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Caisse Regionale de Credit Agricole Mutuel Toulouse 31 (CAT31.PA)

EUR123.14 -2.80 (-2.22%)
FR PAR Financial Services Banks - Regional
Address 6, place Jeanne d'Arc 31005
Toulouse, FR
CEO Nicolas Langevin
IPO 2000-01-03
ISIN FR0000045544

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Description

Headquartered in Toulouse, France, Caisse Regionale de Credit Agricole Mutuel Toulouse 31 functions as a cooperative financial institution across the nation. It provides a comprehensive suite of banking services, including current and debit accounts, a variety of savings instruments, property financing, and personal loans. The bank caters to a broad customer base, encompassing private individuals, non-profit organizations, independent professionals, corporate enterprises, and agricultural operators.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
EUR123.14 -2.80 (-2.22%)
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Volume Profile
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Liquidity & share structure
Average Volume
1.1K
Beta
0.33
Float Shares
1.29M
Free Float %
95.6%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-1.42% -1.42% +13.01% +24.11% +27.50% +30.20% +57.06% +91.72% +41.87% +54.79% +75.95%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
123.14
DCF (Unlevered) 5,420.92 +4,302.2%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM)
Rating 2024-11 Change
Strong Buy 0 0
Buy 0 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
-0.08
Distress
Piotroski F-Score
7 / 9
Strong
Composite Rating
C+
Overall Score
2 / 5
Medium
DCF Score
1 / 5
Low
ROE Score
2 / 5
Medium
ROA Score
2 / 5
Medium
D/E Score
1 / 5
Low
P/E Score
3 / 5
Medium
P/Book Score
4 / 5
High
Operational MOAT
  • Revenue growth
    +145.5% Q4'25: +195.8% (vs Q4'23)
  • EPS growth
    +6.8% Q4'25: +77.4% (vs Q4'23)
  • FCF margin
    Q4'25: +32.5% (vs Q4'23)
  • EBIT margin
    Q4'25: +7.1% (vs Q4'23)
  • ROIC
    Q4'25: +0.6% (vs Q4'23)
  • Share dilution
    -0.7% Q4'25: -24.9% (vs Q4'23)
  • Debt / EBITDA
    Q4'25: 62.10× (vs Q4'23)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.32) × ERP
WACC = 7% × Ke + 93% × Kd (4.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 5,420.92 Current price: 123.14
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-29 C+ 2/5 1/5 2/5 2/5 1/5 3/5 4/5
2026-05-28 C+ 2/5 1/5 2/5 2/5 1/5 3/5 4/5
2026-05-27 C+ 2/5 1/5 2/5 2/5 1/5 3/5 4/5
2026-05-26 C+ 2/5 1/5 2/5 2/5 1/5 3/5 4/5
2026-05-25 C+ 2/5 1/5 2/5 2/5 1/5 3/5 4/5
2026-05-22 C+ 2/5 1/5 2/5 2/5 1/5 3/5 4/5
2026-05-21 C+ 2/5 1/5 2/5 2/5 1/5 3/5 4/5
2026-05-20 C+ 2/5 1/5 2/5 2/5 1/5 3/5 4/5
2026-05-19 B- 2/5 1/5 2/5 3/5 1/5 3/5 4/5
2026-05-18 B- 2/5 1/5 2/5 3/5 1/5 3/5 4/5
2026-05-15 B- 3/5 1/5 2/5 3/5 1/5 4/5 4/5
2026-05-14 B- 3/5 1/5 2/5 3/5 1/5 4/5 4/5
2026-05-13 B- 3/5 1/5 2/5 2/5 1/5 4/5 5/5
2026-05-12 B- 3/5 1/5 2/5 2/5 1/5 4/5 5/5
2026-05-11 B- 3/5 1/5 2/5 2/5 1/5 4/5 5/5
2026-05-08 B 3/5 1/5 2/5 3/5 1/5 4/5 5/5
2026-05-07 B 3/5 1/5 2/5 3/5 1/5 4/5 5/5
2026-05-06 B 3/5 1/5 2/5 3/5 1/5 4/5 5/5
2026-05-05 B 3/5 1/5 2/5 3/5 1/5 4/5 5/5
2026-05-04 B 3/5 1/5 2/5 3/5 1/5 4/5 5/5
2026-04-30 B 3/5 1/5 2/5 3/5 1/5 4/5 5/5
2026-04-29 B 3/5 1/5 2/5 3/5 1/5 4/5 5/5
2026-04-28 B 3/5 1/5 2/5 3/5 1/5 4/5 5/5
2026-04-27 B 3/5 1/5 2/5 3/5 1/5 4/5 5/5
2026-04-24 B- 3/5 1/5 2/5 3/5 1/5 4/5 4/5
2026-04-23 B 3/5 1/5 2/5 4/5 1/5 4/5 5/5
2026-04-22 B 3/5 1/5 2/5 4/5 1/5 4/5 5/5
2026-04-21 B 3/5 1/5 2/5 4/5 1/5 4/5 5/5
2026-04-20 B 3/5 1/5 2/5 4/5 1/5 4/5 5/5
2026-04-17 B 3/5 1/5 2/5 4/5 1/5 4/5 5/5
2026-04-16 B+ 3/5 1/5 2/5 4/5 2/5 4/5 5/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
278.75M
OE per share TTM
65.14
Owner's Yield
44.57%
Maintenance CapEx ratio
192.24%
Maint CapEx / Avg PPE
27.5%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
58.4K
Shares Outstanding
1.34M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Nicolas Langevin Director General 406.8K male
Bernard Gelis Secretary & Director male
Christophe Le Beaudour Director of Finance & Risks male
Agnes Coulombe Deputy Director General female
Jean-Francois Pistre Head of Risk Management Function
Stephane Boullay Director of People, Transformation & IT male
Corinne Doumayrou Director of Risk Management & Compliance female
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits