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BNP Paribas Bank Polska S.A. (BNP.WA)
Warsaw, PL
BNP Paribas Bank Polska S.A. is a prominent financial institution delivering a comprehensive suite of banking and financial services throughout Poland. The bank organizes its operations across key segments: Retail and Business Banking, Small and Medium Enterprises, Corporate Banking, Corporate and Institutional Banking, and other operational activities. Its extensive product portfolio serves a diverse client base, encompassing retail customers, individual consumers, large and medium-sized enterprises, local government entities, and multinational capital groups. For individuals, offerings include various current and savings accounts, fixed-term and overnight deposits, and a range of lending products such as mortgage, cash, car, installment, and revolving loans, complemented by debit and credit cards, mortgage advances, and overdraft facilities. Business and institutional clients benefit from specialized services like investment and agro-business loans, international cash transfers, foreign exchange solutions, insurance, wealth and cash management, trade finance (including import/export letters of credit, bank guarantees, and documentary collections), supply chain and export financing, derivatives, leasing, factoring, real estate and structured finance, investment banking, and brokerage services. Founded in 1919 and headquartered in Warsaw, Poland, the company rebranded from Bank BGZ BNP Paribas S.A. to its current name in 2019. BNP Paribas Bank Polska S.A. operates as a subsidiary of BNP Paribas SA.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -4.13% | -2.84% | -14.20% | -8.99% | +26.14% | +6.13% | +35.66% | +156.79% | +101.40% | +158.40% | +134.78% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 1 | 0 |
| Buy | 6 | +1 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth-8.8% Q1'26: -14.7% (vs Q1'25)
-
EPS growth+29.2% Q1'26: -49.3% (vs Q1'25)
-
FCF margin— Q1'26: +42.1% (vs Q1'25)
-
EBIT margin— Q1'26: +23.4% (vs Q1'25)
-
ROIC— Q1'26: +6.7% (vs Q1'25)
-
Share dilution+0.4% Q1'26: +0.1% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 5.73× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2015 actual |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 3 Rev. Ana. 2 EPS Ana. |
Dec 2027 4 Rev. Ana. 3 EPS Ana. |
Dec 2028 2 Rev. Ana. 4 EPS Ana. |
Dec 2029 1 Rev. Ana. 2 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
2.78B
est: 1.61B (+72.1%)
|
3.51B
est: 1.95B (+79.6%)
|
3.99B
est: 3.71B (+7.6%)
|
5.79B
est: 4.57B (+26.6%)
|
5.34B
est: 4.64B (+15.2%)
|
5.22B
est: 4.76B (+9.8%)
|
8.52B
est: 5.72B (+48.9%)
|
12.08B
est: 7.30B (+65.4%)
|
12.51B
est: 7.53B (+66.1%)
|
11.41B
est: 8.08B (+41.3%)
|
7.89B
7.75B – 8.09B
-2.4% YoY
|
8.34B
8.05B – 8.75B
+5.8% YoY
|
8.65B
8.58B – 8.71B
+3.6% YoY
|
7.63B
7.49B – 7.82B
-11.8% YoY
|
| EBITDA |
178.15M
est: 349.34M (-49.0%)
|
627.95M
est: 423.32M (+48.3%)
|
658.61M
est: 802.42M (-17.9%)
|
1.33B
est: 990.51M (+34.0%)
|
1.48B
est: 1.00B (+47.3%)
|
1.02B
est: 1.03B (-1.4%)
|
1.28B
est: 1.24B (+3.5%)
|
2.22B
est: 3.53B (-37.2%)
|
3.47B
est: 3.64B (-4.8%)
|
3.75B
est: 3.91B (-4.0%)
|
3.82B
3.75B – 3.91B
-2.4% YoY
|
4.04B
3.89B – 4.24B
+5.8% YoY
|
4.18B
4.15B – 4.21B
+3.6% YoY
|
3.69B
3.62B – 3.78B
-11.8% YoY
|
| EBIT |
29.69M
est: 261.39M (-88.6%)
|
453.89M
est: 316.74M (+43.3%)
|
468.90M
est: 600.39M (-21.9%)
|
872.96M
est: 741.13M (+17.8%)
|
1.11B
est: 751.21M (+47.8%)
|
616.13M
est: 770.80M (-20.1%)
|
871.93M
est: 927.58M (-6.0%)
|
1.76B
est: 3.86B (-54.3%)
|
2.95B
est: 3.98B (-25.8%)
|
3.75B
est: 4.27B (-12.2%)
|
4.17B
4.09B – 4.27B
-2.4% YoY
|
4.41B
4.25B – 4.63B
+5.8% YoY
|
4.57B
4.54B – 4.60B
+3.6% YoY
|
4.03B
3.96B – 4.13B
-11.8% YoY
|
| Net Income |
13.29M
est: 1.13B (-98.8%)
|
279.71M
est: 559.14M (-50.0%)
|
360.38M
est: 724.79M (-50.3%)
|
614.69M
est: 775.55M (-20.7%)
|
733.10M
est: 718.33M (+2.1%)
|
176.30M
est: 203.38M (-13.3%)
|
441.50M
est: 500.43M (-11.8%)
|
1.01B
est: 1.28B (-20.8%)
|
2.36B
est: 2.46B (-4.2%)
|
3.06B
est: 2.98B (+2.5%)
|
2.06B
1.95B – 3.06B
-31.1% YoY
|
2.28B
2.25B – 3.22B
+10.9% YoY
|
3.13B
2.73B – 3.53B
+37.1% YoY
|
2.03B
1.99B – 2.10B
-35.0% YoY
|
| SGA |
592.13M
est: 217.71M (+172.0%)
|
511.57M
est: 263.82M (+93.9%)
|
644.22M
est: 500.07M (+28.8%)
|
2.47B
est: 617.29M (+299.8%)
|
872.49M
est: 625.68M (+39.4%)
|
896.45M
est: 642.00M (+39.6%)
|
1.30B
est: 772.58M (+67.9%)
|
1.11B
est: 965.35M (+14.8%)
|
1.20B
est: 995.48M (+20.6%)
|
1.70B
est: 1.07B (+59.7%)
|
1.04B
1.02B – 1.07B
-2.4% YoY
|
1.10B
1.06B – 1.16B
+5.8% YoY
|
1.14B
1.13B – 1.15B
+3.6% YoY
|
1.01B
990.04M – 1.03B
-11.8% YoY
|
| EPS |
0.18
est: 7.62 (-97.6%)
|
3.32
est: 3.78 (-12.2%)
|
3.63
est: 4.90 (-25.9%)
|
4.17
est: 5.24 (-20.5%)
|
4.97
est: 4.86 (+2.3%)
|
1.20
est: 1.38 (-12.7%)
|
2.99
est: 3.43 (-12.8%)
|
6.86
est: 8.66 (-20.7%)
|
15.96
est: 16.51 (-3.3%)
|
20.60
est: 20.01 (+3.0%)
|
16.98
13.11 – 20.64
-15.1% YoY
|
18.85
15.17 – 21.71
+11.0% YoY
|
20.44
18.38 – 23.76
+8.4% YoY
|
13.69
13.37 – 14.14
-33.0% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-08 | A | 4/5 | 5/5 | 5/5 | 4/5 | 2/5 | 4/5 | 3/5 |
| 2026-05-07 | A | 4/5 | 5/5 | 5/5 | 4/5 | 2/5 | 4/5 | 3/5 |
| 2026-05-06 | A | 4/5 | 5/5 | 5/5 | 4/5 | 2/5 | 4/5 | 3/5 |
| 2026-05-05 | A | 4/5 | 5/5 | 5/5 | 4/5 | 2/5 | 4/5 | 3/5 |
| 2026-05-04 | A | 4/5 | 5/5 | 5/5 | 4/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-30 | A+ | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-29 | A+ | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-28 | A+ | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-27 | A+ | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-24 | A+ | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-23 | A+ | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-22 | A+ | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-21 | A+ | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-20 | A+ | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-17 | A+ | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-16 | A+ | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 4/5 | 3/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | Dimensional Emerging Markets Sustainability Core 1 ETF DFSE | 0.01% | 78.0K | 0.44% |
| 2 | PlanRock Alternative Growth ETF PRAE | 0.01% | 1.1K | 1.43% |
| 3 | NYLI Candriam International Equity ETF IQSI | 0.01% | 23.1K | 0.15% |
| 4 | TD International Equity Index ETF TPE.TO | 0.01% | 388.2K | 0.19% |
| 5 | Amundi Prime Europe UCITS ETF DR (D) PRIE.L | 0.01% | 62.7K | 0.05% |
| 6 | Amundi Prime Europe UCITS ETF DR (C) PRAE.DE | 0.01% | 62.6K | 0.05% |
| 7 | State Street SPDR Portfolio Europe ETF SPEU | 0.01% | 68.9K | 0.07% |
| 8 | Dimensional - Emerging Markets ex China Core Equity ETF DEXC | 0.01% | 30.8K | 0.56% |
| 9 | Goldman Sachs MarketBeta International Equity ETF GSID | 0.01% | 72.1K | 0.25% |
| 10 | Goldman Sachs MarketBeta Total International Equity ETF GXUS | 0.01% | 35.9K | 0.18% |
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Wojciech Kemblowski | Vice President of Management Board & Chief Risk Officer | 2M | male |
| Magdalena Nowicka | Vice President of the Management Board | 2M | female |
| Natalie Yacoubian | Vice President of the Management Board | 2M | female |
| Volodymyr Mykolayovych Radin | Vice President of the Management Board | 2M | male |
| Przemyslaw Gdanski | President of Management Board & Chief Executive Officer | 2M | male |
| Jaromir Pelczarski | Chief Operating Officer | 2M | male |
| Jerzy Jacek Szugajew | Vice President of Management Board | 1M | male |
| Malgorzata Dabrowska | Vice President of Management Board | 1M | female |
| Konieczny Piotr Pawel | Vice President of Management Board | 1M | male |
| Francois Benaroya | Head of Retail & Banking, Integrate, Strategy & Dev & Vice Chairman of Supervisory Board | — | male |
| Aleksandra Zouner | MD of Management Accounting Division & Investor Relations | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for BNP.WA
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
