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Banco de Crédito e Inversiones (BCI.SN)
Santiago de Chile, CL
Banco de Crédito e Inversiones (BCI) delivers a broad spectrum of banking and financial services both within Chile and across international markets. Its operations are organized into several divisions, including Retail Banking, SME Banking, Wholesale Banking, Finance, BCI Financial Group, and various Financial Services. The bank provides a comprehensive suite of core banking solutions, such as current and savings accounts, along with credit and debit cards. It offers diverse lending options, encompassing mortgages, personal loans, business financing, short-term and long-term commercial credit, overdraft facilities, and corporate funding. Additionally, BCI provides guarantees and an extensive range of insurance products, covering life, health, home, and specialized coverages for credit protection, automotive, commercial vehicles, fire, and mobile equipment. The company extends services vital for businesses, including factoring, leasing, payment solutions, foreign trade facilitation, and efficient cash management. Clients also have access to various investment products and services, alongside sophisticated sales and trading capabilities that feature investment opportunities, hedging strategies, arbitration, derivatives, and fixed income brokerage. Established in 1937 and headquartered in Santiago, Chile, Banco de Crédito e Inversiones operates as a subsidiary of Empresas Juan Yarur S.P.A.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -1.68% | -4.20% | -7.34% | -10.32% | +11.56% | -1.68% | +49.16% | +171.01% | +128.35% | +201.92% | +665.23% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 1 | 0 |
| Buy | 2 | 0 |
| Hold | 2 | 0 |
| Sell | 3 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth+5.7% Q1'26: -3.3% (vs Q1'25)
-
EPS growth+24.3% Q1'26: +5.3% (vs Q1'25)
-
FCF margin— Q1'26: -11.0% (vs Q1'25)
-
EBIT margin— Q1'26: +25.5% (vs Q1'25)
-
ROIC— Q1'26: +6.6% (vs Q1'25)
-
Share dilution+0.0% Q1'26: +0.0% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 10.82× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2015 actual |
Dec 2016 actual |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 2 Rev. Ana. 1 EPS Ana. |
Dec 2027 7 Rev. Ana. 7 EPS Ana. |
Dec 2028 4 Rev. Ana. 2 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
1.70T
est: 1.11T (+52.4%)
|
1.89T
est: 1.30T (+46.0%)
|
1.95T
est: 1.39T (+39.8%)
|
2.35T
est: 1.60T (+46.8%)
|
2.77T
est: 1.88T (+47.4%)
|
2.66T
est: 2.01T (+32.1%)
|
2.81T
est: 2.11T (+32.8%)
|
4.74T
est: 2.66T (+78.4%)
|
5.43T
est: 2.31T (+135.2%)
|
5.25T
est: 2.73T (+92.5%)
|
5.55T
est: 3.00T (+84.9%)
|
3.29T
3.19T – 3.40T
+9.7% YoY
|
3.57T
3.39T – 3.80T
+8.4% YoY
|
3.73T
3.66T – 3.79T
+4.4% YoY
|
| EBITDA |
444.16B
est: 271.37B (+63.7%)
|
480.04B
est: 315.70B (+52.1%)
|
599.26B
est: 338.95B (+76.8%)
|
587.08B
est: 390.07B (+50.5%)
|
634.83B
est: 457.82B (+38.7%)
|
451.21B
est: 490.02B (-7.9%)
|
1.22T
est: 514.95B (+136.6%)
|
1.03T
est: 647.21B (+58.5%)
|
930.99B
est: 583.82B (+59.5%)
|
1.19T
est: 689.85B (+72.2%)
|
1.20T
est: 758.90B (+58.0%)
|
832.15B
805.50B – 858.80B
+9.7% YoY
|
902.18B
855.95B – 959.23B
+8.4% YoY
|
941.90B
925.50B – 958.30B
+4.4% YoY
|
| EBIT |
400.71B
est: 239.09B (+67.6%)
|
424.93B
est: 278.14B (+52.8%)
|
538.98B
est: 298.64B (+80.5%)
|
519.65B
est: 343.67B (+51.2%)
|
531.18B
est: 403.36B (+31.7%)
|
342.20B
est: 431.73B (-20.7%)
|
1.11T
est: 453.70B (+145.0%)
|
911.90B
est: 570.22B (+59.9%)
|
817.98B
est: 531.65B (+53.9%)
|
1.08T
est: 628.21B (+71.6%)
|
1.15T
est: 691.09B (+66.2%)
|
757.80B
733.53B – 782.07B
+9.7% YoY
|
821.57B
779.47B – 873.52B
+8.4% YoY
|
857.74B
842.80B – 872.67B
+4.4% YoY
|
| Net Income |
330.82B
est: 414.05B (-20.1%)
|
340.17B
est: 432.58B (-21.4%)
|
371.40B
est: 447.59B (-17.0%)
|
395.79B
est: 451.48B (-12.3%)
|
402.65B
est: 477.14B (-15.6%)
|
317.45B
est: 354.21B (-10.4%)
|
1.11T
est: 602.30B (+84.5%)
|
820.82B
est: 962.50B (-14.7%)
|
682.47B
est: 795.41B (-14.2%)
|
801.64B
est: 830.66B (-3.5%)
|
996.21B
est: 1.01T (-1.4%)
|
1.12T
1.11T – 1.13T
+10.8% YoY
|
1.24T
1.17T – 1.30T
+10.6% YoY
|
1.26T
1.22T – 1.30T
+2.1% YoY
|
| SGA |
151.93B
est: 104.38B (+45.5%)
|
180.76B
est: 121.43B (+48.9%)
|
199.98B
est: 130.38B (+53.4%)
|
235.73B
est: 150.04B (+57.1%)
|
288.88B
est: 176.10B (+64.0%)
|
283.89B
est: 188.48B (+50.6%)
|
333.90B
est: 198.07B (+68.6%)
|
371.48B
est: 248.94B (+49.2%)
|
412.94B
est: 209.61B (+97.0%)
|
463.68B
est: 247.68B (+87.2%)
|
511.82B
est: 272.47B (+87.8%)
|
298.77B
289.21B – 308.34B
+9.7% YoY
|
323.92B
307.32B – 344.40B
+8.4% YoY
|
338.18B
332.29B – 344.07B
+4.4% YoY
|
| EPS |
2,296.64
est: 1,894.05 (+21.3%)
|
2,228.20
est: 1,978.85 (+12.6%)
|
2,373.82
est: 2,047.50 (+15.9%)
|
2,497.66
est: 2,065.30 (+20.9%)
|
2,083.55
est: 2,182.65 (-4.5%)
|
1,721.49
est: 1,620.33 (+6.2%)
|
2,949.97
est: 2,755.21 (+7.1%)
|
2,530.16
est: 4,402.95 (-42.5%)
|
3,638.96
est: 3,623.84 (+0.4%)
|
3,665.15
est: 3,784.43 (-3.2%)
|
4,557.15
est: 4,572.43 (-0.3%)
|
5,122.46
5,062.30 – 5,182.61
+12.0% YoY
|
5,571.41
5,339.33 – 5,930.90
+8.8% YoY
|
5,780.43
5,592.92 – 5,967.93
+3.8% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-11 | B- | 2/5 | 1/5 | 4/5 | 4/5 | 1/5 | 2/5 | 2/5 |
| 2026-05-08 | B- | 2/5 | 1/5 | 4/5 | 4/5 | 1/5 | 2/5 | 2/5 |
| 2026-05-07 | B- | 2/5 | 1/5 | 4/5 | 4/5 | 1/5 | 2/5 | 2/5 |
| 2026-05-06 | B- | 2/5 | 1/5 | 4/5 | 4/5 | 1/5 | 2/5 | 2/5 |
| 2026-05-05 | B- | 2/5 | 1/5 | 4/5 | 4/5 | 1/5 | 2/5 | 2/5 |
| 2026-05-04 | B- | 2/5 | 1/5 | 4/5 | 4/5 | 1/5 | 2/5 | 2/5 |
| 2026-04-30 | B- | 2/5 | 1/5 | 4/5 | 4/5 | 1/5 | 2/5 | 2/5 |
| 2026-04-29 | B- | 2/5 | 1/5 | 4/5 | 4/5 | 1/5 | 2/5 | 2/5 |
| 2026-04-28 | B- | 2/5 | 1/5 | 4/5 | 4/5 | 1/5 | 2/5 | 2/5 |
| 2026-04-27 | B- | 2/5 | 1/5 | 4/5 | 4/5 | 1/5 | 2/5 | 2/5 |
| 2026-04-24 | B- | 2/5 | 1/5 | 4/5 | 4/5 | 1/5 | 2/5 | 2/5 |
| 2026-04-23 | B- | 2/5 | 1/5 | 4/5 | 4/5 | 1/5 | 2/5 | 2/5 |
| 2026-04-22 | B | 3/5 | 1/5 | 4/5 | 5/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-21 | B | 3/5 | 1/5 | 4/5 | 5/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-20 | B | 3/5 | 1/5 | 4/5 | 5/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-17 | B | 3/5 | 1/5 | 4/5 | 5/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-16 | B | 3/5 | 1/5 | 4/5 | 5/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-15 | B | 3/5 | 1/5 | 4/5 | 5/5 | 1/5 | 3/5 | 2/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | iShares MSCI Chile ETF ECH | 4.62% | 48.57M | 0.59% |
| 2 | Desjardins RI Emerging Markets Multifactor - Net-Zero Emissions Pathway ETF DRFE.TO | 1.01% | 2.42M | 0.65% |
| 3 | Franklin FTSE Latin America ETF FLLA | 0.67% | 724.9K | 0.19% |
| 4 | iShares MSCI EM Latin America UCITS ETF DLTM.L | 0.64% | 12.66M | 0.20% |
| 5 | VictoryShares Emerging Markets Value Momentum ETF UEVM | 0.50% | 1.22M | 0.53% |
| 6 | Fidelity Emerging Markets Multifactor ETF FDEM | 0.34% | 1.99M | 0.25% |
| 7 | JPMorgan Diversified Return Emerging Markets Equity ETF JPEM | 0.19% | 742.9K | 0.44% |
| 8 | Hartford Multifactor Emerging Markets ETF ROAM | 0.16% | 177.4K | 0.44% |
| 9 | HSBC MSCI Emerging Markets Climate Paris Aligned UCITS ETF HPEM.L | 0.12% | 46.1K | 0.18% |
| 10 | Amundi MSCI Emerging Ex China ESG Selection UCITS ETF DR (C) EMXU.L | 0.12% | 1.27M | 0.35% |
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Mario Gómez Dubravcic | Director | 303M | male |
| Diego Yarur Arrasate | Chief of Corporate Development & International Division & Director | 296M | male |
| Andrés Atala Salim-Hanna | Head of Investor Relations | — | male |
| Antonellla Sassi | Head of Sustainability Communications & Sustainability Division | — | — |
| Antonio Le Feuvre Vergara | Chief Corporate Risk Officer | — | male |
| Carlos Andonaegui Elton | Corporate Secretary | — | male |
| Claudia Ramos Arellano | Chief of Innovation and D & A | — | — |
| Eugenio Von Chrismar Carvajal | Chief Executive Officer | — | male |
| Fernando Carmash Cassis | General Counsel | — | male |
| Gerardo Spoerer Hurtado | Managing Director of Wholesale Banking | — | male |
| Javier Moraga Klenner | Investment & Finance Division Manager | — | male |
| Jorge González Echazabal | President & CEO de City National Bank of Florida | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for BCI.SN
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
