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Bank of Cyprus Holdings Public Limited Company (BKCYF)

USD11.96 +0.00 (+0.00%)
CY OTC Financial Services Banks - Regional
Address 51 Stassinos Street 1599
Nicosia, HK, CY
CEO Panicos Nicolaou
IPO 2017-03-29
ISIN IE00BD5B1Y92

Explore sections of this company profile

Also trades on London Stock Exchange · BOCH.L (GBp) Other OTC · BKCYF (USD)
Description

Bank of Cyprus Holdings Public Limited Company, through its subsidiaries, provides various banking and financial services in Cyprus, Greece, the United Kingdom, the United States, Canada, Germany, France, Romania, Russia, Ukraine, Belarus, Israel, and internationally. The company operates through eight segments: Corporate, Small and Medium-sized Enterprises, and Retail; IBU and International Corporate; Restructuring and Recoveries Unit; Real Estate Management Unit; Treasury; Insurance; Payment Services; and Other. It offers current, salary, savings, sight, payment, quick, traditional and business fixed-term deposit, and notice accounts; housing, consumer, student, and business loans; debit, credit, prepaid, virtual, youth culture, quick, and special cards; and insurance products. The company also provides digital wallets; digital and internet banking; services and payments, including instant, electronic, and overseas payments, as well as transfers and payments, mobile cheque deposit, fixed deposit and cash flow management, transaction security, trade facilities, notification services, project finance, and factor services. In addition, it offers markets and hedging products, such as foreign exchange, equities and funds, fixed income, commodities, and structure products; investment services comprising discretionary asset management, execution, and advisory services; depository and custody services; and institutional investment services. The company was formerly known as Bank of Cyprus Public Company Limited and changed its name to Bank of Cyprus Holdings Public Limited Company in January 2017. Bank of Cyprus Holdings Public Limited Company was founded in 1899 and is headquartered in Nicosia, Cyprus.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
USD11.96 +0.00 (+0.00%)
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Volume Profile
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Liquidity & share structure
Average Volume
55
Beta
0.47
Float Shares
311.37M
Free Float %
71.5%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.00% -0.02% +15.65% +12.58% +30.24% +30.24% +69.68% +302.63% +1,219.72% +289.43% +289.43%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Analyst Consensus (1 ratings, all time) Buy
Price Targets & DCF
Current price
11.96
DCF (Unlevered) 60.44 +405.3%
DCF (Levered) 141.60 +1,083.9%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Quality scores
Altman Z-Score
-0.32
Distress
Piotroski F-Score
4 / 9
Average
Operational MOAT
  • Revenue growth
    -10.0% Q1'26: -4.6% (vs Q1'25)
  • EPS growth
    -4.4% Q1'26: +3.7% (vs Q1'25)
  • FCF margin
    Q1'26: +0.0% (vs Q1'25)
  • EBIT margin
    Q1'26: +52.5% (vs Q1'25)
  • ROIC
    Q1'26: -15.0% (vs Q1'25)
  • Share dilution
    -8.1% Q1'26: -0.8% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 2.35× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.49) × ERP
WACC = 77% × Ke + 23% × Kd (8.4%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 60.44 Current price: 11.96
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2015
actual
Dec 2016
actual
Dec 2017
actual
Dec 2018
actual
Dec 2019
actual
Dec 2020
actual
Dec 2021
actual
Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
6 Rev. Ana.
1 EPS Ana.
Dec 2027
6 Rev. Ana.
1 EPS Ana.
Dec 2028
2 Rev. Ana.
1 EPS Ana.
Revenue
1.75B
est: 1.11B (+57.4%)
1.39B
est: 982.81M (+41.7%)
1.35B
est: 1.10B (+22.7%)
1.03B
est: 889.37M (+15.9%)
940.53M
est: 716.46M (+31.3%)
792.82M
est: 693.44M (+14.3%)
646.84M
est: 644.47M (+0.4%)
750.96M
est: 703.15M (+6.8%)
1.24B
est: 1.18B (+5.2%)
1.28B
est: 1.09B (+18.1%)
1.15B
est: 1.02B (+13.6%)
1.03B
1.02B – 1.05B
+1.6% YoY
1.07B
1.04B – 1.10B
+3.7% YoY
1.12B
1.09B – 1.14B
+4.2% YoY
EBITDA
-360.73M
est: 239.79M (-250.4%)
104.44M
est: 212.54M (-50.9%)
-457.90M
est: 237.07M (-293.1%)
-7.80M
est: 192.33M (-104.1%)
-144.29M
est: 154.94M (-193.1%)
-129.38M
est: 149.96M (-186.3%)
71.05M
est: 139.37M (-49.0%)
124.95M
est: 152.06M (-17.8%)
596.18M
est: 255.49M (+133.3%)
626.44M
est: 373.45M (+67.7%)
548.88M
est: 349.64M (+57.0%)
355.19M
349.84M – 362.05M
+1.6% YoY
368.28M
359.21M – 379.84M
+3.7% YoY
383.58M
375.94M – 393.35M
+4.2% YoY
EBIT
-379.99M
est: 194.86M (-295.0%)
85.62M
est: 172.72M (-50.4%)
-479.23M
est: 192.65M (-348.8%)
-33.36M
est: 156.29M (-121.3%)
-180.57M
est: 125.91M (-243.4%)
-166.86M
est: 121.86M (-236.9%)
36.12M
est: 113.26M (-68.1%)
90.74M
est: 123.57M (-26.6%)
561.92M
est: 207.62M (+170.7%)
590.27M
est: 339.73M (+73.7%)
548.88M
est: 318.06M (+72.6%)
323.12M
318.25M – 329.35M
+1.6% YoY
335.03M
326.78M – 345.54M
+3.7% YoY
348.94M
341.99M – 357.83M
+4.2% YoY
Net Income
-438.35M
est: -21.52M (-1,937.0%)
63.66M
est: 68.92M (-7.6%)
-551.85M
est: -603.71M (+8.6%)
-103.52M
est: 59.73M (-273.3%)
-70.28M
est: 69.93M (-200.5%)
-171.53M
est: -44.75M (-283.3%)
29.71M
est: 49.77M (-40.3%)
56.57M
est: 139.76M (-59.5%)
487.21M
est: 491.64M (-0.9%)
508.19M
est: 475.46M (+6.9%)
480.56M
est: 434.29M (+10.7%)
431.80M
420.61M – 446.09M
-0.6% YoY
446.05M
434.50M – 460.81M
+3.3% YoY
470.32M
458.13M – 485.88M
+5.4% YoY
SGA
29.82M
est: 34.15M (-12.7%)
31.47M
est: 30.27M (+4.0%)
35.47M
est: 33.77M (+5.1%)
33.90M
est: 27.39M (+23.7%)
28.36M
est: 22.07M (+28.5%)
21.08M
est: 21.36M (-1.3%)
24.24M
est: 19.85M (+22.1%)
28.57M
est: 21.66M (+31.9%)
28.47M
est: 36.39M (-21.8%)
37.19M
est: 27.67M (+34.4%)
est: 25.90M (-100.0%)
26.31M
25.92M – 26.82M
+1.6% YoY
27.28M
26.61M – 28.14M
+3.7% YoY
28.42M
27.85M – 29.14M
+4.2% YoY
EPS
-0.05
est: -0.04 (-1.1%)
0.01
est: 0.14 (-94.8%)
-1.03
est: -1.26 (+18.0%)
-0.20
est: 0.12 (-260.9%)
-0.14
est: 0.15 (-196.2%)
-0.31
est: -0.09 (-232.8%)
0.07
est: 0.10 (-35.7%)
0.13
est: 0.29 (-55.3%)
1.09
est: 1.02 (+6.5%)
1.14
est: 1.08 (+5.8%)
1.09
est: 0.98 (+10.8%)
0.98
0.95 – 1.01
-0.6% YoY
1.01
0.98 – 1.04
+3.3% YoY
1.07
1.04 – 1.10
+5.4% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-05 A- 4/5 3/5 5/5 4/5 2/5 4/5 2/5
2026-04-22 A 4/5 4/5 5/5 5/5 2/5 4/5 3/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-68.56M
OE per share TTM
-0.15
Owner's Yield
-1.32%
Maintenance CapEx ratio
17.14%
Maint CapEx / Avg PPE
28.9%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 25 ETFs in our universe

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
192.6K
Shares Outstanding
435.54M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Panicos Nicolaou Chief Executive Officer & Executive Director 1M male
Eliza Livadiotou Executive Director of Finance and Executive Director 509.2K female
Demetris Demetriou Chief Risk Officer male
George Kousis Executive Director of Technology & Operations male
Irene Gregoriou Pavlidi Executive Director of People & Change female
Katia Santis Chief Legal Officer & Company Secretary female
Marios Skandalis Chief Compliance Officer male
Annita Pavlou Manager of Investor Relations & ESG male
Solonas Matsias Director of Operations & Chief Cost Officer male
Charis Pouangare Deputy Chief Executive Officer & Chief of Business
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits