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CaixaBank, S.A. (CABK.MC)

EUR12.45 +0.04 (+0.28%)
ES BME Financial Services Banks - Regional
Address Calle Pintor Sorolla 2-4 46002
Valencia, ES
CEO Gonzalo Maria Gortazar Rotaeche
IPO 2007-10-10
ISIN ES0140609019

Explore sections of this company profile

Also trades on Madrid Stock Exchange · CABK.MC (EUR) Other OTC · CAIXY (USD) Other OTC · CIXPF (USD)
Description

CaixaBank, S.A. is a prominent financial institution that offers a comprehensive suite of banking products and financial solutions, serving clients both within Spain and internationally. Its operations are structured across three key divisions: Banking and Insurance, Equity Investments, and BPI. The firm delivers solutions encompassing security, asset protection, international expansion support, and various funding options. Its offerings span traditional and independent financial advisory, brokerage, asset and liquidity management, as well as specialized services in capital markets, cash flow management, project and asset financing, and mergers and acquisitions (M&A). CaixaBank also caters to public and private sector institutions, underwrites both life and non-life insurance policies, and provides private banking services. Additionally, the company has interests in the real estate sector. As of September 30, 2021, CaixaBank maintained a substantial network, boasting 5,415 branches and 13,678 ATMs throughout Spain, complemented by 316 branches and 1,440 ATMs in Portugal. Founded in 1904, CaixaBank, S.A. maintains its headquarters in Valencia, Spain.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
EUR12.45 +0.04 (+0.28%)
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Volume Profile
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Liquidity & share structure
Average Volume
7M
Beta
0.11
Float Shares
3.45B
Free Float %
49.6%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-0.84% -3.01% -0.09% +1.53% +10.94% +1.91% +44.50% +216.96% +281.72% +345.61% +102.86%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
12.45
DCF (Unlevered) 72.63 +483.6%
DCF (Levered) 85.18 +584.5%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 52% Bullish
Rating 2026-05 Change
Strong Buy 4 -1
Buy 7 0
Hold 8 -2
Sell 1 0
Strong Sell 1 0
Quality scores
Altman Z-Score
-0.60
Distress
Piotroski F-Score
5 / 9
Average
Composite Rating
B+
Overall Score
3 / 5
Medium
DCF Score
5 / 5
High
ROE Score
5 / 5
High
ROA Score
3 / 5
Medium
D/E Score
1 / 5
Low
P/E Score
2 / 5
Medium
P/Book Score
2 / 5
Medium
Operational MOAT
  • Revenue growth
    -3.0% Q1'26: +3.5% (vs Q1'25)
  • EPS growth
    +5.3% Q1'26: +9.5% (vs Q1'25)
  • FCF margin
    Q1'26: +0.0% (vs Q1'25)
  • EBIT margin
    Q1'26: +53.2% (vs Q1'25)
  • ROIC
    Q1'26: +15.5% (vs Q1'25)
  • Share dilution
    -3.2% Q1'26: -1.6% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 5.19× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.13) × ERP
WACC = 47% × Ke + 53% × Kd (8.6%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 72.70 Current price: 12.45
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2015
actual
Dec 2016
actual
Dec 2017
actual
Dec 2018
actual
Dec 2019
actual
Dec 2020
actual
Dec 2021
actual
Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
17 Rev. Ana.
16 EPS Ana.
Dec 2027
17 Rev. Ana.
16 EPS Ana.
Dec 2028
15 Rev. Ana.
12 EPS Ana.
Dec 2029
11 Rev. Ana.
10 EPS Ana.
Revenue
11.82B
est: 7.76B (+52.3%)
10.72B
est: 7.54B (+42.2%)
11.12B
est: 8.22B (+35.3%)
11.41B
est: 8.68B (+31.5%)
11.34B
est: 8.47B (+33.9%)
10.99B
est: 8.15B (+34.8%)
13.27B
est: 10.30B (+28.8%)
15.22B
est: 11.36B (+34.0%)
24.08B
est: 13.46B (+78.8%)
26.83B
est: 15.76B (+70.2%)
26.04B
est: 16.21B (+60.6%)
17.18B
16.68B – 17.60B
+6.0% YoY
18.77B
18.42B – 19.25B
+9.3% YoY
19.84B
19.80B – 19.88B
+5.7% YoY
20.53B
20.04B – 21.04B
+3.4% YoY
EBITDA
1.00B
est: 2.54B (-60.5%)
1.91B
est: 2.47B (-22.8%)
2.53B
est: 2.69B (-6.2%)
3.21B
est: 2.84B (+13.0%)
2.62B
est: 2.78B (-5.5%)
2.14B
est: 2.67B (-19.9%)
6.01B
est: 3.38B (+78.1%)
5.05B
est: 3.72B (+35.6%)
7.70B
est: 4.80B (+60.4%)
9.10B
est: 5.62B (+61.9%)
8.82B
est: 5.78B (+52.6%)
6.12B
5.95B – 6.27B
+6.0% YoY
6.69B
6.57B – 6.86B
+9.3% YoY
7.07B
7.06B – 7.09B
+5.7% YoY
7.32B
7.14B – 7.50B
+3.4% YoY
EBIT
638.10M
est: 2.22B (-71.2%)
1.54B
est: 2.15B (-28.6%)
2.10B
est: 2.35B (-10.6%)
2.81B
est: 2.48B (+13.3%)
2.08B
est: 2.42B (-14.1%)
1.60B
est: 2.33B (-31.3%)
5.32B
est: 2.94B (+80.7%)
4.32B
est: 3.24B (+33.2%)
6.92B
est: 4.32B (+60.3%)
8.32B
est: 5.06B (+64.5%)
8.39B
est: 5.20B (+61.3%)
5.51B
5.35B – 5.65B
+6.0% YoY
6.02B
5.91B – 6.18B
+9.3% YoY
6.37B
6.35B – 6.38B
+5.7% YoY
6.58B
6.43B – 6.75B
+3.4% YoY
Net Income
814.46M
est: 1.54B (-47.0%)
1.05B
est: 1.47B (-28.5%)
1.68B
est: 2.17B (-22.3%)
1.99B
est: 2.62B (-24.4%)
1.71B
est: 2.37B (-28.1%)
1.38B
est: 1.24B (+11.3%)
5.23B
est: 2.25B (+132.1%)
3.13B
est: 2.79B (+12.3%)
4.82B
est: 4.84B (-0.5%)
5.79B
est: 5.35B (+8.2%)
5.89B
est: 5.71B (+3.1%)
6.42B
5.91B – 6.66B
+12.4% YoY
7.20B
6.75B – 8.08B
+12.1% YoY
7.77B
7.33B – 8.85B
+7.9% YoY
8.29B
8.03B – 8.56B
+6.7% YoY
SGA
744.32M
est: 584.19M (+27.4%)
713.00M
est: 567.42M (+25.7%)
737.00M
est: 618.23M (+19.2%)
932.00M
est: 652.84M (+42.8%)
1.05B
est: 637.46M (+65.0%)
1.01B
est: 613.47M (+64.6%)
1.26B
est: 775.26M (+61.9%)
1.27B
est: 855.09M (+48.3%)
1.32B
est: 918.35M (+43.6%)
1.39B
est: 1.07B (+29.0%)
1.48B
est: 1.11B (+33.5%)
1.17B
1.14B – 1.20B
+6.0% YoY
1.28B
1.26B – 1.31B
+9.3% YoY
1.35B
1.35B – 1.36B
+5.7% YoY
1.40B
1.37B – 1.43B
+3.4% YoY
EPS
0.13
est: 0.21 (-38.6%)
0.18
est: 0.20 (-10.8%)
0.28
est: 0.30 (-6.2%)
0.33
est: 0.36 (-8.7%)
0.26
est: 0.33 (-20.3%)
0.21
est: 0.17 (+22.9%)
0.66
est: 0.31 (+112.9%)
0.37
est: 0.38 (-3.6%)
0.61
est: 0.69 (-11.3%)
0.76
est: 0.76 (+0.0%)
0.80
est: 0.80 (+0.5%)
0.89
0.84 – 0.95
+12.0% YoY
1.03
0.96 – 1.15
+15.7% YoY
1.13
1.04 – 1.26
+9.2% YoY
1.18
1.14 – 1.22
+4.6% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-11 B+ 3/5 5/5 5/5 3/5 1/5 2/5 2/5
2026-05-08 B+ 3/5 5/5 5/5 3/5 1/5 2/5 2/5
2026-05-07 B+ 3/5 5/5 5/5 3/5 1/5 2/5 2/5
2026-05-06 B+ 3/5 5/5 5/5 3/5 1/5 2/5 2/5
2026-05-05 B+ 3/5 5/5 5/5 3/5 1/5 2/5 2/5
2026-05-04 B+ 3/5 5/5 5/5 3/5 1/5 2/5 2/5
2026-04-30 B+ 3/5 5/5 5/5 3/5 1/5 2/5 2/5
2026-04-29 B+ 3/5 5/5 5/5 4/5 1/5 2/5 2/5
2026-04-28 B+ 3/5 5/5 5/5 4/5 1/5 2/5 2/5
2026-04-27 B+ 3/5 5/5 5/5 4/5 1/5 2/5 2/5
2026-04-24 B+ 3/5 5/5 5/5 4/5 1/5 2/5 2/5
2026-04-23 A- 4/5 5/5 5/5 4/5 1/5 3/5 2/5
2026-04-22 A- 4/5 5/5 5/5 4/5 1/5 3/5 2/5
2026-04-21 B+ 3/5 5/5 4/5 4/5 1/5 3/5 2/5
2026-04-20 B+ 3/5 5/5 4/5 4/5 1/5 3/5 2/5
2026-04-17 B+ 3/5 5/5 4/5 4/5 1/5 3/5 2/5
2026-04-16 B+ 3/5 5/5 4/5 4/5 1/5 3/5 2/5
2026-04-15 B+ 3/5 5/5 4/5 4/5 1/5 3/5 2/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
149.74M
OE per share TTM
0.02
Owner's Yield
0.20%
Maintenance CapEx ratio
3.62%
Maint CapEx / Avg PPE
31.5%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
181.3K
Shares Outstanding
6.97B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Gonzalo Maria Gortazar Rotaeche Chief Executive Officer & Executive Director 3M male
Tomas Muniesa Arantegui President & Chairman 2M male
Jordi Mondejar Lopez Head of Retail, Private & Business Banking male
Luis Javier Blas Agueros Chief Operating Officer & Media Director male
David Lopez Puig Chief People Officer male
Marta Noguer Head of Investor and Shareholder Relations female
Matthias Bulach Head of Accounting, Mgmt Control & Capital male
Natividad Capella Head of Risk Management & Compliance female
Oscar Calderon de Oya Board Secretary & General Counsel male
Maria Luisa Martinez Gistau Head of Communication & Institutional Relations female
Javier Pano Riera Chief Financial Officer male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits