Bank of the Philippine Islands (BPHLF)
Makati City, PH
Bank of the Philippine Islands (BPI), along with its affiliated companies, delivers a comprehensive array of financial solutions and services to both individual consumers and corporate entities throughout the Philippines. Its operations are structured into three main divisions: Consumer Banking, Corporate Banking, and Investment Banking. The Consumer Banking division caters to individual and retail clients, providing deposit services, various consumer loan products (including home mortgages, auto financing, and credit card facilities), and remittance services. For corporate and institutional clients, encompassing large corporations and mid-market businesses, the Corporate Banking division offers deposit management, credit facilities, trade finance, and cash management solutions. The Investment Banking division focuses on corporate advisory, securities dealing, wealth management, trust and fiduciary services, as well as proprietary trading and strategic investment activities. Beyond these core offerings, BPI's extensive service portfolio also incorporates financing options, securities dealership, investment and asset management, real estate activities (such as land holding, leasing, and rental), foreign exchange services, specialized business support (including operations management and business systems), pre-need products, and non-life insurance. As of December 31, 2021, the bank maintained a vast physical presence with 1,176 branches and a total of 2,457 automated teller machines (ATMs) and cash acceptance machines (CAMs). Furthermore, customers can access BPI's services through a range of electronic channels, including telephone banking, mobile applications, and online platforms. Established in 1851, Bank of the Philippine Islands is headquartered in Makati City, the Philippines.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +0.00% | +0.00% | +0.00% | +0.00% | +17.65% | +17.65% | +8.11% | +12.99% | +28.21% | +19.05% | +138.10% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
| Rating | 2024-11 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 0 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth-98.1% Q1'26: +12.6% (vs Q1'25)
-
EPS growth-98.2% Q1'26: +0.3% (vs Q1'25)
-
FCF margin— Q1'26: +29.2% (vs Q1'25)
-
EBIT margin— Q1'26: +31.5% (vs Q1'25)
-
ROIC— Q1'26: +12.1% (vs Q1'25)
-
Share dilution+0.3% Q1'26: +0.2% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 2.94× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2015 actual |
Dec 2016 actual |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 7 Rev. Ana. 1 EPS Ana. |
Dec 2027 9 Rev. Ana. 1 EPS Ana. |
Dec 2028 3 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
76.17B
est: 59.75B (+27.5%)
|
82.49B
est: 65.66B (+25.6%)
|
88.83B
est: 72.78B (+22.0%)
|
100.47B
est: 75.14B (+33.7%)
|
127.17B
est: 96.44B (+31.9%)
|
101.91B
est: 103.18B (-1.2%)
|
112.45B
est: 96.56B (+16.5%)
|
136.72B
est: 115.57B (+18.3%)
|
179.52B
est: 136.57B (+31.5%)
|
232.45B
est: 169.02B (+37.5%)
|
4.50B
est: 191.63B (-97.7%)
|
205.96B
196.25B – 210.19B
+7.5% YoY
|
224.64B
205.71B – 240.72B
+9.1% YoY
|
244.71B
228.45B – 256.24B
+8.9% YoY
|
| EBITDA |
27.17B
est: 18.34B (+48.1%)
|
30.69B
est: 20.16B (+52.2%)
|
32.95B
est: 22.35B (+47.4%)
|
34.61B
est: 23.07B (+50.0%)
|
45.49B
est: 29.61B (+53.6%)
|
—
est: 31.68B (-100.0%)
|
39.79B
est: 29.65B (+34.2%)
|
56.81B
est: 35.48B (+60.1%)
|
71.83B
est: 41.93B (+71.3%)
|
85.00B
est: 63.47B (+33.9%)
|
1.54B
est: 71.96B (-97.9%)
|
77.34B
73.70B – 78.93B
+7.5% YoY
|
84.36B
77.25B – 90.39B
+9.1% YoY
|
91.89B
85.79B – 96.22B
+8.9% YoY
|
| EBIT |
23.51B
est: 15.79B (+48.9%)
|
26.81B
est: 17.35B (+54.5%)
|
28.69B
est: 19.23B (+49.2%)
|
29.82B
est: 19.85B (+50.2%)
|
38.36B
est: 25.48B (+50.5%)
|
-6.02B
est: 27.26B (-122.1%)
|
33.54B
est: 25.51B (+31.4%)
|
51.37B
est: 30.54B (+68.2%)
|
65.21B
est: 36.09B (+80.7%)
|
79.74B
est: 57.54B (+38.6%)
|
1.45B
est: 65.24B (-97.8%)
|
70.12B
66.81B – 71.56B
+7.5% YoY
|
76.48B
70.03B – 81.95B
+9.1% YoY
|
83.31B
77.77B – 87.24B
+8.9% YoY
|
| Net Income |
18.23B
est: 21.89B (-16.7%)
|
22.05B
est: 25.89B (-14.8%)
|
22.42B
est: 27.13B (-17.4%)
|
23.08B
est: 25.09B (-8.0%)
|
28.80B
est: 31.37B (-8.2%)
|
21.41B
est: 23.31B (-8.2%)
|
23.88B
est: 25.18B (-5.2%)
|
39.61B
est: 39.44B (+0.4%)
|
51.69B
est: 54.34B (-4.9%)
|
62.05B
est: 64.93B (-4.4%)
|
1.13B
est: 65.81B (-98.3%)
|
65.16B
59.53B – 69.15B
-1.0% YoY
|
71.77B
65.57B – 76.17B
+10.2% YoY
|
81.78B
74.71B – 86.79B
+13.9% YoY
|
| SGA |
2.29B
est: 1.50B (+52.8%)
|
2.25B
est: 1.64B (+36.5%)
|
2.26B
est: 1.82B (+23.9%)
|
2.50B
est: 1.88B (+32.7%)
|
2.65B
est: 2.42B (+9.5%)
|
1.84B
est: 2.58B (-28.9%)
|
2.15B
est: 2.42B (-11.1%)
|
3.92B
est: 2.89B (+35.3%)
|
5.82B
est: 3.42B (+70.1%)
|
6.28B
est: 10.29B (-38.9%)
|
886.45M
est: 11.66B (-92.4%)
|
12.53B
11.94B – 12.79B
+7.5% YoY
|
13.67B
12.52B – 14.65B
+9.1% YoY
|
14.89B
13.90B – 15.60B
+8.9% YoY
|
| EPS |
—
est: 4.16 (-100.0%)
|
—
est: 4.92 (-100.0%)
|
—
est: 5.15 (-100.0%)
|
—
est: 4.76 (-100.0%)
|
—
est: 5.96 (-100.0%)
|
208.87
est: 4.43 (+4,618.4%)
|
5.29
est: 4.78 (+10.6%)
|
8.78
est: 7.49 (+17.2%)
|
10.90
est: 10.32 (+5.6%)
|
11.78
est: 12.29 (-4.1%)
|
0.21
est: 12.45 (-98.3%)
|
12.33
11.27 – 13.09
-1.0% YoY
|
13.58
12.41 – 14.42
+10.2% YoY
|
15.48
14.14 – 16.43
+13.9% YoY
|
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Alexender G. Seminiano | Senior Vice President and Chief Technology Officer | — | male |
| Attorney Maria Lourdes Pauscal Gatmaytan | Senior Vice President, Co-Head of Legal, Head of Corporate Legal Affairs & Corporate Secretary | — | — |
| Eric Roberto Mirasol Luchangco | Executive VP, CFO & Chief Sustainability Officer | — | male |
| Jose Teodoro Katigbak Limcaoco | President, Chief Executive Officer & Director | — | male |
| Luis Antonio-Pando Zialcita | Senior VP and Chief Investment Officer & Head of Investment Management | — | male |
| Maria Paz A. Garcia | Chief Compliance officer & Senior Vice President | — | female |
| Maria Ramona O. Ang | Investor Relations Officer | — | female |
| Maria Virginia Ongkiko Eala | Executive VP & CHRO | — | female |
| Marie Josephine Ocampo | Executive Vice President & Head of Mass Retail Products | — | female |
| Mary Catherine Elizabeth R. Santamaria | Senior Vice President and Chief Customer & Marketing Officer | — | female |
| Sheryl G. Ngo Sy | Senior VP & Chief Information officer | — | female |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for BPHLF
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

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