Subscribe

PT Bank Victoria International Tbk (BVIC.JK)

IDR82.00 +1.00 (+1.23%)
ID JKT Financial Services Banks - Regional
Address Graha BIP Building 12930
Jakarta Selatan, ID
CEO Achmad Friscantono
IPO 2000-08-14
ISIN ID1000056302

Explore sections of this company profile

Description

PT Bank Victoria International Tbk (BVIC.JK) operates as a financial institution within Indonesia, delivering a comprehensive array of banking services and products. Its core offerings encompass a variety of deposit accounts, such as savings, current, demand, time, and foreign exchange options. Additionally, it provides bank guarantees and a comprehensive suite of credit facilities. These range from consumer loans like mortgages and auto financing, to multi-purpose credit, and various business lending options for corporate, commercial, and small-to-medium enterprises (SMEs), alongside specialized implant banking, domestic letters of credit, and multi-finance products. The bank further extends its services to include investment solutions, comprehensive foreign exchange offerings (such as remittances, trade financing, treasury operations, and interbank services), and diverse transaction processing capabilities. These include clearing, payments, real-time gross settlement (RTGS), bill payments, and access through ATMs, internet banking, and mobile platforms. Islamic (Sharia) banking services are also part of its extensive portfolio. As of December 31, 2021, the company maintained a physical presence through a network of 40 locations, which included its central head office, 14 branch offices, and 25 sub-branch offices. Established in 1992, PT Bank Victoria International Tbk is headquartered in South Jakarta, Indonesia.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
Loading outlook…
Loading forecast...
Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
Loading risk profile…
Price Chart
Averages
Trend
Price
Levels
Draw
IDR82.00 +1.00 (+1.23%)
Loading historical data…
Volume Profile
Loading…
Liquidity & share structure
Average Volume
2M
Beta
0.23
Float Shares
6.71B
Free Float %
36.4%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.00% +0.00% -5.71% -18.18% -15.38% -19.51% +20.73% +4.21% -38.51% -4.81% +30.02%
Rolling Volatility
Loading…
Drawdown
Loading…
Relative Strength
Loading…
Monthly Returns Heatmap
From To
Loading…
Annual Monthly Returns
Loading…
Daily Returns Distribution
vs.
Loading histogram data…

Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
82.00
Ratings Trend (MoM)
Rating 2024-11 Change
Strong Buy 0 0
Buy 0 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.09
Distress
Piotroski F-Score
6 / 9
Average
Composite Rating
B-
Overall Score
3 / 5
Medium
DCF Score
4 / 5
High
ROE Score
2 / 5
Medium
ROA Score
2 / 5
Medium
D/E Score
1 / 5
Low
P/E Score
2 / 5
Medium
P/Book Score
4 / 5
High
Operational MOAT
  • Revenue growth
    +23.0% Q4'25: +20.0% (vs Q4'24)
  • EPS growth
    -3.9% Q4'25: -91.1% (vs Q4'24)
  • FCF margin
    Q4'25: +33.1% (vs Q4'24)
  • EBIT margin
    Q4'25: -0.8% (vs Q4'24)
  • ROIC
    Q4'25: -0.1% (vs Q4'24)
  • Share dilution
    +16.2% Q4'25: +16.2% (vs Q4'24)
  • Debt / EBITDA
    Q4'25: -331.45× (vs Q4'24)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.27) × ERP
WACC = 20% × Ke + 80% × Kd (24.2%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Current price: 82.00
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-29 B- 3/5 4/5 2/5 2/5 1/5 2/5 4/5
2026-05-26 B- 3/5 4/5 2/5 2/5 1/5 2/5 4/5
2026-05-25 B- 3/5 4/5 2/5 2/5 1/5 2/5 4/5
2026-05-22 B- 3/5 4/5 2/5 2/5 1/5 2/5 4/5
2026-05-21 B- 3/5 4/5 2/5 2/5 1/5 2/5 4/5
2026-05-20 B- 3/5 4/5 2/5 2/5 1/5 2/5 4/5
2026-05-19 B- 3/5 4/5 2/5 2/5 1/5 2/5 4/5
2026-05-18 B- 3/5 4/5 2/5 2/5 1/5 2/5 4/5
2026-05-13 B- 2/5 3/5 2/5 2/5 1/5 2/5 4/5
2026-05-12 B- 2/5 3/5 2/5 2/5 1/5 2/5 4/5
2026-05-11 B- 2/5 3/5 2/5 2/5 1/5 2/5 4/5
2026-05-08 B- 2/5 3/5 2/5 2/5 1/5 2/5 4/5
2026-05-07 B- 2/5 3/5 2/5 2/5 1/5 2/5 4/5
2026-05-06 B- 2/5 3/5 2/5 2/5 1/5 2/5 4/5
2026-05-05 B- 3/5 3/5 2/5 3/5 1/5 2/5 4/5
2026-05-04 B- 3/5 3/5 2/5 3/5 1/5 2/5 4/5
2026-04-30 B- 3/5 3/5 2/5 3/5 1/5 2/5 4/5
2026-04-29 B- 3/5 3/5 2/5 3/5 1/5 2/5 4/5
2026-04-28 B- 3/5 3/5 2/5 3/5 1/5 2/5 4/5
2026-04-27 B- 3/5 3/5 2/5 3/5 1/5 2/5 4/5
2026-04-24 B- 3/5 3/5 2/5 3/5 1/5 2/5 4/5
2026-04-23 B 3/5 4/5 2/5 3/5 1/5 2/5 4/5
2026-04-22 B 3/5 4/5 2/5 3/5 1/5 2/5 4/5
2026-04-21 B 3/5 4/5 2/5 4/5 1/5 2/5 4/5
2026-04-20 B 3/5 4/5 2/5 4/5 1/5 2/5 4/5
2026-04-17 B 3/5 4/5 2/5 4/5 1/5 2/5 4/5
2026-04-16 B 3/5 4/5 2/5 4/5 1/5 2/5 4/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
1.39T
OE per share TTM
84.71
Owner's Yield
76.37%
Maintenance CapEx ratio
496.51%
Maint CapEx / Avg PPE
22.2%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
217.63M
Shares Outstanding
18.42B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Achmad Friscantono President Director male
Djoko Soendjojo Head of Audit Internal Division male
Novita Indriyani Head of Credit Legal Division female
Suryadi Senior Executive Vice President of Finance, Accounting & MIS
Syahda Candra Head of Human Capital Management & General Affair Division female
Tamunan Director of Compliance & Risk Management and Director male
Theresia Maria Dhewayani Head of Operations & Internal Control Division female
Utami Tjipto Head of Compliance, Sysdur & Coordinator Customer Protection Division
Yohanes Senior Executive Vice President of Operations & International Banking male
Yosef Sudikbyo Head of Corporate Legal Division male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

Share your view on this stock and instantly see how the community has voted over the last 6 months.

These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits