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Banco do Nordeste do Brasil S.A. (BNBR3.SA)

BRL113.00 -0.25 (-0.22%)
BR SAO Financial Services Banks - Regional
Address Avenida Dr. Silas Munguba, no 5700 60743-902
Fortaleza, CE, BR
CEO Paulo Henrique Saraiva Camara
Website bnb.gov.br
IPO 2000-01-04
ISIN BRBNBRACNOR8

Explore sections of this company profile

Description

Banco do Nordeste do Brasil S.A. functions as a pivotal regional development bank in Brazil, providing a comprehensive range of financial solutions. Its core offerings include various deposit accounts, such as demand, savings, and term deposits. The institution's extensive lending portfolio encompasses short-term microcredit, direct consumer loans, working capital financing, credit cards, overdraft facilities, and exchange and discount loans. Beyond traditional banking, it delivers specialized services like portfolio management, rigorous credit analysis, securities custody, foreign exchange transactions, electronic transfers, and collection services. Furthermore, the bank oversees third-party asset management, offering investment funds tailored for a broad spectrum of investors, from individuals to large institutions. Its activities also extend to capital market operations, fund administration, and the structuring and distribution of local debt and equity instruments, including debentures, promissory notes, real estate receivables certificates, and credit rights investment funds. The bank serves a diverse clientele, including individual consumers, corporate entities of all scales (large, medium, micro, and small), the agribusiness sector, small and mini rural producers, farmers, urban and rural microfinance initiatives, and government agencies. As of December 31, 2021, it maintained an impressive physical presence with 980 service points, comprising 292 branches, 473 urban microcredit units, and 215 rural microcredit units. Established in 1952, Banco do Nordeste do Brasil S.A. is headquartered in Fortaleza, Brazil.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
BRL113.00 -0.25 (-0.22%)
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Volume Profile
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Liquidity & share structure
Average Volume
328
Beta
0.09
Float Shares
50.80M
Free Float %
51.5%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-0.79% -2.20% -6.49% -8.64% +3.96% +0.89% +16.83% +37.04% +61.78% +423.58% +177.50%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
113.00
DCF (Unlevered) 104.09 -7.9%
DCF (Levered) 36.97 -67.3%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Quality scores
Altman Z-Score
0.59
Distress
Piotroski F-Score
5 / 9
Average
Composite Rating
A
Overall Score
4 / 5
High
DCF Score
3 / 5
Medium
ROE Score
5 / 5
High
ROA Score
5 / 5
High
D/E Score
2 / 5
Medium
P/E Score
4 / 5
High
P/Book Score
4 / 5
High
Operational MOAT
  • Revenue growth
    +5.9% Q1'26: +5.3% (vs Q1'25)
  • EPS growth
    +31.7% Q1'26: +42.8% (vs Q1'25)
  • FCF margin
    Q1'26: +76.1% (vs Q1'25)
  • EBIT margin
    Q1'26: +20.3% (vs Q1'25)
  • ROIC
    Q1'26: +7.1% (vs Q1'25)
  • Share dilution
    +14.3% Q1'26: +0.0% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 3.90× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.16) × ERP
WACC = 45% × Ke + 55% × Kd (37.2%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 104.09 Current price: 113.00
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-11 A 4/5 3/5 5/5 5/5 2/5 4/5 4/5
2026-05-04 A 4/5 3/5 5/5 5/5 2/5 4/5 4/5
2026-04-28 A 4/5 3/5 5/5 5/5 2/5 4/5 4/5
2026-04-24 A 4/5 3/5 5/5 5/5 2/5 4/5 4/5
2026-04-22 A 4/5 3/5 5/5 5/5 2/5 4/5 4/5
2026-04-20 A 4/5 3/5 5/5 5/5 2/5 4/5 4/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
247.29M
OE per share TTM
2.47
Owner's Yield
2.22%
Maintenance CapEx ratio
5.61%
Maint CapEx / Avg PPE
2.2%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
690.3K
Shares Outstanding
98.70M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Aila Maria Ribeiro de Almeida Medeiros Head of Audit Department
Ana Teresa Barbosa de Carvalho Director of Administration & Member of Executive Board female
Jose Aldemir Freire Director of Planning & Member of Executive Board male
Leonardo Victor Dantas da Cruz Director of Control & Risk and Member of Executive Board male
Luiz Abel Amorim de Andrade Director of Business & Member of Executive Board
Paulo Henrique Saraiva Camara President of the Executive Board & Director male
Raimundo Vandir Farias Junior Director of Business & Member of Executive Board
Wanger Antonio de Alencar Rocha Director of Finance & Credit and Member of Executive Board male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits