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Lion Finance Group PLC (BGEO.L)
London, GB
Bank of Georgia Group PLC, identified by the symbol BGEO.L, is a financial services provider that offers a diverse range of banking products and services primarily within Georgia. The company segments its operations into three core divisions: Retail Banking, Corporate and Investment Banking, and BNB. The Retail Banking division serves a broad clientele, including individual consumers across mass-market and affluent tiers, as well as small and medium-sized enterprises (SMEs) and micro-businesses. This segment delivers a variety of credit solutions, such as consumer loans, mortgage financing, overdraft facilities, and credit cards. It also facilitates funds transfers, settlement services, and manages customer deposits. Its offerings are branded under names like Express, Bank of Georgia, MSME, and SOLO. The Corporate and Investment Banking (CIB) segment caters to corporate and institutional clients. It provides an array of services, including various loan and credit facilities, efficient funds transfer and settlement processing, trade finance support, and assistance with documentary operations. Additionally, CIB oversees savings and term deposit accounts for its corporate customers. This segment also extends specialized private banking services to high-net-worth individuals and offers brokerage services. The BNB segment focuses on providing both retail and corporate banking solutions to its customer base in Belarus. As of December 31, 2021, the company maintained a significant physical presence, operating 211 retail branches, alongside a network of 989 automated teller machines (ATMs) and 3,134 Express Pay terminals. Bank of Georgia Group PLC was established in 2017 and has its main headquarters situated in London, United Kingdom.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -1.85% | -1.12% | -3.62% | +3.20% | +24.08% | +14.41% | +58.57% | +230.95% | +744.44% | +579.89% | +1,499.74% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 2 | 0 |
| Buy | 2 | -1 |
| Hold | 1 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth+25.4% Q1'26: +16.3% (vs Q1'25)
-
EPS growth-11.2% Q1'26: +16.0% (vs Q1'25)
-
FCF margin— Q1'26: +0.0% (vs Q1'25)
-
EBIT margin— Q1'26: +39.1% (vs Q1'25)
-
ROIC— Q1'26: +18.0% (vs Q1'25)
-
Share dilution-1.8% Q1'26: -1.4% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 3.77× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 5 Rev. Ana. 4 EPS Ana. |
Dec 2027 4 Rev. Ana. 3 EPS Ana. |
|---|---|---|---|---|---|---|
| Revenue |
3.08B
est: 2.20B (+39.9%)
|
3.66B
est: 2.76B (+32.6%)
|
5.34B
est: 3.90B (+37.1%)
|
6.70B
est: 4.20B (+59.3%)
|
4.67B
4.67B – 4.67B
+11.2% YoY
|
5.40B
5.40B – 5.40B
+15.5% YoY
|
| EBITDA |
1.75B
est: 887.74M (+96.6%)
|
1.78B
est: 1.11B (+60.2%)
|
3.02B
est: 1.57B (+92.4%)
|
2.80B
est: 1.69B (+65.4%)
|
1.88B
1.88B – 1.88B
+11.2% YoY
|
2.18B
2.18B – 2.18B
+15.5% YoY
|
| EBIT |
1.63B
est: 779.59M (+109.7%)
|
1.66B
est: 976.48M (+69.6%)
|
2.85B
est: 1.38B (+106.6%)
|
2.58B
est: 1.49B (+73.5%)
|
1.65B
1.65B – 1.65B
+11.2% YoY
|
1.91B
1.91B – 1.91B
+15.5% YoY
|
| Net Income |
1.44B
est: 1.60B (-9.9%)
|
1.39B
est: 2.18B (-36.2%)
|
2.48B
est: 2.10B (+18.2%)
|
2.16B
est: 2.08B (+3.8%)
|
2.24B
2.17B – 2.52B
+7.5% YoY
|
2.83B
2.64B – 3.03B
+26.5% YoY
|
| SGA |
136.41M
est: 123.46M (+10.5%)
|
174.33M
est: 154.64M (+12.7%)
|
234.04M
est: 218.34M (+7.2%)
|
274.24M
est: 235.55M (+16.4%)
|
261.82M
261.82M – 261.82M
+11.2% YoY
|
302.53M
302.53M – 302.53M
+15.5% YoY
|
| EPS |
30.99
est: 35.97 (-13.8%)
|
31.30
est: 49.05 (-36.2%)
|
56.91
est: 47.16 (+20.7%)
|
50.27
est: 48.03 (+4.7%)
|
53.15
48.90 – 56.65
+10.7% YoY
|
63.78
59.40 – 68.10
+20.0% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-22 | A | 4/5 | 3/5 | 5/5 | 5/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-21 | A+ | 4/5 | 3/5 | 5/5 | 5/5 | 2/5 | 4/5 | 5/5 |
| 2026-05-20 | A+ | 4/5 | 3/5 | 5/5 | 5/5 | 2/5 | 4/5 | 5/5 |
| 2026-05-19 | A+ | 4/5 | 3/5 | 5/5 | 5/5 | 2/5 | 4/5 | 5/5 |
| 2026-05-18 | A+ | 4/5 | 3/5 | 5/5 | 5/5 | 2/5 | 4/5 | 5/5 |
| 2026-05-15 | A+ | 4/5 | 3/5 | 5/5 | 5/5 | 2/5 | 4/5 | 5/5 |
| 2026-05-14 | A+ | 4/5 | 3/5 | 5/5 | 5/5 | 2/5 | 4/5 | 5/5 |
| 2026-05-13 | A+ | 4/5 | 3/5 | 5/5 | 5/5 | 2/5 | 4/5 | 5/5 |
| 2026-05-12 | A+ | 4/5 | 3/5 | 5/5 | 5/5 | 2/5 | 4/5 | 5/5 |
| 2026-05-11 | A+ | 5/5 | 3/5 | 5/5 | 5/5 | 2/5 | 5/5 | 5/5 |
| 2026-05-08 | A+ | 5/5 | 3/5 | 5/5 | 5/5 | 2/5 | 5/5 | 5/5 |
| 2026-05-07 | A+ | 5/5 | 3/5 | 5/5 | 5/5 | 2/5 | 5/5 | 5/5 |
| 2026-05-06 | A+ | 5/5 | 3/5 | 5/5 | 5/5 | 2/5 | 5/5 | 5/5 |
| 2026-05-05 | A+ | 5/5 | 3/5 | 5/5 | 5/5 | 2/5 | 5/5 | 5/5 |
| 2026-05-01 | A+ | 5/5 | 3/5 | 5/5 | 5/5 | 2/5 | 5/5 | 5/5 |
| 2026-04-30 | A+ | 5/5 | 3/5 | 5/5 | 5/5 | 2/5 | 5/5 | 5/5 |
| 2026-04-29 | A+ | 5/5 | 3/5 | 5/5 | 5/5 | 2/5 | 5/5 | 5/5 |
| 2026-04-28 | A+ | 5/5 | 3/5 | 5/5 | 5/5 | 2/5 | 5/5 | 5/5 |
| 2026-04-27 | A+ | 4/5 | 3/5 | 5/5 | 5/5 | 1/5 | 5/5 | 5/5 |
| 2026-04-24 | A | 4/5 | 3/5 | 5/5 | 5/5 | 1/5 | 4/5 | 5/5 |
| 2026-04-23 | A+ | 4/5 | 3/5 | 5/5 | 5/5 | 2/5 | 4/5 | 5/5 |
| 2026-04-22 | A+ | 4/5 | 3/5 | 5/5 | 5/5 | 2/5 | 4/5 | 5/5 |
| 2026-04-21 | A+ | 4/5 | 3/5 | 5/5 | 5/5 | 2/5 | 4/5 | 5/5 |
| 2026-04-20 | A+ | 4/5 | 3/5 | 5/5 | 5/5 | 2/5 | 4/5 | 5/5 |
| 2026-04-17 | A+ | 4/5 | 4/5 | 5/5 | 5/5 | 1/5 | 4/5 | 5/5 |
| 2026-04-16 | A+ | 4/5 | 4/5 | 5/5 | 5/5 | 1/5 | 4/5 | 5/5 |
| 2026-04-15 | A+ | 4/5 | 4/5 | 5/5 | 5/5 | 1/5 | 4/5 | 5/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Archil Gachechiladze | Chief Executive Officer & Executive Director | 5M | male |
| Sulkhan Gvalia | Chief Financial Officer & Deputy Chief Executive Officer | 596.0K | male |
| Andro Ratiani | Chief Executive Officer of Digital Area | — | male |
| David Chkonia | Deputy Chief Executive Officer & Chief Risk Officer | — | male |
| Akaki Liqokeli | Economist | — | — |
| Hovhannes Toroyan | Chief Financial Officer of Ameriabank | — | male |
| Nini Arshakuni | Head of Investor Relations | — | female |
| Nutsiko Gogilashvili | Head of International Business | — | female |
| Giorgi Shagidze | Group CFO & Deputy CEO | — | male |
| Ana Kostava | Deputy Chief Executive Officer & Chief Legal Officer | — | female |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for BGEO.L
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
