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Banque Cantonale de Genève S.A. (BCGE.SW)

CHF33.00 -0.30 (-0.90%)
CH SIX Financial Services Banks - Regional
Address Quai de l’Ile 17 1211
Geneva, CH
CEO Nicolas Krügel
Website bcge.ch
IPO 1995-04-10
ISIN CH1485899350

Explore sections of this company profile

Also trades on London Stock Exchange · 0RMP.L (CHF) Swiss Exchange · BCGE.SW (CHF)
Description

Established in 1816 and headquartered in Geneva, Switzerland, Banque Cantonale de Genève SA (BCGE) offers a comprehensive suite of banking and financial solutions to a diverse clientele, including private individuals, corporate entities, and institutional clients. For individual customers, BCGE provides various account types such as checking, individual, and savings accounts, in addition to safe deposit boxes, foreign currency services, and bank cards. The bank also assists with short, medium, and long-term savings products, alongside specialized services like pension planning, investment management, and private banking. Lending options extend to housing finance, consumer credit, and mortgage loans. Corporate clients benefit from a wide array of services including corporate finance, cash flow management, export financing, real estate and construction funding, international commodity trade finance, and strategic corporate advisory. BCGE also offers equity finance solutions and commercial loans. Furthermore, the bank delivers specialized financial services, market products, asset management, and advisory support for institutional clients, banks, and insurance companies. Independent wealth managers also receive dedicated services. Beyond traditional banking, BCGE actively participates in real estate brokerage, asset transfer management, and online banking platforms, as well as providing company valuation and selling activities. It also manages public offerings and placements in financial markets. BCGE maintains a robust operational footprint, comprising 21 branches and 125 ATMs. In addition to its Geneva base, the bank operates offices in other Swiss cities like Lausanne, Zurich, and Basel, complemented by an international presence in Lyon, Annecy, Paris, Dubai, and Hong Kong.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
CHF33.00 -0.30 (-0.90%)
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Volume Profile
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Liquidity & share structure
Average Volume
20.2K
Beta
0.01
Float Shares
14.59M
Free Float %
20.4%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.60% +3.37% -5.87% +5.64% +38.11% +36.99% +39.26% +68.92% +113.97% +134.35% +126.17%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
33.00
DCF (Unlevered) 292.61 +786.7%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 100% Bullish
Rating 2026-05 Change
Strong Buy 1 0
Buy 0 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.27
Distress
Piotroski F-Score
3 / 9
Average
Composite Rating
B-
Overall Score
3 / 5
Medium
DCF Score
1 / 5
Low
ROE Score
3 / 5
Medium
ROA Score
3 / 5
Medium
D/E Score
1 / 5
Low
P/E Score
3 / 5
Medium
P/Book Score
4 / 5
High
Operational MOAT
  • Revenue growth
    +27.5% Q4'25: -21.1% (vs Q4'23)
  • EPS growth
    +0.6% Q4'25: +10.4% (vs Q4'23)
  • FCF margin
    Q4'25: -222.1% (vs Q4'23)
  • EBIT margin
    Q4'25: +42.6% (vs Q4'23)
  • ROIC
    Q4'25: +9.2% (vs Q4'23)
  • Share dilution
    +0.4% Q4'25: +0.4% (vs Q4'23)
  • Debt / EBITDA
    Q4'25: 15.88× (vs Q4'23)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.02) × ERP
WACC = 19% × Ke + 81% × Kd (4.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 292.61 Current price: 33.00
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2000
actual
Dec 2001
actual
Dec 2002
actual
Dec 2003
actual
Dec 2004
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
1 Rev. Ana.
1 EPS Ana.
Dec 2027
1 Rev. Ana.
1 EPS Ana.
Dec 2028
1 Rev. Ana.
1 EPS Ana.
Revenue
384.99M
est.
411.18M
est.
436.75M
est.
273.02M
est: 458.32M (-40.4%)
269.14M
est: 488.16M (-44.9%)
569.54M
est: 598.21M (-4.8%)
585.52M
est: 602.79M (-2.9%)
746.45M
est: 537.80M (+38.8%)
585.40M
585.40M – 585.40M
+8.9% YoY
605.98M
605.98M – 605.98M
+3.5% YoY
625.59M
625.59M – 625.59M
+3.2% YoY
EBITDA
164.90M
est.
172.65M
est.
187.07M
est.
est: 368.21M (-100.0%)
est: 210.14M (-100.0%)
292.53M
est: 260.14M (+12.5%)
282.17M
est: 262.13M (+7.6%)
275.79M
est: 233.87M (+17.9%)
254.57M
254.57M – 254.57M
+8.9% YoY
263.52M
263.52M – 263.52M
+3.5% YoY
272.04M
272.04M – 272.04M
+3.2% YoY
EBIT
150.68M
est.
157.76M
est.
167.57M
est.
-25.24M
est: -27.80M (+9.2%)
-23.32M
est: 192.02M (-112.1%)
272.20M
est: 238.73M (+14.0%)
258.34M
est: 240.56M (+7.4%)
253.29M
est: 214.62M (+18.0%)
233.62M
233.62M – 233.62M
+8.9% YoY
241.83M
241.83M – 241.83M
+3.5% YoY
249.66M
249.66M – 249.66M
+3.2% YoY
Net Income
796.66M
est.
857.91M
est.
1.11B
est.
7.19M
est: -29.82M (+124.1%)
31.84M
231.24M
219.20M
est: 231.96M (-5.5%)
220.89M
est: 182.56M (+21.0%)
221.93M
221.93M – 221.93M
+21.6% YoY
229.09M
229.09M – 229.09M
+3.2% YoY
236.50M
236.50M – 236.50M
+3.2% YoY
SGA
118.67M
est.
126.74M
est.
134.63M
est.
est: 327.31M (-100.0%)
est: 151.23M (-100.0%)
983.0K
est: 167.08M (-99.4%)
209.04M
est: 168.36M (+24.2%)
194.87M
est: 150.21M (+29.7%)
163.51M
163.51M – 163.51M
+8.9% YoY
169.25M
169.25M – 169.25M
+3.5% YoY
174.73M
174.73M – 174.73M
+3.2% YoY
EPS
11.17
est.
12.09
est.
15.71
est.
0.10
0.45
3.24
3.07
est: 3.24 (-5.2%)
3.09
est: 2.55 (+21.2%)
3.10
3.10 – 3.10
+21.6% YoY
3.20
3.20 – 3.20
+3.2% YoY
3.30
3.30 – 3.30
+3.2% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-29 B- 3/5 1/5 3/5 3/5 1/5 3/5 4/5
2026-05-28 B- 3/5 1/5 3/5 3/5 1/5 3/5 4/5
2026-05-27 B- 3/5 1/5 3/5 3/5 1/5 3/5 4/5
2026-05-26 B- 3/5 1/5 3/5 3/5 1/5 3/5 4/5
2026-05-22 B- 3/5 1/5 3/5 3/5 1/5 3/5 4/5
2026-05-21 B- 3/5 1/5 3/5 3/5 1/5 3/5 4/5
2026-05-20 B- 3/5 1/5 3/5 3/5 1/5 3/5 4/5
2026-05-19 B- 3/5 1/5 3/5 3/5 1/5 3/5 4/5
2026-05-18 B- 3/5 1/5 3/5 3/5 1/5 3/5 4/5
2026-05-15 B- 3/5 1/5 3/5 3/5 1/5 3/5 4/5
2026-05-13 B- 3/5 1/5 3/5 3/5 1/5 3/5 4/5
2026-05-12 B- 3/5 1/5 3/5 3/5 1/5 3/5 4/5
2026-05-11 B- 3/5 1/5 3/5 3/5 1/5 3/5 4/5
2026-05-08 B 3/5 1/5 3/5 3/5 1/5 4/5 4/5
2026-05-07 B 3/5 1/5 3/5 3/5 1/5 4/5 4/5
2026-05-06 B 3/5 1/5 3/5 3/5 1/5 4/5 4/5
2026-05-05 B 3/5 1/5 3/5 3/5 1/5 4/5 4/5
2026-05-04 B 3/5 1/5 3/5 3/5 1/5 4/5 4/5
2026-04-30 B 3/5 1/5 3/5 3/5 1/5 4/5 4/5
2026-04-29 B 3/5 1/5 3/5 3/5 1/5 4/5 4/5
2026-04-28 B 3/5 1/5 3/5 3/5 1/5 4/5 4/5
2026-04-27 B 3/5 1/5 3/5 3/5 1/5 4/5 4/5
2026-04-24 B 3/5 1/5 3/5 3/5 1/5 4/5 4/5
2026-04-23 B 3/5 1/5 3/5 4/5 1/5 4/5 4/5
2026-04-22 B 3/5 1/5 3/5 4/5 1/5 4/5 4/5
2026-04-21 B 3/5 1/5 3/5 4/5 1/5 4/5 4/5
2026-04-20 B 3/5 1/5 3/5 4/5 1/5 4/5 4/5
2026-04-17 B 3/5 1/5 3/5 4/5 1/5 4/5 4/5
2026-04-16 B 3/5 1/5 3/5 4/5 1/5 4/5 4/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-571.31M
OE per share TTM
-7.97
Owner's Yield
-23.68%
Maintenance CapEx ratio
110.67%
Maint CapEx / Avg PPE
24.5%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 3 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 iShares Core SPI(R) ETF (CH) CHSPI.SW 0.03% 2.39M 0.10%
2 FlexShares Morningstar Developed Markets ex-US Factor Tilt Index Fund TLTD 0.01% 96.8K 0.41%
3 State Street SPDR Portfolio Europe ETF SPEU 0.01% 43.8K 0.07%

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
261.7K
Shares Outstanding
71.59M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Nicolas Krügel Chief Executive Officer & Chairman of Executive Board 2M male
Manuel Leuthold Independent Chairman of the Board 280.5K male
Elisabeth Ray Tang Head of Human Resources female
Frederic Vernet Head of Finance, Chief Financial Officer, Chief Risk Officer & Member of Executive Board male
Jean-Marc Joris Head of the Operations Division & Member of Executive Board male
Katia Coudray Head of the Wealth & Asset Management Division and Member of Executive Board female
Philippe Marti Head of the Legal & Compliance Division and Member of Management Board male
Pierrette Jaton Klopfenstein Head of Individuals & Digital Banking and Member of Executive Board female
Christian Hamm Head of Marketing male
Yvan Nicolet Head of General Accounting male
Claude Bagnoud Head of Public Bodies & Participations male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits