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Blueharbor Bank (BLHK)

USD43.00 -0.10 (-0.23%)
US OTC Financial Services Banks - Regional
Address 106 Corporate Park Drive 28117
Mooresville, NC, US
CEO Joe I. Marshall Jr.
IPO 2010-01-04
ISIN US0956131058

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Description

Blueharbor Bank offers a comprehensive range of financial solutions. Both individual and corporate clients can open checking, savings, and investment accounts. The institution extends credit facilities, including personal loans for property acquisition (such as residential lots), vehicle purchases, and home building projects. Furthermore, it provides commercial financing solutions like small business loans, construction financing for businesses, and revolving lines of credit. Additional offerings include credit card products, alongside convenient digital tools such as remote deposit capture and online banking. Operating within Iredell County, the northern part of Mecklenburg County, and adjacent regions, Blueharbor Bank maintains full-service branches in Mooresville, Statesville, and Huntersville, North Carolina. It also operates loan production facilities in Belmont and Morehead City, North Carolina, to extend its reach. Established in 2008, its corporate headquarters are situated in Mooresville, North Carolina.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
USD43.00 -0.10 (-0.23%)
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Volume Profile
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Liquidity & share structure
Average Volume
363
Beta
0.07
Float Shares
2.82M
Free Float %
95.2%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.47% +0.47% +2.38% +7.91% +38.10% +37.66% +71.12% +139.28% +226.62% +440.25% +462.17%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
43.00
DCF (Unlevered) 75.19 +74.9%
DCF (Levered) 83.43 +94.0%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Quality scores
Altman Z-Score
0.40
Distress
Piotroski F-Score
3 / 9
Average
Composite Rating
A+
Overall Score
4 / 5
High
DCF Score
5 / 5
High
ROE Score
5 / 5
High
ROA Score
5 / 5
High
D/E Score
2 / 5
Medium
P/E Score
4 / 5
High
P/Book Score
3 / 5
Medium
Operational MOAT
★ Strong MOAT
  • Revenue growth
    +19.2% Q2'26: +19.5% (vs Q2'25)
  • EPS growth
    +62.2% Q2'26: +39.8% (vs Q2'25)
  • FCF margin
    Q2'26: +0.0% (vs Q2'25)
  • EBIT margin
    Q2'26: +47.9% (vs Q2'25)
  • ROIC
    Q2'26: +24.2% (vs Q2'25)
  • Share dilution
    -0.5% Q2'26: +0.3% (vs Q2'25)
  • Debt / EBITDA
    Q2'26: 0.01× (vs Q2'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.08) × ERP
WACC = 100% × Ke + 0% × Kd (5,874.3%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 75.19 Current price: 43.00
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-13 C 2/5 4/5 1/5 1/5 1/5 3/5 1/5
2026-05-12 C 2/5 4/5 1/5 1/5 1/5 3/5 1/5
2026-05-11 C 2/5 4/5 1/5 1/5 1/5 3/5 1/5
2026-05-08 C 2/5 4/5 1/5 1/5 1/5 3/5 1/5
2026-05-07 C 2/5 4/5 1/5 1/5 1/5 3/5 1/5
2026-04-30 C 2/5 4/5 1/5 1/5 1/5 3/5 1/5
2026-04-29 C 2/5 4/5 1/5 1/5 1/5 3/5 1/5
2026-04-28 C+ 2/5 5/5 1/5 1/5 1/5 3/5 1/5
2026-04-27 C+ 2/5 5/5 1/5 1/5 1/5 3/5 1/5
2026-04-23 C+ 2/5 5/5 1/5 1/5 1/5 3/5 1/5
2026-04-22 A+ 4/5 5/5 5/5 5/5 3/5 4/5 2/5
2026-04-21 A+ 4/5 5/5 5/5 5/5 3/5 4/5 2/5
2026-04-20 A+ 4/5 5/5 5/5 5/5 3/5 4/5 2/5
2026-04-17 A 4/5 5/5 5/5 5/5 2/5 4/5 2/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
2.46M
OE per share TTM
0.81
Owner's Yield
1.92%
Maintenance CapEx ratio
23.49%
Maint CapEx / Avg PPE
51.3%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
369.1K
Shares Outstanding
2.96M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Andrew Jackson Market President male
Carl T. Larson Vice President & Controller male
Christopher L. Nichols Senior Vice President & Senior Commercial Lender male
Don Flowe Chief Credit Officer & Senior Vice President male
Gordon Quarles Senior Vice President & Market Executive of Gaston County male
Joe I. Marshall Jr. President, Chief Executive Officer & Director male
Kim Atwell Senior Vice President & Commercial Lender female
Lindsey Huffman Vice President & Chief Financial Officer female
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits