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Berner Kantonalbank AG (BEKN.SW)
Berner Kantonalbank AG, a prominent cantonal bank operating in Switzerland, delivers a comprehensive array of banking and financial solutions to both private individuals and corporate entities across the country. Its extensive product suite includes various savings accounts, such as investment, shareholder, youth, education, and SME options, alongside diverse transactional accounts like deposit, current, rental, payment, pension, and client funds accounts. The bank also provides clients with a selection of bank and credit cards. A significant part of its offering involves financing and lending, encompassing mortgages, general financing products, and specialized funding for businesses, investments, and real estate, complemented by safeguards and guarantees. Its robust asset management services provide strategic consulting, portfolio optimization and simulation, investment advisory, access to various investment funds, and detailed securities accounting. Furthermore, the institution actively engages in trading financial instruments, including stocks, bonds, derivatives, currencies, and money market instruments. Established in 1834, initially known as Kantonalbank von Bern, the company adopted its current name, Berner Kantonalbank AG, in 1991. Headquartered in Bern, Switzerland, it serves its clientele through a network of 60 branches.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +1.20% | +5.42% | -6.76% | +2.57% | +38.00% | +18.04% | +52.10% | +63.58% | +84.22% | +96.12% | +185.32% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2024-11 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 0 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth-9.0% Q4'25: -14.3% (vs Q4'23)
-
EPS growth-3.2%
-
FCF margin— Q4'25: +118.6% (vs Q4'23)
-
EBIT margin— Q4'25: +35.6% (vs Q4'23)
-
ROIC— Q4'25: +3.0% (vs Q4'23)
-
Share dilution-2.6%
-
Debt / EBITDA— Q4'25: 20.70× (vs Q4'23)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2015 actual |
Dec 2016 actual |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
|---|---|---|---|---|---|---|---|---|---|
| Revenue |
404.77M
est: 437.27M (-7.4%)
|
432.20M
est: 430.01M (+0.5%)
|
408.13M
est: 433.15M (-5.8%)
|
382.82M
est: 421.94M (-9.3%)
|
514.43M
est: 436.62M (+17.8%)
|
494.06M
est: 429.65M (+15.0%)
|
497.22M
est: 473.51M (+5.0%)
|
531.30M
est: 486.61M (+9.2%)
|
532.28M
est: 507.57M (+4.9%)
|
| EBITDA |
—
est: 126.56M (-100.0%)
|
201.09M
est: 122.01M (+64.8%)
|
226.28M
est: 125.37M (+80.5%)
|
211.94M
est: 122.12M (+73.5%)
|
403.65M
est: 123.88M (+225.8%)
|
243.61M
est: 121.90M (+99.8%)
|
236.89M
est: 134.35M (+76.3%)
|
253.79M
est: 325.44M (-22.0%)
|
—
est: 336.71M (-100.0%)
|
| EBIT |
-37.47M
est: 83.66M (-144.8%)
|
163.60M
est: 80.65M (+102.8%)
|
174.83M
est: 82.88M (+110.9%)
|
175.29M
est: 80.73M (+117.1%)
|
362.70M
est: 81.89M (+342.9%)
|
171.38M
est: 80.59M (+112.7%)
|
190.33M
est: 88.81M (+114.3%)
|
189.52M
est: 184.22M (+2.9%)
|
-36.65M
est: 97.60M (-137.5%)
|
| Net Income |
131.26M
est: 100.13M (+31.1%)
|
129.40M
est: 105.84M (+22.3%)
|
137.43M
|
140.79M
|
142.87M
est: 142.82M (+0.0%)
|
148.38M
est: 147.36M (+0.7%)
|
154.94M
est: 161.20M (-3.9%)
|
159.62M
est: 151.21M (+5.6%)
|
174.89M
est: 180.31M (-3.0%)
|
| SGA |
253.64M
est: 203.07M (+24.9%)
|
285.80M
est: 195.76M (+46.0%)
|
251.94M
est: 201.16M (+25.2%)
|
247.84M
est: 195.95M (+26.5%)
|
289.20M
est: 198.77M (+45.5%)
|
297.23M
est: 195.60M (+52.0%)
|
283.68M
est: 215.57M (+31.6%)
|
319.69M
est: 310.25M (+3.0%)
|
290.91M
est: 236.89M (+22.8%)
|
| EPS |
14.19
est: 10.54 (+34.6%)
|
14.00
est: 11.19 (+25.1%)
|
14.83
|
15.21
|
15.45
est: 15.11 (+2.3%)
|
16.06
est: 15.59 (+3.0%)
|
16.77
est: 17.05 (-1.6%)
|
17.13
est: 17.77 (-3.6%)
|
18.94
est: 18.88 (+0.3%)
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-29 | B- | 3/5 | 5/5 | 2/5 | 2/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-28 | B- | 3/5 | 5/5 | 2/5 | 2/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-27 | B- | 3/5 | 5/5 | 2/5 | 2/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-26 | B- | 3/5 | 5/5 | 2/5 | 2/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-22 | B- | 3/5 | 5/5 | 2/5 | 2/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-21 | B- | 3/5 | 5/5 | 2/5 | 2/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-20 | B- | 3/5 | 5/5 | 2/5 | 2/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-19 | B | 3/5 | 5/5 | 2/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-18 | B | 3/5 | 5/5 | 2/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-15 | B- | 3/5 | 5/5 | 2/5 | 2/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-13 | B- | 3/5 | 5/5 | 2/5 | 2/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-12 | B- | 3/5 | 5/5 | 2/5 | 2/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-11 | B- | 3/5 | 5/5 | 2/5 | 2/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-08 | B | 3/5 | 5/5 | 2/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-07 | B | 3/5 | 5/5 | 2/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-06 | B | 3/5 | 5/5 | 2/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-05 | B | 3/5 | 5/5 | 2/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-05-04 | B | 3/5 | 5/5 | 2/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-30 | B | 3/5 | 5/5 | 2/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-29 | B | 3/5 | 5/5 | 2/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-28 | B | 3/5 | 5/5 | 2/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-27 | B | 3/5 | 5/5 | 2/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-24 | B | 3/5 | 5/5 | 2/5 | 3/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-23 | B+ | 3/5 | 5/5 | 3/5 | 4/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-22 | B+ | 3/5 | 5/5 | 3/5 | 4/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-21 | B+ | 3/5 | 5/5 | 3/5 | 4/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-20 | B+ | 3/5 | 5/5 | 3/5 | 4/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-17 | B+ | 3/5 | 5/5 | 3/5 | 4/5 | 1/5 | 2/5 | 3/5 |
| 2026-04-16 | B+ | 3/5 | 5/5 | 3/5 | 4/5 | 1/5 | 2/5 | 3/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | Dimensional - International Small Cap Value ETF DISV | 0.17% | 8.06M | 0.42% |
| 2 | iShares Core SPI(R) ETF (CH) CHSPI.SW | 0.09% | 6.39M | 0.10% |
| 3 | Portfolio Building Block European Banks Index ETF PBEU | 0.09% | 395.8K | 0.25% |
| 4 | Schwab International Small-Cap Equity ETF SCHC | 0.08% | 4.51M | 0.06% |
| 5 | Dimensional - International Small Cap ETF DFIS | 0.07% | 4.20M | 0.39% |
| 6 | Vanguard FTSE All-World ex-US Small-Cap ETF VSS | 0.05% | 7.81M | 0.06% |
| 7 | Dimensional - International Vector Equity ETF DXIV | 0.03% | 54.4K | 0.53% |
| 8 | Dimensional International Sustainability Core 1 ETF DFSI | 0.03% | 300.8K | 0.24% |
| 9 | Schwab Fundamental International Small Company Index ETF FNDC | 0.02% | 642.0K | 0.39% |
| 10 | Dimensional - International Core Equity 2 ETF DFIC | 0.02% | 2.71M | 0.22% |
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Armin Brun | Chief Executive Officer, Head of Investment Clients / Corporate Clients & Member of Management Board | 920.0K | male |
| Beatrice Kern | Chief Financial Officer, Designated Head of the Finance & Risk Mgt dept and Member of Management Board | — | female |
| Domenico Sottile | Head of Key Clients & Asset Management Department and Member of Management Board | — | male |
| Florian Kurz | Investor Relations | — | male |
| Marcel Oertle | Head of the Private & Business Customers Dept, Deputy Chief Executive Officer and Member of Management Board | — | male |
| Markus Schwab | Head of the IT Management & Member of Management Board | — | male |
| Mirco Hager | Head of Accounting & Controlling | — | — |
| Philipp Cossi | Head of Operations | — | — |
| Simon Wehrli | Chief Information Officer | — | male |
| Stefan Moser | Head of Service Management Department & Member of Management Bard | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for BEKN.SW
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
