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Banca Mediolanum S.p.A. (BMED.MI)

EUR22.31 -0.23 (-1.02%)
IT MIL Financial Services Banks - Regional
Address Palazzo Meucci 20079
Basiglio, MI, IT
CEO Massimo Antonio Doris
IPO 2000-01-03
ISIN IT0004776628

Explore sections of this company profile

Also trades on Italian Stock Exchange · BMED.MI (EUR) Other OTC · BNCDY (USD) Other OTC · BNMDF (USD)
Description

Banca Mediolanum S.p.A. is an Italian financial institution that delivers a broad spectrum of banking and financial solutions. Its offerings encompass fundamental services like checking accounts, diverse lending options including mortgages, and a variety of payment cards such as debit, credit, and prepaid. Additionally, the company facilitates wealth growth through savings instruments, investment vehicles like stocks and bonds, and brokerage services. Beyond traditional banking, it also provides insurance and retirement planning products. The organization was established in 1982, with its primary operations based in Basiglio, Italy.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
EUR22.31 -0.23 (-1.02%)
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Volume Profile
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Liquidity & share structure
Average Volume
1M
Beta
0.75
Float Shares
189.23M
Free Float %
25.6%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-0.72% +0.83% +3.14% +10.88% +1.20% -1.63% +33.52% +146.62% +147.89% +173.83% +1,095.06%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
22.31
DCF (Unlevered) 67.57 +202.9%
DCF (Levered) 80.34 +260.1%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 64% Bullish
Rating 2026-05 Change
Strong Buy 2 0
Buy 5 0
Hold 4 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.19
Distress
Piotroski F-Score
5 / 9
Average
Composite Rating
B
Overall Score
3 / 5
Medium
DCF Score
3 / 5
Medium
ROE Score
5 / 5
High
ROA Score
4 / 5
High
D/E Score
2 / 5
Medium
P/E Score
2 / 5
Medium
P/Book Score
1 / 5
Low
Operational MOAT
  • Revenue growth
    +69.7% Q1'26: +29.8% (vs Q1'25)
  • EPS growth
    +10.7% Q1'26: +12.1% (vs Q1'25)
  • FCF margin
    Q1'26: +0.0% (vs Q1'25)
  • EBIT margin
    Q1'26: +43.0% (vs Q1'25)
  • ROIC
    Q1'26: +16.7% (vs Q1'25)
  • Share dilution
    +1.0% Q1'26: -0.1% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 1.22× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.75) × ERP
WACC = 83% × Ke + 17% × Kd (12.2%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 68.59 Current price: 22.31
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2015
actual
Dec 2016
actual
Dec 2017
actual
Dec 2018
actual
Dec 2019
actual
Dec 2020
actual
Dec 2021
actual
Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
5 Rev. Ana.
7 EPS Ana.
Dec 2027
5 Rev. Ana.
8 EPS Ana.
Dec 2028
3 Rev. Ana.
6 EPS Ana.
Dec 2029
2 Rev. Ana.
4 EPS Ana.
Revenue
4.74B
est: 2.55B (+85.6%)
3.77B
est: 1.58B (+137.9%)
3.43B
est: 1.51B (+126.8%)
2.17B
est: 1.43B (+51.6%)
5.84B
est: 1.99B (+193.6%)
3.18B
est: 1.20B (+165.5%)
6.45B
est: 1.60B (+303.0%)
1.49B
est: 2.12B (-29.7%)
2.42B
est: 2.07B (+17.3%)
3.01B
est: 2.31B (+30.1%)
5.10B
est: 2.23B (+129.0%)
2.33B
2.20B – 2.43B
+4.7% YoY
2.86B
2.66B – 2.95B
+22.7% YoY
2.61B
2.61B – 2.62B
-8.7% YoY
2.57B
2.40B – 2.66B
-1.8% YoY
EBITDA
587.26M
est: 847.86M (-30.7%)
481.69M
est: 525.29M (-8.3%)
483.43M
est: 502.31M (-3.8%)
458.64M
est: 475.81M (-3.6%)
738.99M
est: 660.07M (+12.0%)
531.42M
est: 397.85M (+33.6%)
890.47M
est: 531.28M (+67.6%)
643.84M
est: 703.06M (-8.4%)
1.07B
est: 734.50M (+45.3%)
1.45B
est: 821.99M (+76.5%)
1.45B
est: 792.29M (+83.3%)
829.51M
782.10M – 863.89M
+4.7% YoY
1.02B
944.61M – 1.05B
+22.7% YoY
929.02M
926.17M – 931.86M
-8.7% YoY
912.07M
853.18M – 944.13M
-1.8% YoY
EBIT
561.22M
est: 847.86M (-33.8%)
448.89M
est: 525.29M (-14.5%)
447.08M
est: 502.31M (-11.0%)
421.48M
est: 475.81M (-11.4%)
738.99M
est: 660.07M (+12.0%)
531.42M
est: 397.85M (+33.6%)
890.47M
est: 531.28M (+67.6%)
643.84M
est: 703.06M (-8.4%)
1.07B
est: 732.67M (+45.7%)
1.45B
est: 819.94M (+76.9%)
1.43B
est: 790.32M (+80.9%)
827.45M
780.16M – 861.74M
+4.7% YoY
1.01B
942.26M – 1.04B
+22.7% YoY
926.70M
923.87M – 929.54M
-8.7% YoY
909.80M
851.06M – 941.78M
-1.8% YoY
Net Income
438.61M
est: 409.49M (+7.1%)
393.53M
est: 365.00M (+7.8%)
379.99M
est: 369.17M (+2.9%)
255.71M
est: 340.98M (-25.0%)
565.43M
est: 562.61M (+0.5%)
434.46M
est: 406.25M (+6.9%)
713.06M
est: 645.62M (+10.4%)
506.83M
est: 499.45M (+1.5%)
821.87M
est: 908.46M (-9.5%)
1.12B
est: 1.03B (+8.4%)
1.24B
est: 1.07B (+15.6%)
1.07B
1.01B – 1.09B
+0.1% YoY
1.13B
1.06B – 1.19B
+5.4% YoY
1.18B
1.07B – 1.30B
+4.4% YoY
1.33B
1.21B – 1.39B
+12.4% YoY
SGA
272.47M
est: 349.83M (-22.1%)
293.46M
est: 216.74M (+35.4%)
287.24M
est: 207.26M (+38.6%)
293.43M
est: 196.32M (+49.5%)
294.44M
est: 272.35M (+8.1%)
299.03M
est: 164.15M (+82.2%)
329.34M
est: 219.21M (+50.2%)
353.27M
est: 290.09M (+21.8%)
391.77M
est: 274.19M (+42.9%)
424.15M
est: 306.85M (+38.2%)
370.64M
est: 295.77M (+25.3%)
309.66M
291.97M – 322.50M
+4.7% YoY
379.82M
352.63M – 390.91M
+22.7% YoY
346.81M
345.75M – 347.87M
-8.7% YoY
340.48M
318.50M – 352.45M
-1.8% YoY
EPS
0.59
est: 0.56 (+6.2%)
0.53
est: 0.50 (+7.1%)
0.52
est: 0.50 (+3.9%)
0.35
est: 0.46 (-24.3%)
0.77
est: 0.76 (+0.9%)
0.59
est: 0.55 (+7.1%)
0.97
est: 0.88 (+10.8%)
0.69
est: 0.68 (+1.2%)
1.11
est: 1.23 (-9.6%)
1.52
est: 1.41 (+7.5%)
1.68
est: 1.47 (+14.6%)
1.42
1.36 – 1.47
-3.1% YoY
1.50
1.43 – 1.59
+5.7% YoY
1.59
1.44 – 1.74
+5.6% YoY
1.78
1.63 – 1.86
+12.2% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-12 B+ 3/5 4/5 5/5 4/5 2/5 3/5 1/5
2026-05-11 B+ 3/5 4/5 5/5 4/5 2/5 3/5 1/5
2026-05-08 B 3/5 3/5 5/5 4/5 2/5 2/5 1/5
2026-05-07 B 3/5 3/5 5/5 4/5 2/5 2/5 1/5
2026-05-06 B 3/5 3/5 5/5 4/5 2/5 2/5 1/5
2026-05-05 B+ 3/5 3/5 5/5 4/5 2/5 3/5 1/5
2026-05-04 B+ 3/5 3/5 5/5 4/5 2/5 3/5 1/5
2026-04-30 B+ 3/5 4/5 5/5 4/5 2/5 3/5 1/5
2026-04-29 B+ 3/5 4/5 5/5 4/5 2/5 3/5 1/5
2026-04-28 B+ 3/5 4/5 5/5 4/5 2/5 3/5 1/5
2026-04-27 B+ 3/5 4/5 5/5 4/5 2/5 3/5 1/5
2026-04-24 B+ 3/5 4/5 5/5 4/5 1/5 3/5 1/5
2026-04-23 A- 4/5 4/5 5/5 5/5 2/5 3/5 1/5
2026-04-22 A- 4/5 4/5 5/5 5/5 2/5 3/5 1/5
2026-04-21 A- 4/5 4/5 5/5 5/5 2/5 3/5 1/5
2026-04-20 A- 4/5 4/5 5/5 5/5 2/5 3/5 1/5
2026-04-17 B+ 3/5 4/5 5/5 5/5 1/5 3/5 1/5
2026-04-16 B+ 3/5 4/5 5/5 5/5 1/5 3/5 1/5
2026-04-15 B+ 3/5 4/5 5/5 5/5 1/5 3/5 1/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
15.62M
OE per share TTM
0.02
Owner's Yield
0.11%
Maintenance CapEx ratio
0.86%
Maint CapEx / Avg PPE
5.6%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
369.3K
Shares Outstanding
739.24M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Massimo Antonio Doris Chief Executive Officer & Director 1M male
Angelo Lietti Chief Financial Officer & Manager for Preparing Corporate Accounting Documents male
Ettore Parlato Spadafora Head of Legal & Compliance Control male
Alessandra Lanzone Head of Investor Relations female
Luca Maria Rovere Secretary to the Board of Directors male
Roberto Brega Head of Compliance male
Lisa Maxon Executive of Investor Relations female
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits