Bank of Queensland Limited (BOQ.AX) Stock Price, Valuation & Analysis

Also trades on Australian Securities Exchange · BOQ.AX (AUD) Other OTC · BKQNF (USD) Other OTC · BKQNY (USD)

Description

Operating across Australia, Bank of Queensland Limited (BOQ) and its affiliated entities offer a diverse array of financial solutions. The company structures its operations into three primary divisions: Retail Banking, BOQ Business, and an 'Other' segment. For individual customers, BOQ provides a comprehensive suite of personal banking options. These include various savings and fixed-term deposit accounts, everyday transaction accounts, and both debit and credit cards. Lending products encompass home mortgages, personal loans, and vehicle financing. Furthermore, the bank offers diverse insurance policies, such as travel, home and contents, landlord, and car coverage, alongside investment services like online share trading and support for self-managed superannuation funds. In the sphere of business banking, BOQ delivers solutions spanning transaction, savings, and investment accounts. It also offers a range of lending and financing options, including general business loans, equipment and vehicle financing, and dealer finance facilities. Merchant and payment processing tools, along with financial market and international services, are also available. Modern digital banking solutions, encompassing both internet and mobile platforms, are provided to all customers. As of August 31, 2022, BOQ's physical presence included 36 corporate branches, 111 owner-managed branches, and 7 dedicated transaction centers. Established in 1874, Bank of Queensland Limited maintains its headquarters in Newstead, Australia.

Market Cap & Enterprise Value

Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook

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Signal Summary Loading…

Indicator	1D	1W	2W	3W	1M

Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.

Day Score & sub-scores

Statistical fingerprint & regime detail

Conditional historical analysis

Customize analysis (advanced)

From To

Indicative levels generated algorithmically. Not financial advice.

Risk Profile

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Price Chart

From To

Averages

Trend

Price

Levels

Draw

AUD6.32 -0.04 (-0.63%)

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Volume Profile

From To

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Liquidity & share structure

Average Volume

2M

Beta

0.68

Float Shares

648.66M

Free Float %

98.7%

Price Performance

1D	5D	1M	3M	6M	YTD	1Y	3Y	5Y	10Y	Max
+1.29%	-1.26%	-6.71%	-10.57%	-2.80%	-4.13%	-19.85%	+8.30%	-30.06%	-45.04%	+274.85%

Rolling Volatility

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Drawdown

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Relative Strength

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Monthly Returns Heatmap

From To

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Annual Monthly Returns

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Daily Returns Distribution

From To

vs.

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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Compare

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF

Current price

6.32

DCF (Unlevered) 35.10 +455.4%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 7% Bullish

Rating	2026-05	Change
Strong Buy	1	-1
Buy	0	-2
Hold	7	0
Sell	5	0
Strong Sell	1	0

Quality scores

Altman Z-Score

-0.70

Distress

Piotroski F-Score

9 / 9

Strong

Composite Rating

C

Overall Score

2 / 5

Medium

DCF Score

1 / 5

Low

ROE Score

2 / 5

Medium

ROA Score

2 / 5

Medium

D/E Score

1 / 5

Low

P/E Score

1 / 5

Low

P/Book Score

3 / 5

Medium

Operational MOAT

✗
Revenue growth

-7.0% Q1'26: +207.2% (vs Q1'24)
✗
EPS growth

-41.2% Q1'26: +0.0% (vs Q1'24)
—
FCF margin

— Q1'26: +20.0% (vs Q1'24)
—
EBIT margin

— Q1'26: +8.7% (vs Q1'24)
—
ROIC

— Q1'26: +3.1% (vs Q1'24)
✓
Share dilution

-19.7% Q1'26: -21.5% (vs Q1'24)
—
Debt / EBITDA

— Q1'26: 18.05× (vs Q1'24)

Valuation Multiples From To

Price Forecast (3Y) From To

Model

Adjust

P/E

Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)

Projection years:

Market assumptions

WACC (%)

Terminal g (%)

▶ WACC components (optional)

Risk-free rate (%)

Market risk premium (%)

Ke (Cost of Equity) = Rf + β (0.69) × ERP

WACC = 19% × Ke + 81% × Kd (20.0%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions

Revenue growth (%)

EBIT margin (%)

CapEx / Revenue (%)

Tax rate (%)

—

Intrinsic value (base): 35.10 Current price: 6.32

Enterprise Value: — Equity Value: — Terminal Value: — TV as % of EV: —

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates

Metric	Aug 2000 actual	Aug 2001 actual	Aug 2002 actual	Aug 2003 actual	Aug 2004 actual	Aug 2005 actual	Aug 2006 actual	Aug 2007 actual	Aug 2008 actual	Aug 2009 actual	Aug 2010 actual	Aug 2011 actual	Aug 2012 actual	Aug 2013 actual	Aug 2014 actual	Aug 2015 actual	Aug 2016 actual	Aug 2017 actual	Aug 2018 actual	Aug 2019 actual	Aug 2020 actual	Aug 2021 actual	Aug 2022 actual	Aug 2023 actual	Aug 2024 actual	Aug 2025 actual	Aug 2026 7 Rev. Ana. 5 EPS Ana.	Aug 2027 7 Rev. Ana. 5 EPS Ana.	Aug 2028 8 Rev. Ana. 3 EPS Ana.	Aug 2029 7 Rev. Ana. 1 EPS Ana.
Revenue	150.08M est: 132.07M (+13.6%)	163.19M est: 153.61M (+6.2%)	173.87M est: 146.49M (+18.7%)	205.50M est: 196.99M (+4.3%)	283.70M est: 252.68M (+12.3%)	347.70M est: 302.42M (+15.0%)	364.60M est: 386.46M (-5.7%)	447.50M est: 439.07M (+1.9%)	558.10M est: 550.39M (+1.4%)	621.70M est: 627.23M (-0.9%)	688.40M est: 691.81M (-0.5%)	773.30M est: 811.56M (-4.7%)	778.20M est: 823.04M (-5.4%)	823.60M est: 864.57M (-4.7%)	853.00M est: 932.70M (-8.5%)	1.01B est: 1.08B (-6.3%)	1.05B est: 1.12B (-6.3%)	1.06B est: 1.09B (-3.2%)	1.08B est: 1.11B (-2.6%)	1.03B est: 1.09B (-5.8%)	925.00M est: 1.09B (-14.8%)	1.27B est: 1.23B (+3.4%)	1.63B est: 1.68B (-2.5%)	4.20B est: 1.74B (+141.2%)	5.08B est: 1.58B (+221.8%)	4.73B est: 1.64B (+188.4%)	1.67B 1.66B – 1.68B +2.1% YoY	1.68B 1.65B – 1.73B +0.5% YoY	1.73B 1.72B – 1.73B +2.7% YoY	1.71B 1.69B – 1.74B -1.1% YoY
EBITDA	— est: 32.94M (-100.0%)	187.20M est: 38.31M (+388.7%)	— est: 36.53M (-100.0%)	— est: 49.13M (-100.0%)	— est: 63.01M (-100.0%)	— est: 75.42M (-100.0%)	— est: 96.38M (-100.0%)	— est: 109.50M (-100.0%)	— est: 137.26M (-100.0%)	— est: 156.42M (-100.0%)	— est: 172.53M (-100.0%)	— est: 202.39M (-100.0%)	— est: 205.25M (-100.0%)	— est: 215.61M (-100.0%)	— est: 232.60M (-100.0%)	— est: 269.93M (-100.0%)	— est: 279.39M (-100.0%)	— est: 271.90M (-100.0%)	— est: 276.48M (-100.0%)	492.00M est: 271.94M (+80.9%)	294.00M est: 270.61M (+8.6%)	628.00M est: 981.38M (-36.0%)	731.00M est: 997.36M (-26.7%)	415.00M est: 994.34M (-58.3%)	557.00M est: 1.01B (-45.0%)	332.00M est: 399.49M (-16.9%)	407.85M 405.88M – 410.62M +2.1% YoY	409.90M 402.61M – 421.62M +0.5% YoY	421.08M 420.52M – 421.63M +2.7% YoY	416.45M 411.73M – 423.84M -1.1% YoY
EBIT	-5.66M est: 34.81M (-116.3%)	180.38M est: 42.87M (+320.7%)	-9.80M est: 31.56M (-131.1%)	-17.10M est: 49.76M (-134.4%)	-22.00M est: 88.58M (-124.8%)	-23.20M est: 111.67M (-120.8%)	-21.20M est: 163.57M (-113.0%)	-23.70M est: 140.43M (-116.9%)	-29.30M est: 232.22M (-112.6%)	-35.90M est: 208.43M (-117.2%)	-36.50M est: 213.09M (-117.1%)	-34.50M est: 303.60M (-111.4%)	-50.10M est: 224.79M (-122.3%)	-35.90M est: -20.27M (-77.1%)	-30.00M est: 297.53M (-110.1%)	-41.00M est: 451.03M (-109.1%)	-54.00M est: 478.55M (-111.3%)	-62.00M est: 483.33M (-112.8%)	-78.00M est: 516.12M (-115.1%)	1.84B est: 483.70M (+281.2%)	-22.00M est: 430.11M (-105.1%)	538.00M est: 172.71M (+211.5%)	601.00M est: 175.53M (+242.4%)	592.00M est: 175.00M (+238.3%)	439.00M est: 306.41M (+43.3%)	278.00M est: 328.45M (-15.4%)	335.33M 333.71M – 337.60M +2.1% YoY	337.01M 331.02M – 346.65M +0.5% YoY	346.20M 345.75M – 346.66M +2.7% YoY	342.40M 338.52M – 348.48M -1.1% YoY
Net Income	22.24M est: 22.70M (-2.0%)	21.43M est: 26.36M (-18.7%)	24.88M est: 24.30M (+2.4%)	42.00M est: 35.17M (+19.4%)	57.40M est: 62.26M (-7.8%)	74.50M est: 77.20M (-3.5%)	86.90M est: 117.18M (-25.8%)	124.00M est: 105.32M (+17.7%)	130.10M est: 163.46M (-20.4%)	116.30M est: 144.50M (-19.5%)	166.10M est: 155.63M (+6.7%)	139.10M est: 210.69M (-34.0%)	-17.10M est: 160.84M (-110.6%)	183.10M est: -17.96M (+1,119.3%)	261.00M est: 200.44M (+30.2%)	318.00M est: 306.77M (+3.7%)	338.00M est: 329.39M (+2.6%)	352.00M est: 329.36M (+6.9%)	336.00M est: 358.33M (-6.2%)	298.00M est: 329.66M (-9.6%)	115.00M est: 294.65M (-61.0%)	368.00M est: 114.81M (+220.5%)	409.00M est: 116.68M (+250.5%)	124.00M est: 119.00M (+4.2%)	285.00M est: 284.00M (+0.4%)	133.00M est: 376.35M (-64.7%)	346.89M 326.59M – 367.19M -7.8% YoY	351.57M 318.02M – 441.33M +1.3% YoY	373.17M 331.46M – 426.44M +6.1% YoY	397.14M 391.28M – 406.30M +6.4% YoY
SGA	— est: 110.08M (-100.0%)	7.93M est: 135.39M (-94.1%)	5.04M est: 133.01M (-96.2%)	7.10M est: 163.36M (-95.7%)	9.30M est: 209.89M (-95.6%)	9.80M est: 237.70M (-95.9%)	14.40M est: 288.93M (-95.0%)	21.80M est: 296.99M (-92.7%)	23.30M est: 397.44M (-94.1%)	26.60M est: 441.83M (-94.0%)	37.00M est: 480.67M (-92.3%)	43.40M est: 535.64M (-91.9%)	45.80M est: 619.03M (-92.6%)	47.20M est: 29.90M (+57.9%)	39.00M est: 664.33M (-94.1%)	45.00M est: 711.88M (-93.7%)	40.00M est: 705.40M (-94.3%)	42.00M est: 660.68M (-93.6%)	57.00M est: 668.81M (-91.5%)	477.00M est: 675.03M (-29.3%)	554.00M est: 707.95M (-21.7%)	88.00M est: 981.38M (-91.0%)	99.00M est: 997.36M (-90.1%)	94.00M est: 994.34M (-90.5%)	106.00M est: 1.01B (-89.5%)	563.00M est: 95.71M (+488.2%)	97.72M 97.24M – 98.38M +2.1% YoY	98.21M 96.46M – 101.01M +0.5% YoY	100.88M 100.75M – 101.02M +2.7% YoY	99.78M 98.64M – 101.55M -1.1% YoY
EPS	0.33 est: 0.33 (-1.1%)	0.35 est: 0.35 (-0.1%)	0.36 est: 0.38 (-4.8%)	0.53 est: 0.56 (-4.6%)	0.59 est: 0.60 (-2.3%)	0.78 est: 0.67 (+16.9%)	0.81 est: 0.73 (+11.2%)	1.07 est: 0.85 (+25.3%)	0.81 est: 0.94 (-14.0%)	0.70 est: 0.89 (-21.2%)	0.75 est: 0.84 (-11.0%)	0.62 est: 0.72 (-13.6%)	-0.03 est: 0.10 (-127.1%)	0.56 est: 0.76 (-26.7%)	0.78 est: 0.88 (-11.4%)	0.87 est: 0.92 (-5.1%)	0.90 est: 0.90 (-0.4%)	0.91 est: 0.87 (+4.4%)	0.52 est: 0.88 (-40.9%)	0.46 est: 0.77 (-39.9%)	0.18 est: 0.44 (-59.5%)	0.67 est: 0.70 (-3.8%)	0.64 est: 0.74 (-13.8%)	0.18 est: 0.60 (-70.1%)	0.43 est: 0.46 (-5.9%)	0.20 est: 0.56 (-64.0%)	0.52 0.49 – 0.55 -5.9% YoY	0.55 0.48 – 0.66 +4.3% YoY	0.56 0.50 – 0.64 +2.9% YoY	0.60 0.59 – 0.61 +6.3% YoY

Historical Ratings (3M)

Date	Rating	Overall	DCF	ROE	ROA	D/E	P/E	P/B
2026-05-29	C	2/5	1/5	2/5	2/5	1/5	1/5	3/5
2026-05-28	C	2/5	1/5	2/5	2/5	1/5	1/5	3/5
2026-05-27	C	2/5	1/5	2/5	2/5	1/5	1/5	3/5
2026-05-26	C	2/5	1/5	2/5	2/5	1/5	1/5	3/5
2026-05-25	C	2/5	1/5	2/5	2/5	1/5	1/5	3/5
2026-05-22	C	2/5	1/5	2/5	2/5	1/5	1/5	3/5
2026-05-21	C	2/5	1/5	2/5	2/5	1/5	1/5	3/5
2026-05-20	C	2/5	1/5	2/5	2/5	1/5	1/5	3/5
2026-05-19	C	2/5	1/5	2/5	2/5	1/5	1/5	3/5
2026-05-18	C	2/5	1/5	2/5	2/5	1/5	1/5	3/5
2026-05-15	C	2/5	1/5	2/5	2/5	1/5	1/5	4/5
2026-05-14	C	2/5	1/5	2/5	2/5	1/5	1/5	4/5
2026-05-13	C	2/5	1/5	2/5	2/5	1/5	1/5	4/5
2026-05-12	C	2/5	1/5	2/5	2/5	1/5	1/5	4/5
2026-05-11	C	2/5	1/5	2/5	2/5	1/5	1/5	4/5
2026-05-08	C	2/5	1/5	2/5	2/5	1/5	1/5	4/5
2026-05-07	C	2/5	1/5	2/5	2/5	1/5	1/5	4/5
2026-05-06	C	2/5	1/5	2/5	2/5	1/5	1/5	4/5
2026-05-05	C	2/5	1/5	2/5	2/5	1/5	1/5	4/5
2026-05-04	C	2/5	1/5	2/5	2/5	1/5	1/5	4/5
2026-05-01	C+	2/5	1/5	2/5	3/5	1/5	1/5	4/5
2026-04-30	C+	2/5	1/5	2/5	3/5	1/5	1/5	4/5
2026-04-29	C+	2/5	1/5	2/5	3/5	1/5	1/5	4/5
2026-04-28	C+	2/5	1/5	2/5	3/5	1/5	1/5	4/5
2026-04-27	C+	2/5	1/5	2/5	3/5	1/5	1/5	4/5
2026-04-24	C+	2/5	1/5	2/5	3/5	1/5	1/5	4/5
2026-04-23	C+	2/5	1/5	2/5	3/5	1/5	1/5	4/5
2026-04-22	C+	2/5	1/5	2/5	3/5	1/5	1/5	4/5
2026-04-21	C+	2/5	1/5	2/5	3/5	1/5	1/5	4/5
2026-04-20	C+	2/5	1/5	2/5	3/5	1/5	1/5	4/5
2026-04-17	C+	2/5	1/5	2/5	4/5	1/5	1/5	4/5
2026-04-16	C+	2/5	1/5	2/5	4/5	1/5	1/5	4/5
2026-04-15	C+	2/5	1/5	2/5	4/5	1/5	1/5	4/5

Owner Earnings

Owner's Earnings (history) From To

Owner alignment

Owner's Earnings TTM

1.34B

OE per share TTM

1.87

Owner's Yield

32.60%

Maintenance CapEx ratio

70.85%

Maint CapEx / Avg PPE

6.1%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance

Institutional holders

—

Total invested

—

Insider transactions (90d)

0

Beneficial owners (>5%)

0

Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives

EBIT / Employee

89.5K

Shares Outstanding

657.49M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

No SEC filings available for this company yet.

Executive team

Name	Title	Compensation	Gender
Craig Ryman	Chief Information Officer	1M	male
Rachel Stock	Chief Risk Officer	1M	female
Rodney Ian Finch	MD, Chief Executive Officer & Director	1M	male
Greg Boyle	Group Executive of Retail Banking	1M	male
Racheal Kellaway	Chief Financial Officer	1M	female
Alexandra Taylor	Chief People Officer	993.5K	female
Natasha Kelso	Head of BOQ Broker	—	female
Jessica Smith	General Manager of Investor Relations & Corporate Affairs	—	female
Fiona Daly AGIA	Company Secretary & General Counsel	—	female
David Bold	Head of Media & Government Relations	—	—

ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers

Peer comparison — filtered group (TTM)

Your opinion

Share your view on this stock and instantly see how the community has voted over the last 6 months.

These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Bank of Queensland Limited (BOQ.AX)

Revenue flow

Revenue by geography

Revenue by segment

Revenue composition

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Owner Earnings

Ownership Overview

Institutional Activity (13F)

Insider Activity

Executive team

Executive compensation

Proxy statements

Recent SEC filings

Executive team

Community Opinion for BOQ.AX

Short-term intention

Target Price Distribution

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits

Bank of Queensland Limited (BOQ.AX)

Revenue flow

Revenue by geography

Revenue by segment

Revenue composition

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Owner Earnings

Ownership Overview

Institutional Activity (13F)

Insider Activity

Executive team

Executive compensation

Proxy statements

Recent SEC filings

Executive team

Community Opinion for BOQ.AX

Short-term intention

Target Price Distribution

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits

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