Caisse Régionale de Crédit Agricole Mutuel de Paris et d'Ile-de-France (CAF.PA)
Paris, FR
The Caisse Régionale de Crédit Agricole Mutuel de Paris et d'Ile-de-France functions as a cooperative financial institution, providing a comprehensive range of banking and insurance solutions to its members across France. Its offerings encompass various savings products, accounts, and payment cards, along with financing options for significant purchases like vehicles and homes, as well as educational and professional endeavors. The institution also delivers essential insurance policies designed to protect residences, automobiles, and personal health. Serving a broad spectrum of clientele, including corporations, small and medium-sized enterprises (SMEs), agricultural businesses, skilled tradespeople, non-profit organizations, local authorities, and both families and individual consumers, the bank maintains its headquarters in Paris, France.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +0.67% | +0.31% | +0.67% | -7.58% | -0.45% | -13.04% | +52.33% | +64.59% | +40.33% | +23.71% | +6,434.91% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2024-11 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 0 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth-0.6% Q4'25: -2.9% (vs Q4'23)
-
EPS growth+22.9% Q4'25: -13.8% (vs Q4'23)
-
FCF margin— Q4'25: +14.8% (vs Q4'23)
-
EBIT margin— Q4'25: -24.2% (vs Q4'23)
-
ROIC— Q4'25: -2.6% (vs Q4'23)
-
Share dilution+0.2% Q4'25: -0.1% (vs Q4'23)
-
Debt / EBITDA— Q4'25: -23.21× (vs Q4'23)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 1996 actual |
Dec 1997 actual |
Dec 1998 actual |
Dec 1999 actual |
Dec 2000 actual |
Dec 2001 actual |
Dec 2002 actual |
Dec 2003 actual |
Dec 2004 actual |
Dec 2006 actual |
Dec 2007 actual |
Dec 2008 actual |
Dec 2009 actual |
Dec 2010 actual |
Dec 2011 actual |
Dec 2012 actual |
Dec 2013 actual |
Dec 2014 actual |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
489.73M
est.
|
477.31M
est.
|
174.19M
est.
|
544.04M
est.
|
591.20M
est.
|
646.55M
est.
|
671.93M
est.
|
710.72M
est.
|
732.40M
est.
|
895.47M
est.
|
893.20M
est.
|
934.81M
est.
|
878.29M
est: 891.17M (-1.4%)
|
931.68M
est: 917.56M (+1.5%)
|
952.68M
est: 967.29M (-1.5%)
|
1.06B
est: 982.52M (+7.8%)
|
909.09M
est: 1.00B (-9.3%)
|
936.60M
est: 1.04B (-9.7%)
|
| EBITDA |
98.26M
est.
|
95.77M
est.
|
34.95M
est.
|
109.16M
est.
|
118.62M
est.
|
129.73M
est.
|
134.82M
est.
|
142.60M
est.
|
146.95M
est.
|
179.67M
est.
|
179.21M
est.
|
187.56M
est.
|
—
est: 178.81M (-100.0%)
|
531.95M
est: 184.10M (+188.9%)
|
—
est: 194.08M (-100.0%)
|
—
est: 197.14M (-100.0%)
|
—
est: 201.02M (-100.0%)
|
—
est: 1.01B (-100.0%)
|
| EBIT |
86.20M
est.
|
77.68M
est.
|
30.05M
est.
|
395.09M
est.
|
151.05M
est.
|
276.25M
est.
|
115.93M
est.
|
122.63M
est.
|
126.37M
est.
|
154.50M
est.
|
154.11M
est.
|
161.29M
est.
|
-107.90M
est: 153.76M (-170.2%)
|
444.13M
est: 158.31M (+180.5%)
|
-26.00M
est: 166.90M (-115.6%)
|
-26.01M
est: 169.52M (-115.3%)
|
-36.99M
est: 419.27M (-108.8%)
|
-37.20M
est: 434.69M (-108.6%)
|
| Net Income |
51.02M
est.
|
45.42M
est.
|
46.34M
est.
|
228.31M
est.
|
103.02M
est.
|
156.50M
est.
|
194.61M
est.
|
233.23M
est.
|
270.97M
est.
|
325.70M
est.
|
310.71M
est.
|
337.63M
est.
|
258.73M
est: 274.32M (-5.7%)
|
292.80M
est: 266.26M (+10.0%)
|
303.48M
est: 308.67M (-1.7%)
|
259.87M
est: 296.50M (-12.4%)
|
266.17M
est: 268.99M (-1.0%)
|
287.30M
est: 329.44M (-12.8%)
|
| SGA |
38.95M
est.
|
412.66M
est.
|
151.20M
est.
|
43.27M
est.
|
439.68M
est.
|
425.97M
est.
|
52.39M
est.
|
55.42M
est.
|
57.11M
est.
|
69.82M
est.
|
69.65M
est.
|
72.89M
est.
|
385.82M
est: 69.49M (+455.2%)
|
409.57M
est: 71.54M (+472.5%)
|
427.76M
est: 75.42M (+467.1%)
|
149.06M
est: 76.61M (+94.6%)
|
30.46M
est: 631.23M (-95.2%)
|
39.10M
est: 632.47M (-93.8%)
|
| EPS |
1.84
est.
|
2.72
est.
|
2.80
est.
|
3.16
est.
|
5.19
est.
|
3.80
est.
|
6.97
est.
|
8.36
est.
|
9.71
est.
|
11.67
est.
|
11.13
est.
|
11.87
est.
|
9.04
est: 9.83 (-8.0%)
|
10.25
est: 9.51 (+7.7%)
|
10.64
est: 10.77 (-1.2%)
|
9.13
est: 10.63 (-14.1%)
|
9.35
est: 11.14 (-16.1%)
|
10.10
est: 11.80 (-14.4%)
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-29 | C+ | 2/5 | 1/5 | 2/5 | 2/5 | 1/5 | 2/5 | 4/5 |
| 2026-05-28 | C+ | 2/5 | 1/5 | 2/5 | 2/5 | 1/5 | 2/5 | 4/5 |
| 2026-05-27 | C+ | 2/5 | 1/5 | 2/5 | 2/5 | 1/5 | 2/5 | 4/5 |
| 2026-05-26 | C+ | 2/5 | 1/5 | 2/5 | 2/5 | 1/5 | 2/5 | 4/5 |
| 2026-05-25 | C+ | 2/5 | 1/5 | 2/5 | 2/5 | 1/5 | 2/5 | 4/5 |
| 2026-05-22 | C+ | 2/5 | 1/5 | 2/5 | 2/5 | 1/5 | 2/5 | 4/5 |
| 2026-05-21 | C+ | 2/5 | 1/5 | 2/5 | 2/5 | 1/5 | 2/5 | 4/5 |
| 2026-05-20 | C+ | 2/5 | 1/5 | 2/5 | 2/5 | 1/5 | 2/5 | 4/5 |
| 2026-05-19 | C+ | 2/5 | 1/5 | 2/5 | 2/5 | 1/5 | 2/5 | 4/5 |
| 2026-05-18 | C+ | 2/5 | 1/5 | 2/5 | 2/5 | 1/5 | 2/5 | 4/5 |
| 2026-05-15 | C+ | 2/5 | 1/5 | 2/5 | 2/5 | 1/5 | 2/5 | 4/5 |
| 2026-05-14 | C+ | 2/5 | 1/5 | 2/5 | 2/5 | 1/5 | 2/5 | 4/5 |
| 2026-05-13 | C+ | 2/5 | 1/5 | 2/5 | 2/5 | 1/5 | 2/5 | 4/5 |
| 2026-05-12 | C+ | 2/5 | 1/5 | 2/5 | 2/5 | 1/5 | 2/5 | 4/5 |
| 2026-05-11 | C+ | 2/5 | 1/5 | 2/5 | 2/5 | 1/5 | 2/5 | 4/5 |
| 2026-05-08 | C+ | 2/5 | 1/5 | 2/5 | 2/5 | 1/5 | 2/5 | 4/5 |
| 2026-05-07 | C+ | 2/5 | 1/5 | 2/5 | 2/5 | 1/5 | 2/5 | 4/5 |
| 2026-05-06 | C+ | 2/5 | 1/5 | 2/5 | 2/5 | 1/5 | 2/5 | 4/5 |
| 2026-05-05 | C+ | 2/5 | 1/5 | 2/5 | 2/5 | 1/5 | 2/5 | 4/5 |
| 2026-05-04 | C+ | 2/5 | 1/5 | 2/5 | 2/5 | 1/5 | 2/5 | 4/5 |
| 2026-04-30 | C+ | 2/5 | 1/5 | 2/5 | 3/5 | 1/5 | 2/5 | 4/5 |
| 2026-04-29 | C+ | 2/5 | 1/5 | 2/5 | 3/5 | 1/5 | 2/5 | 4/5 |
| 2026-04-28 | C+ | 2/5 | 1/5 | 2/5 | 3/5 | 1/5 | 2/5 | 4/5 |
| 2026-04-27 | C+ | 2/5 | 1/5 | 2/5 | 3/5 | 1/5 | 2/5 | 4/5 |
| 2026-04-24 | C+ | 2/5 | 1/5 | 2/5 | 3/5 | 1/5 | 2/5 | 4/5 |
| 2026-04-23 | C+ | 2/5 | 1/5 | 2/5 | 3/5 | 1/5 | 2/5 | 4/5 |
| 2026-04-22 | C+ | 2/5 | 1/5 | 2/5 | 3/5 | 1/5 | 2/5 | 4/5 |
| 2026-04-21 | B- | 2/5 | 1/5 | 2/5 | 4/5 | 1/5 | 2/5 | 4/5 |
| 2026-04-20 | B- | 2/5 | 1/5 | 2/5 | 4/5 | 1/5 | 2/5 | 4/5 |
| 2026-04-17 | B- | 2/5 | 1/5 | 2/5 | 4/5 | 1/5 | 2/5 | 4/5 |
| 2026-04-16 | B- | 2/5 | 1/5 | 2/5 | 4/5 | 1/5 | 2/5 | 4/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
This company is not held by any ETF in our universe.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Edouard Esparbes | Non Executive Managing Director | — | male |
| Guy Poyen | Director of Marketing & Markets | — | male |
| Martin Lepeu | Director of Technology, Engagement & Credits | — | — |
| Michel Ganzin | Chief Executive Officer | — | male |
| Nicolas Bontemps | Director of Human Resources | — | male |
| Philippe Carpentier | Deputy Director General | — | — |
| Pierre-Édouard Batard | Deputy General Manager | — | male |
| Remi de Laveaucoupet | Director of Technology, Engagement & Credits | — | male |
| Véronique Lozac'h-Diacquenod | Director of Finance & Collections | — | female |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
Share your view on this stock and instantly see how the community has voted over the last 6 months.
Community Opinion for CAF.PA
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

MSCI World Index (MSC)
NASDAQ Composite (NASDAQ)
FTSE China A50 Index (FGI)
STOXX Europe 600 (SIX)
Nikkei 300 (OSA)
NIFTY 50 (NSE)
DAX Performance Index (XETRA)
FTSE 100 (FGI)
CAC 40 (EURONEXT)
