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Banco Bradesco S.A. (BBDC4.SA)

BRL18.77 -0.09 (-0.48%)
BR SAO Financial Services Banks - Regional
Address Cidade De Deus, S/N 06029-900
Osasco, SP, BR
CEO Marcelo de Araujo Noronha
IPO 2008-01-02
ISIN BRBBDCACNPR8

Explore sections of this company profile

Also trades on B3 S.A. · BBDC3.SA (BRL) B3 S.A. · BBDC4.SA (BRL) Madrid Stock Exchange · XBBDC.MC (EUR) New York Stock Exchange · BBD (USD) New York Stock Exchange · BBDO (USD)
Description

Banco Bradesco S.A., along with its affiliated entities, delivers a comprehensive suite of financial and banking solutions to individual clients, corporate entities, and businesses across Brazil and on the international stage. The company organizes its operations into two main divisions: Banking and Insurance. Its offerings include various deposit accounts such as checking, savings, digital ("click"), and salary accounts. Lending services encompass real estate financing, vehicle loans, payroll-backed advances, home mortgages, microcredit, leasing, and both personal and installment credit options. The institution also issues debit and corporate payment cards, provides financial advisory and security services, and administers consortium programs. Through its insurance arm, it offers policies for automobiles, personal accidents, dental care, travel, and life. A wide selection of investment vehicles and pension plans are additionally available. Furthermore, the bank facilitates real estate and vehicle auctions, provides comprehensive cash management and foreign trade/currency exchange services, offers capitalization bonds, and supports extensive internet banking functionalities. Established in 1943, Banco Bradesco S.A. maintains its principal offices in Osasco, Brazil.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
BRL18.77 -0.09 (-0.48%)
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Volume Profile
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Liquidity & share structure
Average Volume
37M
Beta
0.26
Float Shares
7.53B
Free Float %
71.2%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-0.72% -4.97% -12.13% -15.40% -7.61% -1.43% +20.54% +16.10% -18.03% +26.39% -18.47%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Analyst Consensus (11 ratings, all time) Hold
Price Targets & DCF
Current price
18.77
Ratings Trend (MoM) 69% Bullish
Rating 2026-05 Change
Strong Buy 1 0
Buy 8 0
Hold 4 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.12
Distress
Piotroski F-Score
8 / 9
Strong
Composite Rating
B+
Overall Score
3 / 5
Medium
DCF Score
3 / 5
Medium
ROE Score
4 / 5
High
ROA Score
4 / 5
High
D/E Score
1 / 5
Low
P/E Score
3 / 5
Medium
P/Book Score
3 / 5
Medium
Operational MOAT
★ Strong MOAT
  • Revenue growth
    +13.2% Q1'26: +38.1% (vs Q1'25)
  • EPS growth
    +37.4% Q1'26: -7.5% (vs Q1'25)
  • FCF margin
    Q1'26: +80.0% (vs Q1'25)
  • EBIT margin
    Q1'26: +7.6% (vs Q1'25)
  • ROIC
    Q1'26: +2.2% (vs Q1'25)
  • Share dilution
    -0.3% Q1'26: -0.1% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 26.74× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.33) × ERP
WACC = 18% × Ke + 82% × Kd (24.4%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Current price: 18.77
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2015
actual
Dec 2016
actual
Dec 2017
actual
Dec 2018
actual
Dec 2019
actual
Dec 2020
actual
Dec 2021
actual
Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
6 Rev. Ana.
8 EPS Ana.
Dec 2027
11 Rev. Ana.
9 EPS Ana.
Dec 2028
4 Rev. Ana.
4 EPS Ana.
Dec 2029
5 Rev. Ana.
3 EPS Ana.
Revenue
66.51B
est: 84.37B (-21.2%)
96.37B
est: 97.30B (-1.0%)
91.19B
est: 100.96B (-9.7%)
88.79B
est: 97.82B (-9.2%)
99.28B
est: 104.48B (-5.0%)
82.37B
est: 103.33B (-20.3%)
102.43B
est: 106.66B (-4.0%)
109.00B
est: 116.30B (-6.3%)
68.35B
est: 118.17B (-42.2%)
78.89B
est: 120.59B (-34.6%)
89.27B
est: 134.98B (-33.9%)
148.08B
127.52B – 155.51B
+9.7% YoY
159.90B
135.49B – 166.00B
+8.0% YoY
170.96B
145.99B – 178.47B
+6.9% YoY
341.11B
291.28B – 356.08B
+99.5% YoY
EBITDA
12.06B
est: 10.26B (+17.5%)
30.82B
est: 11.84B (+160.3%)
24.60B
est: 12.28B (+100.3%)
est: 11.90B (-100.0%)
22.05B
est: 12.71B (+73.5%)
11.01B
est: 12.57B (-12.4%)
38.63B
est: 12.97B (+197.7%)
est: 14.15B (-100.0%)
16.20B
est: 14.38B (+12.7%)
23.63B
est: 27.79B (-15.0%)
21.31B
est: 31.11B (-31.5%)
34.13B
29.39B – 35.84B
+9.7% YoY
36.86B
31.23B – 38.26B
+8.0% YoY
39.41B
33.65B – 41.14B
+6.9% YoY
78.62B
67.14B – 82.07B
+99.5% YoY
EBIT
9.11B
est: 7.60B (+20.0%)
27.16B
est: 8.76B (+210.0%)
20.03B
est: 9.09B (+120.3%)
-4.81B
est: 8.81B (-154.6%)
16.18B
est: 9.41B (+72.0%)
5.09B
est: 9.30B (-45.3%)
32.85B
est: 9.60B (+242.1%)
-5.66B
est: 10.47B (-154.1%)
10.21B
est: 10.64B (-4.1%)
16.90B
est: 20.16B (-16.2%)
18.86B
est: 22.57B (-16.4%)
24.76B
21.32B – 26.00B
+9.7% YoY
26.74B
22.65B – 27.75B
+8.0% YoY
28.59B
24.41B – 29.84B
+6.9% YoY
57.03B
48.70B – 59.54B
+99.5% YoY
Net Income
18.13B
est: 17.50B (+3.6%)
17.89B
est: 16.74B (+6.9%)
17.09B
est: 17.90B (-4.5%)
16.58B
est: 20.55B (-19.3%)
21.02B
est: 25.60B (-17.9%)
15.84B
est: 17.83B (-11.2%)
23.17B
est: 26.69B (-13.2%)
21.22B
est: 23.55B (-9.9%)
14.25B
est: 18.06B (-21.1%)
17.25B
est: 19.36B (-10.9%)
23.67B
est: 24.55B (-3.6%)
28.10B
27.24B – 28.89B
+14.5% YoY
31.82B
30.21B – 33.23B
+13.2% YoY
34.62B
28.04B – 36.59B
+8.8% YoY
38.48B
31.18B – 40.68B
+11.2% YoY
SGA
27.78B
est: 17.41B (+59.5%)
33.15B
est: 20.08B (+65.1%)
37.61B
est: 20.84B (+80.5%)
35.75B
est: 20.19B (+77.1%)
44.22B
est: 21.56B (+105.1%)
37.31B
est: 21.32B (+75.0%)
39.09B
est: 22.01B (+77.6%)
42.67B
est: 24.00B (+77.8%)
40.65B
est: 24.39B (+66.7%)
43.10B
est: 58.32B (-26.1%)
44.98B
est: 65.27B (-31.1%)
71.61B
61.67B – 75.20B
+9.7% YoY
77.33B
65.52B – 80.28B
+8.0% YoY
82.68B
70.60B – 86.31B
+6.9% YoY
164.96B
140.86B – 172.20B
+99.5% YoY
EPS
2.70
est: 1.65 (+63.7%)
2.80
est: 1.58 (+77.6%)
2.55
est: 1.69 (+51.2%)
1.55
est: 1.94 (-19.9%)
2.11
est: 2.41 (-12.5%)
1.55
est: 1.68 (-7.7%)
1.97
est: 2.51 (-21.7%)
1.99
est: 2.22 (-10.3%)
1.34
est: 1.70 (-21.2%)
1.63
est: 1.83 (-11.0%)
2.24
est: 2.32 (-3.5%)
2.66
2.57 – 2.73
+14.5% YoY
3.01
2.86 – 3.14
+13.2% YoY
3.27
2.65 – 3.46
+8.8% YoY
3.64
2.95 – 3.85
+11.2% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-08 B+ 3/5 3/5 4/5 4/5 1/5 3/5 3/5
2026-05-07 B+ 3/5 3/5 4/5 4/5 1/5 3/5 3/5
2026-05-06 B+ 3/5 3/5 4/5 4/5 1/5 3/5 3/5
2026-05-05 B+ 3/5 3/5 4/5 4/5 1/5 4/5 3/5
2026-05-04 B+ 3/5 3/5 4/5 4/5 1/5 4/5 3/5
2026-04-30 B+ 3/5 3/5 4/5 4/5 1/5 4/5 3/5
2026-04-29 B+ 3/5 3/5 4/5 4/5 1/5 4/5 3/5
2026-04-28 B+ 3/5 3/5 4/5 4/5 1/5 4/5 3/5
2026-04-27 B+ 3/5 3/5 4/5 4/5 1/5 4/5 3/5
2026-04-24 B+ 3/5 3/5 4/5 4/5 1/5 4/5 3/5
2026-04-23 B+ 3/5 3/5 4/5 4/5 1/5 4/5 3/5
2026-04-22 B+ 3/5 3/5 4/5 4/5 1/5 4/5 3/5
2026-04-20 B+ 3/5 3/5 4/5 4/5 1/5 4/5 3/5
2026-04-17 A- 4/5 4/5 4/5 4/5 1/5 4/5 3/5
2026-04-16 A- 4/5 4/5 4/5 4/5 1/5 4/5 3/5
2026-04-15 A- 4/5 4/5 4/5 5/5 1/5 4/5 3/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
209.27B
OE per share TTM
19.79
Owner's Yield
122.55%
Maintenance CapEx ratio
13.53%
Maint CapEx / Avg PPE
5.5%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
262.1K
Shares Outstanding
10.58B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Antonio Jose da Barbara Executive Managing Officers & Member of Executive Board male
Bruno D'Avila Melo Boetger Executive Vice President & Member of Executive Board male
Cassiano Ricardo Scarpelli Chief Financial Officer, Executive Vice President of Director & Member of Executive Board male
Eurico Ramos Fabri Executive Vice President of Director & Member of Executive Board male
Guilherme Muller Leal Executive Vice President & Member of Executive Board male
Jose Ramos Rocha Neto Executive Vice President & Member of the Executive Board male
Marcelo de Araujo Noronha Chief Executive Officer & Member of Executive Board male
Moacir Nachbar Jr. Junior Executive Vice President, Chief Risk Officer & Member of Executive Board male
Roberto de Jesus Paris Executive Officer & Member of Executive Board male
Walkiria Schirrmeister Marchetti Managing Executive Officer & Member of Executive Board female
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits