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Banco Macro S.A. (BMA.BA)

ARS14,700.00 +390.00 (+2.73%)
AR BUE Financial Services Banks - Regional
Address Avenida Eduardo Madero 1172 C1106ACY
Buenos Aires, AR
CEO Juan Martin Parma
IPO 2000-01-03
ISIN ARBANS010010

Explore sections of this company profile

Also trades on Buenos Aires Stock Exchange · BMA.BA (ARS) New York Stock Exchange · BMA (USD)
Description

Banco Macro S.A., an Argentine financial institution established in 1966 and headquartered in Buenos Aires, delivers a broad spectrum of banking and financial solutions to both individual consumers and corporate clients across the nation. For its retail customer base, the bank offers essential services such as savings, checking, and time deposit accounts, a variety of credit and debit cards, and a comprehensive suite of lending products. These include consumer, mortgage, automobile, personal, pledged, and credit card loans, as well as overdraft facilities. Complementary retail services encompass credit-related assistance, home and car insurance, tax collection, utility payments, money transfers, access to a robust ATM network, and document discounting. In its corporate banking division, Banco Macro provides businesses with diverse deposit services, various lending options (including guaranteed loans, check cashing advances, and factoring), and specialized credit lines for foreign trade. The corporate offering also extends to trust administration, payroll processing, financial agency services, corporate credit cards, and other niche products. Furthermore, the bank supports businesses with working capital funding, credit for investment projects, leasing arrangements, and international trade transactions. Additionally, Banco Macro offers extensive transaction services, such as cash management, collection services, supplier payments, payroll processing, foreign exchange, and foreign trade support. Corporate clients can also access specialized information through Datanet and Interpymes services. The bank ensures convenient access to its offerings via internet and mobile banking platforms and provides a range of short-term to medium-to-long-term corporate lending products.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
ARS14,700.00 +390.00 (+2.73%)
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Volume Profile
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Liquidity & share structure
Average Volume
322.2K
Beta
0.50
Float Shares
401.34M
Free Float %
63.9%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+3.38% +19.15% +24.10% +19.89% +3.54% -0.96% +37.14% +1,464.61% +4,922.42% +15,195.32% +616,413.76%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Analyst Consensus (9 ratings, all time) Hold
Price Targets & DCF
Current price
14,700.00
DCF (Unlevered) 6,110,053.39 +41,465.0%
DCF (Levered) 10,176,447.41 +69,127.5%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 83% Bullish
Rating 2026-05 Change
Strong Buy 1 0
Buy 4 +1
Hold 1 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.51
Distress
Piotroski F-Score
6 / 9
Average
Composite Rating
B
Overall Score
3 / 5
Medium
DCF Score
4 / 5
High
ROE Score
2 / 5
Medium
ROA Score
4 / 5
High
D/E Score
3 / 5
Medium
P/E Score
1 / 5
Low
P/Book Score
2 / 5
Medium
Operational MOAT
  • Revenue growth
    -22.8% Q1'26: +31.9% (vs Q1'25)
  • EPS growth
    -11.6% Q1'26: +212.7% (vs Q1'25)
  • FCF margin
    Q1'26: +45.2% (vs Q1'25)
  • EBIT margin
    Q1'26: +15.2% (vs Q1'25)
  • ROIC
    Q1'26: +14.4% (vs Q1'25)
  • Share dilution
    +0.0% Q1'26: 0.0% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 1.66× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.47) × ERP
WACC = 0% × Ke + 100% × Kd (125.6%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 6,110,053.39 Current price: 14,700.00
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2015
actual
Dec 2016
actual
Dec 2017
actual
Dec 2018
actual
Dec 2019
actual
Dec 2020
actual
Dec 2021
actual
Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
6 Rev. Ana.
2 EPS Ana.
Dec 2027
9 Rev. Ana.
2 EPS Ana.
Dec 2028
6 Rev. Ana.
1 EPS Ana.
Dec 2029
5 Rev. Ana.
Dec 2030
3 Rev. Ana.
Revenue
16.01B
est: 13.79B (+16.1%)
21.47B
est: 21.69B (-1.0%)
86.98B
est: 30.43B (+185.8%)
129.68B
est: 49.42B (+162.4%)
387.42B
est: 85.98B (+350.6%)
587.93B
est: 109.31B (+437.9%)
1.70T
est: 149.81B (+1,035.9%)
5.37T
est: 254.20B (+2,013.0%)
9.69T
est: 3.47T (+179.2%)
6.46T
est: 4.27T (+51.4%)
4.99T
est: 4.20T (+18.8%)
5.45T
4.95T – 6.08T
+29.8% YoY
6.49T
4.26T – 7.77T
+18.9% YoY
8.36T
8.35T – 8.36T
+28.8% YoY
10.39T
8.03T – 12.04T
+24.3% YoY
10.69T
8.26T – 12.39T
+2.9% YoY
EBITDA
10.30M
est: 1.95B (-99.5%)
4.81M
est: 3.07B (-99.8%)
est: 4.31B (-100.0%)
est: 6.99B (-100.0%)
75.34B
est: 12.17B (+519.2%)
128.21B
est: 15.47B (+728.9%)
189.17B
est: 21.20B (+792.4%)
504.48B
est: 35.97B (+1,302.5%)
2.01T
est: 422.19B (+376.0%)
498.16B
est: 518.97B (-4.0%)
591.18B
est: 510.71B (+15.8%)
663.10B
601.36B – 738.74B
+29.8% YoY
788.73B
518.07B – 945.28B
+18.9% YoY
1.02T
1.02T – 1.02T
+28.8% YoY
1.26T
976.01B – 1.46T
+24.3% YoY
1.30T
1.00T – 1.51T
+2.9% YoY
EBIT
-324.98M
est: 1.67B (-119.4%)
-407.44M
est: 2.63B (-115.5%)
-2.16B
est: 3.69B (-158.7%)
-3.09B
est: 5.99B (-151.5%)
69.17B
est: 10.43B (+563.2%)
115.26B
est: 13.26B (+769.4%)
145.94B
est: 18.17B (+703.3%)
401.07B
est: 30.83B (+1,200.9%)
1.88T
est: 356.17B (+428.7%)
360.01B
est: 437.81B (-17.8%)
511.35B
est: 430.84B (+18.7%)
559.40B
507.31B – 623.21B
+29.8% YoY
665.38B
437.05B – 797.45B
+18.9% YoY
856.99B
856.94B – 857.04B
+28.8% YoY
1.07T
823.38B – 1.24T
+24.3% YoY
1.10T
847.40B – 1.27T
+2.9% YoY
Net Income
5.01B
est: 4.72B (+6.1%)
6.54B
est: 7.57B (-13.6%)
9.13B
est: 9.66B (-5.4%)
-1.50B
est: 15.54B (-109.7%)
42.57B
est: 33.24B (+28.1%)
76.90B
est: 26.16B (+194.0%)
138.74B
est: 24.70B (+461.8%)
276.45B
est: 43.68B (+532.9%)
1.27T
est: 471.29B (+168.9%)
325.50B
est: 293.66B (+10.8%)
289.42B
est: 331.74B (-12.8%)
599.80B
541.97B – 627.97B
+80.8% YoY
1.00T
972.47B – 1.07T
+67.2% YoY
1.34T
959.84B – 1.64T
+33.3% YoY
— – —
-100.0% YoY
— – —
SGA
5.27B
est: 2.21B (+138.2%)
7.35B
est: 3.48B (+111.5%)
27.12B
est: 4.88B (+456.0%)
42.05B
est: 7.92B (+430.8%)
69.87B
est: 13.78B (+407.0%)
117.86B
est: 17.52B (+572.7%)
350.72B
est: 24.01B (+1,360.6%)
764.44B
est: 40.75B (+1,776.1%)
923.47B
est: 558.77B (+65.3%)
1.02T
est: 686.86B (+48.0%)
1.02T
est: 675.92B (+50.3%)
877.62B
795.89B – 977.72B
+29.8% YoY
1.04T
685.66B – 1.25T
+18.9% YoY
1.34T
1.34T – 1.34T
+28.8% YoY
1.67T
1.29T – 1.94T
+24.3% YoY
1.72T
1.33T – 1.99T
+2.9% YoY
EPS
8.57
est: 7.38 (+16.0%)
11.04
est: 11.84 (-6.8%)
13.48
est: 15.10 (-10.7%)
-2.31
est: 24.30 (-109.5%)
63.81
est: 51.98 (+22.8%)
47.36
est: 40.91 (+15.8%)
42.42
est: 38.62 (+9.8%)
67.31
est: 68.31 (-1.5%)
918.54
est: 737.07 (+24.6%)
509.06
est: 480.47 (+5.9%)
449.81
est: 520.07 (-13.5%)
905.70
847.61 – 982.11
+74.1% YoY
1,611.75
1,520.88 – 1,668.51
+78.0% YoY
2,130.50
1,501.14 – 2,571.83
+32.2% YoY
— – —
-100.0% YoY
— – —
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-28 B 3/5 4/5 2/5 4/5 3/5 1/5 2/5
2026-05-27 B 3/5 4/5 2/5 4/5 3/5 1/5 2/5
2026-05-26 B 3/5 4/5 2/5 4/5 3/5 1/5 2/5
2026-05-22 B 3/5 4/5 2/5 4/5 3/5 1/5 2/5
2026-05-21 B 3/5 4/5 2/5 4/5 3/5 1/5 2/5
2026-05-20 B 3/5 4/5 2/5 4/5 3/5 1/5 2/5
2026-05-19 B 3/5 4/5 2/5 4/5 3/5 1/5 2/5
2026-05-18 B 3/5 4/5 2/5 4/5 3/5 1/5 2/5
2026-05-15 A 4/5 4/5 5/5 5/5 3/5 4/5 2/5
2026-05-14 A 4/5 4/5 5/5 5/5 3/5 4/5 2/5
2026-05-13 A 4/5 4/5 5/5 5/5 3/5 4/5 2/5
2026-05-12 A 4/5 4/5 5/5 5/5 3/5 4/5 2/5
2026-05-11 A+ 4/5 4/5 5/5 5/5 3/5 5/5 2/5
2026-05-08 A+ 4/5 4/5 5/5 5/5 3/5 5/5 2/5
2026-05-07 A+ 4/5 4/5 5/5 5/5 3/5 5/5 2/5
2026-05-06 A+ 4/5 4/5 5/5 5/5 3/5 5/5 2/5
2026-05-05 A+ 4/5 4/5 5/5 5/5 3/5 5/5 2/5
2026-05-04 A+ 4/5 4/5 5/5 5/5 3/5 5/5 2/5
2026-04-30 A 4/5 4/5 5/5 5/5 2/5 5/5 2/5
2026-04-29 A 4/5 4/5 5/5 5/5 2/5 5/5 2/5
2026-04-28 A 4/5 4/5 5/5 5/5 2/5 5/5 2/5
2026-04-27 A 4/5 4/5 5/5 5/5 2/5 5/5 2/5
2026-04-24 A 4/5 4/5 5/5 5/5 2/5 4/5 2/5
2026-04-23 A 4/5 4/5 5/5 5/5 2/5 4/5 2/5
2026-04-22 A 4/5 4/5 5/5 5/5 2/5 4/5 2/5
2026-04-21 A 4/5 4/5 5/5 5/5 2/5 4/5 2/5
2026-04-20 A 4/5 4/5 5/5 5/5 2/5 4/5 2/5
2026-04-17 A 4/5 4/5 5/5 5/5 2/5 4/5 2/5
2026-04-16 A 4/5 4/5 5/5 5/5 2/5 4/5 2/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
846.23B
OE per share TTM
1,323.49
Owner's Yield
9.85%
Maintenance CapEx ratio
2.10%
Maint CapEx / Avg PPE
7.9%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
56.79M
Shares Outstanding
628.18M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Ernesto Eduardo Medina Technology & Banking Operations Manager male
Ernesto Lopez Legal Manager male
Francisco Muro Distribution & Sales Manager male
Gaston Alberto Mooney Chief Risk Officer male
Jorge Francisco Scarinci CFO & Finance Manager male
Juan Domingo Mazzon Strategy, Management Control & Public Relations Manager male
Juan Ignacio Catalano Trading Desk Manager & Director male
Juan Martin Parma Chief Executive Officer male
Mercedes Bembibre People Manager female
Nicolas Daniel Giacinti Compliance Manager
Valeria Berzal Head of Financial Services Customer Service
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

Share your view on this stock and instantly see how the community has voted over the last 6 months.

These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits