Banco Comercial Português, S.A. (BCP.LS)
Porto, PT
Operating under the Millennium bcp brand, Banco Comercial Português, S.A. (BCP) and its associated entities deliver a broad spectrum of banking and financial solutions. The institution structures its operations across several key divisions: Retail Banking, Companies, Corporate & Investment Banking, Private Banking, Foreign Business, and various other segments. Its extensive portfolio encompasses everyday financial instruments like checking accounts and payment processing, alongside diverse savings and wealth management options. This includes private banking, asset management, and comprehensive investment banking services, extending to home loans, personal credit, commercial lending, equipment leasing, factoring, and insurance. Furthermore, BCP engages in venture capital, property administration, e-commerce facilitation, securities brokerage, real estate investment funds, advisory services, fund management, international trade financing, and trust services. Modern digital banking channels, accessible via internet, phone, and mobile devices, are also key offerings. By the close of 2021 (December 31), BCP maintained a significant physical presence, managing a network of 1,288 branches globally, with 434 located domestically in Portugal and 854 established across international markets. Founded in 1985, Banco Comercial Português, S.A. is headquartered in Porto, Portugal.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -0.89% | -0.61% | +1.91% | +4.25% | +13.41% | +2.45% | +52.42% | +326.47% | +515.00% | +119.39% | -96.02% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 3 | 0 |
| Buy | 7 | 0 |
| Hold | 6 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth+19.0% Q1'26: -9.1% (vs Q1'25)
-
EPS growth+14.4% Q1'26: +28.6% (vs Q1'25)
-
FCF margin— Q1'26: -148.4% (vs Q1'25)
-
EBIT margin— Q1'26: +37.4% (vs Q1'25)
-
ROIC— Q1'26: +10.6% (vs Q1'25)
-
Share dilution-1.2% Q1'26: -2.0% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 3.43× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2010 actual |
Dec 2011 actual |
Dec 2012 actual |
Dec 2013 actual |
Dec 2014 actual |
Dec 2015 actual |
Dec 2016 actual |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 14 Rev. Ana. 10 EPS Ana. |
Dec 2027 15 Rev. Ana. 13 EPS Ana. |
Dec 2028 15 Rev. Ana. 13 EPS Ana. |
Dec 2029 11 Rev. Ana. 11 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
4.84B
est: 2.73B (+77.3%)
|
4.62B
est: 2.60B (+77.8%)
|
4.53B
est: 2.14B (+111.7%)
|
3.74B
est: 1.79B (+108.2%)
|
3.76B
est: 2.23B (+68.2%)
|
3.39B
est: 2.53B (+34.1%)
|
2.60B
est: 2.07B (+25.2%)
|
2.73B
est: 2.15B (+26.7%)
|
2.73B
est: 2.20B (+23.6%)
|
2.92B
est: 2.36B (+23.8%)
|
2.68B
est: 2.28B (+17.2%)
|
2.63B
est: 2.31B (+13.5%)
|
3.67B
est: 2.80B (+31.1%)
|
5.41B
est: 3.42B (+57.9%)
|
5.62B
est: 3.56B (+57.6%)
|
6.69B
est: 3.77B (+77.2%)
|
3.93B
3.88B – 3.99B
+4.1% YoY
|
4.15B
4.04B – 4.26B
+5.6% YoY
|
4.36B
4.35B – 4.37B
+5.1% YoY
|
4.56B
4.48B – 4.66B
+4.7% YoY
|
| EBITDA |
528.34M
est: 546.94M (-3.4%)
|
-1.13B
est: 2.15B (-152.3%)
|
-470.95M
est: 981.28M (-148.0%)
|
-744.42M
est: 969.45M (-176.8%)
|
-107.86M
est: 447.37M (-124.1%)
|
362.40M
est: 1.39B (-74.0%)
|
-231.46M
est: 1.01B (-122.9%)
|
372.07M
est: 334.03M (+11.4%)
|
615.95M
est: 757.96M (-18.7%)
|
752.05M
est: 968.74M (-22.4%)
|
460.74M
est: 946.10M (-51.3%)
|
294.89M
est: 950.86M (-69.0%)
|
557.60M
est: 977.51M (-43.0%)
|
1.63B
est: 1.72B (-5.6%)
|
1.49B
est: 1.79B (-16.9%)
|
2.08B
est: 1.90B (+9.8%)
|
1.98B
1.95B – 2.01B
+4.1% YoY
|
2.09B
2.03B – 2.14B
+5.6% YoY
|
2.19B
2.19B – 2.20B
+5.1% YoY
|
2.30B
2.25B – 2.34B
+4.7% YoY
|
| EBIT |
418.11M
est: 318.46M (+31.3%)
|
-1.22B
est: 340.72M (-458.5%)
|
-539.00M
est: -1.02B (+47.2%)
|
-812.54M
est: -1.07B (+23.8%)
|
-173.41M
est: 197.55M (-187.8%)
|
308.32M
est: -199.12M (+254.8%)
|
-281.28M
est: 251.52M (-211.8%)
|
318.49M
est: -291.84M (+209.1%)
|
558.21M
est: 326.45M (+71.0%)
|
627.27M
est: 597.40M (+5.0%)
|
324.94M
est: 602.99M (-46.1%)
|
157.74M
est: 606.02M (-74.0%)
|
418.35M
est: 623.01M (-32.9%)
|
1.49B
est: 1.72B (-13.3%)
|
1.34B
est: 1.78B (-24.7%)
|
1.93B
est: 1.89B (+2.1%)
|
1.97B
1.95B – 2.00B
+4.1% YoY
|
2.08B
2.02B – 2.13B
+5.6% YoY
|
2.18B
2.18B – 2.19B
+5.1% YoY
|
2.29B
2.24B – 2.34B
+4.7% YoY
|
| Net Income |
344.46M
est: 242.70M (+41.9%)
|
-848.62M
est: 287.20M (-395.5%)
|
-1.22B
est: -709.66M (-71.8%)
|
-740.45M
est: -988.67M (+25.1%)
|
-226.62M
est: 287.31M (-178.9%)
|
235.34M
est: -260.23M (+190.4%)
|
23.94M
est: 191.99M (-87.5%)
|
186.39M
est: 24.84M (+650.5%)
|
301.07M
est: 191.05M (+57.6%)
|
302.00M
est: 322.20M (-6.3%)
|
183.01M
est: 290.31M (-37.0%)
|
138.08M
est: 291.77M (-52.7%)
|
197.39M
est: 299.95M (-34.2%)
|
856.05M
est: 885.05M (-3.3%)
|
906.38M
est: 942.67M (-3.8%)
|
1.26B
est: 1.05B (+20.4%)
|
1.17B
1.16B – 1.26B
+11.6% YoY
|
1.45B
1.33B – 1.57B
+24.0% YoY
|
1.62B
1.42B – 1.82B
+11.6% YoY
|
1.73B
1.69B – 1.78B
+6.7% YoY
|
| SGA |
450.82M
est: 2.37B (-81.0%)
|
436.11M
est: 2.41B (-81.9%)
|
373.34M
est: 195.50M (+91.0%)
|
337.09M
est: 164.05M (+105.5%)
|
333.73M
est: 204.22M (+63.4%)
|
286.36M
est: 231.22M (+23.8%)
|
274.03M
est: 1.88B (-85.5%)
|
277.75M
est: 196.79M (+41.1%)
|
303.23M
est: 201.52M (+50.5%)
|
353.29M
est: 2.16B (-83.6%)
|
303.60M
est: 2.03B (-85.1%)
|
302.79M
est: 2.04B (-85.2%)
|
321.72M
est: 2.10B (-84.7%)
|
366.48M
est: 304.21M (+20.5%)
|
410.33M
est: 2.17B (-81.1%)
|
671.76M
est: 335.29M (+100.4%)
|
349.08M
344.92M – 354.90M
+4.1% YoY
|
368.55M
359.05M – 378.21M
+5.6% YoY
|
387.34M
386.77M – 387.90M
+5.1% YoY
|
405.36M
397.65M – 414.10M
+4.7% YoY
|
| EPS |
0.23
est: 0.24 (-3.6%)
|
-0.75
est: 0.08 (-989.9%)
|
-0.75
est: -0.47 (-59.7%)
|
-0.28
est: -0.24 (-16.0%)
|
-0.07
est: 0.00 (-6,465.4%)
|
3.00
est: 0.05 (+5,849.7%)
|
0.00
est: -0.06 (+105.4%)
|
0.01
est: 0.01 (+29.3%)
|
0.02
est: 0.02 (-5.1%)
|
0.02
est: 0.02 (-24.9%)
|
0.01
est: 0.01 (-10.6%)
|
0.01
est: 0.01 (-52.6%)
|
0.01
est: 0.02 (-37.0%)
|
0.05
est: 0.06 (-7.4%)
|
0.06
est: 0.06 (-5.4%)
|
0.08
est: 0.07 (+24.3%)
|
0.08
0.07 – 0.08
+14.8% YoY
|
0.09
0.09 – 0.10
+17.6% YoY
|
0.10
0.09 – 0.12
+11.0% YoY
|
0.11
0.11 – 0.12
+9.5% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-08 | A- | 4/5 | 5/5 | 5/5 | 4/5 | 2/5 | 3/5 | 2/5 |
| 2026-05-07 | A- | 4/5 | 5/5 | 5/5 | 4/5 | 2/5 | 3/5 | 2/5 |
| 2026-05-06 | A- | 4/5 | 5/5 | 5/5 | 4/5 | 2/5 | 3/5 | 2/5 |
| 2026-05-05 | A- | 4/5 | 5/5 | 5/5 | 4/5 | 2/5 | 3/5 | 2/5 |
| 2026-05-04 | A- | 4/5 | 5/5 | 5/5 | 4/5 | 2/5 | 3/5 | 2/5 |
| 2026-04-30 | A- | 4/5 | 5/5 | 5/5 | 4/5 | 2/5 | 3/5 | 2/5 |
| 2026-04-29 | A- | 4/5 | 5/5 | 5/5 | 4/5 | 2/5 | 3/5 | 2/5 |
| 2026-04-28 | A- | 4/5 | 5/5 | 5/5 | 4/5 | 2/5 | 3/5 | 2/5 |
| 2026-04-27 | A- | 4/5 | 5/5 | 5/5 | 4/5 | 2/5 | 3/5 | 2/5 |
| 2026-04-24 | A- | 4/5 | 5/5 | 5/5 | 4/5 | 2/5 | 3/5 | 2/5 |
| 2026-04-23 | A- | 4/5 | 5/5 | 5/5 | 4/5 | 2/5 | 3/5 | 2/5 |
| 2026-04-22 | A- | 4/5 | 5/5 | 5/5 | 4/5 | 2/5 | 3/5 | 2/5 |
| 2026-04-21 | A- | 4/5 | 5/5 | 5/5 | 4/5 | 2/5 | 3/5 | 2/5 |
| 2026-04-20 | A- | 4/5 | 5/5 | 5/5 | 4/5 | 2/5 | 3/5 | 2/5 |
| 2026-04-17 | A | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 3/5 | 2/5 |
| 2026-04-16 | A | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 3/5 | 2/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | Amundi STOXX Europe 600 Industrials UCITS ETF Acc IND.PA | 4.05% | 18.69M | 0.30% |
| 2 | Amundi STOXX Europe 600 Industrials UCITS ETF Dist INDU.DE | 4.05% | 18.69M | 0.30% |
| 3 | Amundi Bloomberg Equal-weight Commodity ex-Agriculture UCITS ETF Acc LYTR.DE | 1.75% | 33.26M | 0.30% |
| 4 | Amundi Bloomberg Equal-weight Commodity ex-Agriculture UCITS ETF EUR Hedged Acc C099.DE | 1.75% | 33.26M | 0.35% |
| 5 | iShares EURO STOXX Mid UCITS ETF DJMC.L | 1.17% | 7.45M | 0.40% |
| 6 | iShares Inclusion and Diversity UCITS ETF OPEN.L | 1.16% | 975.9K | 0.25% |
| 7 | UBS Factor MSCI EMU Prime Value Screened UCITS ETF EUR dis UD03.L | 1.09% | 777.6K | 0.25% |
| 8 | Amundi MSCI EMU High Dividend UCITS ETF Acc CD8.PA | 0.96% | 3.90M | 0.30% |
| 9 | Invesco EURO STOXX Optimised Banks UCITS ETF S7XP.L | 0.87% | 1.72M | 0.30% |
| 10 | iShares MSCI EMU Mid Cap UCITS ETF EUR EMUM.L | 0.75% | 4.65M | 0.49% |
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Miguel Maya Dias Pinheiro | 3rd Executive Vice Chairman, Chief Executive Officer & Member of Board for Strategic Board | 2M | male |
| Miguel de Campos Pereira de Braganca | Chief Financial Officer & Executive Director | 1M | male |
| João Nuno de Oliveira Jorge Palma | Executive Director | 1M | — |
| Maria Jose-Henriques-Barreto De Matos De Campos | Executive Director | 1M | female |
| Rui Manuel da Silva Teixeira | Executive Director | 1M | male |
| José Miguel Bensliman Schorcht Da Silva Pessanha | Executive Director | 1M | male |
| José Jacinto Iglésias Soares | Chief Operating Officer | 269.6K | male |
| Bernardo Roquette de Aragão de Portugal Collaço | Market Relations Representative & Head of the IR Division | — | male |
| Mário António Pinho Gaspar Neves | Group Head of Compliance | — | male |
| Ana Cristina Carmo | Head of Client Coverage Portugal - North | — | female |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for BCP.LS
Short-term intention
Target Price Distribution
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