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PT Bank Pembangunan Daerah Jawa Barat dan Banten Tbk (BJBR.JK)

IDR770.00 +5.00 (+0.65%)
ID JKT Financial Services Banks - Regional
Address Menara Bank BJB 40111
Bandung, ID
CEO Ayi Subarna
IPO 2010-07-08
ISIN ID1000115702

Explore sections of this company profile

Description

PT Bank Pembangunan Daerah Jawa Barat dan Banten Tbk, along with its affiliated entities, serves individual and corporate clientele across Indonesia by delivering a wide array of banking products and financial services. Its operations are bifurcated into Conventional and Sharia-compliant divisions. The bank's deposit options encompass current, savings, time, and call money accounts, in addition to certificates of deposit and deposit on calls. For credit needs, it extends consumer, working capital, small business, and short-term loans. Supplementary financial provisions include supply chain finance, cash collateral credit, and bank guarantee facilities, as well as card and debit card offerings. Furthermore, the company furnishes treasury, insurance, mutual fund, foreign exchange, cash management, trade finance, e-banking, and safe deposit box services. By December 31, 2021, the institution boasted an extensive branch network of 980 offices, comprising regional headquarters, main branches, sub-branches, cash offices, and various other operational points. Established in 1961, the bank initially bore the name PT Bank Pembangunan Daerah Jawa Barat before formally adopting its present moniker in November 2007. Its principal office is located in Bandung, Indonesia.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
IDR770.00 +5.00 (+0.65%)
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Volume Profile
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Liquidity & share structure
Average Volume
6M
Beta
0.06
Float Shares
5.70B
Free Float %
54.1%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-1.29% +0.00% -12.07% -7.83% -4.38% -6.13% -9.47% -34.89% -44.61% -18.82% -14.77%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
770.00
Ratings Trend (MoM) 0% Bullish
Rating 2025-09 Change
Strong Buy 0 0
Buy 0 0
Hold 0 0
Sell 1 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.20
Distress
Piotroski F-Score
5 / 9
Average
Composite Rating
B-
Overall Score
3 / 5
Medium
DCF Score
1 / 5
Low
ROE Score
3 / 5
Medium
ROA Score
3 / 5
Medium
D/E Score
1 / 5
Low
P/E Score
3 / 5
Medium
P/Book Score
4 / 5
High
Operational MOAT
  • Revenue growth
    +13.2% Q1'26: -3.4% (vs Q1'25)
  • EPS growth
    -15.8% Q1'26: +2.9% (vs Q1'25)
  • FCF margin
    Q1'26: -5.0% (vs Q1'25)
  • EBIT margin
    Q1'26: +14.3% (vs Q1'25)
  • ROIC
    Q1'26: +5.3% (vs Q1'25)
  • Share dilution
    +0.0% Q1'26: +0.0% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 12.50× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.13) × ERP
WACC = 15% × Ke + 85% × Kd (21.8%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Current price: 770.00
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2015
actual
Dec 2016
actual
Dec 2017
actual
Dec 2018
actual
Dec 2019
actual
Dec 2020
actual
Dec 2021
actual
Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Revenue
10.17T
est: 5.70T (+78.5%)
10.87T
est: 7.29T (+49.2%)
11.69T
est: 7.09T (+64.8%)
12.27T
est: 7.32T (+67.6%)
12.53T
est: 7.92T (+58.2%)
13.53T
est: 7.74T (+74.9%)
14.25T
est: 9.23T (+54.3%)
14.59T
est: 10.45T (+39.7%)
15.47T
est: 8.06T (+91.8%)
17.41T
est: 9.89T (+76.0%)
19.72T
est: 10.53T (+87.3%)
EBITDA
1.86T
est: 1.01T (+83.2%)
1.55T
est: 1.30T (+19.8%)
1.66T
est: 1.26T (+31.4%)
2.04T
est: 1.30T (+56.5%)
2.15T
est: 1.41T (+52.8%)
2.46T
est: 1.38T (+78.6%)
2.93T
est: 1.64T (+78.1%)
3.14T
est: 1.86T (+69.1%)
2.46T
est: 1.35T (+82.7%)
2.23T
est: 1.65T (+34.8%)
2.51T
est: 1.76T (+42.6%)
EBIT
1.77T
est: 884.96B (+99.6%)
1.46T
est: 1.13T (+29.4%)
1.63T
est: 1.10T (+48.2%)
1.94T
est: 1.14T (+70.5%)
1.98T
est: 1.23T (+60.9%)
2.17T
est: 1.20T (+80.5%)
2.59T
est: 1.43T (+80.5%)
2.84T
est: 1.62T (+74.9%)
2.13T
est: 1.15T (+84.3%)
1.78T
est: 1.42T (+26.1%)
1.96T
est: 1.51T (+30.0%)
Net Income
1.38T
est: 1.37T (+0.3%)
1.15T
est: 1.77T (-34.8%)
1.21T
est: 1.49T (-18.9%)
1.55T
est: 1.76T (-12.0%)
1.56T
est: 1.63T (-4.2%)
1.69T
est: 1.76T (-4.3%)
2.03T
est: 2.11T (-3.7%)
2.30T
est: 2.34T (-1.4%)
1.78T
1.37T
est: 2.16T (-36.6%)
1.15T
est: 2.39T (-51.7%)
SGA
871.37B
est: 669.04B (+30.2%)
1.22T
est: 855.34B (+42.7%)
1.41T
est: 832.41B (+69.2%)
1.53T
est: 858.77B (+77.6%)
1.39T
est: 929.48B (+49.3%)
1.52T
est: 907.94B (+67.7%)
1.74T
est: 1.08T (+60.6%)
1.91T
est: 1.23T (+56.1%)
1.87T
est: 1.07T (+75.0%)
1.74T
est: 1.31T (+32.2%)
3.74T
est: 1.40T (+167.7%)
EPS
141.63
est: 130.48 (+8.5%)
118.73
est: 168.40 (-29.5%)
124.66
est: 141.98 (-12.2%)
156.93
est: 167.21 (-6.1%)
157.98
est: 154.57 (+2.2%)
171.01
est: 167.59 (+2.0%)
205.95
est: 200.47 (+2.7%)
219.02
est: 222.15 (-1.4%)
169.03
130.16
est: 205.20 (-36.6%)
109.57
est: 226.89 (-51.7%)
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-29 B- 3/5 1/5 3/5 3/5 1/5 3/5 4/5
2026-05-26 B- 3/5 1/5 3/5 3/5 1/5 3/5 4/5
2026-05-25 B- 3/5 1/5 3/5 3/5 1/5 3/5 4/5
2026-05-22 B- 3/5 1/5 3/5 3/5 1/5 3/5 4/5
2026-05-21 B- 3/5 1/5 3/5 3/5 1/5 3/5 4/5
2026-05-20 B- 3/5 1/5 3/5 3/5 1/5 3/5 4/5
2026-05-19 B- 3/5 1/5 3/5 3/5 1/5 3/5 4/5
2026-05-18 B- 3/5 1/5 3/5 3/5 1/5 3/5 4/5
2026-05-13 B- 3/5 1/5 2/5 3/5 1/5 4/5 4/5
2026-05-12 B- 3/5 1/5 2/5 3/5 1/5 4/5 4/5
2026-05-11 B- 3/5 1/5 2/5 3/5 1/5 4/5 4/5
2026-05-08 B- 3/5 1/5 2/5 3/5 1/5 4/5 4/5
2026-05-07 B 3/5 2/5 2/5 3/5 1/5 4/5 4/5
2026-05-06 B- 3/5 1/5 2/5 3/5 1/5 4/5 4/5
2026-05-05 B- 3/5 1/5 2/5 3/5 1/5 4/5 4/5
2026-05-04 B- 3/5 1/5 2/5 3/5 1/5 4/5 4/5
2026-04-30 B 3/5 1/5 3/5 3/5 1/5 4/5 4/5
2026-04-29 B 3/5 1/5 3/5 3/5 1/5 4/5 4/5
2026-04-28 B 3/5 1/5 3/5 3/5 1/5 4/5 4/5
2026-04-27 B 3/5 1/5 3/5 3/5 1/5 4/5 4/5
2026-04-24 B 3/5 1/5 3/5 3/5 1/5 4/5 4/5
2026-04-23 B 3/5 1/5 3/5 4/5 1/5 4/5 4/5
2026-04-22 B+ 3/5 3/5 3/5 4/5 1/5 4/5 4/5
2026-04-21 B 3/5 1/5 3/5 4/5 1/5 4/5 4/5
2026-04-20 B 3/5 1/5 3/5 4/5 1/5 4/5 4/5
2026-04-17 B 3/5 1/5 3/5 4/5 1/5 4/5 4/5
2026-04-16 B 3/5 1/5 3/5 4/5 1/5 4/5 4/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-1.39T
OE per share TTM
-132.27
Owner's Yield
-17.29%
Maintenance CapEx ratio
21.63%
Maint CapEx / Avg PPE
30.1%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 23 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 Vanguard FTSE All-World ex-US Small-Cap ETF VSS 0.00% 271.9K 0.06%
2 Dimensional - Emerging Markets Core Equity 2 ETF DFEM 0.00% 157.6K 0.39%
3 Dimensional - Emerging Markets Value ETF DFEV 0.00% 28.8K 0.46%
4 Avantis Emerging Markets Value ETF AVES 0.00% 16.7K 0.36%
5 Dimensional World ex U.S. Core Equity 2 ETF DFAX 0.00% 90.7K 0.28%
6 Vanguard FTSE Emerging Markets All Cap Index ETF VEE.TO 0.00% 14.7K 0.26%
7 Vanguard FTSE Emerging Markets Shares ETF VGE.AX 0.00% 6.5K 0.48%
8 Vanguard FTSE Emerging Markets ETF VWO 0.00% 726.2K 0.06%
9 Vanguard ESG International Stock ETF VSGX 0.00% 19.5K 0.10%
10 Avantis Emerging Markets Equity ETF AVEM 0.00% 52.0K 0.33%

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
211.73M
Shares Outstanding
10.52B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Arief Setyahadi Head of the Subsidiary Management Division male
Asep Dani Fadilah Head of Credit, Market, & Integrated Risk Management Division male
Ayi Subarna Director of Operations & Information Technology and Acting President Director male
Beny Riswandi Senior Executive Vice President of Business male
Boy Pandji Soedrajat Head of Legal Division
Dadan Yonanda Head of Human Capital Division male
Hana Dartiwan Finance Director & Director male
Herry Yanson Head of Operations Division male
Johanes Parulian Tamba Head of Information Technology Division & Secretary male
Triastoto Hardjanto Wibowo Head of the KPR & KKB Division male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits