Banca Monte dei Paschi di Siena S.p.A. (BMPS.MI)
Siena, SI, IT
Banca Monte dei Paschi di Siena S.p.A., together with its subsidiaries, provides various banking products and services in Italy and internationally. It operates through four segments: Retail Banking, Wealth Management, Corporate Banking, and Large Corporate and Investment Banking. The company offers savings and deposit accounts, cards, advanced payment systems, insurance products, pensions, mortgages, and loans, as well as financial advisory, electronic payment, self-service customer operations, and consultancy services. It also provides asset management, financial planning, consultancy on non-financial services, and fiduciary and trust services; and credit intermediation, collaboration with trade associations, factoring offers, and third-party custody and storage services for dairy products. In addition, the company offers corporate and structured finance, medium and long-term credit, and specialized support, as well as leasing and bancassurance. It serves private customers, corporate and large group clients, and small and medium enterprises. The company was founded in 1472 and is headquartered in Siena, Italy.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -0.64% | -8.69% | -5.98% | -2.45% | +1.84% | -8.40% | +16.06% | +284.94% | -92.92% | -99.85% | -100.00% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 2 | 0 |
| Buy | 6 | 0 |
| Hold | 4 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth-27.8% Q1'26: +35.6% (vs Q1'25)
-
EPS growth-0.7% Q1'26: -48.5% (vs Q1'25)
-
FCF margin— Q1'26: -117.5% (vs Q1'25)
-
EBIT margin— Q1'26: +46.5% (vs Q1'25)
-
ROIC— Q1'26: +5.7% (vs Q1'25)
-
Share dilution+40.3% Q1'26: +141.8% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 11.57× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2015 actual |
Dec 2016 actual |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 11 Rev. Ana. 9 EPS Ana. |
Dec 2027 11 Rev. Ana. 10 EPS Ana. |
Dec 2028 10 Rev. Ana. 9 EPS Ana. |
Dec 2029 5 Rev. Ana. 3 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
7.37B
est: 4.49B (+64.2%)
|
6.00B
est: 4.40B (+36.4%)
|
5.67B
est: 4.03B (+40.5%)
|
4.26B
est: 3.35B (+27.2%)
|
4.16B
est: 3.17B (+31.0%)
|
3.89B
est: 2.92B (+33.1%)
|
3.86B
est: 3.03B (+27.7%)
|
3.91B
est: 3.02B (+29.4%)
|
6.01B
est: 3.48B (+72.6%)
|
6.56B
est: 4.02B (+63.0%)
|
4.74B
est: 4.97B (-4.7%)
|
7.96B
7.84B – 8.10B
+60.0% YoY
|
8.36B
8.19B – 8.61B
+5.1% YoY
|
8.72B
8.67B – 8.76B
+4.2% YoY
|
8.94B
8.78B – 9.16B
+2.6% YoY
|
| EBITDA |
626.16M
est: 289.43M (+116.3%)
|
-2.98B
est: 283.55M (-1,150.9%)
|
-3.95B
est: 259.83M (-1,620.7%)
|
196.39M
est: 216.00M (-9.1%)
|
334.81M
est: 204.52M (+63.7%)
|
-1.10B
est: 188.20M (-686.7%)
|
503.95M
est: 194.92M (+158.5%)
|
-386.55M
est: 194.44M (-298.8%)
|
1.93B
est: 754.75M (+155.8%)
|
1.66B
est: 872.25M (+90.5%)
|
2.26B
est: 1.08B (+110.0%)
|
1.72B
1.70B – 1.76B
+60.0% YoY
|
1.81B
1.78B – 1.87B
+5.1% YoY
|
1.89B
1.88B – 1.90B
+4.2% YoY
|
1.94B
1.90B – 1.99B
+2.6% YoY
|
| EBIT |
382.59M
est: 64.67M (+491.6%)
|
-3.23B
est: 63.35M (-5,192.4%)
|
-4.24B
est: 58.05M (-7,404.2%)
|
-76.80M
est: 48.26M (-259.1%)
|
53.59M
est: 45.70M (+17.3%)
|
-1.35B
est: 42.05M (-3,304.0%)
|
258.16M
est: 43.55M (+492.8%)
|
-605.13M
est: 43.44M (-1,492.9%)
|
1.70B
est: 596.56M (+185.3%)
|
1.46B
est: 689.43M (+112.4%)
|
2.08B
est: 852.03M (+143.6%)
|
1.36B
1.34B – 1.39B
+60.0% YoY
|
1.43B
1.40B – 1.48B
+5.1% YoY
|
1.49B
1.49B – 1.50B
+4.2% YoY
|
1.53B
1.51B – 1.57B
+2.6% YoY
|
| Net Income |
388.10M
est: 27.68B (-98.6%)
|
-3.24B
est: -679.24B (+99.5%)
|
-3.50B
est: -109.18B (+96.8%)
|
278.58M
est: 6.69B (-95.8%)
|
-1.03B
est: 2.26B (-145.8%)
|
-1.69B
est: -18.71B (+91.0%)
|
309.51M
est: 9.25B (-96.7%)
|
-178.36M
est: 267.92M (-166.6%)
|
2.05B
est: 3.68B (-44.3%)
|
1.95B
est: 1.80B (+8.6%)
|
3.04B
est: 1.18B (+157.1%)
|
1.34B
1.15B – 1.52B
+13.3% YoY
|
1.60B
1.40B – 1.79B
+19.3% YoY
|
1.72B
1.60B – 1.83B
+7.5% YoY
|
1.97B
1.92B – 2.03B
+14.7% YoY
|
| SGA |
1.31B
est: 470.92M (+177.1%)
|
1.45B
est: 461.34M (+213.8%)
|
1.22B
est: 422.75M (+188.1%)
|
637.18M
est: 351.44M (+81.3%)
|
629.84M
est: 332.76M (+89.3%)
|
583.48M
est: 306.20M (+90.6%)
|
492.70M
est: 317.15M (+55.4%)
|
484.02M
est: 316.37M (+53.0%)
|
425.55M
est: 484.02M (-12.1%)
|
339.94M
est: 559.38M (-39.2%)
|
1.52B
est: 691.30M (+120.0%)
|
1.11B
1.09B – 1.13B
+60.0% YoY
|
1.16B
1.14B – 1.20B
+5.1% YoY
|
1.21B
1.21B – 1.22B
+4.2% YoY
|
1.24B
1.22B – 1.27B
+2.6% YoY
|
| EPS |
465.25
est: 21.98 (+2,016.5%)
|
-2,296.51
est: -539.34 (-325.8%)
|
-152.10
est: -86.69 (-75.5%)
|
5.26
est: 5.31 (-0.9%)
|
-19.16
est: 1.79 (-1,169.2%)
|
-32.22
est: -14.86 (-116.9%)
|
6.54
est: 7.35 (-11.0%)
|
-0.20
est: 0.21 (-195.3%)
|
1.63
est: 2.08 (-21.5%)
|
1.55
est: 1.01 (+53.0%)
|
1.54
est: 0.67 (+131.4%)
|
0.78
0.65 – 0.86
+17.0% YoY
|
0.90
0.79 – 1.01
+15.7% YoY
|
0.99
0.91 – 1.04
+9.7% YoY
|
1.11
1.09 – 1.15
+12.8% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-21 | A- | 4/5 | 5/5 | 4/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-20 | A | 4/5 | 5/5 | 5/5 | 4/5 | 2/5 | 4/5 | 2/5 |
| 2026-05-19 | A | 4/5 | 5/5 | 5/5 | 4/5 | 2/5 | 4/5 | 2/5 |
| 2026-05-18 | A | 4/5 | 5/5 | 5/5 | 4/5 | 2/5 | 4/5 | 2/5 |
| 2026-05-15 | A | 4/5 | 5/5 | 5/5 | 4/5 | 2/5 | 4/5 | 2/5 |
| 2026-05-14 | A | 4/5 | 5/5 | 5/5 | 4/5 | 2/5 | 4/5 | 2/5 |
| 2026-05-13 | A | 4/5 | 5/5 | 5/5 | 4/5 | 2/5 | 4/5 | 2/5 |
| 2026-05-12 | A | 4/5 | 5/5 | 5/5 | 4/5 | 2/5 | 4/5 | 2/5 |
| 2026-05-11 | A | 4/5 | 5/5 | 5/5 | 4/5 | 2/5 | 4/5 | 2/5 |
| 2026-05-08 | A | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 4/5 | 2/5 |
| 2026-05-07 | A | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 4/5 | 2/5 |
| 2026-05-06 | A | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 4/5 | 2/5 |
| 2026-05-05 | A | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 4/5 | 2/5 |
| 2026-05-04 | A | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 4/5 | 2/5 |
| 2026-04-30 | A | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 4/5 | 2/5 |
| 2026-04-29 | A | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 4/5 | 2/5 |
| 2026-04-28 | A | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 4/5 | 2/5 |
| 2026-04-27 | A | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 4/5 | 2/5 |
| 2026-04-24 | A | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 4/5 | 2/5 |
| 2026-04-23 | A+ | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-22 | A+ | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-21 | A+ | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-20 | A+ | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-17 | A+ | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-16 | A+ | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-15 | A | 4/5 | 5/5 | 5/5 | 5/5 | 1/5 | 4/5 | 3/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Luigi Lovaglio | CEO & Director | 582.8K | male |
| Andrea Francesco Maffezzoni | Chief Financial Officer & Chief Financial Reporting Officer | — | male |
| Elisabetta Pozzi | Head of Investor Relations | — | female |
| Emanuele Scarnati | Chief Commercial Officer of Large Corporate & Investment Banking di Banca MPS | — | male |
| Ettore Carneade | Chief Compliance Executive | — | male |
| Fabrizio Leandri | Chief Lending Officer | — | male |
| Fiorella Ferri | Chief Human Capital Officer | — | female |
| Maurizio Bai | Deputy Commercial General Manager | — | male |
| Moreno Sonnini | Head of the North-West Territorial Area | — | — |
| Renzo Filippo Riccardo Quagliana | Group General Counsel | — | male |
| Alessandro Giacometti | Chief Operating Officer | — | male |
| Vittorio Calvanico | Chief Safety & Security Officer | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for BMPS.MI
Short-term intention
Target Price Distribution
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