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Banco Santander-Chile (BSANTANDER.SN)
Santiago de Chile, CL
Banco Santander-Chile, along with its associated entities, stands as a prominent financial services provider in Chile, offering a comprehensive suite of commercial and retail banking solutions. The institution structures its operations across several key divisions: Retail Banking, Middle-Market, Corporate Investment Banking, and Corporate Activities. For individual clients, the bank provides essential financial instruments such as debit and credit cards, a variety of checking and savings account options, and diverse lending products, including personal, auto, and mortgage loans, as well as those backed by government guarantees. Its offerings for businesses, institutions, and corporations are equally extensive. These include loans denominated in both Chilean pesos and foreign currencies to facilitate commercial transactions, international trade, foreign currency forward contracts, and credit facilities. The company further provides investment avenues like mutual funds, insurance products, and securities brokerage. Additional corporate services encompass foreign exchange, financial leasing, factoring, specialized financial consulting and advisory, investment management, foreign trade support, treasury services, transactional banking, and dedicated financing for real estate projects. Moreover, it assists with short-term funding, capital raising, brokerage services, derivatives, securitization, and other bespoke financial instruments. The bank serves a diverse clientele that ranges from individual customers and small to medium-sized enterprises (SMEs) to large corporations, universities, and various government entities at both local and regional levels. As of December 31, 2021, Banco Santander-Chile maintained a substantial physical presence, operating 326 branches throughout Chile. This network comprised 220 branches under the main Santander brand, 14 distinct Select branches, 7 specialized locations catering to the middle market, and 22 auxiliary or payment centers. Complementing this branch infrastructure were 1,338 ATMs, many of which were equipped to handle deposits. Banco Santander-Chile was established in 1977 and its headquarters are located in Santiago, Chile.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -1.11% | -5.27% | -14.99% | -12.80% | -6.14% | -5.89% | +15.44% | +72.12% | +68.43% | +109.84% | +526.76% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 2 | 0 |
| Buy | 1 | 0 |
| Hold | 5 | +1 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth+1.2% Q1'26: +5.2% (vs Q1'25)
-
EPS growth+19.7% Q1'26: -4.8% (vs Q1'25)
-
FCF margin— Q1'26: -18.8% (vs Q1'25)
-
EBIT margin— Q1'26: +30.4% (vs Q1'25)
-
ROIC— Q1'26: +10.6% (vs Q1'25)
-
Share dilution+0.0% Q1'26: +3.5% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 9.36× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2015 actual |
Dec 2016 actual |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 3 Rev. Ana. 2 EPS Ana. |
Dec 2027 8 Rev. Ana. 7 EPS Ana. |
Dec 2028 7 Rev. Ana. 4 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
2.47T
est: 1.70T (+45.4%)
|
2.53T
est: 1.76T (+43.9%)
|
2.47T
est: 1.82T (+35.5%)
|
2.64T
est: 1.89T (+39.6%)
|
2.81T
est: 1.86T (+50.8%)
|
1.54T
est: 2.00T (-23.0%)
|
3.37T
est: 2.22T (+52.1%)
|
4.72T
est: 2.27T (+107.9%)
|
5.22T
est: 1.68T (+210.8%)
|
4.90T
est: 2.62T (+87.1%)
|
4.96T
est: 2.87T (+73.1%)
|
3.08T
2.87T – 3.20T
+7.4% YoY
|
3.31T
2.90T – 3.47T
+7.3% YoY
|
3.54T
3.50T – 3.57T
+7.0% YoY
|
| EBITDA |
581.74B
est: 501.36B (+16.0%)
|
652.82B
est: 519.35B (+25.7%)
|
795.28B
est: 538.96B (+47.6%)
|
842.35B
est: 559.27B (+50.6%)
|
900.78B
est: 550.89B (+63.5%)
|
761.72B
est: 590.08B (+29.1%)
|
1.20T
est: 655.31B (+82.5%)
|
1.03T
est: 670.74B (+53.7%)
|
835.15B
est: 419.63B (+99.0%)
|
1.22T
est: 654.33B (+86.6%)
|
1.32T
est: 715.93B (+84.9%)
|
768.99B
717.68B – 799.60B
+7.4% YoY
|
825.39B
725.22B – 866.66B
+7.3% YoY
|
882.99B
873.75B – 892.22B
+7.0% YoY
|
| EBIT |
528.12B
est: 436.45B (+21.0%)
|
587.46B
est: 452.12B (+29.9%)
|
717.46B
est: 469.18B (+52.9%)
|
763.07B
est: 486.86B (+56.7%)
|
794.69B
est: 479.57B (+65.7%)
|
652.30B
est: 513.68B (+27.0%)
|
1.07T
est: 570.47B (+88.3%)
|
901.11B
est: 583.91B (+54.3%)
|
691.39B
est: 373.36B (+85.2%)
|
1.08T
est: 582.17B (+85.4%)
|
1.24T
est: 636.99B (+94.1%)
|
684.19B
638.55B – 711.43B
+7.4% YoY
|
734.38B
645.25B – 771.09B
+7.3% YoY
|
785.62B
777.40B – 793.84B
+7.0% YoY
|
| Net Income |
448.47B
est: 504.88B (-11.2%)
|
476.07B
est: 505.11B (-5.8%)
|
562.80B
est: 553.16B (+1.7%)
|
595.33B
est: 623.23B (-4.5%)
|
619.09B
est: 586.97B (+5.5%)
|
547.61B
est: 458.89B (+19.3%)
|
842.47B
est: 725.41B (+16.1%)
|
792.28B
est: 852.46B (-7.1%)
|
579.43B
est: 571.51B (+1.4%)
|
852.96B
est: 823.51B (+3.6%)
|
1.02T
est: 1.02T (+0.5%)
|
1.04T
1.00T – 1.24T
+2.5% YoY
|
1.19T
965.20B – 1.37T
+14.7% YoY
|
1.28T
1.09T – 1.52T
+6.9% YoY
|
| SGA |
606.98B
est: 371.34B (+63.5%)
|
627.47B
est: 384.67B (+63.1%)
|
601.82B
est: 399.19B (+50.8%)
|
598.87B
est: 414.23B (+44.6%)
|
643.32B
est: 408.02B (+57.7%)
|
666.01B
est: 437.05B (+52.4%)
|
701.65B
est: 485.36B (+44.6%)
|
747.84B
est: 496.80B (+50.5%)
|
719.19B
est: 252.85B (+184.4%)
|
769.49B
est: 394.27B (+95.2%)
|
453.10B
est: 431.39B (+5.0%)
|
463.36B
432.44B – 481.80B
+7.4% YoY
|
497.34B
436.99B – 522.21B
+7.3% YoY
|
532.05B
526.48B – 537.61B
+7.0% YoY
|
| EPS |
2.38
est: 2.68 (-11.2%)
|
2.51
est: 2.68 (-6.4%)
|
3.00
est: 2.94 (+2.2%)
|
3.14
est: 3.31 (-5.1%)
|
3.29
est: 3.11 (+5.6%)
|
2.91
est: 2.44 (+19.5%)
|
4.47
est: 3.85 (+16.1%)
|
4.20
est: 4.53 (-7.3%)
|
2.63
est: 3.03 (-13.3%)
|
4.53
est: 4.52 (+0.3%)
|
5.42
est: 5.54 (-2.1%)
|
6.11
5.32 – 6.58
+10.3% YoY
|
6.64
5.12 – 7.26
+8.7% YoY
|
7.21
5.78 – 8.09
+8.5% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-08 | B | 3/5 | 4/5 | 5/5 | 4/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-07 | B | 3/5 | 4/5 | 5/5 | 4/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-06 | B | 3/5 | 4/5 | 5/5 | 4/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-05 | B | 3/5 | 4/5 | 5/5 | 4/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-04 | B | 3/5 | 4/5 | 5/5 | 4/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-30 | B | 3/5 | 4/5 | 5/5 | 4/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-29 | B+ | 3/5 | 4/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-28 | B+ | 3/5 | 4/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-27 | B+ | 3/5 | 4/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-24 | B+ | 3/5 | 4/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-23 | B+ | 3/5 | 4/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-22 | B+ | 3/5 | 4/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-21 | A- | 4/5 | 4/5 | 5/5 | 5/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-20 | A- | 4/5 | 4/5 | 5/5 | 5/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-17 | A- | 4/5 | 4/5 | 5/5 | 5/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-16 | A- | 4/5 | 4/5 | 5/5 | 5/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-15 | A- | 4/5 | 4/5 | 5/5 | 5/5 | 1/5 | 3/5 | 2/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | iShares MSCI Chile ETF ECH | 4.91% | 51.70M | 0.59% |
| 2 | iShares MSCI EM Latin America UCITS ETF DLTM.L | 0.69% | 13.70M | 0.20% |
| 3 | Franklin FTSE Latin America ETF FLLA | 0.64% | 696.2K | 0.19% |
| 4 | HSBC MSCI Emerging Markets Climate Paris Aligned UCITS ETF HPEM.L | 0.21% | 82.7K | 0.18% |
| 5 | Franklin Emerging Market Core Dividend Tilt Index ETF DIEM | 0.13% | 90.0K | 0.19% |
| 6 | Goldman Sachs ActiveBeta Emerging Markets Equity ETF GEM | 0.12% | 2.04M | 0.59% |
| 7 | iShares ESG Advanced MSCI EM ETF EMXF | 0.10% | 165.5K | 0.16% |
| 8 | Xtrackers MSCI Emerging Markets ESG UCITS ETF 1C XZEM.L | 0.10% | 1.52M | 0.25% |
| 9 | BMO MSCI Emerging Markets Index ETF ZEM.TO | 0.08% | 1.87M | 0.27% |
| 10 | KraneShares MSCI Emerging Markets ex China Index ETF KEMX | 0.08% | 99.5K | 0.59% |
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Andrés Trautmann Buc | Chief Executive Officer & Country Head | — | male |
| Claudio Melandri Hinojosa | Executive Chairman | — | male |
| Claudio Soto | Chief Economist | — | male |
| Cristian Florence Kauer | General Counsel | — | male |
| Cristian Vicuna | Chief Strategy Officer & Head of IR | — | male |
| Eduardo Herrera | Executive Vice President of Technology & Operations | — | male |
| Fernando Larrain Aninat | Executive Vice-President of Communications, Marketing & Research | — | male |
| Jonathan Covarrubias Hernandez | Chief Accounting Officer | — | male |
| Patricia Perez | Chief Financial Officer | — | female |
| Paula Melendez Cubillos | Executive Vice-President of Human Resources | — | female |
| Pedro Gallardo | Head of Shareholder Relations | — | — |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for BSANTANDER.SN
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
