Español 
Deutsch 
Français 
MSCI World Index (MSC)
NASDAQ Composite (NASDAQ)
FTSE China A50 Index (FGI)
STOXX Europe 600 (SIX)
Nikkei 300 (OSA)
NIFTY 50 (NSE)
DAX Performance Index (XETRA)
FTSE 100 (FGI)
CAC 40 (EURONEXT)
Capital Small Finance Bank Limited (CAPITALSFB.NS)
Jalandhar, IN
Capital Small Finance Bank Limited, established in Jalandhar, India, in 1999, offers a comprehensive range of banking and financial solutions tailored for both individual and business clients across the country. The bank's operations are structured into four key segments: Treasury, Wholesale Banking, Retail Banking, and Other Banking Operations. Its product suite includes various deposit accounts such as savings, current, term, NRE/NRO, and RERA accounts, alongside essential services like debit cards and safe deposit lockers. Customers can access their finances through a network of ATMs, internet and mobile banking platforms, and even doorstep banking services. For its business clientele, the bank provides critical services including trade finance, bank guarantees, payment gateway solutions, 3-in-1 Demat cum trading accounts, foreign exchange, money transfers, and specialized fee collection services for education solutions. They also facilitate bill and tax payments and offer point-of-sale services. Capital Small Finance Bank's lending portfolio is extensive, covering agricultural financing (Kisan credit cards, term loans), MSME trading loans (schemes for small and medium enterprises, commission agent financing), and diverse mortgage options like housing loans and loans against rental property. Further offerings include auto, personal, gold, and pre-owned vehicle loans, as well as corporate lending. Beyond traditional banking, the company provides loan sanctioning, collection, and monitoring services, robust risk management solutions, and distributes a wide spectrum of insurance products. This includes general, traditional life, term, motor, home, commercial, personal accident, health, and travel insurance, alongside social security schemes. Notably, the institution, initially incorporated as Capital Local Area Bank Limited, adopted its current name in April 2016.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -3.55% | -0.87% | -1.76% | +4.79% | -0.97% | +4.21% | -7.54% | -36.86% | -36.86% | -36.86% | -36.86% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 3 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth+15.3% Q1'26: +16.3% (vs Q1'25)
-
EPS growth+6.9% Q1'26: +25.6% (vs Q1'25)
-
FCF margin— Q1'26: -450.6% (vs Q1'25)
-
EBIT margin— Q1'26: +18.1% (vs Q1'25)
-
ROIC— Q1'26: +10.4% (vs Q1'25)
-
Share dilution+0.5% Q1'26: -6.8% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 2.31× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Mar 2025 actual |
Mar 2026 2 Rev. Ana. 2 EPS Ana. |
Mar 2027 2 Rev. Ana. 3 EPS Ana. |
Mar 2028 3 Rev. Ana. 3 EPS Ana. |
Mar 2029 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|
| Revenue |
9.95B
est: 5.00B (+99.1%)
|
5.62B
5.60B – 5.63B
+12.5% YoY
|
6.65B
6.57B – 6.73B
+18.4% YoY
|
7.90B
7.63B – 8.25B
+18.8% YoY
|
9.32B
9.10B – 9.59B
+18.0% YoY
|
| EBITDA |
1.92B
est: 1.15B (+67.7%)
|
1.29B
1.28B – 1.29B
+12.5% YoY
|
1.53B
1.51B – 1.54B
+18.4% YoY
|
1.81B
1.75B – 1.89B
+18.8% YoY
|
2.14B
2.09B – 2.20B
+18.0% YoY
|
| EBIT |
1.75B
est: 1.14B (+53.9%)
|
1.28B
1.28B – 1.28B
+12.5% YoY
|
1.52B
1.50B – 1.53B
+18.4% YoY
|
1.80B
1.74B – 1.88B
+18.8% YoY
|
2.12B
2.07B – 2.19B
+18.0% YoY
|
| Net Income |
1.32B
est: 1.34B (-1.5%)
|
1.46B
1.44B – 1.47B
+8.9% YoY
|
1.84B
1.77B – 1.91B
+26.4% YoY
|
2.32B
2.23B – 2.50B
+26.2% YoY
|
2.93B
2.84B – 3.04B
+26.1% YoY
|
| SGA |
31.90M
est: 169.54M (-81.2%)
|
190.67M
190.07M – 191.26M
+12.5% YoY
|
225.76M
223.13M – 228.39M
+18.4% YoY
|
268.21M
259.13M – 279.85M
+18.8% YoY
|
316.37M
308.87M – 325.52M
+18.0% YoY
|
| EPS |
29.18
est: 29.90 (-2.4%)
|
32.00
31.75 – 32.25
+7.0% YoY
|
40.30
39.00 – 42.00
+25.9% YoY
|
51.43
49.00 – 55.00
+27.6% YoY
|
64.50
62.51 – 66.93
+25.4% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-29 | B+ | 3/5 | 3/5 | 3/5 | 4/5 | 2/5 | 3/5 | 4/5 |
| 2026-05-27 | B+ | 3/5 | 3/5 | 3/5 | 4/5 | 2/5 | 3/5 | 4/5 |
| 2026-05-26 | B+ | 3/5 | 3/5 | 3/5 | 4/5 | 2/5 | 3/5 | 4/5 |
| 2026-05-25 | B+ | 3/5 | 3/5 | 3/5 | 4/5 | 2/5 | 3/5 | 4/5 |
| 2026-05-22 | B+ | 3/5 | 3/5 | 3/5 | 4/5 | 2/5 | 3/5 | 4/5 |
| 2026-05-21 | B+ | 3/5 | 3/5 | 3/5 | 4/5 | 2/5 | 3/5 | 4/5 |
| 2026-05-20 | B+ | 3/5 | 3/5 | 3/5 | 4/5 | 2/5 | 3/5 | 4/5 |
| 2026-05-19 | B+ | 3/5 | 3/5 | 3/5 | 4/5 | 2/5 | 3/5 | 4/5 |
| 2026-05-18 | B+ | 3/5 | 3/5 | 3/5 | 4/5 | 2/5 | 3/5 | 4/5 |
| 2026-05-15 | A- | 4/5 | 3/5 | 3/5 | 4/5 | 3/5 | 4/5 | 4/5 |
| 2026-05-14 | A- | 4/5 | 3/5 | 3/5 | 4/5 | 3/5 | 4/5 | 4/5 |
| 2026-05-13 | A- | 4/5 | 3/5 | 3/5 | 4/5 | 3/5 | 4/5 | 4/5 |
| 2026-05-12 | A- | 4/5 | 3/5 | 3/5 | 4/5 | 3/5 | 4/5 | 4/5 |
| 2026-05-11 | A- | 4/5 | 3/5 | 3/5 | 4/5 | 3/5 | 4/5 | 4/5 |
| 2026-05-08 | A- | 4/5 | 3/5 | 3/5 | 4/5 | 3/5 | 4/5 | 4/5 |
| 2026-05-07 | A- | 4/5 | 3/5 | 3/5 | 4/5 | 3/5 | 4/5 | 4/5 |
| 2026-05-06 | A- | 4/5 | 3/5 | 3/5 | 4/5 | 3/5 | 4/5 | 4/5 |
| 2026-05-05 | A- | 4/5 | 3/5 | 3/5 | 4/5 | 3/5 | 4/5 | 4/5 |
| 2026-05-04 | A- | 4/5 | 3/5 | 3/5 | 4/5 | 3/5 | 4/5 | 4/5 |
| 2026-04-30 | B+ | 3/5 | 3/5 | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-29 | B+ | 3/5 | 4/5 | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-28 | B+ | 3/5 | 4/5 | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-27 | B+ | 3/5 | 4/5 | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-24 | B+ | 3/5 | 4/5 | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-23 | B+ | 3/5 | 4/5 | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-22 | B+ | 3/5 | 4/5 | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-21 | B+ | 3/5 | 4/5 | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-20 | B+ | 3/5 | 4/5 | 3/5 | 4/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-17 | A- | 4/5 | 4/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-16 | A- | 4/5 | 4/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | Dimensional World ex U.S. Core Equity 2 ETF DFAX | 0.00% | 15.2K | 0.28% |
| 2 | Dimensional - Emerging Markets Core Equity 2 ETF DFEM | 0.00% | 6.8K | 0.39% |
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Munish Jain | Whole Time Director & Chief Operating Officer | 17M | male |
| Sarvjit Singh Samra | MD, Chief Executive Officer & Executive Director | 16M | male |
| Sahil Vijay | Chief Treasury Officer | 12M | male |
| Santosh Kumar Dhawan | Head of the Credit Department | 3M | male |
| Raghav Aggarwal | Chief Credit Officer (Branch Banking) | 2M | male |
| Richa Mahajan | Chief Compliance Officer | 2M | female |
| Amit Sharma | Company Secretary & Compliance Officer | 1M | male |
| Parun Gupta | Chief Marketing Officer | — | male |
| Kamal Tandon | Regional Business Head | — | male |
| Harvinder Singh | Chief Information Officer | — | male |
| Aseem Mahajan | Chief Financial Officer | — | male |
| Anuraj K. Bhardwaj | Chief Credit Officer (Alternate Banking) | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
Share your view on this stock and instantly see how the community has voted over the last 6 months.
Community Opinion for CAPITALSFB.NS
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
