Bank of Cyprus Holdings Public Limited Company (BKCYF)
Nicosia, HK, CY
Bank of Cyprus Holdings Public Limited Company, through its subsidiaries, provides various banking and financial services in Cyprus, Greece, the United Kingdom, the United States, Canada, Germany, France, Romania, Russia, Ukraine, Belarus, Israel, and internationally. The company operates through eight segments: Corporate, Small and Medium-sized Enterprises, and Retail; IBU and International Corporate; Restructuring and Recoveries Unit; Real Estate Management Unit; Treasury; Insurance; Payment Services; and Other. It offers current, salary, savings, sight, payment, quick, traditional and business fixed-term deposit, and notice accounts; housing, consumer, student, and business loans; debit, credit, prepaid, virtual, youth culture, quick, and special cards; and insurance products. The company also provides digital wallets; digital and internet banking; services and payments, including instant, electronic, and overseas payments, as well as transfers and payments, mobile cheque deposit, fixed deposit and cash flow management, transaction security, trade facilities, notification services, project finance, and factor services. In addition, it offers markets and hedging products, such as foreign exchange, equities and funds, fixed income, commodities, and structure products; investment services comprising discretionary asset management, execution, and advisory services; depository and custody services; and institutional investment services. The company was formerly known as Bank of Cyprus Public Company Limited and changed its name to Bank of Cyprus Holdings Public Limited Company in January 2017. Bank of Cyprus Holdings Public Limited Company was founded in 1899 and is headquartered in Nicosia, Cyprus.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +0.00% | -0.02% | +15.65% | +12.58% | +30.24% | +30.24% | +69.68% | +302.63% | +1,219.72% | +289.43% | +289.43% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
-
Revenue growth-10.0% Q1'26: -4.6% (vs Q1'25)
-
EPS growth-4.4% Q1'26: +3.7% (vs Q1'25)
-
FCF margin— Q1'26: +0.0% (vs Q1'25)
-
EBIT margin— Q1'26: +52.5% (vs Q1'25)
-
ROIC— Q1'26: -15.0% (vs Q1'25)
-
Share dilution-8.1% Q1'26: -0.8% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 2.35× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2015 actual |
Dec 2016 actual |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 6 Rev. Ana. 1 EPS Ana. |
Dec 2027 6 Rev. Ana. 1 EPS Ana. |
Dec 2028 2 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
1.75B
est: 1.11B (+57.4%)
|
1.39B
est: 982.81M (+41.7%)
|
1.35B
est: 1.10B (+22.7%)
|
1.03B
est: 889.37M (+15.9%)
|
940.53M
est: 716.46M (+31.3%)
|
792.82M
est: 693.44M (+14.3%)
|
646.84M
est: 644.47M (+0.4%)
|
750.96M
est: 703.15M (+6.8%)
|
1.24B
est: 1.18B (+5.2%)
|
1.28B
est: 1.09B (+18.1%)
|
1.15B
est: 1.02B (+13.6%)
|
1.03B
1.02B – 1.05B
+1.6% YoY
|
1.07B
1.04B – 1.10B
+3.7% YoY
|
1.12B
1.09B – 1.14B
+4.2% YoY
|
| EBITDA |
-360.73M
est: 239.79M (-250.4%)
|
104.44M
est: 212.54M (-50.9%)
|
-457.90M
est: 237.07M (-293.1%)
|
-7.80M
est: 192.33M (-104.1%)
|
-144.29M
est: 154.94M (-193.1%)
|
-129.38M
est: 149.96M (-186.3%)
|
71.05M
est: 139.37M (-49.0%)
|
124.95M
est: 152.06M (-17.8%)
|
596.18M
est: 255.49M (+133.3%)
|
626.44M
est: 373.45M (+67.7%)
|
548.88M
est: 349.64M (+57.0%)
|
355.19M
349.84M – 362.05M
+1.6% YoY
|
368.28M
359.21M – 379.84M
+3.7% YoY
|
383.58M
375.94M – 393.35M
+4.2% YoY
|
| EBIT |
-379.99M
est: 194.86M (-295.0%)
|
85.62M
est: 172.72M (-50.4%)
|
-479.23M
est: 192.65M (-348.8%)
|
-33.36M
est: 156.29M (-121.3%)
|
-180.57M
est: 125.91M (-243.4%)
|
-166.86M
est: 121.86M (-236.9%)
|
36.12M
est: 113.26M (-68.1%)
|
90.74M
est: 123.57M (-26.6%)
|
561.92M
est: 207.62M (+170.7%)
|
590.27M
est: 339.73M (+73.7%)
|
548.88M
est: 318.06M (+72.6%)
|
323.12M
318.25M – 329.35M
+1.6% YoY
|
335.03M
326.78M – 345.54M
+3.7% YoY
|
348.94M
341.99M – 357.83M
+4.2% YoY
|
| Net Income |
-438.35M
est: -21.52M (-1,937.0%)
|
63.66M
est: 68.92M (-7.6%)
|
-551.85M
est: -603.71M (+8.6%)
|
-103.52M
est: 59.73M (-273.3%)
|
-70.28M
est: 69.93M (-200.5%)
|
-171.53M
est: -44.75M (-283.3%)
|
29.71M
est: 49.77M (-40.3%)
|
56.57M
est: 139.76M (-59.5%)
|
487.21M
est: 491.64M (-0.9%)
|
508.19M
est: 475.46M (+6.9%)
|
480.56M
est: 434.29M (+10.7%)
|
431.80M
420.61M – 446.09M
-0.6% YoY
|
446.05M
434.50M – 460.81M
+3.3% YoY
|
470.32M
458.13M – 485.88M
+5.4% YoY
|
| SGA |
29.82M
est: 34.15M (-12.7%)
|
31.47M
est: 30.27M (+4.0%)
|
35.47M
est: 33.77M (+5.1%)
|
33.90M
est: 27.39M (+23.7%)
|
28.36M
est: 22.07M (+28.5%)
|
21.08M
est: 21.36M (-1.3%)
|
24.24M
est: 19.85M (+22.1%)
|
28.57M
est: 21.66M (+31.9%)
|
28.47M
est: 36.39M (-21.8%)
|
37.19M
est: 27.67M (+34.4%)
|
—
est: 25.90M (-100.0%)
|
26.31M
25.92M – 26.82M
+1.6% YoY
|
27.28M
26.61M – 28.14M
+3.7% YoY
|
28.42M
27.85M – 29.14M
+4.2% YoY
|
| EPS |
-0.05
est: -0.04 (-1.1%)
|
0.01
est: 0.14 (-94.8%)
|
-1.03
est: -1.26 (+18.0%)
|
-0.20
est: 0.12 (-260.9%)
|
-0.14
est: 0.15 (-196.2%)
|
-0.31
est: -0.09 (-232.8%)
|
0.07
est: 0.10 (-35.7%)
|
0.13
est: 0.29 (-55.3%)
|
1.09
est: 1.02 (+6.5%)
|
1.14
est: 1.08 (+5.8%)
|
1.09
est: 0.98 (+10.8%)
|
0.98
0.95 – 1.01
-0.6% YoY
|
1.01
0.98 – 1.04
+3.3% YoY
|
1.07
1.04 – 1.10
+5.4% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-05 | A- | 4/5 | 3/5 | 5/5 | 4/5 | 2/5 | 4/5 | 2/5 |
| 2026-04-22 | A | 4/5 | 4/5 | 5/5 | 5/5 | 2/5 | 4/5 | 3/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | Vanguard Emerging Markets Ex-China ETF VEXC | 0.05% | 115.8K | 0.07% |
| 2 | Vanguard FTSE Emerging Markets UCITS ETF (USD) Distributing VDEM.L | 0.04% | 2.03M | 0.17% |
| 3 | Vanguard FTSE Emerging Markets UCITS ETF (USD) Accumulating VFEA.L | 0.04% | 2.03M | 0.17% |
| 4 | Vanguard FTSE Emerging Markets All Cap Index ETF VEE.TO | 0.03% | 1.05M | 0.26% |
| 5 | Vanguard FTSE Emerging Markets Shares ETF VGE.AX | 0.03% | 465.5K | 0.48% |
| 6 | Vanguard FTSE Emerging Markets ETF VWO | 0.03% | 51.82M | 0.06% |
| 7 | Vanguard International High Dividend Yield ETF VYMI | 0.02% | 4.61M | 0.07% |
| 8 | Vanguard ESG International Stock ETF VSGX | 0.01% | 770.7K | 0.10% |
| 9 | Vanguard FTSE All-World High Dividend Yield UCITS ETF (USD) Accumulating VHYA.L | 0.01% | 1.36M | 0.29% |
| 10 | Vanguard FTSE All-World High Dividend Yield UCITS ETF VHYD.L | 0.01% | 1.36M | 0.29% |
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Panicos Nicolaou | Chief Executive Officer & Executive Director | 1M | male |
| Eliza Livadiotou | Executive Director of Finance and Executive Director | 509.2K | female |
| Demetris Demetriou | Chief Risk Officer | — | male |
| George Kousis | Executive Director of Technology & Operations | — | male |
| Irene Gregoriou Pavlidi | Executive Director of People & Change | — | female |
| Katia Santis | Chief Legal Officer & Company Secretary | — | female |
| Marios Skandalis | Chief Compliance Officer | — | male |
| Annita Pavlou | Manager of Investor Relations & ESG | — | male |
| Solonas Matsias | Director of Operations & Chief Cost Officer | — | male |
| Charis Pouangare | Deputy Chief Executive Officer & Chief of Business | — | — |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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