BV Financial, Inc. (BVFL)
Baltimore, MD, US
BV Financial, Inc. operates as the holding company for BayVanguard Bank that provides various financial services to individuals and businesses in the United States. The company offers noninterest-bearing and interest-bearing checking accounts and money market accounts, savings accounts, and certificates of deposits. Its loan products include real estate, home equity, construction, lot, auto, boat, and other personal loans; personal credit cards; and commercial lending products, such as commercial equipment/installation, commercial real estate, construction, investment real estate, lines of credit, and SBA loans, as well as loans for short-term real estate purchase, renovation, and sale projects. It also provides ATM, overdraft, safe deposit, bill pay, positive pay, remote deposit capture, ACH origination, merchant, and online banking services. BV Financial, Inc. was founded in 1873 and is headquartered in Baltimore, Maryland.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -1.41% | -1.06% | +0.26% | +5.09% | +7.03% | +8.21% | +25.83% | -10.77% | +9.06% | +190.81% | +98.68% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2024-11 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 0 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
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Revenue growth+6.6% Q1'26: -2.7% (vs Q1'25)
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EPS growth+30.0% Q1'26: -38.1% (vs Q1'25)
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FCF margin— Q1'26: +30.5% (vs Q1'25)
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EBIT margin— Q1'26: +12.6% (vs Q1'25)
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ROIC— Q1'26: +1.7% (vs Q1'25)
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Share dilution-19.5% Q1'26: -16.0% (vs Q1'25)
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Debt / EBITDA— Q1'26: 5.58× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-28 | A- | 4/5 | 5/5 | 3/5 | 4/5 | 3/5 | 2/5 | 3/5 |
| 2026-05-27 | A- | 4/5 | 5/5 | 3/5 | 4/5 | 3/5 | 2/5 | 3/5 |
| 2026-05-26 | A- | 4/5 | 5/5 | 3/5 | 4/5 | 3/5 | 2/5 | 3/5 |
| 2026-05-22 | A- | 4/5 | 5/5 | 3/5 | 4/5 | 3/5 | 2/5 | 3/5 |
| 2026-05-21 | A- | 4/5 | 5/5 | 3/5 | 4/5 | 3/5 | 2/5 | 3/5 |
| 2026-05-20 | A- | 4/5 | 5/5 | 3/5 | 4/5 | 3/5 | 2/5 | 3/5 |
| 2026-05-19 | A- | 4/5 | 5/5 | 3/5 | 4/5 | 3/5 | 2/5 | 3/5 |
| 2026-05-18 | A- | 4/5 | 5/5 | 3/5 | 4/5 | 3/5 | 2/5 | 3/5 |
| 2026-05-15 | B+ | 3/5 | 5/5 | 2/5 | 4/5 | 3/5 | 2/5 | 3/5 |
| 2026-05-14 | B+ | 3/5 | 5/5 | 2/5 | 4/5 | 3/5 | 2/5 | 3/5 |
| 2026-05-13 | B+ | 3/5 | 4/5 | 2/5 | 4/5 | 3/5 | 2/5 | 3/5 |
| 2026-05-12 | B+ | 3/5 | 4/5 | 2/5 | 4/5 | 3/5 | 2/5 | 3/5 |
| 2026-05-11 | B+ | 3/5 | 4/5 | 2/5 | 4/5 | 3/5 | 2/5 | 3/5 |
| 2026-05-08 | B+ | 3/5 | 5/5 | 2/5 | 4/5 | 3/5 | 2/5 | 3/5 |
| 2026-05-07 | B+ | 3/5 | 5/5 | 2/5 | 4/5 | 3/5 | 2/5 | 3/5 |
| 2026-05-06 | B+ | 3/5 | 4/5 | 2/5 | 4/5 | 3/5 | 2/5 | 3/5 |
| 2026-05-05 | B+ | 3/5 | 4/5 | 2/5 | 4/5 | 3/5 | 2/5 | 3/5 |
| 2026-05-04 | B+ | 3/5 | 4/5 | 2/5 | 4/5 | 3/5 | 2/5 | 3/5 |
| 2026-05-01 | A- | 4/5 | 5/5 | 3/5 | 4/5 | 3/5 | 2/5 | 3/5 |
| 2026-04-30 | B+ | 3/5 | 4/5 | 3/5 | 4/5 | 3/5 | 2/5 | 3/5 |
| 2026-04-29 | B+ | 3/5 | 4/5 | 3/5 | 4/5 | 3/5 | 2/5 | 3/5 |
| 2026-04-28 | B+ | 3/5 | 4/5 | 3/5 | 4/5 | 3/5 | 2/5 | 3/5 |
| 2026-04-27 | B+ | 3/5 | 4/5 | 3/5 | 4/5 | 2/5 | 2/5 | 3/5 |
| 2026-04-24 | B- | 3/5 | 4/5 | 3/5 | 5/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-23 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-22 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-21 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-20 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-17 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
| 2026-04-16 | A- | 4/5 | 5/5 | 3/5 | 5/5 | 2/5 | 3/5 | 3/5 |
Owner Earnings
Ownership Overview
| # | Reporting person | Amount owned | % of class | Sole voting | Shared voting | Sole dispositive | Shared dispositive | Type | Citizenship | Filing date | SEC filing |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | 13-4064930 | 1.05M | 9.20% | 1.05M | — | 1.05M | — | IA | Delaware | 2024-02-14 | ↗ |
| 2 | Newtyn Management, LLC | 1.00M | 8.80% | 1.00M | — | 1.00M | — | IA | Citizenship or Place of Organization | 2024-02-14 | ↗ |
| 3 | Employee Stock Ownership Plan Trust | 868.5K | 7.60% | 744.7K | 123.8K | 861.6K | — | EP | Maryland | 2024-02-08 | ↗ |
Institutional Activity (13F)
| # | Investor | Shares / Δ | Mkt value / Δ | Own% / Δ | Weight% / Δ | Avg px / Perf. | Hold / Status |
|---|---|---|---|---|---|---|---|
| 1 | — | 60.6K +60.6K (+100.0%) | 1.10B +1.1B (+100.0%) | 0.72% +0.719 pp | 0.79% +0.795 pp | USD18.14 +0.0% | 1 qtrs NEW |
| 2 | ALLIANCEBERNSTEIN L.P. | 908.0K -64.8K (-6.7%) | 16.47M +790.0K (+5.0%) | 10.77% +0.906 pp | 0.01% +0.000 pp | USD10.24 +77.1% | 10 qtrs — |
| 3 | BLACKROCK, INC. | 548.6K +11.5K (+2.1%) | 9.95M +1.3M (+14.9%) | 6.51% +1.061 pp | 0.00% +0.000 pp | USD15.42 +17.6% | 6 qtrs — |
| 4 | VANGUARD GROUP INC | 468.4K -32.4K (-6.5%) | 8.50M +423.8K (+5.2%) | 5.56% +0.478 pp | 0.00% +0.000 pp | USD11.04 +64.3% | 10 qtrs — |
| 5 | GEODE CAPITAL MANAGEMENT, LLC | 184.0K -9.2K (-4.8%) | 3.34M +223.7K (+7.2%) | 2.18% +0.224 pp | 0.00% +0.000 pp | USD12.88 +40.8% | 10 qtrs — |
| 6 | OPPENHEIMER & CLOSE, LLC | 150.0K +— (+0.0%) | 2.72M +303.0K (+12.5%) | 1.78% +0.258 pp | 1.85% +0.221 pp | USD10.08 +80.0% | 10 qtrs — |
| 7 | GENDELL JEFFREY L | 141.3K +— (+0.0%) | 2.56M +285.4K (+12.5%) | 1.68% +0.243 pp | 0.04% +0.003 pp | USD10.27 +76.6% | 10 qtrs — |
| 8 | DIMENSIONAL FUND ADVISORS LP | 115.5K +7.8K (+7.3%) | 2.10M +359.1K (+20.7%) | 1.37% +0.278 pp | 0.00% +0.000 pp | USD14.65 +23.8% | 8 qtrs — |
| 9 | ARROWSTREET CAPITAL, LIMITED PARTNERSHIP | 115.2K +— (+0.0%) | 2.09M +232.8K (+12.5%) | 1.37% +0.198 pp | 0.00% +0.000 pp | USD15.32 +18.4% | 8 qtrs — |
| 10 | STATE STREET CORP | 106.7K +299.0 (+0.3%) | 1.93M +220.3K (+12.8%) | 1.27% +0.187 pp | 0.00% +0.000 pp | USD16.12 +12.5% | 5 qtrs — |
| 11 | RAYMOND JAMES FINANCIAL INC | 100.5K +16.3K (+19.4%) | 1.82M +466.1K (+34.3%) | 1.19% +0.339 pp | 0.00% +0.000 pp | USD15.72 +15.4% | 3 qtrs — |
| 12 | STILWELL VALUE LLC | 95.0K -5.0K (-5.0%) | 1.72M +111.3K (+6.9%) | 1.13% +0.113 pp | 0.95% +0.237 pp | USD10.08 +80.0% | 10 qtrs — |
| 13 | NORTHERN TRUST CORP | 55.1K -7.5K (-12.0%) | 999.5K -10.4K (-1.0%) | 0.65% +0.018 pp | 0.00% +0.000 pp | USD13.78 +31.6% | 10 qtrs — |
| 14 | GOLDMAN SACHS GROUP INC | 43.2K +11.4K (+35.7%) | 783.7K +270.4K (+52.7%) | 0.51% +0.190 pp | 0.00% +0.000 pp | USD16.65 +8.9% | 5 qtrs — |
| 15 | SABER CAPITAL MANAGMENT, LLC | 34.3K +34.3K (+100.0%) | 621.6K +621.6K (+100.0%) | 0.41% +0.407 pp | 0.52% +0.519 pp | USD18.14 +0.0% | 1 qtrs NEW |
| 16 | BARCLAYS PLC | 29.2K +25.8K (+763.5%) | 529.7K +477.8K (+920.4%) | 0.35% +0.312 pp | 0.00% +0.000 pp | USD17.83 +1.7% | 6 qtrs — |
| 17 | PANAGORA ASSET MANAGEMENT INC | 28.3K +3.1K (+12.3%) | 513.1K +107.1K (+26.4%) | 0.34% +0.080 pp | 0.00% +0.000 pp | USD16.00 +13.4% | 3 qtrs — |
| 18 | COURIER CAPITAL LLC | 25.0K +— (+0.0%) | 453.5K +50.5K (+12.5%) | 0.30% +0.043 pp | 0.03% +0.002 pp | USD15.35 +18.2% | 10 qtrs — |
| 19 | CHARLES SCHWAB INVESTMENT MANAGEMENT INC | 24.8K -1.8K (-6.8%) | 450.8K +20.8K (+4.8%) | 0.29% +0.024 pp | 0.00% +0.000 pp | USD15.23 +19.1% | 3 qtrs — |
| 20 | MORGAN STANLEY | 23.5K +4.3K (+22.7%) | 425.5K +117.2K (+38.0%) | 0.28% +0.084 pp | 0.00% +0.000 pp | USD16.00 +13.4% | 10 qtrs — |
| 21 | BANK OF NEW YORK MELLON CORP | 22.5K +1.4K (+6.5%) | 408.4K +67.5K (+19.8%) | 0.27% +0.053 pp | 0.00% +0.000 pp | USD15.44 +17.5% | 3 qtrs — |
| 22 | HSBC HOLDINGS PLC | 22.5K +891.0 (+4.1%) | 406.4K +54.8K (+15.6%) | 0.27% +0.048 pp | 0.00% +0.000 pp | USD16.20 +12.0% | 2 qtrs — |
| 23 | BRIDGEWAY CAPITAL MANAGEMENT, LLC | 21.7K +2.0K (+10.0%) | 394.5K +75.9K (+23.8%) | 0.26% +0.058 pp | 0.01% +0.002 pp | USD16.30 +11.3% | 2 qtrs — |
| 24 | BANK OF AMERICA CORP /DE/ | 21.5K +3.1K (+17.1%) | 390.6K +94.2K (+31.8%) | 0.26% +0.069 pp | 0.00% +0.000 pp | USD16.26 +11.6% | 9 qtrs — |
| 25 | EMPOWERED FUNDS, LLC | 18.7K +2.0K (+11.8%) | 340.1K +69.8K (+25.8%) | 0.22% +0.052 pp | 0.00% +0.000 pp | USD16.33 +11.1% | 2 qtrs — |
| 26 | TWO SIGMA INVESTMENTS, LP | 13.4K +1.2K (+9.8%) | 242.7K +46.3K (+23.6%) | 0.16% +0.035 pp | 0.00% +0.000 pp | USD16.30 +11.3% | 2 qtrs — |
| 27 | STRS OHIO | 13.1K +— (+0.0%) | 237.6K +26.5K (+12.5%) | 0.16% +0.023 pp | 0.00% +0.000 pp | USD15.23 +19.1% | 3 qtrs — |
| 28 | RHUMBLINE ADVISERS | 11.9K -1.4K (-10.8%) | 215.2K +713.0 (+0.3%) | 0.14% +0.006 pp | 0.00% +0.000 pp | USD15.26 +18.9% | 3 qtrs — |
| 29 | NUVEEN, LLC | 11.3K +— (+0.0%) | 204.7K +22.8K (+12.5%) | 0.13% +0.019 pp | 0.00% +0.000 pp | USD15.23 +19.1% | 3 qtrs — |
| 30 | LOS ANGELES CAPITAL MANAGEMENT LLC | 10.7K -2.0K (-15.8%) | 176.5K -28.2K (-13.8%) | 0.13% -0.002 pp | 0.00% 0.000 pp | USD16.12 +12.5% | 2 qtrs — |
| 31 | WELLS FARGO & COMPANY/MN | 9.1K +2.6K (+40.8%) | 165.3K +61.0K (+58.5%) | 0.11% +0.043 pp | 0.00% +0.000 pp | USD16.16 +12.3% | 3 qtrs — |
| 32 | UBS GROUP AG | 5.5K -2.2K (-28.6%) | 100.0K -24.4K (-19.6%) | 0.07% -0.013 pp | 0.00% +0.000 pp | USD15.46 +17.3% | 10 qtrs — |
| 33 | METLIFE INVESTMENT MANAGEMENT, LLC | 5.2K +5.2K (+100.0%) | 94.6K +94.6K (+100.0%) | 0.06% +0.062 pp | 0.00% +0.001 pp | USD18.14 +0.0% | 3 qtrs — |
| 34 | NEW YORK STATE COMMON RETIREMENT FUND | 5.0K +— (+0.0%) | 90.7K +10.1K (+12.5%) | 0.06% +0.009 pp | 0.00% +0.000 pp | USD15.23 +19.1% | 3 qtrs — |
| 35 | COVESTOR LTD | 4.8K +— (+0.0%) | 87.0K +9.0K (+11.5%) | 0.06% +0.008 pp | 0.05% +0.003 pp | USD11.59 +56.5% | 10 qtrs — |
| 36 | JPMORGAN CHASE & CO | 4.7K -3.5K (-42.5%) | 84.9K -46.2K (-35.3%) | 0.06% -0.027 pp | 0.00% +0.000 pp | USD15.67 +15.8% | 3 qtrs — |
| 37 | MIRAE ASSET GLOBAL ETFS HOLDINGS LTD. | 3.9K -211.0 (-5.2%) | 69.8K +4.4K (+6.7%) | 0.05% +0.005 pp | 0.00% +0.000 pp | USD15.23 +19.1% | 3 qtrs — |
| 38 | BNP PARIBAS ARBITRAGE, SNC | 2.1K -275.0 (-11.6%) | 38.1K -187.0 (-0.5%) | 0.02% +0.001 pp | 0.00% +0.000 pp | USD15.69 +15.6% | 3 qtrs — |
| 39 | POLICE & FIREMEN'S RETIREMENT SYSTEM OF NEW JERSEY | 2.0K +— (+0.0%) | 35.6K +4.0K (+12.5%) | 0.02% +0.003 pp | 0.00% +0.000 pp | USD15.23 +19.1% | 3 qtrs — |
| 40 | HARBOR INVESTMENT ADVISORY, LLC | 1.5K +— (+0.0%) | 27.8K +3.1K (+12.5%) | 0.02% +0.003 pp | 0.00% +0.000 pp | USD15.23 +19.1% | 3 qtrs — |
| 41 | RUSSELL INVESTMENTS GROUP, LTD. | 1.5K +114.0 (+8.3%) | 26.9K +4.8K (+21.9%) | 0.02% +0.004 pp | 0.00% +0.000 pp | USD16.27 +11.5% | 2 qtrs — |
| 42 | AMERITAS INVESTMENT PARTNERS, INC. | 884.00 +— (+0.0%) | 16.0K +1.8K (+12.5%) | 0.01% +0.002 pp | 0.00% +0.000 pp | USD15.23 +19.1% | 3 qtrs — |
| 43 | LEGAL & GENERAL GROUP PLC | 779.00 +— (+0.0%) | 14.1K +1.6K (+12.5%) | 0.01% +0.001 pp | 0.00% +0.000 pp | USD15.23 +19.1% | 3 qtrs — |
| 44 | ROYAL BANK OF CANADA | 732.00 +518.0 (+242.1%) | 13.0K +10.0K (+333.3%) | 0.01% +0.007 pp | 0.00% +0.000 pp | USD17.29 +4.9% | 3 qtrs — |
| 45 | TOWER RESEARCH CAPITAL LLC (TRC) | 618.00 -53.0 (-7.9%) | 11.2K +394.0 (+3.6%) | 0.01% +0.001 pp | 0.00% +0.000 pp | USD16.12 +12.5% | 9 qtrs — |
| 46 | CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM | 499.00 -43.0 (-7.9%) | 9.1K +315.0 (+3.6%) | 0.01% +0.000 pp | 0.00% +0.000 pp | USD15.23 +19.1% | 3 qtrs — |
| 47 | CWM, LLC | 473.00 +233.0 (+97.1%) | 9.0K +5.0K (+125.0%) | 0.01% +0.003 pp | 0.00% +0.000 pp | USD17.11 +6.0% | 2 qtrs — |
| 48 | STERLING CAPITAL MANAGEMENT LLC | 468.00 -114.0 (-19.6%) | 8.5K -892.0 (-9.5%) | 0.01% 0.000 pp | 0.00% +0.000 pp | USD15.76 +15.1% | 3 qtrs — |
| 49 | CITIGROUP INC | 407.00 +310.0 (+319.6%) | 7.4K +5.8K (+372.4%) | 0.00% +0.004 pp | 0.00% +0.000 pp | USD17.49 +3.7% | 9 qtrs — |
| 50 | FMR LLC | 387.00 +341.0 (+741.3%) | 7.0K +6.3K (+845.7%) | 0.00% +0.004 pp | 0.00% +0.000 pp | USD17.90 +1.3% | 2 qtrs — |
| 51 | LARSON FINANCIAL GROUP LLC | 346.00 -419.0 (-54.8%) | 6.3K -6.1K (-49.1%) | 0.00% -0.004 pp | 0.00% 0.000 pp | USD16.12 +12.5% | 2 qtrs — |
| 52 | STATE OF WYOMING | 311.00 +6.0 (+2.0%) | 5.6K +725.0 (+14.7%) | 0.00% +0.001 pp | 0.00% +0.000 pp | USD14.52 +24.9% | 9 qtrs — |
| 53 | AMALGAMATED BANK | 255.00 -41.0 (-13.9%) | 5.0K +— (+0.0%) | 0.00% +0.000 pp | 0.00% +0.000 pp | USD15.23 +19.1% | 3 qtrs — |
| 54 | EVERSOURCE WEALTH ADVISORS, LLC | 66.00 +9.0 (+15.8%) | 1.2K +278.0 (+30.3%) | 0.00% +0.000 pp | 0.00% +0.000 pp | USD15.70 +15.5% | 3 qtrs — |
| 55 | PNC FINANCIAL SERVICES GROUP, INC. | 20.00 -2.0 (-9.1%) | 363.00 +8.0 (+2.3%) | 0.00% +0.000 pp | 0.00% +0.000 pp | USD16.05 +13.0% | 2 qtrs — |
| 56 | UBS ASSET MANAGEMENT AMERICAS INC | 11.00 +11.0 (+100.0%) | 200.00 +200.0 (+100.0%) | 0.00% +0.000 pp | 0.00% +0.000 pp | USD18.09 +0.3% | 1 qtrs NEW |
| 57 | FARTHER FINANCE ADVISORS, LLC | 7.00 +7.0 (+100.0%) | 127.00 +127.0 (+100.0%) | 0.00% +0.000 pp | 0.00% +0.000 pp | USD18.00 +0.8% | 1 qtrs NEW |
| 58 | MAI CAPITAL MANAGEMENT | 3.00 +3.0 (+100.0%) | 55.00 +55.0 (+100.0%) | 0.00% +0.000 pp | 0.00% +0.000 pp | USD18.00 +0.8% | 1 qtrs NEW |
| 59 | ROTHSCHILD INVESTMENT LLC | 2.00 +2.0 (+100.0%) | 36.00 +36.0 (+100.0%) | 0.00% +0.000 pp | 0.00% +0.000 pp | USD18.00 +0.8% | 1 qtrs NEW |
| 60 | IFP ADVISORS, INC | 2.00 -8.0 (-80.0%) | 36.00 -125.0 (-77.6%) | 0.00% 0.000 pp | 0.00% +0.000 pp | USD16.00 +13.4% | 2 qtrs — |
| 61 | SUNBELT SECURITIES, INC. | 1.00 +1.0 (+100.0%) | 18.00 +18.0 (+100.0%) | 0.00% +0.000 pp | 0.00% +0.000 pp | USD18.00 +0.8% | 1 qtrs NEW |
| 62 | BLACKBARN CAPITAL PARTNERS LP | — -291.4K (-100.0%) | — -4.7M (-100.0%) | 0.00% -2.956 pp | 0.00% -0.336 pp | USD— | 9 qtrs SOLD |
| 63 | TRUE WEALTH DESIGN, LLC | — -3.0 (-100.0%) | — -49.0 (-100.0%) | 0.00% +0.000 pp | 0.00% +0.000 pp | USD— | 2 qtrs SOLD |
| 64 | JANE STREET GROUP, LLC | — -13.8K (-100.0%) | — -222.4K (-100.0%) | 0.00% -0.140 pp | 0.00% +0.000 pp | USD— | 5 qtrs SOLD |
| 65 | FOURTHSTONE LLC | — -297.6K (-100.0%) | — -4.8M (-100.0%) | 0.00% -3.019 pp | 0.00% -0.860 pp | USD— | 10 qtrs SOLD |
| 66 | NISA INVESTMENT ADVISORS, LLC | — -1.6K (-100.0%) | — -26.6K (-100.0%) | 0.00% -0.017 pp | 0.00% 0.000 pp | USD— | 3 qtrs SOLD |
| 67 | SRS CAPITAL ADVISORS, INC. | — -132.0 (-100.0%) | — -2.1K (-100.0%) | 0.00% -0.001 pp | 0.00% +0.000 pp | USD— | 2 qtrs SOLD |
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | iShares Micro-Cap ETF IWC | 0.03% | 478.4K | 0.60% |
| 2 | Goldman Sachs ActiveBeta U.S. Small Cap Equity ETF GSSC | 0.02% | 234.3K | 0.20% |
| 3 | EA Bridgeway Omni Small-Cap Value ETF BSVO | 0.02% | 337.2K | 0.47% |
| 4 | iShares Russell 2000 Value ETF IWN | 0.01% | 1.49M | 0.24% |
| 5 | Vanguard Russell 2000 Value ETF VTWV | 0.01% | 104.0K | 0.06% |
| 6 | Invesco Russell 2000 Dynamic Multifactor ETF OMFS | 0.01% | 16.7K | 0.39% |
| 7 | Dimensional - US Small Cap Value ETF DFSV | 0.01% | 398.3K | 0.30% |
| 8 | WisdomTree U.S. SmallCap Fund EES | 0.00% | 35.1K | 0.38% |
| 9 | iShares Russell 2000 BuyWrite ETF IWMW | 0.00% | 2.6K | 0.39% |
| 10 | iShares Russell 2000 ETF IWM | 0.00% | 3.82M | 0.19% |
Insider Activity
| Date | Person | Role | Transaction | A/D | Security | Shares | Price | Value | Owned after | D/I | Filing |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026-05-28 | Galli Joseph S | Director | S-Sale | D | Common Stock | 3,404 | 19.94 | 67.9K | 24,674 | I | ↗ |
| 2026-05-27 | Galli Joseph S | Director | S-Sale | D | Common Stock | 1,921 | 19.90 | 38.2K | 28,184 | I | ↗ |
| 2026-05-26 | Galli Joseph S | Director | S-Sale | D | Common Stock | 1,067 | 19.90 | 21.2K | 30,105 | I | ↗ |
| 2026-05-11 | Galli Joseph S | Director | S-Sale | D | Common Stock | 169 | 20.00 | 3.4K | 31,172 | I | ↗ |
| 2026-05-08 | Galli Joseph S | Director | S-Sale | D | Common Stock | 4,601 | 20.00 | 92.0K | 36,740 | I | ↗ |
| 2026-05-07 | Galli Joseph S | Director | S-Sale | D | Common Stock | 104 | 20.07 | 2.1K | 36,353 | I | ↗ |
| 2026-04-28 | Galli Joseph S | Director | S-Sale | D | Common Stock | 4 | 20.24 | 80.94 | 41,341 | I | ↗ |
| 2026-02-26 | Galli Joseph S | Director | S-Sale | D | Common Stock | 72 | 19.60 | 1.4K | 22,361 | I | ↗ |
| 2025-12-17 | Searcy Rose M. | Officer | M-Exempt | D | Stock Options | 5,230 | 5.65 | 29.5K | 2,424 | D | ↗ |
| 2025-12-12 | Flair David M. | Director / Officer | M-Exempt | A | Common Stock | 21,433 | 5.65 | 121.1K | 191,738 | D | ↗ |
| 2025-12-12 | DEE MICHAEL J | Officer | M-Exempt | A | Common Stock | 18,371 | 5.65 | 103.8K | 51,585 | D | ↗ |
| 2025-07-23 | Galli Joseph S | Director | S-Sale | D | Common Stock | 15,250 | 16.17 | 246.6K | 0 | I | ↗ |
| 2025-07-22 | Galli Joseph S | Director | S-Sale | D | Common Stock | 300 | 16.10 | 4.8K | 3,158 | I | ↗ |
| 2025-07-07 | Crompton William B. III | Director | G-Gift | D | Common Stock | 500 | 0.00 | — | 10,510 | I | ↗ |
| 2025-06-02 | Galli Joseph S | Director | S-Sale | D | Common Stock | 500 | 15.75 | 7.9K | 8,303 | I | ↗ |
| 2025-05-29 | Amereihn Gary T. | Director | S-Sale | D | Common Stock | 1,684 | 15.65 | 26.4K | 19,485 | D | ↗ |
| 2025-05-22 | Galli Joseph S | Director | S-Sale | D | Common Stock | 300 | 15.81 | 4.7K | 8,953 | I | ↗ |
| 2025-05-21 | Galli Joseph S | Director | S-Sale | D | Common Stock | 12 | 15.82 | 189.84 | 11,820 | I | ↗ |
| 2025-05-20 | Galli Joseph S | Director | S-Sale | D | Common Stock | 2,024 | 15.80 | 32.0K | 12,691 | I | ↗ |
| 2025-05-19 | Galli Joseph S | Director | S-Sale | D | Common Stock | 100 | 15.82 | 1.6K | 400 | I | ↗ |
| 2025-05-13 | Galli Joseph S | Director | S-Sale | D | Common Stock | 132 | 15.84 | 2.1K | 1,427 | I | ↗ |
| 2025-05-12 | Galli Joseph S | Director | S-Sale | D | Common Stock | 557 | 15.90 | 8.9K | 4,012 | I | ↗ |
| 2025-05-08 | Galli Joseph S | Director | S-Sale | D | Common Stock | 1,000 | 15.94 | 15.9K | 0 | I | ↗ |
| 2025-05-05 | Galli Joseph S | Director | S-Sale | D | Common Stock | 500 | 15.93 | 8.0K | 1,000 | I | ↗ |
| 2025-05-02 | Galli Joseph S | Director | S-Sale | D | Common Stock | 40 | 15.97 | 638.80 | 0 | I | ↗ |
| 2024-09-17 | Searcy Rose M. | Officer | A-Award | A | Stock Options | 15,000 | 14.86 | 222.9K | 15,000 | — | ↗ |
| 2024-09-17 | Prindle Timothy L. | Director / Officer | A-Award | A | Stock Options | 244,974 | 14.86 | 3.64M | 244,974 | — | ↗ |
| 2024-09-17 | Olinde Gregory J. | Officer | A-Award | A | Stock Options | 15,000 | 14.86 | 222.9K | 15,000 | — | ↗ |
| 2024-09-17 | Flair David M. | Director / Officer | A-Award | A | Common Stock | 97,989 | 0.00 | — | 170,305 | — | ↗ |
| 2024-09-17 | DEE MICHAEL J | Officer | A-Award | A | Stock Options | 50,000 | 14.86 | 743.0K | 50,000 | — | ↗ |
| 2024-09-06 | Thomas Machteld V. | Director | A-Award | A | Common Stock | 14,698 | 0.00 | — | 19,602 | — | ↗ |
| 2024-09-06 | Posnick Joshua W. | Director | A-Award | A | Stock Options | 36,746 | 14.25 | 523.6K | 36,746 | — | ↗ |
| 2024-09-06 | MCHALE BRIAN K | Director | A-Award | A | Stock Options | 36,746 | 14.25 | 523.6K | 36,746 | — | ↗ |
| 2024-09-06 | Galli Joseph S | Director | A-Award | A | Common Stock | 14,698 | 0.00 | — | 81,309 | — | ↗ |
| 2024-09-06 | Crompton William B. III | Director | A-Award | A | Stock Options | 36,746 | 14.25 | 523.6K | 36,746 | — | ↗ |
| 2024-09-06 | Bramble Peter David | Director | A-Award | A | Stock Options | 36,746 | 14.25 | 523.6K | 36,746 | — | ↗ |
| 2024-09-06 | Baldwin William Streett | Director | A-Award | A | Stock Options | 36,746 | 14.25 | 523.6K | 36,746 | — | ↗ |
| 2024-09-06 | Amereihn Gary T. | Director | A-Award | A | Common Stock | 14,698 | 0.00 | — | 21,169 | — | ↗ |
| 2024-05-16 | Thomas Machteld V. | Director | A-Award | A | Common Stock | 1,430 | 0.00 | — | 4,904 | — | ↗ |
| 2024-05-16 | Posnick Joshua W. | Director | A-Award | A | Common Stock | 1,430 | 0.00 | — | 9,965 | — | ↗ |
| 2024-05-16 | MCHALE BRIAN K | Director | A-Award | A | Common Stock | 1,430 | 0.00 | — | 9,743 | — | ↗ |
| 2024-05-16 | Galli Joseph S | Director | A-Award | A | Common Stock | 1,430 | 0.00 | — | 66,611 | — | ↗ |
| 2024-05-16 | Crompton William B. III | Director | A-Award | A | Common Stock | 1,430 | 0.00 | — | 3,802 | — | ↗ |
| 2024-05-16 | Bramble Peter David | Director | A-Award | A | Common Stock | 1,430 | 0.00 | — | 2,934 | — | ↗ |
| 2024-05-16 | Baldwin William Streett | Director | A-Award | A | Common Stock | 1,430 | 0.00 | — | 57,950 | — | ↗ |
| 2024-05-16 | Amereihn Gary T. | Director | A-Award | A | Common Stock | 1,910 | 0.00 | — | 6,471 | — | ↗ |
| 2023-10-23 | Crompton William B. III | Director | G-Gift | D | Common Stock | 10,000 | 0.00 | — | 2,372 | — | ↗ |
| 2023-07-31 | Thomas Machteld V. | Director | — | I | Common Stock | 0 | 0.00 | — | 10,000 | — | ↗ |
| 2023-07-31 | Searcy Rose M. | Officer | — | I | Common Stock | 0 | 0.00 | — | 4,334 | — | ↗ |
| 2023-07-31 | Prindle Timothy L. | Director / Officer | — | I | Common Stock | 0 | 0.00 | — | 2,751 | — | ↗ |
| 2023-07-31 | Posnick Joshua W. | Director | — | D | Common Stock | 0 | 0.00 | — | 8,535 | — | ↗ |
| 2023-07-31 | Olinde Gregory J. | Officer | — | I | Common Stock | 0 | 0.00 | — | 5,500 | — | ↗ |
| 2023-07-31 | MCHALE BRIAN K | Director | P-Purchase | A | Common Stock | 3,980 | 10.00 | 39.8K | 3,980 | — | ↗ |
| 2023-07-31 | Galli Joseph S | Director | — | I | Common Stock | 0 | 0.00 | — | 900 | — | ↗ |
| 2023-07-31 | Flair David M. | Director / Officer | — | I | Common Stock | 0 | 0.00 | — | 14,000 | — | ↗ |
| 2023-07-31 | DEE MICHAEL J | Officer | — | I | Common Stock | 0 | 0.00 | — | 38,666 | — | ↗ |
| 2023-07-31 | Crompton William B. III | Director | — | I | Common Stock | 0 | 0.00 | — | 22,732 | — | ↗ |
| 2023-07-31 | Bramble Peter David | Director | — | D | Common Stock | 0 | 0.00 | — | 1,504 | — | ↗ |
| 2023-07-31 | Baldwin William Streett | Director | — | D | Common Stock | 0 | 0.00 | — | 56,520 | — | ↗ |
| 2023-07-31 | Amereihn Gary T. | Director | — | I | Common Stock | 0 | 0.00 | — | 5,000 | — | ↗ |
| 2018-12-31 | Searcy Rose M. | Officer | — | D | Stock Options | 7,654 | 5.65 | 43.2K | 0 | — | ↗ |
| 2018-12-31 | Flair David M. | Director / Officer | — | D | Stock Options | 21,432 | 5.65 | 121.1K | 0 | — | ↗ |
| 2018-12-31 | DEE MICHAEL J | Officer | — | D | Stock Options | 18,370 | 5.65 | 103.8K | 0 | — | ↗ |
Executive team
Executive compensation
| # | Year | Executive | Salary | Bonus | Stock award | Option award | Incentive | Other | Total | % Stock- based |
Filing |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | 2025 | Timothy L. Prindle, Co- President and Chief | 447.5K | — | — | — | 358.0K | 51.8K | 857.3K | 0.00% | ↗ |
| 2 | 2025 | David M. Flair, Co- President and Chief | 447.5K | — | — | — | 358.0K | 37.0K | 842.5K | 0.00% | ↗ |
| 3 | 2025 | Michael J. Dee, Executive Vice President | 255.2K | 4.9K | — | — | 102.1K | 51.8K | 413.9K | 0.00% | ↗ |
| 4 | 2025 | Gregory J. Olinde, Executive Vice | 221.8K | 4.3K | — | — | 92.3K | 49.3K | 367.7K | 0.00% | ↗ |
| 5 | 2024 | Timothy L. Prindle, Co- President and Chief Executive Officer | 434.5K | — | 1.46M | 1.09M | 347.6K | 51.9K | 3.38M | 75.29% | ↗ |
| 6 | 2024 | Timothy L. Prindle, Co- President and Chief | 434.5K | — | 1.46M | 1.09M | 347.6K | 51.9K | 3.38M | 75.29% | ↗ |
| 7 | 2024 | David M. Flair, Co- President and Chief Executive Officer | 434.5K | — | 1.46M | 1.09M | 347.6K | 37.2K | 3.36M | 75.62% | ↗ |
| 8 | 2024 | David M. Flair, Co- President and Chief | 434.5K | — | 1.46M | 1.09M | 347.6K | 37.2K | 3.36M | 75.62% | ↗ |
| 9 | 2024 | Michael J. Dee, Executive Vice President and Chief Financial Officer | 247.7K | 4.8K | 445.8K | 221.5K | 99.1K | 51.6K | 1.07M | 62.33% | ↗ |
| 10 | 2024 | Michael J. Dee, Executive Vice President | 247.7K | 4.8K | 445.8K | 221.5K | 99.1K | 51.6K | 1.07M | 62.33% | ↗ |
| 11 | 2024 | Gregory J. Olinde, Executive Vice President and Chief Lending Officer | 215.3K | 4.1K | — | 66.5K | 64.6K | 52.0K | 402.6K | 16.51% | ↗ |
| 12 | 2024 | Gregory J. Olinde, Executive Vice | 215.3K | 4.1K | — | 66.5K | 64.6K | 52.0K | 402.6K | 16.51% | ↗ |
| 13 | 2023 | Timothy L. Prindle, Co- President and Chief Executive Officer | 365.8K | 27.0K | 32.8K | — | 318.9K | 36.8K | 781.3K | 4.19% | ↗ |
| 14 | 2023 | David M. Flair, Co- President and Chief Executive Officer | 365.8K | 27.0K | 32.8K | — | 318.9K | 21.3K | 765.8K | 4.28% | ↗ |
| 15 | 2023 | Michael J. Dee, Executive Vice President and Chief Financial Officer | 235.9K | 24.5K | — | — | 94.4K | 5.8K | 360.7K | 0.00% | ↗ |
| 16 | 2023 | Gregory J. Olinde, Executive Vice President and Chief Lending Officer | 209.1K | 4.0K | — | — | 87.2K | 10.9K | 311.2K | 0.00% | ↗ |
| 17 | 2022 | Timothy L. Prindle, Co- President and Chief Executive Officer | 351.8K | 6.8K | 31.5K | — | 306.6K | 37.8K | 734.4K | 4.29% | ↗ |
| 18 | 2022 | David M. Flair, Co- President and Chief Executive Officer | 351.8K | 6.8K | 92.8K | — | 245.3K | 14.8K | 711.5K | 13.05% | ↗ |
| 19 | 2022 | Michael J. Dee, Executive Vice President and Chief Financial Officer | 220.5K | 4.2K | — | — | 88.2K | 5.3K | 318.4K | 0.00% | ↗ |
| 20 | 2022 | Gregory J. Olinde, Executive Vice President and Chief Lending Officer | 201.0K | 3.9K | — | — | 84.0K | 10.8K | 299.6K | 0.00% | ↗ |
| 21 | 2008 | Edmund T. Leonard Chairman and Chief Financial Officer | 149.0K | 8.5K | 18.5K | 15.2K | — | 14.7K | 206.0K | 16.40% | ↗ |
| 22 | 2008 | Carolyn M. Mroz President and Chief Executive Officer | 149.0K | — | 18.5K | 15.2K | — | 11.8K | 194.6K | 17.36% | ↗ |
| 23 | 2008 | Daniel J. Gallagher, Jr. Senior Vice President | 115.0K | 6.6K | 7.4K | 6.1K | — | 15.9K | 150.9K | 8.95% | ↗ |
| 24 | 2007 | Edmund T. Leonard Chairman and Chief Financial Officer | 135.0K | 16.0K | 18.5K | 15.2K | — | 20.6K | 205.4K | 16.45% | ↗ |
| 25 | 2007 | Carolyn M. Mroz President and Chief Executive Officer | 135.0K | 16.0K | 18.5K | 15.2K | — | 17.9K | 202.9K | 16.65% | ↗ |
| 26 | 2007 | Daniel J. Gallagher, Jr. Senior Vice President | 109.0K | 11.8K | 7.4K | 6.1K | — | 20.9K | 155.3K | 8.70% | ↗ |
Proxy statements
Recent SEC filings
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Timothy L. Prindle | President, CEO & Director | 857.3K | male |
| Michael J. Dee | Executive Vice President & Chief Financial Officer | 413.9K | male |
| Gregory J. Olinde | EVP, Chief Lending & Retail Banking Officer and Delmarva Market President | 367.7K | male |
| Rose Searcy | Executive Vice President of Human Resources | — | female |
| Samantha Perouty | Corporate Secretary | — | — |
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Community Opinion for BVFL
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

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