EXIA.DE 2.26% 3.15M 0.12%
2 Amundi F.A.Z. 100 UCITS ETF Dist C006.DE 1.89% 2.17M 0.15%
3 Invesco EURO STOXX Optimised Banks UCITS ETF S7XP.L 1.82% 3.59M 0.30%
4 Amundi Euro Stoxx Banks UCITS ETF Acc BNKE.L 1.62% 110.35M 0.30%
5 iShares MSCI Germany ETF EWG 1.51% 23.06M 0.49%
6 Franklin FTSE Germany ETF FLGR 1.47% 548.3K 0.09%
7 Amundi DAX 50 ESG II UCITS ETF Dist E909.DE 1.42% 5.09M 0.15%
8 Vanguard Germany All Cap UCITS ETF (EUR) Distributing VGER.DE 1.40% 4.06M 0.07%
9 iShares EURO STOXX Banks 30-15 UCITS ETF (DE) EXX1.DE 1.39% 38.37M 0.51%
10 iShares EURO STOXX Banks 30-15 UCITS ETF (DE) EXA1.AS 1.39% 3.36M 0.51%

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
96.5K
Shares Outstanding
1.13B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Bettina Orlopp Chief Executive Officer & Chairwoman of the Board of Managing Directors 2M —
Michael Kotzbauer Deputy CEO, Head of Corporate Clients Business & Dy Chairman of Board of Managing Directors 2M male
Magistrate Thomas Schaufler CEFA Member of the Board of Managing Directors 2M —
Sabine Mlnarsky-Bstandig Chief Human Resources Officer, Labour Relations Director & Member of Board of Managing Directors 1M female
Magistrate Bernhard Spalt Chief Risk Officer & Member of the Board of Managing Directors 1M —
Christiane Vorspel Chief Operating Officer & Member of Board of Managing Directors 1M female
Marco Graff Head of Representative Office - Almaty — male
Peter Born Chief Representative — male
Philipp Encz Head of Communications — male
Andreas Framke Head of Communication for Corporate Clients, Personnel, Technology, & Sustainability — —
Silvana Herold Head of Corporate Communications — —
Carsten Schmitt Chief Financial Officer & Member of the Board of Managing Directors — male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

Share your view on this stock and instantly see how the community has voted over the last 6 months.

These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits

Related companies

Largest companies in Banks - Regional