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Central Bancompany (CBC)

USD31.07 -0.11 (-0.34%)
US NASDAQ Financial Services Banks - Regional
Address 238 Madison Street 65101
Jefferson City, MO, US
CEO John T. Ross
IPO 2025-11-21
CIK 2065601 ISIN US1524131000

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Also trades on NASDAQ Capital Market · CBC (USD) Other OTC · CBCY (USD) Other OTC · CBCYB (USD)
Description

Central Bancompany, Inc. operates as the bank holding company for The Central Trust Bank that provides consumer, commercial, and wealth management products and services. It operates through three segments: Consumer Banking, Commercial Banking, and Wealth Management. The Consumer Banking segment offers consumer loans and deposit products; residential mortgage, installment lending and other consumer loan financing options; and debit and credit card loan and fee businesses. Its Commercial Banking segment provides business payment solutions including treasury management services; merchant and commercial bank card products; and banking solutions to businesses, agencies and community organizations including commercial, small business, and government. The Wealth Management segment provides wealth management solutions, including investment management, fiduciary services, financial, estate, and tax planning services to individuals, businesses, and foundations. It provides savings and checking, certificate of deposit, money market, time deposit, health savings, and interest-bearing and noninterest-bearing accounts. The company also offers commercial real estate, construction and development, commercial, financial & agricultural, multi-family and one-to-four-family residential loans. In addition, it provides wealth and cash management services; merchant services; and debit and credit cards. Further, the company offers mobile and online banking services. It operates through a network of banking offices in Missouri, Kansas, Oklahoma, and Colorado. Central Bancompany, Inc. was founded in 1902 and is headquartered in Jefferson City, Missouri.

News Sentiment (7d)
80 Positive

Based on only 1 article — low confidence

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
USD31.07 -0.11 (-0.34%)
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Volume Profile
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Liquidity & share structure
Average Volume
738.5K
Beta
0.09
Float Shares
219.84M
Free Float %
91.7%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.28% +0.66% +7.15% +20.21% +25.01% +19.36% +25.34% +25.34% +25.34% +25.34% +25.34%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Analyst Consensus (4 ratings, all time) Buy
Price Targets & DCF
Current price
31.07
Low 29.50 -5.0%
Consensus 30.17 -2.9%
Median 30.00 -3.4%
High 31.00 -0.2%
DCF (Unlevered) 1.10 -96.4%
DCF (Levered) 0.69 -97.8%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 80% Bullish
Rating 2026-06 Change
Strong Buy 2 0
Buy 2 0
Hold 1 0
Sell 0 0
Strong Sell 0 0
Price Target Summary
Period # Analysts Avg Target
Last Month
Last Quarter 4
29.63
-4.6%
Last Year 9
29.28
-5.7%
All Time 9
29.28
-5.7%
Quality scores
Composite Rating
B
Overall Score
3 / 5
Medium
DCF Score
3 / 5
Medium
ROE Score
3 / 5
Medium
ROA Score
4 / 5
High
D/E Score
3 / 5
Medium
P/E Score
2 / 5
Medium
P/Book Score
2 / 5
Medium
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.09) × ERP
WACC = 100% × Ke + 0% × Kd (19.8%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 1.11 Current price: 31.07
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2025
actual
Dec 2026
3 Rev. Ana.
4 EPS Ana.
Dec 2027
3 Rev. Ana.
4 EPS Ana.
Dec 2028
1 Rev. Ana.
3 EPS Ana.
Revenue
1.22B
est: 1.03B (+18.6%)
1.14B
1.13B – 1.15B
+10.6% YoY
1.20B
1.19B – 1.21B
+5.2% YoY
1.26B
1.26B – 1.26B
+5.5% YoY
EBITDA
526.57M
est: 443.89M (+18.6%)
491.00M
486.70M – 493.55M
+10.6% YoY
516.55M
512.21M – 520.89M
+5.2% YoY
545.22M
545.22M – 545.22M
+5.5% YoY
EBIT
506.56M
est: 427.02M (+18.6%)
472.35M
468.20M – 474.80M
+10.6% YoY
496.93M
492.75M – 501.10M
+5.2% YoY
524.50M
524.50M – 524.50M
+5.5% YoY
Net Income
390.85M
est: 20.00B (-98.0%)
21.27B
21.15B – 21.40B
+6.4% YoY
22.77B
22.00B – 23.54B
+7.0% YoY
23.88B
23.69B – 24.06B
+4.9% YoY
SGA
318.75M
est: 268.70M (+18.6%)
297.22M
294.62M – 298.77M
+10.6% YoY
312.69M
310.06M – 315.32M
+5.2% YoY
330.04M
330.04M – 330.04M
+5.5% YoY
EPS
0.04
est: 1.79 (-98.0%)
1.91
1.90 – 1.92
+6.6% YoY
2.04
1.98 – 2.12
+6.6% YoY
2.15
2.13 – 2.16
+5.5% YoY
Recent Grade Changes (3M)
Date Firm Previous New Grade Action
2026-04-29 Stephens & Co. Overweight Overweight Maintain
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-06-09 B 3/5 3/5 3/5 4/5 3/5 2/5 2/5
2026-06-08 B 3/5 3/5 3/5 4/5 3/5 2/5 2/5
2026-06-05 B 3/5 3/5 3/5 4/5 3/5 2/5 2/5
2026-06-04 B 3/5 3/5 3/5 4/5 3/5 2/5 2/5
2026-06-03 B 3/5 3/5 3/5 4/5 3/5 2/5 2/5
2026-06-02 B 3/5 3/5 3/5 4/5 3/5 2/5 2/5
2026-06-01 B 3/5 3/5 3/5 4/5 3/5 2/5 2/5
2026-05-28 B 3/5 3/5 3/5 4/5 3/5 2/5 2/5
2026-05-27 B 3/5 3/5 3/5 4/5 3/5 2/5 2/5
2026-05-26 B 3/5 3/5 3/5 4/5 3/5 2/5 2/5
2026-05-22 B- 3/5 1/5 3/5 4/5 3/5 2/5 2/5

Owner Earnings

Owner's Earnings (history)

Owner's Earnings history not available.

Owner alignment
Owner's Earnings TTM
OE per share TTM
Owner's Yield
Maintenance CapEx ratio
Maint CapEx / Avg PPE

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
19
Beneficial owners (>5%)
# Reporting person Amount owned % of class Sole voting Shared voting Sole dispositive Shared dispositive Type Citizenship Filing date SEC filing
1 Central Bancompany, Inc. Amended & Restated Voting Trust Agreement, dated March 5, 2025 156.87M 65.79% 156.87M OO MO 2025-11-26
2 The Central Trust Bank 46.99M 19.49% 43.89M 43.89M 43.89M BK MISSOURI 2025-12-12
3 S. Bryan Cook 45.34M 19.02% 148.6K 132.1K 7.56M 37.78M IN UNITED STATES 2025-11-26
4 Steven W. Cook 20.52M 8.61% 34.7K 20.52M IN UNITED STATES 2025-11-26
5 Morgan W. Cook 20.43M 8.57% 372.0K 484.0K 19.95M IN UNITED STATES 2025-11-26
6 Catherine O. Cook 20.24M 8.49% 258.1K 293.9K 19.95M IN UNITED STATES 2025-11-26
7 Anne W. Cook 19.95M 8.37% 9.0K 9.0K 19.95M IN UNITED STATES 2025-11-26
8 The Cook Family Trust Dated December 3, 2012 19.95M 8.36% OO MO 2025-11-26
9 Sarah Cook Tryhus 18.92M 7.93% 34.7K 8.50M 10.41M IN UNITED STATES 2025-11-26
10 Robert M. Robuck 18.71M 7.85% 86.5K 50.00 57.4K 18.62M IN UNITED STATES 2025-11-26
11 Nelson C. Grumney, Jr. 18.64M 7.82% 50.0K 250.0K 5.85M 12.79M IN UNITED STATES 2025-11-26
12 Mary Blair Cook Sage 14.74M 6.18% 73.7K 14.66M IN UNITED STATES 2025-11-26
13 Andrew Gregg Curtin Sage III 14.66M 6.15% 14.66M IN UNITED STATES 2025-11-26
14 Blair's Family Trust Dated May 15, 2003 14.66M 6.15% OO UNITED STATES 2025-11-26
15 Samuel Winston Brune 14.66M 6.15% 14.66M IN UNITED STATES 2025-11-26
16 Nelson C. Grumney, III 13.68M 5.74% 528.9K 250.0K 13.68M IN UNITED STATES 2025-11-26
17 Andrew C. Grumney 13.65M 5.72% 19.3K 250.0K 17.6K 13.63M IN UNITED STATES 2025-11-26
18 Cynthia Cook Grumney 12.29M 5.16% 12.29M IN UNITED STATES 2025-11-26
19 Grumney Family Trust Dated February 5, 2010 12.29M 5.16% OO MO 2025-11-26

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
172.6K
Shares Outstanding
239.77M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)
Filing date Form type Filing
2026-03-25 DEFA14A
2026-03-25 DEF 14A

Recent SEC filings

Recent SEC filings
Filing date Form type Filing
2026-05-15 10-Q
2026-05-05 S-8
2026-05-05 8-K
2026-04-28 8-K
2026-03-26 ARS
2026-03-25 DEFA14A
2026-03-25 DEF 14A
2026-03-25 10-K
2026-03-04 4
2026-03-04 4

Executive team

NameTitleCompensationGender
Sam Bryan Cook Executive Chairman 3M male
John T. Ross President, Chief Executive Officer & Director 3M male
Eric A. Hallgren Executive VP & Chief Credit Officer 759.3K male
Jeremy W. Colbert Executive Vice President, General Counsel & Corporate Secretary male
Matthew T. Tollerton Senior Vice President of Digital Banking
Russell L. Goldammer Executive Vice President & Chief Information Officer male
Arlene R. Vogle Senior Vice President of Commercial Banking Services
Scott Kellett Executive Vice President of Wealth Management male
Daniel H. Westhues Senior Executive Vice President & Chief Customer Officer male
James K. Ciroli Executive Vice President & Chief Financial Officer male
ESG Rating
E (Environmental)
80.9
S (Social)
68.6
G (Governance)
66.1
ESG Total
71.9
ESG Score History
Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits