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Bogota Financial Corp. (BSBK)

USD9.03 +0.00 (+0.00%)
US NASDAQ Financial Services Banks - Regional
Address 819 Teaneck Road 7666
Teaneck, NJ, US
CEO Kevin Pace
IPO 2020-01-16
CIK 1787414 ISIN US0972351052

Explore sections of this company profile

Description

Bogota Financial Corp. operates as the bank holding company for Bogota Savings Bank that provides banking products and services in the United States. It offers deposit accounts, including demand accounts, savings accounts, money market accounts, and certificate of deposit accounts. The company also provides one-to four-family residential real estate loans, and commercial real estate and multi-family loans; consumer loans, such as lines of credit; commercial and industrial loans; and construction loans, as well as buys, sells, and holds investment securities. The company was founded in 1893 and is based in Teaneck, New Jersey. Bogota Financial Corp. is a subsidiary of Bogota Financial, MHC.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
USD9.03 +0.00 (+0.00%)
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Volume Profile
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Liquidity & share structure
Average Volume
13.9K
Beta
0.16
Float Shares
3.75M
Free Float %
29.0%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.94% -0.12% +0.35% +1.18% +1.54% +1.18% +22.32% +6.54% -15.18% -26.23% -26.23%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
9.03
DCF (Levered) 3.13 -65.3%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 0% Bullish
Rating 2024-11 Change
Strong Buy 0 0
Buy 0 0
Hold 1 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.37
Distress
Piotroski F-Score
8 / 9
Strong
Composite Rating
B
Overall Score
3 / 5
Medium
DCF Score
3 / 5
Medium
ROE Score
1 / 5
Low
ROA Score
2 / 5
Medium
D/E Score
1 / 5
Low
P/E Score
5 / 5
High
P/Book Score
5 / 5
High
Operational MOAT
  • Revenue growth
    +3.9% Q1'26: -8.5% (vs Q1'25)
  • EPS growth
    +200.0% Q1'26: +3.8% (vs Q1'25)
  • FCF margin
    Q1'26: +9.1% (vs Q1'25)
  • EBIT margin
    Q1'26: +8.5% (vs Q1'25)
  • ROIC
    Q1'26: 0.0% (vs Q1'25)
  • Share dilution
    -1.0% Q1'26: -0.3% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 34.53× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.15) × ERP
WACC = 51% × Ke + 49% × Kd (26.5%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Current price: 9.03
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Revenue
31.47M
est: 21.46M (+46.6%)
38.42M
est: 21.10M (+82.1%)
43.10M
est: 21.20M (+103.3%)
44.78M
est: 17.24M (+159.7%)
EBITDA
9.75M
est: -458.55M (+102.1%)
938.8K
est: -504.02M (+100.2%)
-2.05M
est: 2.80M (-173.3%)
2.07M
est: 2.28M (-9.0%)
EBIT
9.49M
est: 3.00M (+216.7%)
480.4K
est: 2.95M (-83.7%)
-2.54M
est: 2.72M (-193.4%)
2.07M
est: 2.21M (-6.3%)
Net Income
6.88M
est: 4.81M (+43.1%)
642.5K
est: 5.46M (-88.2%)
-2.17M
est: 4.42M (-149.1%)
2.09M
SGA
10.23M
est: 9.25M (+10.6%)
11.32M
est: 10.51M (+7.7%)
10.17M
est: 121.25M (-91.6%)
1.23B
est: 98.60M (+1,144.9%)
EPS
0.51
est: 0.51 (+0.0%)
0.05
est: 0.39 (-87.2%)
-0.17
est: 0.35 (-148.6%)
0.17
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-12 B 3/5 3/5 2/5 2/5 4/5 1/5 5/5
2026-05-11 B 3/5 3/5 1/5 2/5 4/5 1/5 5/5
2026-05-08 B 3/5 3/5 1/5 2/5 1/5 5/5 5/5
2026-05-07 B 3/5 3/5 1/5 2/5 1/5 5/5 5/5
2026-05-06 B 3/5 3/5 1/5 2/5 1/5 5/5 5/5
2026-05-05 B- 2/5 3/5 2/5 2/5 2/5 1/5 4/5
2026-05-04 B- 2/5 3/5 2/5 2/5 2/5 1/5 4/5
2026-05-01 B- 3/5 3/5 2/5 3/5 2/5 1/5 4/5
2026-04-30 B- 3/5 3/5 2/5 3/5 2/5 1/5 4/5
2026-04-29 B- 3/5 3/5 2/5 3/5 2/5 1/5 4/5
2026-04-28 B- 3/5 3/5 2/5 3/5 2/5 1/5 4/5
2026-04-27 B- 3/5 3/5 2/5 3/5 2/5 1/5 4/5
2026-04-24 B- 3/5 3/5 2/5 3/5 2/5 1/5 4/5
2026-04-23 B- 3/5 3/5 2/5 3/5 2/5 1/5 4/5
2026-04-22 B- 3/5 3/5 2/5 3/5 2/5 1/5 4/5
2026-04-21 B 3/5 3/5 2/5 4/5 2/5 1/5 4/5
2026-04-20 B 3/5 3/5 2/5 4/5 2/5 1/5 4/5
2026-04-17 B 3/5 3/5 2/5 4/5 2/5 1/5 4/5
2026-04-16 B 3/5 3/5 2/5 4/5 2/5 1/5 4/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-876.87M
OE per share TTM
-69.55
Owner's Yield
-829.12%
Maintenance CapEx ratio
1.59%
Maint CapEx / Avg PPE
27.3%

Ownership Overview

Ownership breakdown
At a glance
Institutional holders
2
Total invested
4.33M
Insider transactions (90d)
0
Beneficial owners (>5%)
6
Beneficial owners (>5%)
# Reporting person Amount owned % of class Sole voting Shared voting Sole dispositive Shared dispositive Type Citizenship Filing date SEC filing
1 Bogota Financial, MHC 7.24M 55.00% 7.24M 7.24M 10.00 HC New Jersey 2020-01-15
2 Jason A. Stock 776.5K 5.38% 776.5K 776.5K IN UNITED STATES OF AMERICA 2021-05-17
3 M3 FUNDS, LLC 776.5K 5.38% 776.5K 776.5K OO STATE OF DELAWARE, UNITED STATES OF AMERICA 2021-05-17
4 M3 PARTNERS, LP 776.5K 5.38% 776.5K 776.5K PN STATE OF DELAWARE, UNITED STATES OF AMERICA 2021-05-17
5 M3F, INC. 776.5K 5.38% 776.5K 776.5K IA, CO STATE OF UTAH, UNITED STATES OF AMERICA 2021-05-17
6 William C. Waller 776.5K 5.38% 776.5K 776.5K IN UNITED STATES OF AMERICA 2021-05-17

Institutional Activity (13F)

Institutional ownership trend From To
13F snapshot — 2026 Q1
Investors holding
2
-12 vs prev Q
New positions
0
Closed positions
12
Increased
0
Reduced
0
Put/Call ratio
0.00
Calls held
Puts held
Top institutional holders
# Investor Shares / Δ Mkt value / Δ Own% / Δ Weight% / Δ Avg px / Perf. Hold / Status
1 M3F, INC. 493.7K +— (+0.0%) 4.17M -320.0K (-7.1%) 3.92% +0.010 pp 1.15% -0.127 pp USD9.23 -8.5% 24 qtrs
2 VANGUARD GROUP INC 196.9K +8.3K (+4.4%) 1.67M -68.8K (-4.0%) 1.56% +0.067 pp 0.00% +0.000 pp USD9.54 -11.4% 23 qtrs
3 ALLIANCEBERNSTEIN L.P. 78.8K -9.8K (-11.1%) 666.1K -140.2K (-17.4%) 0.62% -0.077 pp 0.00% +0.000 pp USD7.01 +20.5% 24 qtrs
4 GEODE CAPITAL MANAGEMENT, LLC 49.3K -2.3K (-4.5%) 418.7K -57.9K (-12.1%) 0.39% -0.018 pp 0.00% +0.000 pp USD9.23 -8.5% 23 qtrs
5 BANK OF AMERICA CORP /DE/ 30.7K -3.0K (-8.9%) 259.8K -47.2K (-15.4%) 0.24% -0.024 pp 0.00% +0.000 pp USD10.62 -20.4% 24 qtrs
6 RENAISSANCE TECHNOLOGIES LLC 30.6K +1.7K (+5.9%) 258.2K -4.3K (-1.6%) 0.24% +0.014 pp 0.00% +0.000 pp USD9.93 -14.9% 20 qtrs
7 NORTHERN TRUST CORP 24.7K -2.6K (-9.5%) 208.8K -39.6K (-16.0%) 0.20% -0.020 pp 0.00% +0.000 pp USD7.96 +6.2% 9 qtrs
8 BEESE FULMER INVESTMENT MANAGEMENT, INC. 15.4K +— (+0.0%) 129.7K -9.9K (-7.1%) 0.12% +0.000 pp 0.01% -0.001 pp USD7.38 +14.5% 24 qtrs
9 CETERA INVESTMENT ADVISERS 15.0K +— (+0.0%) 126.8K -9.7K (-7.1%) 0.12% +0.000 pp 0.00% +0.000 pp USD7.00 +20.7% 8 qtrs
10 BLACKROCK, INC. 11.1K +438.0 (+4.1%) 94.0K -3.2K (-3.3%) 0.09% +0.004 pp 0.00% +0.000 pp USD8.31 +1.7% 6 qtrs
11 NORTHWESTERN MUTUAL WEALTH MANAGEMENT CO 3.0K +— (+0.0%) 25.1K -1.9K (-7.1%) 0.02% +0.000 pp 0.00% +0.000 pp USD8.16 +3.6% 11 qtrs
12 UBS GROUP AG 2.7K -43.0 (-1.6%) 22.5K -2.1K (-8.6%) 0.02% 0.000 pp 0.00% +0.000 pp USD7.40 +14.2% 14 qtrs
13 LARSON FINANCIAL GROUP LLC 431.00 -569.0 (-56.9%) 3.6K -5.5K (-60.0%) 0.00% -0.005 pp 0.00% 0.000 pp USD9.10 -7.1% 2 qtrs
14 TOWER RESEARCH CAPITAL LLC (TRC) 306.00 +306.0 (+100.0%) 2.6K +2.6K (+100.0%) 0.00% +0.002 pp 0.00% +0.000 pp USD8.45 +0.0% 14 qtrs
15 BARCLAYS PLC -1.0 (-100.0%) -9.0 (-100.0%) 0.00% +0.000 pp 0.00% +0.000 pp USD 2 qtrs SOLD
Ownership breakdown by holder

ETF Ownership

Top ETFs holding this stock Held by 12 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 iShares Micro-Cap ETF IWC 0.01% 132.8K 0.60%
2 Vanguard Extended Market ETF VXF 0.00% 328.5K 0.05%
3 Vanguard U.S. Total Market Shares Index ETF VTS.AX 0.00% 2.5K 0.03%
4 Vanguard U.S. Total Market Index ETF VUN.TO 0.00% 6.8K 0.17%
5 Vanguard U.S. Total Market Index ETF (CAD-hedged) VUS.TO 0.00% 499.30 0.17%
6 Vanguard Total Stock Market ETF VTI 0.00% 1.16M 0.03%
7 Vanguard All-Equity ETF Portfolio VEQT.TO 0.00% 2.5K 0.22%
8 Vanguard Growth ETF Portfolio VGRO.TO 0.00% 1.4K 0.22%
9 Vanguard Balanced ETF Portfolio VBAL.TO 0.00% 556.71 0.22%
10 Vanguard Conservative ETF Portfolio VCNS.TO 0.00% 61.39 0.22%

Insider Activity

Insider Activity — Latest Quarter
Ratio by transactions
0.00
Bearish
Buys
2
Sells
0
Shares acquired
1.6K
Shares disposed
Cash buys
2.00
Cash sales
Net activity
+1,600
Insider buys vs sells (history) From To
Recent insider transactions From To
Date Person Role Transaction A/D Security Shares Price Value Owned after D/I Filing
2025-12-12 Masterson John J. Director P-Purchase A Common Stock 2,200 8.21 18.1K 184,695 D
2025-12-08 Masterson John J. Director P-Purchase A Common Stock 600 8.22 4.9K 182,495 D
2025-12-05 Masterson John J. Director P-Purchase A Common Stock 1,000 8.40 8.4K 181,895 D
2025-06-18 Masterson John J. Director P-Purchase A Common Stock 1,200 7.55 9.1K 180,895 D
2025-05-23 Masterson John J. Director P-Purchase A Common Stock 1,400 7.05 9.9K 179,695 D
2025-03-26 Donnelly Peter T Director Common Stock 0 0.00 0 D
2024-08-05 Masterson John J. Director P-Purchase A Common Stock 1,800 7.10 12.8K 178,295
2024-08-02 Masterson John J. Director P-Purchase A Common Stock 2,511 7.26 18.2K 176,495
2024-06-07 Pace Kevin Director / Officer P-Purchase A Common Stock 50 6.65 332.50 43,965
2024-06-05 Pace Kevin Director / Officer P-Purchase A Common Stock 12 6.72 80.64 43,915
2024-05-28 Masterson John J. Director P-Purchase A Common Stock 208 6.78 1.4K 173,984
2024-05-02 Masterson John J. Director P-Purchase A Common Stock 1,192 6.70 8.0K 173,776
2024-04-09 Walsh Robert C. Officer P-Purchase A Common Stock 250 6.84 1.7K 4,750
2024-03-15 Pace Kevin Director / Officer P-Purchase A Common Stock 125 7.30 912.50 43,903
2024-03-15 Masterson John J. Director P-Purchase A Common Stock 1,400 7.30 10.2K 172,584
2024-03-14 Masterson John J. Director P-Purchase A Common Stock 1,929 7.30 14.1K 171,184
2024-03-08 Pace Kevin Director / Officer P-Purchase A Common Stock 25 7.40 185.00 43,728
2024-03-07 Pace Kevin Director / Officer P-Purchase A Common Stock 100 7.41 741.00 43,703
2024-03-07 Masterson John J. Director P-Purchase A Common Stock 2,000 7.40 14.8K 169,255
2024-03-06 Masterson John J. Director P-Purchase A Common Stock 2,300 7.51 17.3K 167,255
2024-03-05 Pace Kevin Director / Officer P-Purchase A Common Stock 100 7.60 760.00 43,603
2024-03-05 Masterson John J. Director P-Purchase A Common Stock 331 7.65 2.5K 164,955
2024-03-04 Pace Kevin Director / Officer P-Purchase A Common Stock 99 7.65 757.35 43,503
2024-03-04 Masterson John J. Director P-Purchase A Common Stock 1,300 7.70 10.0K 164,624
2024-03-01 Masterson John J. Director P-Purchase A Common Stock 1,000 7.80 7.8K 163,324
2024-02-29 Masterson John J. Director P-Purchase A Common Stock 2,900 7.79 22.6K 162,324
2024-02-28 Masterson John J. Director P-Purchase A Common Stock 2,075 7.80 16.2K 159,424
2024-02-27 Masterson John J. Director P-Purchase A Common Stock 3,078 7.80 24.0K 157,349
2024-02-08 Masterson John J. Director P-Purchase A Common Stock 1,500 8.10 12.2K 154,271
2023-12-12 Masterson John J. Director P-Purchase A Common Stock 4,000 6.78 27.1K 152,771
2023-12-08 Masterson John J. Director P-Purchase A Common Stock 2,320 6.90 16.0K 148,771
2023-12-06 Masterson John J. Director P-Purchase A Common Stock 2,200 6.90 15.2K 146,451
2023-12-05 Masterson John J. Director P-Purchase A Common Stock 1,787 6.89 12.3K 144,251
2023-12-04 Masterson John J. Director P-Purchase A Common Stock 2,400 6.90 16.6K 142,464
2023-09-20 Walsh Robert C. Officer P-Purchase A Common Stock 500 7.40 3.7K 4,500
2023-09-15 Coccaro Joseph Director / Officer P-Purchase A Common Stock 1,000 7.25 7.2K 82,971
2023-09-13 Masterson John J. Director P-Purchase A Common Stock 2,744 7.30 20.0K 140,064
2023-09-07 Masterson John J. Director P-Purchase A Common Stock 3,000 7.32 22.0K 137,320
2023-09-05 Masterson John J. Director P-Purchase A Common Stock 4,000 7.45 29.8K 134,320
2023-09-05 Hanson William Charles Director P-Purchase A Common Stock 1,000 7.50 7.5K 1,000
2023-08-29 Masterson John J. Director P-Purchase A Common Stock 4,200 7.65 32.1K 130,320
2023-08-28 Masterson John J. Director P-Purchase A Common Stock 1,204 7.70 9.3K 126,120
2023-08-23 Masterson John J. Director P-Purchase A Common Stock 2,100 7.90 16.6K 124,916
2023-08-22 Masterson John J. Director P-Purchase A Common Stock 1,000 8.10 8.1K 122,816
2023-08-21 Masterson John J. Director P-Purchase A Common Stock 694 8.13 5.6K 121,816
2023-08-18 Masterson John J. Director P-Purchase A Common Stock 1,168 8.13 9.5K 121,122
2023-08-15 Masterson John J. Director P-Purchase A Common Stock 1,000 8.15 8.2K 120,954
2023-08-14 Masterson John J. Director P-Purchase A Common Stock 634 8.29 5.3K 119,954
2023-06-02 Hanson William Charles Director P-Purchase A Common Stock 10 7.85 78.50 7,584
2023-06-01 Masterson John J. Director P-Purchase A Common Stock 1,300 7.90 10.3K 119,320
2023-05-31 Masterson John J. Director P-Purchase A Common Stock 511 7.90 4.0K 118,020
2023-05-30 Masterson John J. Director P-Purchase A Common Stock 2,392 8.00 19.1K 117,509
2023-05-26 Masterson John J. Director P-Purchase A Common Stock 2,000 8.00 16.0K 115,117
2023-05-25 Masterson John J. Director P-Purchase A Common Stock 883 8.00 7.1K 113,117
2023-05-15 Masterson John J. Director P-Purchase A Common Stock 95 7.99 759.05 112,234
2023-05-15 Hanson William Charles Director P-Purchase A Common Stock 1,000 8.00 8.0K 4,584
2023-05-12 Masterson John J. Director P-Purchase A Common Stock 447 8.05 3.6K 112,139
2023-05-12 Hanson William Charles Director P-Purchase A Common Stock 500 8.13 4.1K 3,584
2023-05-11 Masterson John J. Director P-Purchase A Common Stock 510 8.05 4.1K 111,692
2023-05-09 Masterson John J. Director P-Purchase A Common Stock 2,115 8.10 17.1K 111,182
2023-05-08 Pace Kevin Officer P-Purchase A Common Stock 20 8.05 161.00 43,353
2023-05-08 Masterson John J. Director P-Purchase A Common Stock 1,030 8.10 8.3K 109,067
2023-05-05 Pace Kevin Officer P-Purchase A Common Stock 30 8.20 246.00 43,333
2023-05-04 Goldberg Steven M. Director P-Purchase A Common Stock 1,000 8.41 8.4K 28,894
2023-05-03 Masterson John J. Director P-Purchase A Common Stock 2,000 8.22 16.4K 108,037
2023-05-02 Masterson John J. Director P-Purchase A Common Stock 1,000 8.70 8.7K 106,037
2023-04-18 Masterson John J. Director P-Purchase A Common Stock 200 8.90 1.8K 105,037
2023-03-14 Reiner John G. Director P-Purchase A Common Stock 1,000 11.05 11.1K 2,300
2022-12-01 Hanson William Charles Director P-Purchase A Common Stock 584 11.35 6.6K 2,584
2022-11-23 Hanson William Charles Director P-Purchase A Common Stock 1,000 11.35 11.4K 2,000
2022-11-22 Hanson William Charles Director P-Purchase A Common Stock 1,000 11.35 11.4K 1,000
2022-05-09 Hanson William Charles Director D Common Stock 0 0.00 0
2022-02-10 Masterson John J. Director P-Purchase A Common Stock 3,315 10.15 33.6K 104,837
2021-11-30 Masterson John J. Director P-Purchase A Common Stock 2,360 10.07 23.8K 101,522
2021-11-18 Masterson John J. Director P-Purchase A Common Stock 163 10.12 1.6K 99,162
2021-11-12 Masterson John J. Director P-Purchase A Common Stock 296 10.16 3.0K 98,999
2021-11-08 Masterson John J. Director P-Purchase A Common Stock 2,282 10.16 23.2K 98,703
2021-11-05 Masterson John J. Director P-Purchase A Common Stock 1,075 10.17 10.9K 96,421
2021-09-02 Walsh Robert C. Officer A-Award A Stock Options 7,500 10.45 78.4K 7,500
2021-09-02 Sturt Patricia Officer A-Award A Common Stock 5,000 0.00 5,250
2021-09-02 Reiner John G. Director A-Award A Stock Options 10,000 10.45 104.5K 10,000
2021-09-02 Pless Kathleen Officer A-Award A Stock Options 2,500 10.45 26.1K 2,500
2021-09-02 Pace Kevin Officer A-Award A Stock Options 80,500 10.45 841.2K 80,500
2021-09-02 McCourt Brian Officer A-Award A Common Stock 32,236 0.00 32,236
2021-09-02 Masterson John J. Director A-Award A Common Stock 12,894 0.00 95,346
2021-09-02 Kohles Brian Officer A-Award A Common Stock 12,000 0.00 12,000
2021-09-02 Goldberg Steven M. Director A-Award A Common Stock 12,894 0.00 27,894
2021-09-02 Gensheimer Gary Director A-Award A Common Stock 12,894 0.00 27,894
2021-09-02 Coccaro Joseph Director / Officer A-Award A Common Stock 64,471 0.00 81,971
2021-03-12 Walsh Robert C. Officer P-Purchase A Common Stock 118 10.65 1.3K 4,000
2021-03-01 Walsh Robert C. Officer P-Purchase A Common Stock 382 10.61 4.1K 3,882
2021-02-28 Walsh Robert C. Officer D Common Stock 0 0.00 3,000
2021-02-28 Reiner John G. Director D Common Stock 0 0.00 0
2020-09-23 Masterson John J. Director P-Purchase A Common Stock 5,000 7.27 36.4K 82,452
2020-09-11 Pace Kevin Officer P-Purchase A Common Stock 100 7.20 720.00 10,947
2020-09-10 Masterson John J. Director P-Purchase A Common Stock 3,000 7.22 21.7K 77,452
2020-09-10 Coccaro Joseph Director / Officer P-Purchase A Common Stock 226 7.25 1.6K 16,726
2020-09-09 Masterson John J. Director P-Purchase A Common Stock 1,000 7.18 7.2K 72,452
2020-05-13 Masterson John J. Director P-Purchase A Common Stock 5,000 8.05 40.3K 71,452
2020-05-12 Masterson John J. Director P-Purchase A Common Stock 3,000 8.12 24.4K 66,452
2020-03-13 Kohles Brian Officer P-Purchase A Common Stock 6,913 7.23 50.0K 12,732
2020-03-13 Coccaro Joseph Director / Officer P-Purchase A Common Stock 1,500 8.00 12.0K 16,500
2020-03-12 Pace Kevin Officer P-Purchase A Common Stock 4,067 8.01 32.6K 4,119
2020-03-11 Pace Kevin Officer P-Purchase A Common Stock 130 8.75 1.1K 10,847
2020-03-10 Kohles Brian Officer P-Purchase A Common Stock 5,271 9.25 48.8K 5,819
2020-03-09 Pace Kevin Officer P-Purchase A Common Stock 50 9.12 456.00 10,617
2020-03-03 Masterson John J. Director P-Purchase A Common Stock 7,000 10.15 71.1K 63,452
2020-03-02 Pace Kevin Officer P-Purchase A Common Stock 1,400 10.25 14.4K 9,717
2020-02-28 Masterson John J. Director P-Purchase A Common Stock 5,600 10.21 57.2K 56,452
2020-02-27 Masterson John J. Director P-Purchase A Common Stock 5,000 10.51 52.6K 50,852
2020-02-24 Masterson John J. Director P-Purchase A Common Stock 12,000 10.85 130.2K 45,852
2020-02-21 Masterson John J. Director P-Purchase A Common Stock 11,852 11.00 130.4K 33,852
2020-02-20 Masterson John J. Director P-Purchase A Common Stock 7,000 10.99 76.9K 22,000
2020-02-07 McCourt Brian Officer P-Purchase A Common Stock 8,675 11.53 100.0K 9,697
2020-01-15 Sturt Patricia Officer D Common Stock 0 0.00 250
2020-01-15 Pless Kathleen Officer D Common Stock 0 0.00 0
2020-01-15 Pace Kevin Officer I Common Stock 0 0.00 52
2020-01-15 McCourt Brian Officer I Common Stock 0 0.00 1,022
2020-01-15 Masterson John J. Director D Common Stock 0 0.00 15,000
2020-01-15 Kohles Brian Officer I Common Stock 0 0.00 548
2020-01-15 Goldberg Steven M. Director I Common Stock 0 0.00 10,000
2020-01-15 Gensheimer Gary Director D Common Stock 0 0.00 15,000
2020-01-15 Dexter Bruce H. Director I Common Stock 0 0.00 10,000
2020-01-15 Coccaro Joseph Director / Officer D Common Stock 0 0.00 15,000
2020-01-15 Bogota Financial, MHC 10% Owner D Common Stock 0 0.00 7,236,640

Executive team

Top executives
EBIT / Employee
37.0K
Shares Outstanding
12.92M

Executive compensation

Executive compensation (annual)
# Year Executive Salary Bonus Stock award Option award Incentive Other Total % Stock-
based
Filing
1 2025 Kevin Pace President and Chief Executive Officer 400.0K 300.0K 59.0K 759.0K 0.00%
2 2025 Brian McCourt Executive Vice President and Chief Financial Officer 292.5K 100.0K 46.6K 439.1K 0.00%
3 2025 Robert Walsh Executive Vice President and Chief Lending Officer 220.0K 50.0K 36.7K 306.7K 0.00%
4 2024 Kevin Pace President and Chief Executive Officer 380.0K 250.0K 47.8K 677.8K 0.00%
5 2024 Brian McCourt Executive Vice President and Chief Financial Officer 278.5K 50.0K 44.9K 373.4K 0.00%
6 2024 Robert Walsh Executive Vice President and Chief Lending Officer 220.0K 40.0K 33.9K 293.9K 0.00%
7 2023 Joseph Coccaro Former President and Chief Executive Officer 522.7K 400.0K 1.13M 2.06M 0.00%
8 2023 Kevin Pace President and Chief Executive Officer 286.0K 115.0K 39.8K 440.8K 0.00%
9 2023 Brian McCourt Executive Vice President and Chief Financial Officer 267.8K 65.0K 39.8K 372.6K 0.00%
10 2023 Robert Walsh Executive Vice President and Chief Lending Officer 220.0K 35.0K 31.7K 286.7K 0.00%
11 2022 Joseph Coccaro President and Chief Executive Officer 491.5K 395.0K 43.4K 929.9K 0.00%
12 2022 Joseph Coccaro Former President and Chief Executive Officer 491.5K 395.0K 43.4K 929.9K 0.00%
13 2022 Kevin Pace President and Chief Executive Officer 250.6K 112.0K 43.4K 406.0K 0.00%
14 2022 Kevin Pace Executive Vice President, Chief Risk Officer 250.6K 112.0K 43.4K 406.0K 0.00%
15 2022 Brian McCourt Executive Vice President and Chief Financial Officer 244.5K 85.0K 43.4K 372.9K 0.00%
16 2022 Robert Walsh Executive Vice President and Chief Lending Officer 220.0K 40.0K 38.2K 298.2K 0.00%
17 2021 Joseph Coccaro President and Chief Executive Officer 473.8K 656.3K 704.4K 364.7K 39.0K 2.24M 60.79%
18 2021 Kevin Pace Executive Vice President, Chief Risk Officer 210.7K 328.2K 351.8K 94.7K 39.0K 1.07M 63.58%
19 2021 Brian McCourt Executive Vice President and Chief Financial Officer 228.1K 328.2K 351.8K 81.5K 39.0K 1.05M 65.03%
20 2020 Joseph Coccaro President and Chief Executive Officer 432.7K 306.7K 43.1K 782.5K 0.00%
21 2020 Brian McCourt Executive Vice President and Chief Financial Officer 228.1K 63.9K 43.1K 335.1K 0.00%
22 2020 Kevin Pace Executive Vice President, Chief Risk Officer 210.7K 69.0K 42.7K 322.4K 0.00%
23 2019 Joseph Coccaro President and Chief Executive Officer 400.8K 243.7K 25.2K 669.7K 0.00%
24 2019 Brian McCourt Executive Vice President and Chief Financial Officer 225.5K 50.5K 23.8K 299.9K 0.00%
25 2019 Kevin Pace Executive Vice President, Compliance, BSA 165.9K 57.1K 19.7K 242.8K 0.00%
26 2019 Kevin Pace Executive Vice President, Chief Risk Officer 165.9K 57.1K 19.7K 242.8K 0.00%
27 2018 Joseph Coccaro President and Chief Executive Officer 365.6K 236.5K 110.7K 712.7K 0.00%
28 2018 Brian McCourt Executive Vice President and Chief Financial Officer 207.0K 48.0K 21.2K 276.2K 0.00%
29 2018 Kevin Pace Executive Vice President, Compliance, BSA 140.0K 35.0K 14.9K 189.9K 0.00%
CEO compensation breakdown

Proxy statements

Proxy statements (DEF 14A)
Filing date Form type Filing
2026-04-09 DEF 14A
2025-04-15 DEF 14A
2024-04-11 DEF 14A
2023-04-04 DEF 14A

Recent SEC filings

Recent SEC filings
Filing date Form type Filing
2026-05-06 8-K
2026-04-09 DEF 14A
2026-03-31 8-K
2026-03-27 10-K
2026-02-13 8-K
2025-12-16 4
2025-12-09 4
2025-11-12 10-Q
2025-11-03 8-K
2025-09-23 3

Executive team

NameTitleCompensationGender
Kevin Pace President, Chief Executive Officer & Director 759.0K male
Brian McCourt Executive Vice President & Chief Financial Officer 439.1K male
Robert Walsh Executive Vice President & Chief Lending Officer 293.9K male
James Brown Senior Vice President of Loan Sales male
Susanne C. Hartmann-Silva Corporate Secretary male
ESG Rating
B
BANKS - REGIONAL
2026
E (Environmental)
75.6 / 64.3
Company / Sector avg.
S (Social)
83.7 / 76.5
Company / Sector avg.
G (Governance)
79.5 / 75.5
Company / Sector avg.
ESG Total
79.6 / 72.1
Company / Sector avg.
ESG Score History BANKS - REGIONAL
Benchmark vs Sector
Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend history

Earnings history

Earnings reports

Stock splits