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Bank of Botetourt (BORT)

USD52.10 +0.00 (+0.00%)
US OTC Financial Services Banks - Regional
Address 19747 Main Street 24066
Buchanan, VA, US
CEO Michelle R. Austin
IPO 2008-03-24
ISIN US0639072083

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Description

Bank of Botetourt is a financial institution operating across Virginia, providing a comprehensive range of banking products and services. Customers can access various deposit options, including checking, savings, money market, and individual retirement accounts, alongside certificates of deposit. The bank also caters to diverse lending requirements, offering residential mortgage, home equity, consumer, auto, commercial real estate, lot, equipment, secured term, agricultural, and raw land loans. Furthermore, it provides lines of credit and overdraft facilities. An extensive suite of insurance products is available, encompassing property and casualty coverage, homeowner and renter policies, fire and flood insurance, builders risk, automobile, motorcycle, and boat insurance. Additionally, clients can obtain life, accident, disability, long-term care, personal article, and umbrella policies, along with business auto, general and professional liability, workers' compensation, and surety bonds. Cash management services are also part of its offerings. For wealth management, the bank delivers personalized investment services, which include brokerage, retirement planning, risk management, and portfolio and insurance analysis. These services extend to Medicare/Medicaid planning, charitable giving, business succession, and estate planning, as well as solutions for long-term health care considerations and tax reduction strategies. Convenient digital and payment solutions comprise credit and debit cards, bill payment services, online, mobile, and telephone banking, remote deposit capture, and merchant services. The bank operates a network of thirteen branch offices strategically located throughout Virginia, specifically in Botetourt, Roanoke, Rockbridge, and Franklin counties, as well as the City of Salem and Town of Vinton. Founded in 1899, Bank of Botetourt is headquartered in Buchanan, Virginia. It operated as Bank Of Buchanan until July 1995, when it adopted its current name.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
USD52.10 +0.00 (+0.00%)
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Volume Profile
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Liquidity & share structure
Average Volume
163
Beta
0.09
Float Shares
1.91M
Free Float %
97.0%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+2.71% +2.71% +4.78% +16.40% +18.59% +19.05% +46.52% +74.60% +88.89% +220.17% +161.90%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
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Annual Monthly Returns
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Daily Returns Distribution
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

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By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
52.10
DCF (Unlevered) 87.61 +68.2%
DCF (Levered) 102.41 +96.6%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Quality scores
Altman Z-Score
0.30
Distress
Piotroski F-Score
4 / 9
Average
Composite Rating
B+
Overall Score
3 / 5
Medium
DCF Score
4 / 5
High
ROE Score
4 / 5
High
ROA Score
4 / 5
High
D/E Score
1 / 5
Low
P/E Score
3 / 5
Medium
P/Book Score
3 / 5
Medium
Operational MOAT
  • Revenue growth
    +77.2% Q1'26: +73.8% (vs Q1'25)
  • EPS growth
    +37.4% Q1'26: +53.1% (vs Q1'25)
  • FCF margin
    Q1'26: +0.0% (vs Q1'25)
  • EBIT margin
    Q1'26: +26.9% (vs Q1'25)
  • ROIC
    Q1'26: +14.6% (vs Q1'25)
  • Share dilution
    +0.5% Q1'26: +0.5% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 0.00× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.09) × ERP
WACC = 100% × Ke + 0% × Kd (5,026.2%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 87.31 Current price: 52.10
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-11 B+ 3/5 4/5 4/5 4/5 1/5 3/5 3/5
2026-05-04 A- 4/5 4/5 4/5 4/5 1/5 4/5 3/5
2026-04-30 A- 4/5 4/5 4/5 4/5 1/5 4/5 3/5
2026-04-28 A- 4/5 5/5 4/5 4/5 1/5 4/5 3/5
2026-04-24 A- 4/5 5/5 4/5 4/5 1/5 4/5 3/5
2026-04-22 A- 4/5 5/5 4/5 4/5 1/5 4/5 3/5
2026-04-20 A- 4/5 5/5 4/5 4/5 1/5 4/5 3/5
2026-04-17 A 4/5 5/5 4/5 5/5 1/5 4/5 3/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-273.8K
OE per share TTM
-0.14
Owner's Yield
-0.27%
Maintenance CapEx ratio
29.51%
Maint CapEx / Avg PPE
46.3%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions From To
Date Person Role Transaction A/D Security Shares Price Value Owned after D/I Filing
2012-05-17 WILLIAMSON JOHN B III Director J-Other D Common Stock 0 8.37 2.60 17,520
2012-01-19 WILLIAMSON JOHN B III Director P-Purchase A Common Stock 10,000 7.65 76.5K 17,520
2011-08-18 WILLIAMSON JOHN B III Director P-Purchase A Common Stock 333 9.00 3.0K 7,520
2011-05-18 WILLIAMSON JOHN B III Director P-Purchase A Common Stock 200 10.00 2.0K 7,187
2011-02-18 WILLIAMSON JOHN B III Director P-Purchase A Common Stock 211 10.75 2.3K 6,987
2010-12-07 WILLIAMSON JOHN B III Director P-Purchase A Common Stock 1,000 10.40 10.4K 6,776
2010-11-10 WILLIAMSON JOHN B III Director P-Purchase A Common Stock 204 12.00 2.4K 5,776
2010-09-29 WILLIAMSON JOHN B III Director P-Purchase A Common Stock 745 12.50 9.3K 5,572
2010-08-10 WILLIAMSON JOHN B III Director P-Purchase A Common Stock 147 14.50 2.1K 4,827
2010-05-10 WILLIAMSON JOHN B III Director P-Purchase A Common Stock 137 15.50 2.1K 4,680
2010-02-11 WILLIAMSON JOHN B III Director P-Purchase A Common Stock 136 15.50 2.1K 4,543
2009-11-10 WILLIAMSON JOHN B III Director P-Purchase A Common Stock 125 16.75 2.1K 4,407
2009-05-14 WILLIAMSON JOHN B III Director P-Purchase A Common Stock 1,000 15.50 15.5K 4,282
2008-03-19 WILLIAMSON JOHN B III Director P-Purchase A Common Stock 300 31.50 9.5K 3,282
2006-06-14 WILLIAMSON JOHN B III Director A-Award A Common Stock 55 32.75 1.8K 2,982
2005-12-27 WILLIAMSON JOHN B III Director A-Award A Common Stock 42 25.00 1.1K 2,927
2005-06-28 WILLIAMSON JOHN B III Director A-Award A Common Stock 450 23.50 10.6K 2,754
2005-03-28 WILLIAMSON JOHN B III Director A-Award A Common Stock 100 23.00 2.3K 2,304
2004-12-29 WILLIAMSON JOHN B III Director A-Award A Common Stock 104 22.50 2.3K 2,104
2004-12-09 WILLIAMSON JOHN B III Director A-Award A Common Stock 1,000 22.50 22.5K 2,000
2004-03-15 WILLIAMSON JOHN B III Director A-Award A Common Stock 100 23.00 2.3K 2,204
2003-11-19 WILLIAMSON JOHN B III Director D Common Stock 0 0.00 1,000

Executive team

Top executives
EBIT / Employee
140.6K
Shares Outstanding
1.97M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
G. Lyn Hayth Chief Strategic Officer & Vice-Chairman 176.7K male
Michelle R. Austin President, Chief Executive Officer & Director 116.8K female
Duane L. Burks SVP & Chief Retail Officer male
Dustin G. Bays EVP & CFO male
Andrew T. Shotwell EVP, Chief Technology & Innovation Officer male
L. Nicole Griffin Senior Vice President & Chief Mortgage Lending Officer
Laurie C. Hart SVP & Chief Revenue Officer female
Mary Ann Miller SVP, Chief Marketing Officer & Head of Business Development female
George E. Honts Executive Vice President & Chief Operating Officer male
Barbara G. Anderson EVP & Chief Administration Officer female
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits